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Financial Services - Insurance - Diversified - NYSE - CA
$ 63.225
-0.567 %
$ 36.2 B
Market Cap
16.06
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 22, 2025.

The intrinsic value of one SLF stock under the worst case scenario is HIDDEN Compared to the current market price of 63.2 USD, Sun Life Financial Inc. is HIDDEN

This DCF valuation model was last updated on May, 22, 2025.

The intrinsic value of one SLF stock under the base case scenario is HIDDEN Compared to the current market price of 63.2 USD, Sun Life Financial Inc. is HIDDEN

This DCF valuation model was last updated on May, 22, 2025.

The intrinsic value of one SLF stock under the best case scenario is HIDDEN Compared to the current market price of 63.2 USD, Sun Life Financial Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart SLF

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$64.0$64.0$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0Dec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 May
FINANCIALS
36.8 B REVENUE
19.28%
-15.3 B OPERATING INCOME
-73.33%
4.34 B NET INCOME
37.09%
2.53 B OPERATING CASH FLOW
-54.88%
-337 M INVESTING CASH FLOW
39.71%
-3.88 B FINANCING CASH FLOW
-25.79%
9.88 B REVENUE
-19.17%
1.25 B OPERATING INCOME
106.56%
1.25 B NET INCOME
112.05%
-382 M OPERATING CASH FLOW
-62.42%
-80 M INVESTING CASH FLOW
55.80%
-1.64 B FINANCING CASH FLOW
-61.14%
Balance Sheet Sun Life Financial Inc.
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Current Assets 0
Cash & Short-Term Investments 27.7 B
Receivables 2.75 B
Other Current Assets -30.5 B
Non-Current Assets 0
Long-Term Investments 109 B
PP&E 1.4 B
Other Non-Current Assets -110 B
Infinity %Infinity %Total Assets$0.0
Current Liabilities 0
Accounts Payable 2.56 B
Short-Term Debt 2.3 B
Other Current Liabilities -4.86 B
Non-Current Liabilities 0
Long-Term Debt 12.7 B
Other Non-Current Liabilities -12.7 B
Infinity %Infinity %Infinity %Total Liabilities$0.0
EFFICIENCY
Earnings Waterfall Sun Life Financial Inc.
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Revenue 36.8 B
Cost Of Revenue 0
Gross Profit 36.8 B
Operating Expenses 52.1 B
Operating Income -15.3 B
Other Expenses -19.6 B
Net Income 4.34 B
40b40b30b30b20b20b10b10b00(10b)(10b)(20b)(20b)37b037b(52b)(15b)20b4bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
-41.56% OPERATING MARGIN
-41.56%
8.62% NET MARGIN
8.62%
12.17% ROE
12.17%
0.86% ROA
0.86%
1902.90% ROIC
1902.90%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Sun Life Financial Inc.
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8b8b7b7b6b6b5b5b4b4b3b3b2b2b1b1b00(1b)(1b)(2b)(2b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 4.34 B
Depreciation & Amortization 0
Capital Expenditures -143 M
Stock-Based Compensation 0
Change in Working Capital 2.39 B
Others -1.81 B
Free Cash Flow 2.39 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Sun Life Financial Inc.
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Wall Street analysts predict an average 1-year price target for SLF of $80.5 , with forecasts ranging from a low of $64 to a high of $92 .
SLF Lowest Price Target Wall Street Target
64 USD 1.23%
SLF Average Price Target Wall Street Target
80.5 USD 27.32%
SLF Highest Price Target Wall Street Target
92 USD 45.51%
Price
Max Price Target
Min Price Target
Average Price Target
95959090858580807575707065656060555550504545Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
1.03% DIVIDEND YIELD
0.61 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.500002.500002.000002.000001.500001.500001.000001.000000.500000.500000.000000.000000.28740.2890.3160.3560.379650.4110.4370.5210.527330.576260.580.3270.3110.4350.3660.3910.550.4570.545220.5520.5940.610.28840.3110.34870.3660.395840.416480.4350.5290.5520.6030.2921.190.3111.220.3561.460.3771.470.413861.580.421971.800.520611.850.5352.130.5732.200.598332.371.192015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership Sun Life Financial Inc.
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Sold
0-3 MONTHS
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3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
5 Stocks to Watch on Dividend Hikes as Inflation Softens Investors may keep a tab on stocks like MAR, HNI, SLF, ESAB and VCTR, which have lately hiked their dividend payments. zacks.com - 2 weeks ago
