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Financial Services - Insurance - Specialty - NYSE - US
$ 64.98
0.216 %
$ 6.69 B
Market Cap
73.84
P/E
1. INTRINSIC VALUE

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; and appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, mortgage subservicing, and related products and services, as well as banking, trust, and wealth management services.[ Read More ]

The intrinsic value of one FAF stock under the base case scenario is HIDDEN Compared to the current market price of 65 USD, First American Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart FAF

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FINANCIALS
938 M REVENUE
-87.66%
0 OPERATING INCOME
0.00%
217 M NET INCOME
-18.19%
354 M OPERATING CASH FLOW
-54.58%
600 M INVESTING CASH FLOW
251.77%
1.42 B FINANCING CASH FLOW
478.48%
1.41 B REVENUE
2.96%
0 OPERATING INCOME
0.00%
-103 M NET INCOME
-89.14%
237 M OPERATING CASH FLOW
-11.17%
-299 M INVESTING CASH FLOW
-296.73%
961 M FINANCING CASH FLOW
449.20%
Balance Sheet Decomposition First American Financial Corporation
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Current Assets 3.61 B
Cash & Short-Term Investments 3.61 B
Receivables 0
Other Current Assets 0
Non-Current Assets 13.2 B
Long-Term Investments 7.89 B
PP&E 979 M
Other Non-Current Assets 4.33 B
Current Liabilities 487 M
Accounts Payable 63.3 M
Short-Term Debt 0
Other Current Liabilities 424 M
Non-Current Liabilities 11.9 B
Long-Term Debt 1.64 B
Other Non-Current Liabilities 10.3 B
EFFICIENCY
Earnings Waterfall First American Financial Corporation
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Revenue 938 M
Cost Of Revenue 1.07 B
Gross Profit -128 M
Operating Expenses 6 B
Operating Income 0
Other Expenses -217 M
Net Income 217 M
RATIOS
-13.69% GROSS MARGIN
-13.69%
0.00% OPERATING MARGIN
0.00%
23.10% NET MARGIN
23.10%
4.47% ROE
4.47%
1.29% ROA
1.29%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis First American Financial Corporation
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Net Income 217 M
Depreciation & Amortization 188 M
Capital Expenditures -263 M
Stock-Based Compensation 49.1 M
Change in Working Capital -272 M
Others 111 M
Free Cash Flow 90.9 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets First American Financial Corporation
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Wall Street analysts predict an average 1-year price target for FAF of $74.9 , with forecasts ranging from a low of $68 to a high of $83 .
FAF Lowest Price Target Wall Street Target
68 USD 4.65%
FAF Average Price Target Wall Street Target
74.9 USD 15.20%
FAF Highest Price Target Wall Street Target
83 USD 27.73%
4. DIVIDEND ANALYSIS
0.81% DIVIDEND YIELD
0.54 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership First American Financial Corporation
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Sold
0-3 MONTHS
149 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
101 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
2 weeks ago
Oct 29, 2024
Sell 149 K USD
Adams Steven A
VP & Chief Accounting Officer
- 2337
63.7619 USD
1 year ago
Nov 15, 2023
Sell 101 K USD
Adams Steven a
VP & Chief Accounting Officer
- 1800
56.2 USD
2 years ago
May 23, 2022
Sell 2.34 M USD
Leavell Christopher Michael
COO of Subsidiary
- 39206
59.606 USD
3 years ago
Oct 22, 2021
Sell 1.18 M USD
DEGIORGIO KENNETH D
President
- 15739
74.707 USD
3 years ago
Oct 25, 2021
Sell 775 K USD
DEGIORGIO KENNETH D
President
- 10400
74.501 USD
4 years ago
Oct 23, 2020
Bought 191 K USD
OMAN MARK C
Director
+ 4000
47.7812 USD
4 years ago
Mar 06, 2020
Sell 1.98 M USD
DEGIORGIO KENNETH D
Executive Vice President
- 30000
65.9 USD
5 years ago
Nov 01, 2019
Sell 500 K USD
Seaton Mark Edward
EVP & Chief Financial Officer
- 8069
61.925 USD
5 years ago
Jul 30, 2019
Sell 580 K USD
Leavell Christopher Michael
COO of Subsidiary
- 10006
57.993 USD
5 years ago
May 14, 2019
Sell 1.92 M USD
Leavell Christopher Michael
COO of Subsidiary
- 35235
54.444 USD
5 years ago
May 01, 2019
Sell 1.52 M USD
DEGIORGIO KENNETH D
Executive Vice President
- 26658
57 USD
5 years ago
Apr 26, 2019
Sell 81.5 K USD
DEGIORGIO KENNETH D
Executive Vice President
- 1400
58.238 USD
5 years ago
Mar 01, 2019
Sell 221 K USD
DEGIORGIO KENNETH D
Executive Vice President
- 4312
51.138 USD
5 years ago
Feb 28, 2019
Sell 360 K USD
DEGIORGIO KENNETH D
Executive Vice President
- 7052
51.07 USD
5 years ago
Feb 25, 2019
Sell 268 K USD
DEGIORGIO KENNETH D
Executive Vice President
- 5204
51.531 USD
5 years ago
Feb 26, 2019
Sell 462 K USD
DEGIORGIO KENNETH D
Executive Vice President
- 8973
51.519 USD
6 years ago
Aug 21, 2018
Sell 794 K USD
DEGIORGIO KENNETH D
Executive Vice President
- 13871
57.246 USD
6 years ago
Aug 21, 2018
Sell 285 K USD
Wajner Matthew F.
