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Financial Services - Insurance - Diversified - NYSE - NL
$ 6.37
0.951 %
$ 10.1 B
Market Cap
-79.62
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one AEG stock under the worst case scenario is HIDDEN Compared to the current market price of 6.37 USD, Aegon N.V. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one AEG stock under the base case scenario is HIDDEN Compared to the current market price of 6.37 USD, Aegon N.V. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one AEG stock under the best case scenario is HIDDEN Compared to the current market price of 6.37 USD, Aegon N.V. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
29.5 B REVENUE
286.44%
-63 M OPERATING INCOME
96.12%
-210 M NET INCOME
100.00%
864 M OPERATING CASH FLOW
-69.69%
-2 B INVESTING CASH FLOW
-324.03%
-3.24 B FINANCING CASH FLOW
-68.80%
3.11 B REVENUE
0.00%
-92.5 M OPERATING INCOME
-0.00%
11 M NET INCOME
0.00%
-98.5 M OPERATING CASH FLOW
-0.00%
-1.06 B INVESTING CASH FLOW
-0.00%
-886 M FINANCING CASH FLOW
-0.00%
Balance Sheet Aegon N.V.
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Current Assets 58 B
Cash & Short-Term Investments 54.4 B
Receivables 3.57 B
Other Current Assets 0
Non-Current Assets 277 B
Long-Term Investments 270 B
PP&E 150 M
Other Non-Current Assets 6.59 B
Current Liabilities 4.1 B
Accounts Payable 2.11 B
Short-Term Debt 0
Other Current Liabilities 1.99 B
Non-Current Liabilities 291 B
Long-Term Debt 4.92 B
Other Non-Current Liabilities 286 B
EFFICIENCY
Earnings Waterfall Aegon N.V.
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Revenue 29.5 B
Cost Of Revenue 19.6 B
Gross Profit 9.97 B
Operating Expenses 29.5 B
Operating Income -63 M
Other Expenses 147 M
Net Income -210 M
RATIOS
77.45% GROSS MARGIN
77.45%
0.49% OPERATING MARGIN
0.49%
-0.61% NET MARGIN
-0.61%
-2.37% ROE
-2.37%
-0.06% ROA
-0.06%
0.55% ROIC
0.55%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Aegon N.V.
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Net Income -210 M
Depreciation & Amortization -163 M
Capital Expenditures -116 M
Stock-Based Compensation 54 M
Change in Working Capital 12.2 B
Others 973 M
Free Cash Flow 748 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Aegon N.V.
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Wall Street analysts predict an average 1-year price target for AEG of $7.5 , with forecasts ranging from a low of $7.5 to a high of $7.5 .
AEG Lowest Price Target Wall Street Target
7.5 USD 17.74%
AEG Average Price Target Wall Street Target
7.5 USD 17.74%
AEG Highest Price Target Wall Street Target
7.5 USD 17.74%
4. DIVIDEND ANALYSIS
0.31% DIVIDEND YIELD
0.177 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Aegon N.V.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
7. News
Aegon: Price-To-Book Valuation Provides Upside (Rating Upgrade) Aegon Ltd. offers life insurance, retirement solutions, and asset management services, with growth opportunities in markets like China and Brazil. Risks include interest rate fluctuations, regulatory changes, and potential shifts in client demand towards higher-yield products. Valuing Aegon using a price-to-book method suggests a price target of $6.84, indicating a 16% upside. seekingalpha.com - 1 month ago
Aegon sets net-zero investment targets for 2030 The Hague, December 11, 2024 - Aegon has updated its net-zero targets for 2030. These goals build on Aegon's current set of targets that apply until year-end 2024, and that the company expects to meet. This new set of targets reinforces Aegon's commitment to transition its general account investment portfolio of around EUR 70 billion to net-zero greenhouse gas (GHG) emissions by 2050, supporting the global transition to a net-zero economy. globenewswire.com - 1 month ago
Aegon: Supportive Operating Capital Generation, Buy Confirmed The company's Q3 performance exceeded expectations on Operating Capital Generation and FCF performance. Aegon's US business growth, higher agent numbers, and strategic asset products support robust future earnings. With a 6.4% dividend yield and 3.5% buyback yield, Aegon remains a Buy. seekingalpha.com - 2 months ago
Aegon Ltd. (AEG) Q3 2024 Trading Update Call Transcript Aegon Ltd. (NYSE:AEG ) Q3 2024 Sales Call Transcript November 15, 2024 3:00 AM ET Company Participants Yves Cormier - Head of Investor Relations Lard Friese - CEO, Chairman of Management Board & Executive Director Duncan Russell - CFO & Member of Management Board Conference Call Participants Farooq Hanif - JPMorgan Nasib Ahmed - UBS Michael Huttner - Berenberg Benoit Petrarque - Kepler Farquhar Murray - Autonomous Iain Pearce - Exane BNP Paribas David Barma - Bank of America Jason Kalamboussis - ING Operator Good day and thank you for standing by. Welcome to Aegon Third Quarter 2024 Trading Update Call. seekingalpha.com - 2 months ago
Aegon trading update for third quarter 2024 The Hague, November 15, 2024 - Please click here to access all 3Q 2024 trading update related documents. globenewswire.com - 2 months ago
