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Financial Services - Insurance - Diversified - NYSE - NL
$ 6.06
-0.656 %
$ 9.6 B
Market Cap
14.43
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one AEG stock under the worst case scenario is HIDDEN Compared to the current market price of 6.06 USD, Aegon N.V. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one AEG stock under the base case scenario is HIDDEN Compared to the current market price of 6.06 USD, Aegon N.V. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one AEG stock under the best case scenario is HIDDEN Compared to the current market price of 6.06 USD, Aegon N.V. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart AEG

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$6.8$6.8$6.6$6.6$6.4$6.4$6.2$6.2$6.0$6.0$5.8$5.8$5.6$5.6$5.4$5.4Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
19.5 B REVENUE
-2.67%
657 M OPERATING INCOME
268.46%
660 M NET INCOME
0.00%
762 M OPERATING CASH FLOW
-11.81%
300 M INVESTING CASH FLOW
115.03%
-1.76 B FINANCING CASH FLOW
45.85%
3.23 B REVENUE
0.00%
3.07 B OPERATING INCOME
0.00%
-26 M NET INCOME
-0.00%
324 M OPERATING CASH FLOW
0.00%
56 M INVESTING CASH FLOW
0.00%
-490 M FINANCING CASH FLOW
-0.00%
Balance Sheet Aegon N.V.
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Current Assets 0
Cash & Short-Term Investments 58.2 B
Receivables 3.83 B
Other Current Assets -62 B
Non-Current Assets 0
Long-Term Investments 298 B
PP&E 400 M
Other Non-Current Assets -298 B
Infinity %Infinity %Total Assets$0.0
Current Liabilities 0
Accounts Payable 1.32 B
Short-Term Debt 37 M
Other Current Liabilities -1.36 B
Non-Current Liabilities 0
Long-Term Debt 4.96 B
Other Non-Current Liabilities -4.96 B
Infinity %Infinity %Total Liabilities$0.0
EFFICIENCY
Earnings Waterfall Aegon N.V.
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Revenue 19.5 B
Cost Of Revenue 0
Gross Profit 19.5 B
Operating Expenses 18.9 B
Operating Income 657 M
Other Expenses -3 M
Net Income 660 M
20b20b18b18b16b16b14b14b12b12b10b10b8b8b6b6b4b4b2b2b0020b020b(19b)657m3m660mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
3.37% OPERATING MARGIN
3.37%
3.52% NET MARGIN
3.52%
7.49% ROE
7.49%
0.21% ROA
0.21%
1818.72% ROIC
1818.72%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Aegon N.V.
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8b8b6b6b4b4b2b2b00(2b)(2b)(4b)(4b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 660 M
Depreciation & Amortization -31 M
Capital Expenditures -66 M
Stock-Based Compensation 0
Change in Working Capital 10.8 B
Others 133 M
Free Cash Flow 696 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Aegon N.V.
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Wall Street analysts predict an average 1-year price target for AEG of $7.5 , with forecasts ranging from a low of $7.5 to a high of $7.5 .
AEG Lowest Price Target Wall Street Target
7.5 USD 23.76%
AEG Average Price Target Wall Street Target
7.5 USD 23.76%
AEG Highest Price Target Wall Street Target
7.5 USD 23.76%
Price
Max Price Target
Min Price Target
Average Price Target
887777777777666666666655Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.199 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.350000.350000.300000.300000.250000.250000.200000.200000.150000.150000.100000.100000.050000.050000.000000.000000.13660.1410.1460.1650.1670.173490.07270.0960.12880.172340.199180.13340.270.1470.290.1530.300.162050.330.1660.330.07120.240.0930.170.110.210.1510.280.1770.350.202015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 10
6. Ownership
Insider Ownership Aegon N.V.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Aegon announces reset of perpetual subordinated bonds The Hague, April 9, 2025 - Aegon today announces that it will reset the coupon on its EUR 113 million (NLG 250 million) 1.506% perpetual cumulative subordinated bonds (ISIN: NL0000120004, originally issued in 1995, the “bonds”) on June 8, 2025. globenewswire.com - 3 weeks ago
Aegon: Sharp Derating Presents Opportunity - Buy Confirmed Despite disappointing FY results and P&L volatility, Aegon maintains solid capital and cash positions. Aegon's capital return strategy includes significant share repurchases and dividends, making it an attractive investment within the insurance sector. Lowered profit forecasts align with new CFO guidance, yet strategic optionality and valuation discounts offer upside potential. seekingalpha.com - 3 weeks ago
The Boston Beer Company and AEG Presents Announce Strategic Live Music Partnership BOSTON, April 03, 2025 (GLOBE NEWSWIRE) -- The Boston Beer Company has joined forces with AEG Presents, a global leader in live entertainment, to bring its portfolio of brands—headlined by Sun Cruiser Iced Tea & Vodka and also including Truly Hard Seltzer, Twisted Tea Hard Iced Tea, and Angry Orchard Hard Cider—to the heart of the live music experience. The multiyear partnership, brokered by AEG Presents Global Partnerships, will see The Boston Beer Company activate its flagship brands across nearly 30 AEG Presents music venues nationwide, including Brooklyn Steel (NY), Resorts World Theatre (Las Vegas), and Roadrunner (Boston) as well as multiple festivals from coast to coast, including Electric Forest in Rothbury, Michigan, and the New Orleans Jazz & Heritage Festival (New Orleans). globenewswire.com - 4 weeks ago
Aegon publishes its Integrated Annual Report 2024 The Hague, March 27, 2025 - Aegon Ltd. today publishes its Integrated Annual Report 2024. The report provides an overview of its businesses, the company's strategy and sustainability approach, and its financial and non-financial performance. The report also reflects on the key trends that influence Aegon's businesses and its stakeholders, and how these trends impact the way in which the company creates and shares value, today and in the future. globenewswire.com - 1 month ago
Aegon launches community investment program in partnership with Bermuda Foundation The Hague, March 14, 2025 - Aegon is excited to announce the launch of a community investment program to support the community of Bermuda, in line with our purpose of Helping people live their best lives. The new program has three components: education, financial and social empowerment, and a grant to the Bermuda Foundation. The program further strengthens our relationship with Bermuda that began twenty years ago when Transamerica Life Bermuda, an Aegon subsidiary, established its presence on Bermuda, and was deepened by the redomiciliation of Aegon's legal seat to Bermuda in September 2023. globenewswire.com - 1 month ago
Aegon: A High Dividend Yield Is Not Enough To Buy Aegon's shift to capital returns from its exit of the Dutch market has led to a high dividend yield, currently at about 6.3%. Despite a strong balance sheet and excess cash, Aegon's valuation at 1.2x book value is higher than justified by its profitability. Aegon's profitability is lower than peers, with a 9.2% ROE in 2024, compared to U.S. life insurance peers' ROE of around 20%. seekingalpha.com - 1 month ago
Aegon Ltd. (AEG) Q4 2024 Earnings Call Transcript Aegon Ltd. (NYSE:AEG ) Q4 2024 Earnings Call February 20, 2025 3:00 AM ET Company Participants Yves Cormier - Head, Investor Relations Lard Friese - Chief Executive Officer Duncan Russell - Chief Financial Officer Conference Call Participants David Barma - Bank of America Michael Huttner - Berenberg Farooq Hanif - JPMorgan Rhea Shah - Deutsche Bank Nasib Ahmed - UBS Marcus Rivaldi - Jefferies Steven Haywood - HSBC Operator Good day and thank you for standing by. Welcome to Aegon's Second Half 2024 Results Call. seekingalpha.com - 2 months ago
Aegon reports second half year 2024 results The Hague - February 20, 2025. Please click here to access all 2H 2024 results related documents. globenewswire.com - 2 months ago
Ameresco Announces Successful Divestiture of Applied Energy Group (AEG) Business, Reinforcing Focus and Reinvesting in Core Businesses FRAMINGHAM, Mass.--(BUSINESS WIRE)--Ameresco, Inc., (NYSE: AMRC), a leading cleantech integrator specializing in energy efficiency and renewable energy, today announced the successful year end divestiture of the Applied Energy Group (AEG), a leading energy technology and advisory services company with over 100 utility management and demand-side energy experts to ICF, a global consulting and technology services provider. The divestiture underscores Ameresco's commitment to its primary business a. businesswire.com - 3 months ago
H'ART Museum and Aegon announce partnership The Hague/Amsterdam - January 8, 2025 - The H'ART Museum, a renowned art institution based in Amsterdam, and Aegon Ltd, a leading international financial services company, are excited to announce the start of a strategic partnership effective January 1, 2025, for an initial period of two years. globenewswire.com - 3 months ago
Aegon: Price-To-Book Valuation Provides Upside (Rating Upgrade) Aegon Ltd. offers life insurance, retirement solutions, and asset management services, with growth opportunities in markets like China and Brazil. Risks include interest rate fluctuations, regulatory changes, and potential shifts in client demand towards higher-yield products. Valuing Aegon using a price-to-book method suggests a price target of $6.84, indicating a 16% upside. seekingalpha.com - 4 months ago
8. Profile Summary