Chief Accounting Officer
- 4982
57.294 USD
6 years ago
Apr 30, 2018
Sell 771 K USD
Leavell Christopher Michael
COO of Subsidiary
- 14995
51.433 USD
6 years ago
May 01, 2018
Sell 652 K USD
Leavell Christopher Michael
COO of Subsidiary
- 12719
51.25 USD
6 years ago
Dec 01, 2017
Sell 4.19 M USD
Leavell Christopher Michael
COO of Subsidiary
- 75843
55.246 USD
7 years ago
Nov 08, 2017
Sell 404 K USD
DEGIORGIO KENNETH D
Executive Vice President
- 7337
55.107 USD
7 years ago
Nov 08, 2017
Sell 548 K USD
Seaton Mark Edward
EVP & Chief Financial Officer
- 9981
54.873 USD
7 years ago
Nov 08, 2017
Sell 5.5 M USD
GILMORE DENNIS J
Chief Executive Officer
- 100000
54.974 USD
7 years ago
Aug 18, 2017
Sell 338 K USD
Seaton Mark Edward
EVP & Chief Financial Officer
- 7000
48.332 USD
7 years ago
Feb 23, 2017
Sell 3.98 M USD
GILMORE DENNIS J
Chief Executive Officer
- 100000
39.785 USD
7 years ago
Feb 13, 2017
Sell 1.66 M USD
DEGIORGIO KENNETH D
Executive Vice President
- 42571
39.002 USD
8 years ago
Aug 18, 2016
Bought 114 K USD
OMAN MARK C
Director
+ 2700
42.0831 USD
8 years ago
Feb 23, 2016
Sell 2.39 M USD
GILMORE DENNIS J
Chief Executive Officer
- 65000
36.84 USD
8 years ago
Feb 23, 2016
Sell 1.48 M USD
DEGIORGIO KENNETH D
Executive Vice President
- 40000
37 USD
9 years ago
Nov 17, 2015
Sell 5.19 M USD
GILMORE DENNIS J
Chief Executive Officer
- 139744
37.12 USD
9 years ago
Nov 16, 2015
Sell 3.46 M USD
KENNEDY PARKER S
Director
- 93163
37.132 USD
9 years ago
Nov 06, 2015
Sell 442 K USD
DOTI JAMES L
Director
- 11645
37.993 USD
9 years ago
Aug 17, 2015
Sell 337 K USD
Seaton Mark Edward
EVP & Chief Financial Officer
- 7845
42.952 USD
9 years ago
Jun 05, 2015
Sell 328 K USD
Leavell Christopher Michael
COO of Subsidiary
- 9272
35.39 USD
9 years ago
Apr 28, 2015
Sell 431 K USD
TASKER HERBERT BARBER
Director
- 11645
37.04 USD
9 years ago
Feb 19, 2015
Sell 238 K USD
UEBERROTH VIRGINIA MAE
Director
- 6627
35.92 USD
9 years ago
Feb 25, 2015
Sell 3.52 M USD
GILMORE DENNIS J
Chief Executive Officer
- 100000
35.23 USD
9 years ago
Feb 19, 2015
Sell 238 K USD
UEBERROTH VIRGINIA MAE
Director
- 6627
35.92 USD
9 years ago
Feb 09, 2015
Sell 4.81 M USD
GILMORE DENNIS J
Chief Executive Officer
- 139744
34.39 USD
9 years ago
Feb 06, 2015
Sell 3.25 M USD
KENNEDY PARKER S
Director
- 93162
34.8847 USD
10 years ago
Oct 29, 2014
Sell 1.44 K USD
Leavell Christopher Michael
COO of Subsidiary
- 48
29.97 USD
10 years ago
Oct 28, 2014
Sell 624 K USD
Leavell Christopher Michael
COO of Subsidiary
- 20842
29.94 USD
10 years ago
Oct 29, 2014
Sell 72 K USD
Leavell Christopher Michael
COO of Subsidiary
- 2400
30.009 USD
10 years ago
Jul 25, 2014
Bought 201 K USD
OMAN MARK C
Director
+ 7300
27.54 USD
10 years ago
Jun 02, 2014
Sell 220 K USD
Leavell Christopher Michael
COO of Subsidiary
- 7911
27.752 USD
10 years ago
Feb 05, 2014
Sell 2.33 M USD
KENNEDY PARKER S
Director
- 93162
24.98 USD
10 years ago
Feb 04, 2014
Sell 2.93 M USD
GILMORE DENNIS J
Chief Executive Officer
- 116453
25.12 USD
11 years ago
Oct 25, 2013
Sell 31.1 K USD
VALDES MAX O
Executive Vice President
- 1225
25.388 USD
13 years ago
May 02, 2011
Bought 149 K USD
TASKER HERBERT BARBER
Director
+ 9600
15.53 USD
13 years ago
May 02, 2011
Bought 51 K USD
TASKER HERBERT BARBER
Director
+ 3280
15.56 USD
13 years ago
Aug 11, 2011
Bought 67.6 K USD
MCKERNAN THOMAS V JR
Director
+ 5000
13.52 USD
13 years ago
May 12, 2011
Bought 159 K USD
MCKERNAN THOMAS V JR
Director
+ 10000
15.93 USD
13 years ago
May 19, 2011
Bought 160 K USD
MCKEE MICHAEL D
Director
+ 10000
16.02 USD
11 years ago
May 29, 2013
Bought 114 K USD
MCKERNAN THOMAS V JR
Director
+ 5000
22.849 USD
11 years ago
Apr 30, 2013
Sell 186 K USD
Leavell Christopher Michael
COO of Subsidiary
- 6975
26.65 USD
11 years ago
Feb 13, 2013
Sell 1.68 M USD
GILMORE DENNIS J
Chief Executive Officer
- 68716
24.49 USD
