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American International Group, Inc. AIG
Financial Services - Insurance - Diversified - NYSE - US
Watchlist
$ 75.77
0.0264 %
$ 47.3 B
Market Cap
15.12
P/E
1. INTRINSIC VALUE

American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment provides general liability, environmental, commercial automobile liability, workers' compensation, casualty, and crisis management insurance products; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officers, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, such as auto, homeowners, umbrella, yacht, fine art, and collections; voluntary and sponsor-paid personal accident; supplemental health products; extended warranty insurance products; and travel insurance products.[ Read More ]

The intrinsic value of one AIG stock under the base case scenario is HIDDEN Compared to the current market price of 75.8 USD, American International Group, Inc. is HIDDEN

AIG Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart AIG

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FINANCIALS
47.3 B REVENUE
-16.43%
Growth Rates
1Year -16.43%
3Years 2.53%
5Years -0.10%
7Years -1.56%
10Years -3.84%
3.88 B OPERATING INCOME
-73.03%
Growth Rates
1Year -73.03%
3Years 35.12%
5Years 21.63%
7Years 49.86%
10Years -8.08%
3.88 B NET INCOME
-65.61%
Growth Rates
1Year -65.61%
3Years 38.65%
5Years 129.43%
7Years 44.43%
10Years -8.17%
6.24 B OPERATING CASH FLOW
48.40%
Growth Rates
1Year 48.40%
3Years 81.86%
5Years 152.36%
7Years 14.75%
10Years 0.63%
-7.02 B INVESTING CASH FLOW
-93.63%
Growth Rates
1Year -93.63%
3Years -4.22%
5Years -99.35%
7Years -13.85%
10Years -7.12%
782 M FINANCING CASH FLOW
215.68%
Growth Rates
1Year 215.68%
3Years -46.33%
5Years -0.30%
7Years 11.29%
10Years 7.53%
973 M REVENUE
-85.17%
Growth Rates
1Year -16.43%
3Years 2.53%
5Years -0.10%
7Years -1.56%
10Years -3.84%
481 M OPERATING INCOME
-48.11%
Growth Rates
1Year -73.03%
3Years 35.12%
5Years 21.63%
7Years 49.86%
10Years -8.08%
-4.67 B NET INCOME
-982.53%
Growth Rates
1Year -65.61%
3Years 38.65%
5Years 129.43%
7Years 44.43%
10Years -8.17%
-1.88 B OPERATING CASH FLOW
-202.15%
Growth Rates
1Year 48.40%
3Years 81.86%
5Years 152.36%
7Years 14.75%
10Years 0.63%
5.4 B INVESTING CASH FLOW
436.60%
Growth Rates
1Year -93.63%
3Years -4.22%
5Years -99.35%
7Years -13.85%
10Years -7.12%
-1.91 B FINANCING CASH FLOW
-192.45%
Growth Rates
1Year 215.68%
3Years -46.33%
5Years -0.30%
7Years 11.29%
10Years 7.53%
Balance Sheet Decomposition American International Group, Inc.
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Current Assets 70.9 B
Cash & Short-Term Investments 19.4 B
Receivables 51.6 B
Other Current Assets 0
Non-Current Assets 273 B
Long-Term Investments 255 B
PP&E 0
Other Non-Current Assets 18 B
Current Liabilities 29.7 B
Accounts Payable 0
Short-Term Debt 250 M
Other Current Liabilities 29.5 B
Non-Current Liabilities 488 B
Long-Term Debt 0
Other Non-Current Liabilities 488 B
EFFICIENCY
Earnings Waterfall American International Group, Inc.
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Revenue 47.3 B
Cost Of Revenue 8.99 B
Gross Profit 38.3 B
Operating Expenses 33.9 B
Operating Income 3.88 B
Other Expenses 0
Net Income 3.88 B
RATIOS
80.97% GROSS MARGIN
80.97%
Averages
1Year 80.97%
3Years 82.59%
5Years 82.08%
7Years 81.79%
10Years 81.21%
8.21% OPERATING MARGIN
8.21%
Averages
1Year 8.21%
3Years 18.64%
5Years 8.84%
7Years 5.02%
10Years 5.92%
7.71% NET MARGIN
7.71%
Averages
1Year 7.71%
3Years 15.26%
5Years 7.84%
7Years 3.86%
10Years 4.08%
8.03% ROE
8.03%
Averages
1Year 8.03%
3Years 16.44%
5Years 9.13%
7Years 5.18%
10Years 4.47%
0.68% ROA
0.68%
Averages
1Year 0.68%
3Years 1.45%
5Years 0.80%
7Years 0.40%
10Years 0.45%
8.55% ROIC
8.55%
Averages
1Year 8.55%
3Years 11.65%
5Years 6.26%
7Years 8.26%
10Years 6.53%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis American International Group, Inc.
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Net Income 3.88 B
Depreciation & Amortization 4.21 B
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -3.55 B
Others -1.85 B
Free Cash Flow 6.24 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets American International Group, Inc.
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Wall Street analysts predict an average 1-year price target for AIG of $86.3 , with forecasts ranging from a low of $78 to a high of $91 .
AIG Lowest Price Target Wall Street Target
78 USD 2.94%
AIG Average Price Target Wall Street Target
86.3 USD 13.85%
AIG Highest Price Target Wall Street Target
91 USD 20.10%
4. DIVIDEND ANALYSIS
1.05% DIVIDEND YIELD
0.4 USD DIVIDEND PER SHARE
5. COMPETITION

