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Financial Services - Insurance - Diversified - NYSE - CA
$ 53.77
-1.27 %
$ 30.8 B
Market Cap
14.53
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SLF stock under the worst case scenario is HIDDEN Compared to the current market price of 53.8 USD, Sun Life Financial Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SLF stock under the base case scenario is HIDDEN Compared to the current market price of 53.8 USD, Sun Life Financial Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SLF stock under the best case scenario is HIDDEN Compared to the current market price of 53.8 USD, Sun Life Financial Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart SLF

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$63.0$63.0$62.0$62.0$61.0$61.0$60.0$60.0$59.0$59.0$58.0$58.0$57.0$57.0$56.0$56.0$55.0$55.0$54.0$54.0$53.0$53.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
36.8 B REVENUE
19.28%
0 OPERATING INCOME
0.00%
4.34 B NET INCOME
10.41%
2.53 B OPERATING CASH FLOW
-54.88%
-337 M INVESTING CASH FLOW
39.71%
-3.88 B FINANCING CASH FLOW
-25.79%
12.2 B REVENUE
-20.30%
0 OPERATING INCOME
0.00%
589 M NET INCOME
-56.94%
612 M OPERATING CASH FLOW
-81.11%
-181 M INVESTING CASH FLOW
-141.33%
-1.02 B FINANCING CASH FLOW
38.02%
Balance Sheet Sun Life Financial Inc.
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Current Assets 0
Cash & Short-Term Investments 27.7 B
Receivables 2.75 B
Other Current Assets -30.5 B
Non-Current Assets 0
Long-Term Investments 109 B
PP&E 1.4 B
Other Non-Current Assets -110 B
Infinity %Infinity %Total Assets$0.0
Current Liabilities 0
Accounts Payable 2.56 B
Short-Term Debt 2.3 B
Other Current Liabilities -4.86 B
Non-Current Liabilities 0
Long-Term Debt 12.7 B
Other Non-Current Liabilities -12.7 B
Infinity %Infinity %Infinity %Total Liabilities$0.0
EFFICIENCY
Earnings Waterfall Sun Life Financial Inc.
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Revenue 36.8 B
Cost Of Revenue 0
Gross Profit 36.8 B
Operating Expenses 36.8 B
Operating Income 0
Other Expenses -4.34 B
Net Income 4.34 B
40b40b35b35b30b30b25b25b20b20b15b15b10b10b5b5b0037b037b(37b)04b4bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
8.62% NET MARGIN
8.62%
12.17% ROE
12.17%
0.86% ROA
0.86%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Sun Life Financial Inc.
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8b8b7b7b6b6b5b5b4b4b3b3b2b2b1b1b00(1b)(1b)(2b)(2b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 4.34 B
Depreciation & Amortization 0
Capital Expenditures -143 M
Stock-Based Compensation 0
Change in Working Capital 2.39 B
Others -1.81 B
Free Cash Flow 2.39 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Sun Life Financial Inc.
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Wall Street analysts predict an average 1-year price target for SLF of $80.5 , with forecasts ranging from a low of $64 to a high of $92 .
SLF Lowest Price Target Wall Street Target
64 USD 19.03%
SLF Average Price Target Wall Street Target
80.5 USD 49.71%
SLF Highest Price Target Wall Street Target
92 USD 71.10%
Price
Max Price Target
Min Price Target
Average Price Target
95959090858580807575707065656060555550504545May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
1.03% DIVIDEND YIELD
0.58 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.500002.500002.000002.000001.500001.500001.000001.000000.500000.500000.000000.000000.28740.2890.3160.3560.379650.4110.4370.5210.527330.576260.580.3270.3110.4350.3660.3910.550.4570.545220.5520.5940.28840.3110.34870.3660.395840.416480.4350.5290.5520.6030.2921.190.3111.220.3561.460.3771.470.413861.580.421971.800.520611.850.5352.130.5732.200.598332.370.582015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership Sun Life Financial Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Sun Life announces Annual Meetings of shareholders and voting policyholders and availability of 2024 Annual Report, 2025 Management Information Circular and 2025 Information for Voting Policyholders' Booklet TORONTO , March 25, 2025 /PRNewswire/ - Sun Life Financial Inc. (TSX: SLF) (NYSE: SLF) (the "Company") today announced that its Annual Meeting of shareholders and the Annual Meeting of voting policyholders of Sun Life Assurance Company of Canada scheduled for Thursday, May 8, 2025 will be held both via live webcast and in person. The Company also announced that its 2024 Annual Report and its Notice of Annual Meeting and Management Information Circular for the 2025 annual meeting are now available. prnewswire.com - 3 weeks ago
Sun Life and DentaQuest grow TeamSmile partnership with $825,000 donation, extending nationwide dental home project The three-year agreement will help thousands of at-risk children connect to long-term dental services in their community WELLESLEY, Mass. , March 25, 2025 /PRNewswire/ -- Sun Life U.S. and DentaQuest, part of its Dental business, today announced a three-year agreement to continue supporting TeamSmile as it aims to help more underserved children get oral healthcare and education. prnewswire.com - 3 weeks ago
Sun Life appoints Senior Vice-President, Capital Management and Investor Relations TORONTO , March 20, 2025 /PRNewswire/ - Sun Life Financial Inc. (TSX: SLF) (NYSE: SLF) announced the appointment of Natalie Brady as Sun Life's Senior Vice-President, Capital Management and Investor Relations. With 25 years at Sun Life, Natalie is a well-respected leader with deep experience and expertise in Finance, Risk and Actuarial across our Canadian and Corporate businesses. prnewswire.com - 4 weeks ago
SLF Rises 3% in a Year but Lags Industry: How to Play the Stock Sun Life stock gains from growing asset management businesses, its focus on Asia operations, as well as scaling up and integrating U.S. operations. zacks.com - 4 weeks ago
Sun Life Executive Vice President and CFO Tim Deacon to speak at National Bank Financial Markets' 23rd Annual Financial Services Conference TORONTO , March 19, 2025 /PRNewswire/ - Tim Deacon, Executive Vice President & Chief Financial Officer, Sun Life, will participate in a fireside chat at the National Bank Financial Markets' 23rd Annual Financial Services Conference. Date:      March 26, 2025 Time:     11:30 a.m. prnewswire.com - 1 month ago
Sun Life Financial Inc. (SLF) Opens the Market Toronto, Ontario--(Newsfile Corp. - March 18, 2025) - Kevin Strain, President & Chief Executive Officer, and Tim Deacon, Executive Vice-President & Chief Financial Officer, Sun Life Financial Inc. ("Sun Life" or the "Company") (TSX: SLF) and their team, joined Lara Donaldson, President and Chief Executive Officer of TSX Trust, TMX Group, to open the market to celebrate the Company's 25th listing anniversary on Toronto Stock Exchange and their 160th anniversary of incorporation. Cannot view this video? newsfilecorp.com - 1 month ago
Why Is Sun Life (SLF) Down 1.8% Since Last Earnings Report? Sun Life (SLF) reported earnings 30 days ago. What's next for the stock? zacks.com - 1 month ago
Sun Life is named a strategic Workday Wellness partner to make benefits easier for employers through enhanced data connectivity WELLESLEY, Mass. , March 5, 2025 /PRNewswire/ -- Sun Life U.S., a leading provider of employee benefits and human resource technology solutions, is now a strategic Workday Wellness partner. prnewswire.com - 1 month ago
Sun Life Financial: A Drama-Free Growth Story Sun Life Financial offers stable growth, strong dividends, and less volatility compared to peers, making it a reliable investment for long-term value. Despite a challenging Q4, Sun Life's strategic expansion in Asia, with significant gains in markets like Hong Kong and the Philippines, positions it for future growth. Trading at 10.59x forward earnings, SLF stock is reasonably valued, offering a balanced investment with proven operational stability and growth potential. seekingalpha.com - 2 months ago
Sun Life Financial Inc. (SLF) Q4 2024 Earnings Call Transcript Sun Life Financial Inc. (NYSE:SLF ) Q4 2024 Earnings Conference Call February 13, 2025 10:00 AM ET Company Participants Paul Poon - Assistant Vice President, Investor Relations Kevin Strain - President & Chief Executive Officer Tim Deacon - Executive Vice President & Chief Financial Officer Dan Fishbein - President-Sun Life US Steve Peacher - Executive Chair, SLC Management Manjit Singh - President, Sun Life Asia Ted Maloney - Co-Portfolio Manager & CIO, MFS Investment Management Kevin Morrissey - Chief Actuary & Senior Vice President Conference Call Participants Thomas MacKinnon - BMO Capital Gabriel Dechaine - National Bank Financial Meny Grauman - Scotiabank Doug Young - Desjardin Capital Markets Nick Blue - Evercore Paul Holden - CIBC Mario Mendonca - TD Cowen Lemar Prasad - Cormark Securities Alex Scott - Barclays Darko Mihelic - RBC Capital Markets Operator Good morning, and welcome to the Sun Life Financial Q4 2024 Conference Call. My name is Galeen, and I will be your conference operator today. seekingalpha.com - 2 months ago
Sun Life Financial Q4 Earnings & Revenues Miss Estimates, Down Y/Y SLF's fourth-quarter earnings reflect soft results in Group - Health & Protection. zacks.com - 2 months ago
Sun Life (SLF) Misses Q4 Earnings and Revenue Estimates Sun Life (SLF) came out with quarterly earnings of $1.20 per share, missing the Zacks Consensus Estimate of $1.24 per share. This compares to earnings of $1.23 per share a year ago. zacks.com - 2 months ago
8. Profile Summary

