image
Financial Services - Insurance - Diversified - NYSE - US
$ 35.25
-2.89 %
$ 8.71 B
Market Cap
10.88
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one ORI stock under the worst case scenario is HIDDEN Compared to the current market price of 35.2 USD, Old Republic International Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one ORI stock under the base case scenario is HIDDEN Compared to the current market price of 35.2 USD, Old Republic International Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one ORI stock under the best case scenario is HIDDEN Compared to the current market price of 35.2 USD, Old Republic International Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart ORI

image
$40.0$40.0$39.0$39.0$38.0$38.0$37.0$37.0$36.0$36.0$35.0$35.0$34.0$34.0$33.0$33.0$32.0$32.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
8.23 B REVENUE
13.41%
0 OPERATING INCOME
0.00%
853 M NET INCOME
42.45%
1.23 B OPERATING CASH FLOW
40.10%
-1.8 M INVESTING CASH FLOW
-7.11%
-1.23 B FINANCING CASH FLOW
-56.65%
2 B REVENUE
-6.62%
0 OPERATING INCOME
0.00%
105 M NET INCOME
-68.93%
362 M OPERATING CASH FLOW
-23.80%
-45.6 M INVESTING CASH FLOW
-39.83%
-639 M FINANCING CASH FLOW
-173.86%
Balance Sheet Old Republic International Corporation
image
Current Assets 2.67 B
Cash & Short-Term Investments 202 M
Receivables 2.47 B
Other Current Assets 0
Non-Current Assets 16 B
Long-Term Investments 16 B
PP&E 0
Other Non-Current Assets 0
13.21 %85.71 %Total Assets$18.7b
Current Liabilities 13.8 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 13.8 M
Non-Current Liabilities 17.4 B
Long-Term Debt 0
Other Non-Current Liabilities 17.4 B
99.92 %Total Liabilities$17.4b
EFFICIENCY
Earnings Waterfall Old Republic International Corporation
image
Revenue 8.23 B
Cost Of Revenue 0
Gross Profit 8.23 B
Operating Expenses 8.23 B
Operating Income 0
Other Expenses -853 M
Net Income 853 M
9b9b8b8b7b7b6b6b5b5b4b4b3b3b2b2b1b1b008b08b(8b)0853m853mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
10.36% NET MARGIN
10.36%
15.18% ROE
15.18%
3.06% ROA
3.06%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Old Republic International Corporation
image
1b1b1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 853 M
Depreciation & Amortization 0
Capital Expenditures -1.8 M
Stock-Based Compensation 0
Change in Working Capital 610 M
Others 409 M
Free Cash Flow 1.23 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Old Republic International Corporation
image
Wall Street analysts predict an average 1-year price target for ORI of $40 , with forecasts ranging from a low of $36 to a high of $43 .
ORI Lowest Price Target Wall Street Target
36 USD 2.13%
ORI Average Price Target Wall Street Target
40 USD 13.48%
ORI Highest Price Target Wall Street Target
43 USD 21.99%
Price
Max Price Target
Min Price Target
Average Price Target
4444424240403838363634343232303028282626May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.69% DIVIDEND YIELD
0.29 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
3.00003.00002.50002.50002.00002.00001.50001.50001.00001.00000.50000.50000.00000.00000.1850.18750.1910.1950.20.2110.220.230.2450.26520.290.1850.18750.190.1950.20.210.220.230.2450.2650.1850.18750.190.1951.20.210.221.51.230.2450.2650.1850.740.18750.750.190.760.1951.590.21.800.210.830.220.870.232.960.2451.940.2651.010.510.272.000.292015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
Download SVG
Download PNG
Download CSV
5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership Old Republic International Corporation
image
Sold
0-3 MONTHS
1.7 M USD 5
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
282 K USD 2
Bought
0 USD 0
0-3 MONTHS
4.08 K USD 1
3-6 MONTHS
4.05 K USD 1
6-9 MONTHS
199 K USD 3
9-12 MONTHS
7. News
ORI Stock Near 52-Week High: Here's What Investors Should Know Old Republic International gains from solid market presence, low property catastrophe exposure in its General Insurance segment and strong capital position. zacks.com - 2 weeks ago
Old Republic International (ORI) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Old Republic International (ORI) have what it takes? zacks.com - 3 weeks ago
Dividend Kings Of The Future Continued A list of 8 companies that are projected to reach Dividend King status in the future. These companies offer various dividend yields ranging from 0.80% to nearly 4.5%. The average 10-year dividend growth rate for these 8 companies is 8.6%, well above typical inflation. seekingalpha.com - 1 month ago
