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Financial Services - Insurance - Diversified - NYSE - US
$ 37.31
0.838 %
$ 9.22 B
Market Cap
12.31
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one ORI stock under the worst case scenario is HIDDEN Compared to the current market price of 37.3 USD, Old Republic International Corporation is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one ORI stock under the base case scenario is HIDDEN Compared to the current market price of 37.3 USD, Old Republic International Corporation is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one ORI stock under the best case scenario is HIDDEN Compared to the current market price of 37.3 USD, Old Republic International Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart ORI

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$40.0$40.0$39.0$39.0$38.0$38.0$37.0$37.0$36.0$36.0$35.0$35.0$34.0$34.0$33.0$33.0$32.0$32.0Jan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 Jun
FINANCIALS
8.23 B REVENUE
13.41%
1.07 B OPERATING INCOME
0.00%
853 M NET INCOME
42.45%
1.23 B OPERATING CASH FLOW
40.10%
-3.9 M INVESTING CASH FLOW
-15.42%
-1.23 B FINANCING CASH FLOW
-56.65%
2.11 B REVENUE
5.56%
308 M OPERATING INCOME
134.45%
246 M NET INCOME
134.16%
232 M OPERATING CASH FLOW
-35.94%
428 M INVESTING CASH FLOW
1039.47%
-598 M FINANCING CASH FLOW
6.38%
Balance Sheet Old Republic International Corporation
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Current Assets 0
Cash & Short-Term Investments 3.04 B
Receivables 8.48 B
Other Current Assets -11.5 B
Non-Current Assets 0
Long-Term Investments 16 B
PP&E 0
Other Non-Current Assets -16 B
Infinity %Infinity %Infinity %Total Assets$0.0
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 0
Long-Term Debt 1.59 B
Other Non-Current Liabilities -1.59 B
Infinity %Total Liabilities$0.0
EFFICIENCY
Earnings Waterfall Old Republic International Corporation
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Revenue 8.23 B
Cost Of Revenue 0
Gross Profit 8.23 B
Operating Expenses 7.16 B
Operating Income 1.07 B
Other Expenses 217 M
Net Income 853 M
9b9b8b8b7b7b6b6b5b5b4b4b3b3b2b2b1b1b008b08b(7b)1b(217m)853mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
12.99% OPERATING MARGIN
12.99%
10.36% NET MARGIN
10.36%
15.18% ROE
15.18%
3.06% ROA
3.06%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Old Republic International Corporation
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1b1b1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 853 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 610 M
Others 651 M
Free Cash Flow 1.23 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Old Republic International Corporation
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Wall Street analysts predict an average 1-year price target for ORI of $40.8 , with forecasts ranging from a low of $36 to a high of $43 .
ORI Lowest Price Target Wall Street Target
36 USD -3.51%
ORI Average Price Target Wall Street Target
40.8 USD 9.35%
ORI Highest Price Target Wall Street Target
43 USD 15.25%
Price
Max Price Target
Min Price Target
Average Price Target
4444424240403838363634343232303028282626Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
5.94% DIVIDEND YIELD
0.29 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
3.00003.00002.50002.50002.00002.00001.50001.50001.00001.00000.50000.50000.00000.00000.1850.18750.1910.1950.20.2110.220.230.2450.26520.290.1850.18750.190.1950.20.210.220.230.2450.2650.290.1850.18750.190.1951.20.210.221.51.230.2450.2650.1850.740.18750.750.190.760.1951.590.21.800.210.830.220.870.232.960.2451.940.2651.010.800.272.000.292015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership Old Republic International Corporation
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Sold
0-3 MONTHS
700 K USD 2
3-6 MONTHS
1.7 M USD 5
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
4.08 K USD 1
6-9 MONTHS
4.05 K USD 1
9-12 MONTHS
7. News
Old Republic International (ORI) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Old Republic International (ORI) have what it takes? zacks.com - 1 week ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Old Republic International (ORI) have what it takes? zacks.com - 3 weeks ago
Old Republic International Remains An Underappreciated Dividend Gem Old Republic has outperformed expectations, delivering strong total returns and consistent dividend growth, making it a standout in my income portfolio. The company's decentralized, specialist-driven model and conservative management ensure financial stability and risk diversification. ORI's robust balance sheet, prudent investment strategy, and shareholder-friendly policies support ongoing dividend hikes and special payouts. seekingalpha.com - 1 month ago
OLD REPUBLIC DECLARES SECOND QUARTER REGULAR CASH DIVIDEND OF 29 CENTS PER SHARE CHICAGO , May 23, 2025 /PRNewswire/ -- Old Republic International Corporation (NYSE: ORI) – today announced its Board of Directors has declared a regular quarterly cash dividend of 29 cents per share. This dividend is payable on June 16, 2025 to shareholders of record on June 6, 2025. prnewswire.com - 1 month ago
Why Old Republic International (ORI) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Old Republic International (ORI) have what it takes? zacks.com - 1 month ago
Why Old Republic International (ORI) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Old Republic International (ORI) have what it takes? zacks.com - 1 month ago
OLD REPUBLIC INTERNATIONAL APPOINTS NEW PRESIDENT TO BITCO INSURANCE COMPANIES CHICAGO , April 28, 2025 /PRNewswire/ -- Old Republic International Corporation (NYSE: ORI) — today announced leadership succession at BITCO Insurance Companies (BITCO), an Old Republic Specialty Insurance Group subsidiary. BITCO has named Meyer Lehman (50) President, effective May 1. prnewswire.com - 2 months ago
Old Republic International Corporation (ORI) Q1 2025 Earnings Call Transcript Old Republic International Corporation (NYSE:ORI ) Q1 2025 Earnings Conference Call April 24, 2025 3:00 PM ET Company Participants Joe Calabrese - IR Craig Smiddy - President and CEO Francis Sodaro - CFO Carolyn Monroe - President and CEO, Old Republic National Title Holding Company Conference Call Participants Greg Peters - Raymond James Matt Carletti - Citizens Paul Newsome - Piper Sandler Operator Ladies and gentlemen, thank you for standing by. My name is Abby, and I will be your conference operator today. seekingalpha.com - 2 months ago
Here's What Key Metrics Tell Us About Old Republic (ORI) Q1 Earnings Although the revenue and EPS for Old Republic (ORI) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 2 months ago
Old Republic International (ORI) Q1 Earnings and Revenues Surpass Estimates Old Republic International (ORI) came out with quarterly earnings of $0.81 per share, beating the Zacks Consensus Estimate of $0.73 per share. This compares to earnings of $0.67 per share a year ago. zacks.com - 2 months ago
OLD REPUBLIC REPORTS RESULTS FOR THE FIRST QUARTER 2025 Dollar amounts (other than per share amounts) are presented in millions, except as otherwise indicated. CHICAGO , April 24, 2025 /PRNewswire/ -- Old Republic International Corporation (NYSE: ORI) today reported the following results for the first quarter 2025: Net income of $245.0, compared to $316.7 last year. prnewswire.com - 2 months ago
Exploring Analyst Estimates for Old Republic (ORI) Q1 Earnings, Beyond Revenue and EPS Besides Wall Street's top -and-bottom-line estimates for Old Republic (ORI), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2025. zacks.com - 2 months ago
8. Profile Summary