11 years ago
Feb 05, 2013
Sell 2.21 M USD
KENNEDY PARKER S
Director
- 93163
23.7591 USD
11 years ago
Nov 27, 2012
Sell 1.55 M USD
DEGIORGIO KENNETH D
Executive Vice President
- 65856
23.5 USD
12 years ago
Nov 06, 2012
Sell 139 USD
VALDES MAX O
EVP & Chief Financial Officer
- 6
23.09 USD
12 years ago
Oct 05, 2012
Sell 791 K USD
Leavell Christopher Michael
COO of Subsidiary
- 34935
22.64 USD
12 years ago
Aug 09, 2012
Sell 718 K USD
KENNEDY PARKER S
Director
- 38433
18.69 USD
12 years ago
Aug 06, 2012
Sell 534 K USD
KENNEDY PARKER S
Director
- 29200
18.3 USD
12 years ago
Aug 07, 2012
Sell 1.74 M USD
KENNEDY PARKER S
Director
- 93743
18.55 USD
12 years ago
Aug 08, 2012
Sell 716 K USD
KENNEDY PARKER S
Director
- 38624
18.54 USD
12 years ago
Jul 09, 2012
Sell 173 K USD
GILMORE DENNIS J
Chief Executive Officer
- 10137
17.06 USD
12 years ago
Apr 27, 2012
Sell 158 K USD
VALDES MAX O
EVP & Chief Financial Officer
- 9414
16.785 USD
12 years ago
Apr 27, 2012
Sell 80.5 K USD
VALDES MAX O
EVP & Chief Financial Officer
- 4800
16.78 USD
12 years ago
Apr 13, 2012
Sell 475 K USD
Leavell Christopher Michael
COO of Subsidiary
- 27948
16.98 USD
7. News
First American Stock Near 52-Week High: Is This Your Buy Signal? FAF gains from new business opportunities, increased exposures, a better renewal rate environment and effective capital deployment. zacks.com - 2 days ago
First American Financial: Housing Market Malaise Outweighs Portfolio Repositioning First American Financial faces challenges from elevated mortgage rates and limited housing transactions, leading to a cautious outlook despite recent results. FAF's strategic portfolio repositioning boosts interest income by $67 million annually, offsetting rate cuts, but reduces book value by ~$222 million. The core business shows mixed results: improved commercial real estate activity and refinancing demand, but the residential side remains weak with declining mortgage applications. seekingalpha.com - 5 days ago
First American Financial Corporation Declares Quarterly Cash Dividend of 54 Cents Per Share SANTA ANA, Calif.--(BUSINESS WIRE)--First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement and risk solutions for real estate transactions and the leader in the digital transformation of its industry, today announced that its board of directors has declared a quarterly cash dividend of 54 cents per common share. The cash dividend is payable on December 16, 2024 to shareholders of record as of December 9, 2024. About First American First American Financial Corp. businesswire.com - 1 week ago
Is First American Financial (FAF) Stock Undervalued Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 week ago
First American Q3 Earnings Beat Estimates, Dividend Raised First American's third-quarter results reflect the benefits of the seasonal pick-up in demand despite challenging market conditions. zacks.com - 3 weeks ago
First American Financial Corporation (FAF) Q3 2024 Earnings Call Transcript First American Financial Corporation (NYSE:FAF ) Q3 2024 Earnings Call Transcript October 24, 2024 11:00 AM ET Company Participants Craig Barberio - Vice President, Investor Relations Ken DeGiorgio - Chief Executive Officer Mark Seaton - Executive Vice President & Chief Financial Officer Conference Call Participants Bose George - KBW John Campbell - Stephens Inc Terry Ma - Barclays Mark DeVries - Deutsche Bank Mark Hughes - Truist Securities Geoffrey Dunn - Dowling & Partners Operator Greetings, and welcome to First American Financial Corporation Third Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. seekingalpha.com - 3 weeks ago
First American Financial (FAF) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates While the top- and bottom-line numbers for First American Financial (FAF) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 3 weeks ago
