image
Financial Services - Insurance - Diversified - NYSE - CA
$ 65.4
1.21 %
$ 37 B
Market Cap
16.35
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one SLF stock under the worst case scenario is HIDDEN Compared to the current market price of 65.4 USD, Sun Life Financial Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one SLF stock under the base case scenario is HIDDEN Compared to the current market price of 65.4 USD, Sun Life Financial Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one SLF stock under the best case scenario is HIDDEN Compared to the current market price of 65.4 USD, Sun Life Financial Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart SLF

image
$68.0$68.0$66.0$66.0$64.0$64.0$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
36.8 B REVENUE
19.28%
-15.3 B OPERATING INCOME
-73.33%
4.34 B NET INCOME
37.09%
2.53 B OPERATING CASH FLOW
-54.88%
-337 M INVESTING CASH FLOW
39.71%
-3.88 B FINANCING CASH FLOW
-25.79%
9.88 B REVENUE
-19.17%
1.25 B OPERATING INCOME
106.56%
1.25 B NET INCOME
112.05%
-382 M OPERATING CASH FLOW
-62.42%
-80 M INVESTING CASH FLOW
55.80%
-1.64 B FINANCING CASH FLOW
-61.14%
Balance Sheet Sun Life Financial Inc.
image
Current Assets 0
Cash & Short-Term Investments 27.7 B
Receivables 2.75 B
Other Current Assets -30.5 B
Non-Current Assets 0
Long-Term Investments 109 B
PP&E 1.4 B
Other Non-Current Assets -110 B
Infinity %Infinity %Total Assets$0.0
Current Liabilities 0
Accounts Payable 2.56 B
Short-Term Debt 2.3 B
Other Current Liabilities -4.86 B
Non-Current Liabilities 0
Long-Term Debt 12.7 B
Other Non-Current Liabilities -12.7 B
Infinity %Infinity %Infinity %Total Liabilities$0.0
EFFICIENCY
Earnings Waterfall Sun Life Financial Inc.
image
Revenue 36.8 B
Cost Of Revenue 0
Gross Profit 36.8 B
Operating Expenses 52.1 B
Operating Income -15.3 B
Other Expenses -19.6 B
Net Income 4.34 B
40b40b30b30b20b20b10b10b00(10b)(10b)(20b)(20b)37b037b(52b)(15b)20b4bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
-41.56% OPERATING MARGIN
-41.56%
8.62% NET MARGIN
8.62%
12.17% ROE
12.17%
0.86% ROA
0.86%
1902.90% ROIC
1902.90%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Sun Life Financial Inc.
image
8b8b7b7b6b6b5b5b4b4b3b3b2b2b1b1b00(1b)(1b)(2b)(2b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 4.34 B
Depreciation & Amortization 0
Capital Expenditures -143 M
Stock-Based Compensation 0
Change in Working Capital 2.39 B
Others -1.81 B
Free Cash Flow 2.39 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Sun Life Financial Inc.
image
Wall Street analysts predict an average 1-year price target for SLF of $80.5 , with forecasts ranging from a low of $64 to a high of $92 .
SLF Lowest Price Target Wall Street Target
64 USD -2.14%
SLF Average Price Target Wall Street Target
80.5 USD 23.09%
SLF Highest Price Target Wall Street Target
92 USD 40.67%
Price
Max Price Target
Min Price Target
Average Price Target
95959090858580807575707065656060555550504545Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
1.03% DIVIDEND YIELD
0.636 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.500002.500002.000002.000001.500001.500001.000001.000000.500000.500000.000000.000000.28740.2890.3160.3560.379650.4110.4370.5210.527330.576260.580.3270.3110.4350.3660.3910.550.4570.545220.5520.5940.635840.28840.3110.34870.3660.395840.416480.4350.5290.5520.6030.2921.190.3111.220.3561.460.3771.470.413861.580.421971.800.520611.850.5352.130.5732.200.598332.371.222015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
Download SVG
Download PNG
Download CSV
5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership Sun Life Financial Inc.