Equitable Holdings, Inc., together with its consolidated subsidiaries, operates as a diversified financial services company worldwide. The company operates through four segments: Individual Retirement, Group Retirement, Investment Management and Research, and Protection Solutions.

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-9.43 USD
EQH
Overvalued 119.87%

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products worldwide. The company's Insurance segment offers primary and excess casualty coverages; loss sensitive primary casualty insurance programs; collateral protection, debt cancellation, and service contract reimbursement products; directors' and officers' liability, errors and omissions liability, employment practices and fiduciary liability, crime, professional indemnity, and other financial related coverages; medical professional and general liability insurance coverages; and workers' compensation and umbrella liability, as well as commercial automobile and inland marine products.

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346 USD
ACGL
Undervalued 239.41%

Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada.

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55.6 USD
ORI
Undervalued 48.10%

Sun Life Financial Inc., a financial services company, provides insurance, wealth, and asset management solutions to individuals and corporate clients worldwide.

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63 USD
SLF
Undervalued 4.56%

The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally.

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234 USD
HIG
Undervalued 98.01%

Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that provides personal lines insurance agency services in the United States.

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40.1 USD
GSHD
Overvalued 66.30%

International General Insurance Holdings Ltd. provides specialty insurance and reinsurance solutions worldwide. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance.

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45.1 USD
IGIC
Undervalued 82.23%

Berkshire Hathaway Inc., through its subsidiaries, engages in the insurance, freight rail transportation, and utility businesses worldwide. It provides property, casualty, life, accident, and health insurance and reinsurance; and operates railroad systems in North America.

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408 K USD
BRK-A
Overvalued 42.18%

Enstar Group Limited acquires and manages insurance and reinsurance companies, and portfolios of insurance and reinsurance business in run-off. It engages in the run-off property and casualty, and other non-life lines insurance businesses.