Aegon appoints Michele Bareggi as Chief Strategy, Transformation and Growth Officer The Hague, September 13, 2024 - Aegon today announces the appointment of Michele Bareggi as Chief Strategy, Transformation and Growth Officer, and member of Aegon's Executive Committee, starting November 1, 2024. Michele succeeds Duncan Russell, who took on the role of Group CFO in September 2024. globenewswire.com - 4 months ago
AEG Announces $385,000 in Community Grants to 22 Nonprofit Organizations Supporting K-12 Education, Arts, and Health and Wellness LOS ANGELES--(BUSINESS WIRE)--AEG ANNOUNCES $385,000 IN COMMUNITY GRANTS TO 22 NONPROFIT ORGANIZATIONS AROUND THE U.S. SUPPORTING K-12 EDUCATION, ARTS, AND HEALTH AND WELLNESS. businesswire.com - 4 months ago
Aegon: Transformation Costs To Consider, But Long-Term Potential H1 results showed a net loss due to negative fair value items and mortality assumption changes. Aegon's UK strategic plan includes higher integration costs. That said, we confirm the company's attractive shareholders' remuneration and its potential disposal assets value. Transamerica continues to deliver, and despite lower earnings projections, Aegon still trades at a favorable valuation. Our buy rating is then confirmed. seekingalpha.com - 4 months ago
Aegon Ltd. (AEG) Q2 2024 Earnings Call Transcript Aegon Ltd. (NYSE:AEG ) Q2 2024 Earnings Conference Call August 22, 2024 3:00 AM ET Company Participants Yves Cormier - Head of Investor Relations Lard Friese - Chief Executive Officer Matthew Rider - Chief Financial Officer Conference Call Participants David Barma - Bank of America Steven Haywood - HSBC Michael Huttner - Berenberg Farquhar Murray - Autonomous Nasib Ahmed - UBS Jason Kalamboussis - ING Farooq Hanif - JPMorgan Operator Good day and thank you for standing by. Welcome to Aegon First Half 2024 Results Call. seekingalpha.com - 4 months ago
Aegon appoints Shawn C.D. Johnson as CEO of Aegon Asset Management The Hague, August 22, 2024 - Aegon today announces the appointment of Shawn C.D. Johnson as the new CEO of Aegon Asset Management (Aegon AM) and member of Aegon's Executive Committee, effective September 23. Shawn succeeds Bas NieuweWeme, who has decided to leave to pursue career opportunities outside of Aegon. To enable a smooth transition, Bas will stay on as an advisor until December 1. globenewswire.com - 4 months ago
Aegon reports first half year 2024 results The Hague, August 22, 2024 - Please click here to access all 1H 2024 results related documents. globenewswire.com - 4 months ago
In Partnership With AEG Presents, VENU Celebrates Grand Opening of Ford Amphitheater in Colorado Springs With Sold-Out Performances and Special Honors COLORADO SPRINGS, Colo.--(BUSINESS WIRE)-- #ColoradoSprings--The Ford Amphitheater in Colorado Springs officially opened its doors this past weekend with a sold-out, three-night celebration that left a lasting mark on the city's vibrant music scene. Hosted by VENU in partnership with AEG Presents, the grand opening event drew over 24,000 attendees, delivering an unforgettable experience filled with world-class performances, special recognitions, and a spectacular fireworks display. Historic Recognition at the Gra. businesswire.com - 5 months ago
8. Profile Summary

Aegon N.V. AEG

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COUNTRY NL
INDUSTRY Insurance - Diversified
MARKET CAP $ 10.1 B
Dividend Yield 0.31%
Description Aegon N.V. provides insurance, pensions, and asset management services in the Americas, the Netherlands, and the United Kingdom. The company offers life, accident, and health insurance; savings, pension, annuities, and mutual funds; property and casualty insurance; retirement plans and individual retirement accounts; voluntary employee benefits; and stable value solutions. It also provides debt securities; mortgage loans; derivatives; reinsurance assets; other loans; money market and short-term investments; credit risk management; disability services; and digital banking solutions. Aegon N.V. was founded in 1983 and is headquartered in The Hague, the Netherlands.
Contact Aegonplein 50, The Hague, 2591 TV https://www.aegon.com
IPO Date June 28, 1985
Employees 15700
Officers Mr. Wilford Herndon Fuller Member of the Management Board & Chief Executive Officer of Aegon Americas Mr. Michael Anthony Holliday-Williams Chief Executive Officer of Aegon UK & Member of Management Board Mr. E. Friese Chief Executive Officer, Chairman of Management Board & Executive Director Mr. Duncan Russell Chief Financial Officer & Member of Management Board Dr. Marco Baptist Arie Keim RA Chief Executive Officer of Aegon International & Member of the Management Board Mr. J. Onno van Klinken General Counsel, Executive Vice President & Member of the Management Board Ms. Elisabetta Caldera Chief Human Resources Officer & Member of the Management Board Ms. Deborah Waters Chief Technology Officer & Member of the Management Board Ms. Astrid Jakel Chief Risk Officer & Member of the Management Board Mr. Shawn C. D. Johnson B.S., M.B.A., M.Sc. Chief Executive Officer of Aegon Asset Management & Member of Executive Committee