Sun Life Financial Inc. SLF

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COUNTRY CA
INDUSTRY Insurance - Diversified
MARKET CAP $ 30.8 B
Dividend Yield 1.03%
Description Sun Life Financial Inc., a financial services company, provides insurance, wealth, and asset management solutions to individuals and corporate clients worldwide. It offers term and permanent life, as well as personal health, dental, critical illness, long-term care, and disability insurance products. The company also provides reinsurance products; investment counselling and portfolio management services; mutual funds and segregated funds; trust and banking services; real estate property brokerage and appraisal services; and merchant banking services. It distributes its products through direct sales agents, managing and independent general agents, financial intermediaries, broker-dealers, banks, pension and benefits consultants, and other third-party marketing organizations. The company was founded in 1871 and is headquartered in Toronto, Canada.
Contact 1 York Street, Toronto, ON, M5J 0B6 https://www.sunlife.com
IPO Date March 23, 2000
Employees 31768
Officers Ms. Natalie Brady Senior Vice President of Capital Management & Investor Relations Michael Joyce Executive Vice President of Sales Ms. Maya Beri SVice President & Chief Information Officer Mr. Timothy Deacon FCPA Executive Vice President & Chief Financial Officer Ms. Anne C. Sonnen Senior Vice President & Chief Compliance Officer Ms. Helena Janina Pagano Executive Vice President and Chief People & Culture Officer Aishling Cullen Senior Vice President of Corporate Communications Ms. Jessica Tan President of Sun Life Canada Ms. Melissa Jane Kennedy Executive Vice President and Chief Legal Officer & Public Policy Officer Ms. Laura Ann Money Executive Vice President & Chief Technology Innovation Officer