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-41.3 USD
ESGR
Overvalued 112.76%
6. Ownership
Insider Ownership American International Group, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
14.9 M USD 1
6-9 MONTHS
25.3 M USD 1
9-12 MONTHS
0 USD 0
Bought
520 USD 1
0-3 MONTHS
518 USD 1
3-6 MONTHS
49.7 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
1 month ago
Sep 30, 2024
Bought 520 USD
Inglis John C
Director
+ 7.1513
 72.76 USD
4 months ago
Jun 28, 2024
Bought 518 USD
Inglis John C
Director
+ 6.9116
 74.8891 USD
5 months ago
Jun 12, 2024
Sell 67.6 K USD
Zaffino Peter
Chairman & CEO
- 901
 75 USD
5 months ago
Jun 12, 2024
Sell 14.8 M USD
Zaffino Peter
Chairman & CEO
- 199099
 74.52 USD
8 months ago
Mar 14, 2024
Bought 49.7 K USD
Inglis John C
Director
+ 659
 75.39 USD
8 months ago
Mar 15, 2024
Sell 73.7 K USD
Zaffino Peter
Chairman & CEO
- 966
 76.29 USD
8 months ago
Mar 15, 2024
Sell 25.2 M USD
Zaffino Peter
Chairman & CEO
- 332034
 75.87 USD
1 year ago
Aug 09, 2023
Sell 476 K USD
Carbone Kathleen
VP & Chief Accounting Officer
- 7757
 61.3 USD
10 years ago
Nov 18, 2014
Bought 43.3 K USD
JURGENSEN WILLIAM G
Director
+ 800
 54.1025 USD
5 years ago
Feb 13, 2019
Bought 15.3 K USD
JURGENSEN WILLIAM G
Director
+ 345
 44.2464 USD
5 years ago
Jul 01, 2019
Sell 2.67 K USD
JURGENSEN WILLIAM G
Director
- 50
 53.472 USD
4 years ago
Sep 08, 2020
Bought 18.8 K USD
JURGENSEN WILLIAM G
Director
+ 645
 29.135 USD
4 years ago
Oct 20, 2020
Sell 308 USD
JURGENSEN WILLIAM G
Director
- 10
 30.763 USD
4 years ago
Oct 20, 2020
Sell 1.54 K USD
JURGENSEN WILLIAM G
Director
- 50
 30.7634 USD
5 years ago
Jan 09, 2019
Sell 16.2 K USD
JURGENSEN WILLIAM G
Director
- 395
 41.0929 USD
4 years ago
Aug 18, 2020
Bought 13.3 K USD
JURGENSEN WILLIAM G
Director
+ 450
 29.5755 USD
5 years ago
Jul 01, 2019
Sell 31.3 K USD
JURGENSEN WILLIAM G
Director
- 585
 53.4721 USD
4 years ago
Oct 20, 2020
Sell 3.1 K USD
JURGENSEN WILLIAM G
Director
- 100
 31.0293 USD
4 years ago
Aug 18, 2020
Bought 11.4 K USD
JURGENSEN WILLIAM G
Director
+ 385
 29.5895 USD
4 years ago
Oct 20, 2020
Sell 3.09 K USD
JURGENSEN WILLIAM G
Director
- 100
 30.8634 USD
10 years ago
Oct 09, 2014
Bought 2.52 K USD
JURGENSEN WILLIAM G
Director
+ 50
 50.3826 USD
5 years ago
Feb 13, 2019
Bought 13.9 K USD
JURGENSEN WILLIAM G
Director
+ 315
 44.2324 USD
10 years ago
Jun 05, 2014
Sell 26.1 K USD
JURGENSEN WILLIAM G
Director
- 475
 55.0305 USD
2 years ago
Jun 03, 2022
Bought 9.17 K USD
JURGENSEN WILLIAM G
Director
+ 160
 57.3 USD
4 years ago
Oct 20, 2020
Sell 3.39 K USD
JURGENSEN WILLIAM G
Director
- 110
 30.7782 USD
1 year ago
Feb 16, 2023
Sell 6.3 K USD
JURGENSEN WILLIAM G
Director
- 100
 63.007 USD
5 years ago
Aug 15, 2019
Sell 15.9 K USD
JURGENSEN WILLIAM G
Director
- 295
 53.7468 USD
4 years ago
Jan 13, 2020
Sell 2.09 K USD
JURGENSEN WILLIAM G
Director
- 40
 52.325 USD
2 years ago
Jan 27, 2022
Sell 7.08 K USD
JURGENSEN WILLIAM G
Director
- 125
 56.6529 USD
4 years ago
Jan 22, 2020
Bought 6.53 K USD
JURGENSEN WILLIAM G
Director
+ 125
 52.2322 USD
4 years ago
Jan 22, 2020
Bought 522 USD
JURGENSEN WILLIAM G
Director
+ 10
 52.246 USD
6 years ago
Apr 18, 2018
Bought 3.55 K USD
JURGENSEN WILLIAM G
Director
+ 65
 54.5451 USD
5 years ago
Aug 15, 2019
Sell 17.2 K USD
JURGENSEN WILLIAM G
Director
- 320
 53.7619 USD
10 years ago
Nov 10, 2014
Sell 10.3 K USD
JURGENSEN WILLIAM G
Director
- 190
 54.3188 USD
4 years ago
Jan 13, 2020
Sell 7.85 K USD
JURGENSEN WILLIAM G
Director
- 150
 52.3249 USD
6 years ago
Feb 21, 2018
Bought 7.56 K USD
JURGENSEN WILLIAM G
Director
+ 125
 60.4604 USD
8 years ago
Mar 01, 2016
Sell 9.59 K USD
JURGENSEN WILLIAM G
Director
- 185
 51.8581 USD
6 years ago
Dec 22, 2017
Bought 4.8 K USD
JURGENSEN WILLIAM G
Director
+ 79.551
 60.338 USD
2 years ago
Aug 24, 2022
Sell 918 K USD
Fato Luciana
EVP, GC, Comms & Govt Affairs
- 17000
 54.01 USD
2 years ago
Aug 24, 2022
Sell 918 K USD
Fato Luciana
EVP, GC, Comms & Govt Affairs
- 17000
 54.01 USD
2 years ago
Feb 18, 2022
Sell 473 K USD
Repko John P
EVP and Chief Info. Officer
- 7646
 61.8765 USD
7. News
AIG Appoints Christopher Schaper Chief Risk Officer NEW YORK--(BUSINESS WIRE)--American International Group, Inc. (NYSE: AIG) today announced that Christopher Schaper has been appointed Chief Risk Officer of AIG, effective immediately. Mr. Schaper will continue to report to Peter Zaffino, AIG Chairman & Chief Executive Officer and will continue to serve on AIG's Executive Leadership Team. Mr. Schaper has held the role of Chief Risk Officer on an interim basis since September 2024, while also serving as AIG's Global Chief Underwriting Officer. businesswire.com - 4 days ago