Old Republic Is An Old Insurer With New Business Growth And A Cash Flow Engine Old Republic International gets rated buy today, agreeing with the Wall St bullish consensus. This specialty and title insurer has grown through business acquisitions, the launch of a new cyber risk segment, and new policy growth. The strong cash flow generation should support the dividend, however the dividend's yield and growth history are not remarkable. seekingalpha.com - 1 month ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Old Republic International (ORI) have what it takes? zacks.com - 1 month ago
Best Income Stocks to Buy for March 5th NLY, PFLT and ORI made it to the Zacks Rank #1 (Strong Buy) income stocks list on March 5, 2025. zacks.com - 1 month ago
OLD REPUBLIC DECLARES FIRST QUARTER REGULAR CASH DIVIDEND OF 29 CENTS PER SHARE CHICAGO , Feb. 28, 2025 /PRNewswire/ -- Old Republic International Corporation (NYSE: ORI) – today announced its Board of Directors has declared a regular quarterly cash dividend of 29 cents per share. This dividend is payable on March 20, 2025 to shareholders of record on March 10, 2025. prnewswire.com - 1 month ago
Old Republic Title and Qualia Announce Strategic Technology Partnership Technology acquisition and co-development partnership will deliver transformative value to Old Republic Title technology customers and agents, as well as Qualia ecosystem TAMPA, Fla. and SAN FRANCISCO, Calif. prnewswire.com - 2 months ago
Are You Looking for a Top Momentum Pick? Why Old Republic International (ORI) is a Great Choice Does Old Republic International (ORI) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 2 months ago
Old Republic International Corporation (ORI) Q4 2024 Earnings Call Transcript Old Republic International Corporation (NYSE:ORI ) Q4 2024 Earnings Conference Call January 23, 2025 1:30 PM ET Company Participants Joe Calabrese - IR Craig Smiddy - President and CEO Francis Sodaro - CFO Carolyn Monroe - President and CEO, Old Republic National Title Holding Company Conference Call Participants Gregory Peters - Raymond James Paul Newsome - Piper Sandler Operator Hello and thank you for standing by. My name is Regina, and I will be your conference operator today. seekingalpha.com - 2 months ago
Old Republic (ORI) Reports Q4 Earnings: What Key Metrics Have to Say While the top- and bottom-line numbers for Old Republic (ORI) give a sense of how the business performed in the quarter ended December 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 2 months ago
Old Republic International (ORI) Q4 Earnings and Revenues Top Estimates Old Republic International (ORI) came out with quarterly earnings of $0.90 per share, beating the Zacks Consensus Estimate of $0.67 per share. This compares to earnings of $0.69 per share a year ago. zacks.com - 2 months ago
8. Profile Summary

Old Republic International Corporation ORI

image
COUNTRY US
INDUSTRY Insurance - Diversified
MARKET CAP $ 8.71 B
Dividend Yield 0.69%
Description Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. The company operates through three segments: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers automobile extended warranty, aviation, commercial automobile, commercial multi-peril, commercial property, general liability, home warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, guaranteed asset protection, and surety. This segment provides its insurance products to businesses, government, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' title insurance policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The Republic Financial Indemnity Group Run-off Business segment offers private mortgage insurance coverage that protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers. The company was founded in 1923 and is based in Chicago, Illinois.
Contact 307 North Michigan Avenue, Chicago, IL, 60601 https://www.oldrepublic.com
IPO Date March 17, 1980
Employees 9400
Officers Mr. William Todd Gray Executive Vice President & Treasurer Mr. Francis Joseph Sodaro Senior Vice President & Chief Financial Officer Baird Allis Vice President & Associate General Counsel Mr. Phillip A. Schutt Senior Vice President of Investments Mr. Thomas Andrew Dare Senior Vice President, Secretary & General Counsel Mr. Kivin Jones Senior Vice President & Chief Human Resources Officer Mr. Craig Richard Smiddy President, Chief Executive Officer & Director