Sun Life Announces Conversion Privilege of Class A Non-Cumulative Rate Reset Preferred Shares Series 8R and Class A Non-Cumulative Floating Rate Preferred Shares Series 9QR TORONTO , May 15, 2025 /PRNewswire/ - Sun Life Financial Inc. (TSX: SLF) (NYSE: SLF)  ("Sun Life") today announced that it does not intend to exercise its right to redeem its currently outstanding Class A Non-Cumulative Rate Reset Preferred Shares Series 8R (the "Series 8R Shares") nor its currently outstanding Class A Non-Cumulative Floating Rate Preferred Shares Series 9QR (the "Series 9QR Shares") on June 30, 2025. As a result, subject to certain conditions, the holders of Series 8R Shares have the right to convert all or a part of their Series 8R Shares on a one-for-one basis into Series 9QR Shares, and the holders of Series 9QR Shares have the right to convert all or a part of their Series 9QR Shares on a one-for-one basis into Series 8R Shares, in each case on June 30, 2025. prnewswire.com - 2 weeks ago
Why Sun Life (SLF) is a Top Momentum Stock for the Long-Term Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores. zacks.com - 2 weeks ago
Sun Life Financial: More Reasons To Buy As Market Demand Fuels Upside I'm reaffirming my prior buy rating on Sun Life Financial, agreeing with the overwhelming bullish consensus on this stock today. Market demand for life insurance and annuities, as well as financial advisory, could fuel this firm who has seen new business grow in Q1. It is a proven dividend grower with low leverage risk and my future price targets are forecasting continued share price gains. seekingalpha.com - 2 weeks ago
Here's Why Sun Life (SLF) is a Strong Value Stock Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores. zacks.com - 3 weeks ago
XDIV: Suddenly, Canadian Dividend Stocks Look Fantastic iShares Core MSCI Canadian Quality Dividend Index ETF offers a compelling blend of foreign (Canadian) stocks and dividend income. The ETF is primarily focused on the Canadian financial and energy sectors. XDIV has outperformed many American dividend funds recently, benefiting from the weakening U.S. dollar and strong Canadian market performance. Despite its concentrated portfolio, XDIV's low expense ratio and solid dividend yield make it an attractive option for diversification. seekingalpha.com - 3 weeks ago
Sun Life Financial, Inc. (SLF) Q1 2025 Earnings Call Transcript Sun Life Financial, Inc. (NYSE:SLF ) Q1 2025 Earnings Conference Call May 9, 2025 10:00 AM ET Company Participants Natalie Brady - SVP, Capital Management & IR Kevin Strain - President, CEO & Director Tim Deacon - EVP & CFO Manjit Singh - President, Sun Life Asia Daniel Fishbein - President Stephen Peacher - President, SLC Management Ted Maloney - Incoming CEO, President & Executive Chairman, MFS Conference Call Participants Meny Grauman - Scotiabank Gabriel Dechaine - National Bank Financial Tom Gallagher - Evercore ISI Doug Young - Desjardins Capital Markets Tom MacKinnon - BMO Capital Paul Holden - CIBC Lemar Persaud - Cormark Securities Alex Scott - Barclays Operator Good morning, and welcome to the Sun Life Financial Q1 2025 Conference Call. My name is Galeen, and I will be your conference operator today. seekingalpha.com - 3 weeks ago
Sun Life announces election of directors TORONTO , May 9, 2025 /PRNewswire/ - Sun Life Financial Inc. (the "Company") (TSX: SLF) (NYSE: SLF) announced that the 12 nominees listed in the management information circular dated March 14, 2025 were elected as directors of the Company. The detailed results of the vote held yesterday at its annual meeting of common shareholders are set out below. prnewswire.com - 3 weeks ago
Sun Life Q1 Earnings Miss Estimates, Revenues Top, Dividend Raised SLF's first-quarter results reflect improved underlying net income across all the segments, offset by lower U.S. group sales. zacks.com - 3 weeks ago
Sun Life (SLF) Surpasses Q1 Earnings and Revenue Estimates Sun Life (SLF) came out with quarterly earnings of $1.27 per share, beating the Zacks Consensus Estimate of $1.22 per share. This compares to earnings of $1.11 per share a year ago. zacks.com - 3 weeks ago
Sun Life Announces Intended Renewal of Normal Course Issuer Bid TORONTO , May 8, 2025 /PRNewswire/ - Sun Life Financial Inc. (TSX: SLF) (NYSE: SLF) (the "Company" or "Sun Life") announced today its intention to renew its normal course issuer bid, subject to the approval of the Office of the Superintendent of Financial Institutions ("OSFI") and the Toronto Stock Exchange (the "TSX"). The Company's normal course issuer bid that commenced on August 29, 2024 (the "2024 NCIB") permits the repurchase of up to 15,000,000 common shares, 13,018,997 of which have been repurchased as of May 7, 2025. prnewswire.com - 3 weeks ago
Sun Life increases Common Share dividend and declares dividends on Preferred Shares payable in Q2 2025 TORONTO , May 8, 2025 /PRNewswire/ - The Board of Directors (the "Board") of Sun Life Financial Inc. (the "Company") (TSX: SLF) (NYSE: SLF) today announced that a dividend of $0.88 per share on the common shares of the Company has been declared, payable June 30, 2025 to shareholders of record at the close of business on May 28, 2025. This represents a 4 cent increase to the amount paid in the previous quarter. prnewswire.com - 3 weeks ago
8. Profile Summary

