First American Financial Corporation (NYSE:FAF)

First American Financial Corporation FAF

Financial Services - Insurance - Specialty - NYSE - US

Watchlist

$ 61.11

-0.455 %

$ 6.29 B

Market Cap

40.3

P/E

1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 8, 2025.

The intrinsic value of one FAF stock under the worst case scenario is HIDDEN Compared to the current market price of 61.1 USD, First American Financial Corporation is HIDDEN

FAF Intrinsic Value
HIDDEN

SHOW

This DCF valuation model was last updated on May, 8, 2025.

The intrinsic value of one FAF stock under the base case scenario is HIDDEN Compared to the current market price of 61.1 USD, First American Financial Corporation is HIDDEN

FAF Intrinsic Value
HIDDEN

SHOW

This DCF valuation model was last updated on May, 8, 2025.

The intrinsic value of one FAF stock under the best case scenario is HIDDEN Compared to the current market price of 61.1 USD, First American Financial Corporation is HIDDEN

FAF Intrinsic Value
HIDDEN

SHOW

2. FUNDAMENTAL ANALYSIS

Price Chart FAF

FINANCIALS

Annual
Quarterly

165 M OPERATING INCOME

898 M OPERATING CASH FLOW

-459 M INVESTING CASH FLOW

-2.31 B FINANCING CASH FLOW

96.6 M OPERATING INCOME

-52.8 M OPERATING CASH FLOW

-234 M INVESTING CASH FLOW

612 M FINANCING CASH FLOW

Balance Sheet First American Financial Corporation

14.9 B ASSETS
9.98 B LIABILITIES

Current Assets	2.09 B
Cash & Short-Term Investments	1.72 B
Receivables	375 M
Other Current Assets	0
Non-Current Assets	3.26 B
Long-Term Investments	0
PP&E	1.19 B
Other Non-Current Assets	2.07 B

Current Liabilities	2.63 B
Accounts Payable	66.7 M
Short-Term Debt	0
Other Current Liabilities	2.57 B
Non-Current Liabilities	1.55 B
Long-Term Debt	1.55 B
Other Non-Current Liabilities	0

EFFICIENCY

Earnings Waterfall First American Financial Corporation

Revenue	6.12 B
Cost Of Revenue	0
Gross Profit	6.12 B
Operating Expenses	5.96 B
Operating Income	165 M
Other Expenses	32.8 M
Net Income	133 M

RATIOS

2.70% OPERATING MARGIN

FREE CASH FLOW ANALYSIS

Free Cash Flow Analysis First American Financial Corporation

Net Income	133 M
Depreciation & Amortization	207 M
Capital Expenditures	-218 M
Stock-Based Compensation	52 M
Change in Working Capital	221 M
Others	333 M
Free Cash Flow	679 M

3. WALL STREET ANALYSTS ESTIMATES

Wall Street Analysts Price Targets First American Financial Corporation

Wall Street analysts predict an average 1-year price target for FAF of $77.1 , with forecasts ranging from a low of $68 to a high of $86 .

FAF Lowest Price Target Wall Street Target

68 USD 11.27%

FAF Average Price Target Wall Street Target

77.1 USD 26.24%

FAF Highest Price Target Wall Street Target

86 USD 40.73%

4. DIVIDEND ANALYSIS

0.82% DIVIDEND YIELD

0.54 USD DIVIDEND PER SHARE

5. COMPETITION

Reinsurance Group of America, Incorporated engages in reinsurance business. It offers individual and group life and health insurance products, such as term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability, and longevity products; asset-intensive and financial reinsurance products; and other capital motivated solutions.

3.26 K USD

RGA

Undervalued 1535.20%

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. The company operates through Title, F&G, and Corporate and Other segments.

693 USD

FNF

Undervalued 977.25%

American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. It offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, inland and ocean marine, agricultural-related products, and other commercial property and specialty transportation coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance.

