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Financial Services - Insurance - Specialty - NYSE - US
$ 58.32
-3.67 %
$ 6.01 B
Market Cap
45.25
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 23, 2025.

The intrinsic value of one FAF stock under the worst case scenario is HIDDEN Compared to the current market price of 58.3 USD, First American Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 23, 2025.

The intrinsic value of one FAF stock under the base case scenario is HIDDEN Compared to the current market price of 58.3 USD, First American Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 23, 2025.

The intrinsic value of one FAF stock under the best case scenario is HIDDEN Compared to the current market price of 58.3 USD, First American Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart FAF

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$70.0$70.0$68.0$68.0$66.0$66.0$64.0$64.0$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
6.12 B REVENUE
552.18%
165 M OPERATING INCOME
-58.80%
133 M NET INCOME
-38.84%
898 M OPERATING CASH FLOW
153.32%
-459 M INVESTING CASH FLOW
-76.51%
-2.31 B FINANCING CASH FLOW
-162.28%
1.68 B REVENUE
19.32%
99.9 M OPERATING INCOME
0.00%
72.9 M NET INCOME
170.10%
325 M OPERATING CASH FLOW
37.02%
-33.1 M INVESTING CASH FLOW
88.93%
-1.51 B FINANCING CASH FLOW
-157.03%
Balance Sheet First American Financial Corporation
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Current Assets 2.09 B
Cash & Short-Term Investments 1.72 B
Receivables 375 M
Other Current Assets 0
Non-Current Assets 3.26 B
Long-Term Investments 0
PP&E 1.19 B
Other Non-Current Assets 2.07 B
32.11 %7.00 %22.23 %38.66 %Total Assets$5.4b
Current Liabilities 304 M
Accounts Payable 66.7 M
Short-Term Debt 0
Other Current Liabilities 237 M
Non-Current Liabilities 139 M
Long-Term Debt 0
Other Non-Current Liabilities 139 M
15.07 %53.63 %31.31 %Total Liabilities$442.7m
EFFICIENCY
Earnings Waterfall First American Financial Corporation
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Revenue 6.12 B
Cost Of Revenue 0
Gross Profit 6.12 B
Operating Expenses 5.96 B
Operating Income 165 M
Other Expenses 32.8 M
Net Income 133 M
7b7b6b6b5b5b4b4b3b3b2b2b1b1b006b06b(6b)165m(33m)133mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
2.70% OPERATING MARGIN
2.70%
2.14% NET MARGIN
2.14%
2.67% ROE
2.67%
2.45% ROA
2.45%
2.63% ROIC
2.63%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis First American Financial Corporation
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1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 133 M
Depreciation & Amortization 207 M
Capital Expenditures -218 M
Stock-Based Compensation 52 M
Change in Working Capital 221 M
Others 333 M
Free Cash Flow 679 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets First American Financial Corporation
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Wall Street analysts predict an average 1-year price target for FAF of $77.1 , with forecasts ranging from a low of $68 to a high of $86 .
FAF Lowest Price Target Wall Street Target
68 USD 16.60%
FAF Average Price Target Wall Street Target
77.1 USD 32.28%
FAF Highest Price Target Wall Street Target
86 USD 47.46%
Price
Max Price Target
Min Price Target
Average Price Target
909085858080757570706565606055555050Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.86% DIVIDEND YIELD
0.54 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.502.502.002.001.501.501.001.000.500.500.000.000.250.260.340.380.420.440.460.510.520.530.540.250.260.340.380.420.440.460.510.520.530.250.340.380.420.420.440.510.520.530.540.251.000.341.200.381.440.421.600.421.680.461.780.511.940.522.060.532.100.542.140.542015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership First American Financial Corporation
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Sold
0-3 MONTHS
10.6 M USD 3
3-6 MONTHS
149 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Why First American Financial (FAF) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First American Financial (FAF) have what it takes? zacks.com - 1 week ago
What Analyst Projections for Key Metrics Reveal About First American Financial (FAF) Q1 Earnings Get a deeper insight into the potential performance of First American Financial (FAF) for the quarter ended March 2025 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics. zacks.com - 1 week ago
First American Data & Analytics Launches VeriTitle™, a First-of-its-Kind Solution Designed to Accelerate the Mortgage and Home Equity Loan Origination Process SANTA ANA, Calif.--(BUSINESS WIRE)--First American Data & Analytics, a leading national provider of property-centric information, risk management and valuation solutions and a division of First American Financial Corporation (NYSE: FAF), has introduced VeriTitle™, a first-of-its kind solution designed to accelerate the mortgage and home equity loan origination process by delivering critical title intelligence to lenders as borrowers begin their loan applications. “VeriTitle helps lenders st. businesswire.com - 2 weeks ago
First American Financial (FAF) Reports Next Week: Wall Street Expects Earnings Growth First American Financial (FAF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 weeks ago
First American Financial Corporation Elevates Mark E. Seaton to Chief Executive Officer SANTA ANA, Calif.--(BUSINESS WIRE)--First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement and risk solutions for real estate transactions and the leader in the digital transformation of its industry, today announced a number of leadership changes, most prominently that Chief Financial Officer Mark E. Seaton has been appointed Chief Executive Officer. Seaton replaces departing CEO Ken DeGiorgio. In addition, Treasurer Matt F. Wajner has been promoted to Chief. businesswire.com - 2 weeks ago
Why First American Financial (FAF) Could Beat Earnings Estimates Again First American Financial (FAF) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report. zacks.com - 3 weeks ago
First American Financial (FAF) Surges 5.6%: Is This an Indication of Further Gains? First American Financial (FAF) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term. zacks.com - 3 weeks ago
First American Financial Announces First Quarter 2025 Earnings Conference Call SANTA ANA, Calif.--(BUSINESS WIRE)--First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement and risk solutions for real estate transactions and the leader in the digital transformation of its industry, today announced that it will host a conference call to discuss its first-quarter 2025 earnings results on Thursday, April 24, 2025, at 11 a.m. EDT. The call will follow the release of the company's earnings results for the first quarter of 2025, which is schedule. businesswire.com - 3 weeks ago
FIRST AMERICAN SHAREHOLDER ALERT: Kaskela Law LLC Announces Investigation of First American Financial Corp. (NYSE: FAF) and Encourages Long-Term Investors to Contact the Firm PHILADELPHIA, April 07, 2025 (GLOBE NEWSWIRE) -- Kaskela Law LLC announces that it is investigating First American Financial Corp. (NYSE: FAF) (“First American”) on behalf of the company's long-term investors. globenewswire.com - 3 weeks ago
FAF Lags Industry, Trades at a Discount: What Should Investors Do Now? Let us delve deeper to find out what to do with First American Financial stock now. zacks.com - 4 weeks ago
Why First American Financial (FAF) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First American Financial (FAF) have what it takes? zacks.com - 4 weeks ago
4 P&C Insurance Stocks With Decent Dividend for a Steady Return Here, we have picked four insurance stocks, THG, CINF, FAF and FNF, which have a solid dividend history. zacks.com - 4 weeks ago
8. Profile Summary