Sun Life Financial Inc. SLF

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COUNTRY CA
INDUSTRY Insurance - Diversified
MARKET CAP $ 36.2 B
Dividend Yield 1.03%
Description Sun Life Financial Inc., a financial services company, provides insurance, wealth, and asset management solutions to individuals and corporate clients worldwide. It offers term and permanent life, as well as personal health, dental, critical illness, long-term care, and disability insurance products. The company also provides reinsurance products; investment counselling and portfolio management services; mutual funds and segregated funds; trust and banking services; real estate property brokerage and appraisal services; and merchant banking services. It distributes its products through direct sales agents, managing and independent general agents, financial intermediaries, broker-dealers, banks, pension and benefits consultants, and other third-party marketing organizations. The company was founded in 1871 and is headquartered in Toronto, Canada.
Contact 1 York Street, Toronto, ON, M5J 0B6 https://www.sunlife.com
IPO Date March 23, 2000
Employees 31768
Officers Ms. Jessica Tan President of Sun Life Canada Ms. Maya Beri SVice President & Chief Information Officer Ms. Laura Ann Money Executive Vice President & Chief Technology Innovation Officer Ms. Natalie Brady Senior Vice President of Capital Management & Investor Relations Ms. Anne C. Sonnen Senior Vice President & Chief Compliance Officer Aishling Cullen Senior Vice President of Corporate Communications Michael Joyce Executive Vice President of Sales Mr. Manjit Singh C.A., CPA President of Sun Life Asia Mr. Timothy Deacon FCPA Executive Vice President & Chief Financial Officer Ms. Melissa Jane Kennedy Executive Vice President and Chief Legal Officer & Public Policy Officer