Aegon N.V. AEG

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COUNTRY NL
INDUSTRY Insurance - Diversified
MARKET CAP $ 9.6 B
Dividend Yield 0.00%
Description Aegon N.V. provides insurance, pensions, and asset management services in the Americas, the Netherlands, and the United Kingdom. The company offers life, accident, and health insurance; savings, pension, annuities, and mutual funds; property and casualty insurance; retirement plans and individual retirement accounts; voluntary employee benefits; and stable value solutions. It also provides debt securities; mortgage loans; derivatives; reinsurance assets; other loans; money market and short-term investments; credit risk management; disability services; and digital banking solutions. Aegon N.V. was founded in 1983 and is headquartered in The Hague, the Netherlands.
Contact Aegonplein 50, The Hague, 2591 TV https://www.aegon.com
IPO Date June 28, 1985
Employees 15582
Officers Dr. Marco Baptist Arie Keim RA Chief Executive Officer of Aegon International & Member of the Management Board Ms. Elisabetta Caldera Chief Human Resources Officer & Member of the Management Board Mr. J. Onno van Klinken General Counsel, Executive Vice President & Member of the Management Board Ms. Deborah Waters Chief Technology Officer & Member of the Management Board Ms. Astrid Jakel Chief Risk Officer & Member of the Management Board Mr. E. Lard Friese Chief Executive Officer, Chairman of Management Board & Executive Director Mr. Duncan Russell Chief Financial Officer & Member of Management Board Mr. Michael Anthony Holliday-Williams Chief Executive Officer of Aegon UK & Member of Management Board Mr. Wilford Herndon Fuller Member of the Management Board & Chief Executive Officer of Aegon Americas Mr. Shawn C. D. Johnson B.S., M.B.A., M.Sc. Chief Executive Officer of Aegon Asset Management & Member of Executive Committee