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
5 Life Insurance Stocks to Watch in a Steady Interest Rate Environment Redesigning and repricing of products and services amid a low rate environment are likely to help Zacks Life Insurance industry players like AAGIY, MFC, SLF, AVVIY and NNGRY. These companies are investing heavily in digitization. zacks.com - 2 weeks ago
Sun Life Reports Results of Conversion Privilege of Class A Non-Cumulative Rate Reset Preferred Shares Series 8R and Class A Non-Cumulative Floating Rate Preferred Shares Series 9QR TORONTO , June 20, 2025 /PRNewswire/ - Sun Life Financial Inc. (TSX: SLF) (NYSE: SLF) today announced that 1,400 of its 6,217,331 Class A Non-cumulative Rate Reset Preferred Shares Series 8R (the "Series 8R Shares") have been elected for conversion on June 30, 2025, on a one-for-one basis, into Class A Non-cumulative Floating Rate Preferred Shares Series 9QR (the "Series 9QR Shares"), and 2,664,916 of its 4,982,669 Series 9QR Shares have been elected for conversion on June 30, 2025 on a one-for-one basis into Series 8R Shares. Consequently, on June 30, 2025, Sun Life will have 8,880,847 Series 8R Shares and 2,319,153 Series 9QR Shares issued and outstanding. prnewswire.com - 2 weeks ago
Sun Life appoints Brennan Kennedy as new Chief Actuary TORONTO , June 19, 2025 /PRNewswire/ - Sun Life Financial Inc. (TSX: SLF) (NYSE: SLF) is pleased to announce the appointment of Brennan Kennedy as Senior Vice-President and Chief Actuary, effective October 4, 2025. Brennan is currently Sun Life's Senior Vice-President of Global Asset Liability Management. prnewswire.com - 2 weeks ago
VOYA or SLF: Which Is the Better Value Stock Right Now? Investors interested in Insurance - Life Insurance stocks are likely familiar with Voya Financial (VOYA) and Sun Life (SLF). But which of these two stocks is more attractive to value investors? zacks.com - 3 weeks ago
Paddles Up: Toronto's Water Vipers Gear Up to Make Waves at the Prestigious “Sun Life Hong Kong International Dragon Boat Races” TORONTO, June 06, 2025 (GLOBE NEWSWIRE) -- Toronto's championship-winning dragon boat team, the Water Vipers, is set to compete at the prestigious “Sun Life Hong Kong International Dragon Boat Races” (HKIDBR) from June 7-8, 2025. The event is jointly organized by the Hong Kong Tourism Board (HKTB) and the Hong Kong China Dragon Boat Association. globenewswire.com - 1 month ago
Sun Life U.S. congratulates Congressmen DeSaulnier and Scott on introduction of historic legislation to enhance coverage of mental health conditions in long-term disability insurance WELLESLEY, Mass., June 5, 2025 /PRNewswire/ -- Dan Fishbein, M.D., president, Sun Life U.S., released the following statement in support of the Workers' Disability Benefits Parity Act, introduced today by Congressmen Mark DeSaulnier (CA-10) and Robert Scott (VA-03). This legislation would enhance long-term disability insurance benefits by requiring that mental health conditions be covered similarly to most physical conditions. Sun Life first called on Congress in 2023 to make these improvements to disability coverage. prnewswire.com - 1 month ago
Sun Life Announces Early Renewal of Normal Course Issuer Bid TORONTO , June 4, 2025 /PRNewswire/ - Sun Life Financial Inc. (TSX: SLF) (NYSE: SLF) (the "Company" or "Sun Life") announced today that the Office of the Superintendent of Financial Institutions and the Toronto Stock Exchange (the "TSX") have approved the Company's previously announced early renewal of its normal course issuer bid. As of the date hereof, the Company has purchased on the TSX, other Canadian stock exchanges and/or alternative Canadian trading platforms 14,429,085 of the 15,000,000 common shares that it was authorized to repurchase under its NCIB that commenced on August 29, 2024 (the "2024 NCIB"), at a weighted average price paid per common share of approximately $81.49. prnewswire.com - 1 month ago
SLF Hits 52-Week High: Time to Hold Despite Expensive Valuation? Sun Life Financial stock gains from growing asset management businesses, its focus on Asia operations, as well as scaling up and integrating U.S. operations. zacks.com - 1 month ago