First American Financial (FAF) Q3 Earnings Top Estimates First American Financial (FAF) came out with quarterly earnings of $1.34 per share, beating the Zacks Consensus Estimate of $1.15 per share. This compares to earnings of $1.22 per share a year ago. zacks.com - 3 weeks ago
What Analyst Projections for Key Metrics Reveal About First American Financial (FAF) Q3 Earnings Looking beyond Wall Street's top -and-bottom-line estimate forecasts for First American Financial (FAF), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended September 2024. zacks.com - 3 weeks ago
Earnings Preview: First American Financial (FAF) Q3 Earnings Expected to Decline First American Financial (FAF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
First American Title Launches Reimagined AgentNet® Technology Platform for Title Agents SANTA ANA, Calif.--(BUSINESS WIRE)--First American Title Insurance Company, a leading provider of title insurance and settlement services and the largest subsidiary of First American Financial Corporation (NYSE: FAF), today announced the launch of a reimagined AgentNet®, a technology platform that delivers the products and services First American title agents value most in a single, easy-to-use platform. Building on the strengths of the existing AgentNet® application, the new platform's intuiti. businesswire.com - 1 month ago
First American's the REconomy Podcast™ Reaches 100th Episode Milestone SANTA ANA, Calif.--(BUSINESS WIRE)--First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement, and risk solutions for real estate transactions and the leader in the digital transformation of its industry, today published the 100th episode of The REconomy Podcast™, reaching the milestone four years after it was launched. Designed to deliver economic insights for real estate professionals and anyone interested in real estate and related economic issues in approxima. businesswire.com - 1 month ago
8. Profile Summary

First American Financial Corporation FAF

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COUNTRY US
INDUSTRY Insurance - Specialty
MARKET CAP $ 6.69 B
Dividend Yield 0.81%
Description First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; and appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, mortgage subservicing, and related products and services, as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in 49 states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, South Korea, and internationally. The Specialty Insurance segment provides property and casualty insurance comprising coverage to residential homeowners and renters for liability losses and typical hazards, such as fire, theft, vandalism, and other types of property damage. It also offers residential service contracts that cover residential systems, such as heating and air conditioning systems, and appliances against failures that occur as the result of normal usage during the coverage period. First American Financial Corporation was founded in 1889 and is headquartered in Santa Ana, California.
Contact 1 First American Way, Santa Ana, CA, 92707-5913 https://www.firstam.com
IPO Date May 28, 2010
Employees 19210
Officers Mr. Steven Alan Adams Vice President & Chief Accounting Officer Mr. Matthew Feivish Wajner Vice President & Treasurer Mr. Craig Barberio Vice President of Investor Relations Mr. Marcus K. Reese Vice President & Chief Communications Officer Mr. James Hoggs Rogers Vice President of Investments Shabnam F. Jalakian Vice President & Chief Information Security Officer Mr. Mark Edward Seaton Executive Vice President & Chief Financial Officer Ms. Lisa Walgenbach Cornehl Senior Vice President, Chief Legal Officer & Secretary Mr. Kenneth David DeGiorgio BA, MBA Chief Executive Officer & Director Mr. Jody Mulkey Chief Technology Officer