Corebridge Financial Announces Pricing of Secondary Offering of Common Stock by AIG HOUSTON--(BUSINESS WIRE)--Corebridge Financial, Inc. (NYSE: CRBG) today announced that the previously announced secondary offering by American International Group, Inc. (NYSE: AIG) of common stock of Corebridge Financial has priced at $31.20 per share. The offering is expected to close on November 12, 2024, subject to customary closing conditions. AIG, as the selling stockholder, has offered 30 million existing shares of common stock (out of approximately 568 million total shares of common stoc. businesswire.com - 1 week ago
AIG Elects Courtney Leimkuhler to its Board of Directors NEW YORK--(BUSINESS WIRE)--American International Group, Inc. (NYSE: AIG) today announced that Courtney Leimkuhler, co-founder and Managing Partner of the venture fund, Springbank, has been elected to its Board of Directors as an independent Director, effective November 5, 2024. Ms. Leimkuhler is a highly accomplished executive who previously held positions at Goldman Sachs, NYSE Euronext and MarshMcLennan. Ms. Leimkuhler began her career in investment banking at Goldman Sachs, before spending. businesswire.com - 1 week ago
Corebridge Financial Announces Launch of Secondary Offering of Common Stock by AIG HOUSTON--(BUSINESS WIRE)--Corebridge Financial, Inc. (NYSE: CRBG) today announced the launch of a secondary offering of its common stock by American International Group, Inc. (NYSE: AIG). AIG, as the selling stockholder, is offering 30 million existing shares of common stock (out of approximately 568 million total shares of common stock outstanding) of Corebridge Financial and has granted a 30-day option to the underwriters to purchase up to an additional 4.5 million shares. All of the net proc. businesswire.com - 1 week ago
Daily Dividend Report: AIG, Williams, Digital Realty, Ryman, Sun Life On November 4, 2024, the AIG Board of Directors declared a quarterly cash dividend on AIG common stock of $0.40 per share. The dividend is payable on December 30, 2024 to stockholders of record at the close of business on December 16, 2024. forbes.com - 1 week ago
American International Group, Inc. (AIG) Q3 2024 Earnings Call Transcript American International Group, Inc. (NYSE:AIG ) Q3 2024 Earnings Conference Call November 5, 2024 8:30 AM ET Company Participants Quentin McMillan - VP, MD and Head of IR Peter Zaffino - Chairman and CEO Sabra Purtill - EVP and CFO| Don Bailey - EVP and CEO, North America Insurance Jon Hancock - EVP and CEO, International Insurance Conference Call Participants Meyer Shields - KBW Brian Meredith - UBS Rob Cox - Goldman Sachs Alex Scott - Barclays Elyse Greenspan - Wells Fargo Operator Good day, and welcome to AIG's Third Quarter 2024 Financial Results Conference Call. This conference is being recorded. seekingalpha.com - 1 week ago
AIG Delivers Q3 Earnings Surprise on Investment Income Growth American International rewards its shareholders with share repurchases worth $1.5 billion in the third quarter. zacks.com - 1 week ago
Compared to Estimates, American International Group (AIG) Q3 Earnings: A Look at Key Metrics The headline numbers for American International Group (AIG) give insight into how the company performed in the quarter ended September 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 1 week ago
American International Group (AIG) Q3 Earnings and Revenues Top Estimates American International Group (AIG) came out with quarterly earnings of $1.23 per share, beating the Zacks Consensus Estimate of $1.13 per share. This compares to earnings of $1.61 per share a year ago. zacks.com - 1 week ago
AIG's profit beats estimates on strong underwriting, investment returns American International Group sailed past Wall Street estimates for third-quarter profit on Monday as the insurer benefited from strong underwriting and higher returns on investments. reuters.com - 1 week ago
AIG Reports Excellent Third Quarter 2024 Results NEW YORK--(BUSINESS WIRE)--American International Group, Inc. (NYSE: AIG) today reported financial results for the third quarter ended September 30, 2024. AIG Chairman & Chief Executive Officer Peter Zaffino said: “AIG delivered excellent third quarter financial results with strong profitability and growth across our businesses highlighting the quality of the underwriting portfolio and our ability to deliver consistent earnings. The adjusted after-tax income per diluted share was $1.23 for. businesswire.com - 1 week ago
AIG Stock Ahead of Q3 Earnings: A Smart Buy or Overpriced? AIG's third-quarter earnings are likely to have been impacted by lower premiums and net investment income. zacks.com - 2 weeks ago
8. Profile Summary