6. Ownership

Insider Ownership First American Financial Corporation

Summary
Transactions

Sold

0-3 MONTHS

3.45 M USD 2

3-6 MONTHS

7.12 M USD 1

6-9 MONTHS

149 K USD 1

9-12 MONTHS

0 USD 0

Bought

0 USD 0

0-3 MONTHS

0 USD 0

3-6 MONTHS

0 USD 0

6-9 MONTHS

0 USD 0

9-12 MONTHS

Date	Value	Insider	Amount	Avg Price
1 year ago Nov 15, 2023	Sell 101 K USD	Adams Steven a VP & Chief Accounting Officer	- 1800	56.2 USD
10 years ago Apr 28, 2015	Sell 431 K USD	TASKER HERBERT BARBER Director	- 11645	37.04 USD
10 years ago Feb 06, 2015	Sell 3.25 M USD	KENNEDY PARKER S Director	- 93162	34.8847 USD
10 years ago Feb 09, 2015	Sell 4.81 M USD	GILMORE DENNIS J Chief Executive Officer	- 139744	34.39 USD
10 years ago Feb 19, 2015	Sell 238 K USD	UEBERROTH VIRGINIA MAE Director	- 6627	35.92 USD
10 years ago Feb 19, 2015	Sell 238 K USD	UEBERROTH VIRGINIA MAE Director	- 6627	35.92 USD
10 years ago Feb 25, 2015	Sell 3.52 M USD	GILMORE DENNIS J Chief Executive Officer	- 100000	35.23 USD
10 years ago Jul 25, 2014	Bought 201 K USD	OMAN MARK C Director	+ 7300	27.54 USD
10 years ago Jun 02, 2014	Sell 220 K USD	Leavell Christopher Michael COO of Subsidiary	- 7911	27.752 USD
10 years ago Oct 28, 2014	Sell 624 K USD	Leavell Christopher Michael COO of Subsidiary	- 20842	29.94 USD

7. News

Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First American Financial (FAF) have what it takes? zacks.com - 1 week ago

Dallas-Plano-Irving Home Prices Down -0.8% Year Over Year in March, According to First American Data & Analytics Monthly Home Price Index Report SANTA ANA, Calif.--(BUSINESS WIRE)--First American Data & Analytics, a leading national provider of property-centric information, risk management and valuation solutions and a division of First American Financial Corporation (NYSE: FAF), today released its March 2025 Home Price Index (HPI) report. The report tracks home price changes less than four weeks behind real time at the national, state and metropolitan (Core-Based Statistical Area) levels and includes metropolitan price tiers that s. businesswire.com - 2 weeks ago

First American Named a Most Innovative Company of the Year by the American Business Awards® for a Second Time SANTA ANA, Calif.--(BUSINESS WIRE)--First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement and risk solutions for real estate transactions and the leader in the digital transformation of its industry, announced today it was recognized as a 'Most Innovative Company of the Year' by the American Business Awards®, earning a bronze Stevie® award in the category for companies with more than 2,500 employees. This marks the second time First American has received this. businesswire.com - 2 weeks ago

Atlanta-Sandy Springs-Alpharetta Home Prices Up 0.3% Year Over Year in March, According to First American Data & Analytics Monthly Home Price Index Report SANTA ANA, Calif.--(BUSINESS WIRE)--First American Data & Analytics, a leading national provider of property-centric information, risk management and valuation solutions and a division of First American Financial Corporation (NYSE: FAF), today released its March 2025 Home Price Index (HPI) report. The report tracks home price changes less than four weeks behind real time at the national, state and metropolitan (Core-Based Statistical Area) levels and includes metropolitan price tiers that s. businesswire.com - 2 weeks ago

National House Price Growth Hits a New 13-Year Low, According to First American Data & Analytics Monthly Home Price Index Report SANTA ANA, Calif.--(BUSINESS WIRE)--First American Data & Analytics, a leading national provider of property-centric information, risk management and valuation solutions and a division of First American Financial Corporation (NYSE: FAF), today released its March 2025 Home Price Index (HPI) report. The report tracks home price changes less than four weeks behind real time at the national, state and metropolitan (Core-Based Statistical Area) levels and includes metropolitan price tiers that s. businesswire.com - 2 weeks ago