First American Financial Corporation FAF

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COUNTRY US
INDUSTRY Insurance - Specialty
MARKET CAP $ 6.01 B
Dividend Yield 0.86%
Description First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; and appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, mortgage subservicing, and related products and services, as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in 49 states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, South Korea, and internationally. The Specialty Insurance segment provides property and casualty insurance comprising coverage to residential homeowners and renters for liability losses and typical hazards, such as fire, theft, vandalism, and other types of property damage. It also offers residential service contracts that cover residential systems, such as heating and air conditioning systems, and appliances against failures that occur as the result of normal usage during the coverage period. First American Financial Corporation was founded in 1889 and is headquartered in Santa Ana, California.
Contact 1 First American Way, Santa Ana, CA, 92707-5913 https://www.firstam.com
IPO Date May 28, 2010
Employees 19038
Officers Mr. Mark Edward Seaton Chief Executive Officer Mr. Matthew Feivish Wajner Vice President & Chief Financial Officer Mr. Steven Alan Adams Vice President & Chief Accounting Officer Mr. Jody Mulkey Chief Technology Officer Mr. Craig Barberio Vice President of Investor Relations Mr. Dennis Joseph Gilmore Executive Chairman of the Board Ms. Lisa Walgenbach Cornehl Senior Vice President, Chief Legal Officer & Secretary Mr. James Hoggs Rogers Vice President of Investments Shabnam F. Jalakian Vice President & Chief Information Security Officer Mr. Marcus K. Reese Vice President & Chief Communications Officer