Sun Life U.S. appoints Dr. Todd Gray as Chief Dental Officer Dr. Gray to lead evidence-based clinical direction for all of Sun Life U.S. Dental WELLESLEY, Mass. , June 3, 2025 /PRNewswire/ -- Sun Life U.S. today announced the appointment of Dr. Todd Gray as Chief Dental Officer (CDO) for its Dental business, which includes DentaQuest. prnewswire.com - 1 month ago
Sun Life Announces Dividend Rates on Class A Non-Cumulative Rate Reset Preferred Shares Series 8R and Class A Non-Cumulative Floating Rate Preferred Shares Series 9QR TORONTO , May 30, 2025 /PRNewswire/ - Sun Life Financial Inc. (TSX: SLF) (NYSE: SLF) today announced the applicable dividend rates for its Class A Non-Cumulative Rate Reset Preferred Shares Series 8R (the "Series 8R Shares") and Class A Non-Cumulative Floating Rate Preferred Shares Series 9QR (the "Series 9QR Shares"). With respect to any Series 8R Shares that remain outstanding after June 30, 2025, commencing as of such date, holders thereof will be entitled to receive non-cumulative preferential cash dividends on a quarterly basis, as and when declared by the Board of Directors of Sun Life and subject to the Insurance Companies Act (Canada). prnewswire.com - 1 month ago
5 Stocks to Watch on Dividend Hikes as Inflation Softens Investors may keep a tab on stocks like MAR, HNI, SLF, ESAB and VCTR, which have lately hiked their dividend payments. zacks.com - 1 month ago
Sun Life Announces Conversion Privilege of Class A Non-Cumulative Rate Reset Preferred Shares Series 8R and Class A Non-Cumulative Floating Rate Preferred Shares Series 9QR TORONTO , May 15, 2025 /PRNewswire/ - Sun Life Financial Inc. (TSX: SLF) (NYSE: SLF)  ("Sun Life") today announced that it does not intend to exercise its right to redeem its currently outstanding Class A Non-Cumulative Rate Reset Preferred Shares Series 8R (the "Series 8R Shares") nor its currently outstanding Class A Non-Cumulative Floating Rate Preferred Shares Series 9QR (the "Series 9QR Shares") on June 30, 2025. As a result, subject to certain conditions, the holders of Series 8R Shares have the right to convert all or a part of their Series 8R Shares on a one-for-one basis into Series 9QR Shares, and the holders of Series 9QR Shares have the right to convert all or a part of their Series 9QR Shares on a one-for-one basis into Series 8R Shares, in each case on June 30, 2025. prnewswire.com - 1 month ago
8. Profile Summary

Sun Life Financial Inc. SLF

image
COUNTRY CA
INDUSTRY Insurance - Diversified
MARKET CAP $ 37 B
Dividend Yield 1.03%
Description Sun Life Financial Inc., a financial services company, provides insurance, wealth, and asset management solutions to individuals and corporate clients worldwide. It offers term and permanent life, as well as personal health, dental, critical illness, long-term care, and disability insurance products. The company also provides reinsurance products; investment counselling and portfolio management services; mutual funds and segregated funds; trust and banking services; real estate property brokerage and appraisal services; and merchant banking services. It distributes its products through direct sales agents, managing and independent general agents, financial intermediaries, broker-dealers, banks, pension and benefits consultants, and other third-party marketing organizations. The company was founded in 1871 and is headquartered in Toronto, Canada.
Contact 1 York Street, Toronto, ON, M5J 0B6 https://www.sunlife.com
IPO Date March 23, 2000
Employees 31768
Officers Ms. Jessica Tan President of Sun Life Canada Ms. Maya Beri SVice President & Chief Information Officer Ms. Laura Ann Money Executive Vice President & Chief Technology Innovation Officer Ms. Natalie Brady Senior Vice President of Capital Management & Investor Relations Ms. Anne C. Sonnen Senior Vice President & Chief Compliance Officer Aishling Cullen Senior Vice President of Corporate Communications Michael Joyce Executive Vice President of Sales Mr. Manjit Singh C.A., CPA President of Sun Life Asia Mr. Timothy Deacon FCPA Executive Vice President & Chief Financial Officer Ms. Melissa Jane Kennedy Executive Vice President and Chief Legal Officer & Public Policy Officer