Old Republic International Corporation ORI

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COUNTRY US
INDUSTRY Insurance - Diversified
MARKET CAP $ 9.22 B
Dividend Yield 5.94%
Description Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. The company operates through three segments: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers automobile extended warranty, aviation, commercial automobile, commercial multi-peril, commercial property, general liability, home warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, guaranteed asset protection, and surety. This segment provides its insurance products to businesses, government, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' title insurance policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The Republic Financial Indemnity Group Run-off Business segment offers private mortgage insurance coverage that protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers. The company was founded in 1923 and is based in Chicago, Illinois.
Contact 307 North Michigan Avenue, Chicago, IL, 60601 https://www.oldrepublic.com
IPO Date March 17, 1980
Employees 9400
Officers Ms. Carolyn Jean Monroe Senior Vice President of Title Insurance Mr. Jeffrey Patrick Lange Senior Vice President Mr. Francis Joseph Sodaro Senior Vice President & Chief Financial Officer Mr. Stephen Joseph Oberst Executive Vice President Mr. Craig Richard Smiddy President, Chief Executive Officer & Director Mr. William Todd Gray Executive Vice President & Treasurer Mr. Aaron Howard Jacoby CPA Senior Vice President of Corporate Development & Finance Mr. Phillip A. Schutt Senior Vice President of Investments Mr. Kivin Jones Senior Vice President & Chief Human Resources Officer Mr. Thomas Andrew Dare Senior Vice President, Secretary & General Counsel