First American Financial Corporation (FAF) Q1 2025 Earnings Call Transcript First American Financial Corporation (NYSE:FAF ) Q1 2025 Earnings Conference Call April 24, 2025 11:00 AM ET Company Participants Craig Barberio - Vice President, Investor Relations Mark Seaton - Chief Executive Officer Matt Wajner - Chief Financial Officer Conference Call Participants Terry Ma - Barclays John Campbell - Stephens Inc. Bose George - KBW Mark Hughes - Truist Securities Mark DeVries - Deutsche Bank Geoffrey Dunn - Dowling & Partners Operator Greetings, and welcome to the First American Financial Corporation First Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. seekingalpha.com - 3 weeks ago

First American Q1 Earnings Surpass Estimates on Higher Revenues FAF's Q1 results reflect solid performances in the Title Insurance and Services and Home Warranty segments, partially offset by higher expenses. zacks.com - 3 weeks ago

Compared to Estimates, First American Financial (FAF) Q1 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for First American Financial (FAF) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 3 weeks ago

First American Financial (FAF) Tops Q1 Earnings and Revenue Estimates First American Financial (FAF) came out with quarterly earnings of $0.84 per share, beating the Zacks Consensus Estimate of $0.65 per share. This compares to earnings of $0.45 per share a year ago. zacks.com - 3 weeks ago

First American: A Solid Q1 And Relative Safe Haven From Tariffs (Upgrade) First American Financial Corporation reported solid Q1 results, beating consensus by $0.10, despite management turmoil and asset impairments. Elevated interest rates support net investment income but dampen housing transactions, leading to mixed performance; commercial activity shows strong growth. Mortgage rates are likely to stay high, limiting housing activity; commercial volumes and expense discipline provide some upside potential. seekingalpha.com - 3 weeks ago

First American Financial Reports First Quarter 2025 Results SANTA ANA, Calif.--(BUSINESS WIRE)--First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement and risk solutions for real estate transactions and the leader in the digital transformation of its industry, today announced financial results for the first quarter ended March 31, 2025. Current Quarter Highlights Earnings per diluted share of 71 cents, or 84 cents per share on an adjusted basis Net investment losses of $11 million, or 8 cents per diluted share Purchase. businesswire.com - 3 weeks ago

Why First American Financial (FAF) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First American Financial (FAF) have what it takes? zacks.com - 4 weeks ago

8. Profile Summary

First American Financial Corporation FAF

COUNTRY US

INDUSTRY Insurance - Specialty

MARKET CAP $ 6.29 B

Dividend Yield 0.82%

Description First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; and appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, mortgage subservicing, and related products and services, as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in 49 states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, South Korea, and internationally. The Specialty Insurance segment provides property and casualty insurance comprising coverage to residential homeowners and renters for liability losses and typical hazards, such as fire, theft, vandalism, and other types of property damage. It also offers residential service contracts that cover residential systems, such as heating and air conditioning systems, and appliances against failures that occur as the result of normal usage during the coverage period. First American Financial Corporation was founded in 1889 and is headquartered in Santa Ana, California.

Contact 1 First American Way, Santa Ana, CA, 92707-5913 https://www.firstam.com

IPO Date May 28, 2010

Employees 19038

Officers Mr. James Hoggs Rogers Vice President of Investments Mr. Dennis Joseph Gilmore Executive Chairman of the Board Mr. Craig Barberio Vice President of Investor Relations Mr. Jody Mulkey Chief Technology Officer Mr. Matthew Feivish Wajner Vice President & Chief Financial Officer Mr. Mark Edward Seaton Chief Executive Officer Mr. Steven Alan Adams Vice President & Chief Accounting Officer Ms. Lisa Walgenbach Cornehl Chief Legal Officer & Secretary Shabnam F. Jalakian Vice President & Chief Information Security Officer Mr. Marcus K. Reese Vice President & Chief Communications Officer

Price Chart FAF

First American Financial Corporation FAF

Free

Unlimited Plan

Premium Plan