American International Group, Inc. AIG

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COUNTRY US
INDUSTRY Insurance - Diversified
MARKET CAP $ 47.3 B
Dividend Yield 1.05%
Description American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment provides general liability, environmental, commercial automobile liability, workers' compensation, casualty, and crisis management insurance products; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officers, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, such as auto, homeowners, umbrella, yacht, fine art, and collections; voluntary and sponsor-paid personal accident; supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, index and fixed annuities, and retail mutual funds; and financial planning and advisory services; record-keeping, plan administrative, and compliance services; and term life and universal life insurance. It also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, and broker-dealers. The company was founded in 1919 and is headquartered in New York, New York.
Contact 1271 Avenue of the Americas, New York, NY, 10020 https://www.aig.com
IPO Date Jan. 2, 1973
Employees 25000
Officers Ms. Kathleen Carbone Vice President & Chief Accounting Officer Ms. Karen Nelson Chief Compliance Officer Mr. Edward Lee Dandridge Executive Vice President and Chief Marketing & Communications Officer Mr. Keith Francis Walsh Executive Vice President & Chief Financial Officer Ms. Elaine Ann Rocha Global Chief Investment Officer Mr. Roshan Navagamuwa Executive Vice President & Chief Information Officer Ms. Melissa Twiningdavis Executive Vice President & Chief Administrative Officer Mr. Quentin John McMillan Vice President, MD & Head of Investor Relations Mr. Peter Salvatore Zaffino Chairman, Chief Executive Officer & President Mr. Claude E. Wade Executive Vice President, Chief Digital Officer and Global Head of Business Operations & Claims