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Waterdrop Inc. WDH
Financial Services - Insurance - Diversified - NYSE - CN
Watchlist
$ 1.14
0.885 %
$ 418 M
Market Cap
11.4
P/E
1. INTRINSIC VALUE

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. The company was founded in 2016 and is headquartered in Beijing, the People's Republic of China.[ Read More ]

The intrinsic value of one WDH stock under the base case scenario is HIDDEN Compared to the current market price of 1.14 USD, Waterdrop Inc. is HIDDEN

WDH Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart WDH

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FINANCIALS
2.63 B REVENUE
-6.11%
Growth Rates
1Year -6.11%
3Years -4.58%
5Years 61.68%
7Years 0.00%
10Years 0.00%
-6.74 M OPERATING INCOME
-2.82%
Growth Rates
1Year -2.82%
3Years 76.14%
5Years 48.61%
7Years 0.00%
10Years 0.00%
164 M NET INCOME
-73.07%
Growth Rates
1Year -73.07%
3Years 30.97%
5Years 22.71%
7Years 0.00%
10Years 0.00%
407 M OPERATING CASH FLOW
-46.91%
Growth Rates
1Year -46.91%
3Years 36.14%
5Years 31.46%
7Years 0.00%
10Years 0.00%
-1.17 B INVESTING CASH FLOW
-738.91%
Growth Rates
1Year -738.91%
3Years 1.24%
5Years -106.63%
7Years 0.00%
10Years 0.00%
-377 M FINANCING CASH FLOW
-556.56%
Growth Rates
1Year -556.56%
3Years -5.79%
5Years -15.33%
7Years 0.00%
10Years 0.00%
676 M REVENUE
-4.05%
Growth Rates
1Year -6.11%
3Years -4.58%
5Years 61.68%
7Years 0.00%
10Years 0.00%
52.4 M OPERATING INCOME
12.94%
Growth Rates
1Year -2.82%
3Years 76.14%
5Years 48.61%
7Years 0.00%
10Years 0.00%
59.1 M NET INCOME
60.73%
Growth Rates
1Year -73.07%
3Years 30.97%
5Years 22.71%
7Years 0.00%
10Years 0.00%
0 OPERATING CASH FLOW
0.00%
Growth Rates
1Year -46.91%
3Years 36.14%
5Years 31.46%
7Years 0.00%
10Years 0.00%
0 INVESTING CASH FLOW
0.00%
Growth Rates
1Year -738.91%
3Years 1.24%
5Years -106.63%
7Years 0.00%
10Years 0.00%
0 FINANCING CASH FLOW
0.00%
Growth Rates
1Year -556.56%
3Years -5.79%
5Years -15.33%
7Years 0.00%
10Years 0.00%
Balance Sheet Decomposition Waterdrop Inc.
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Current Assets 5.43 B
Cash & Short-Term Investments 3.39 B
Receivables 1.27 B
Other Current Assets 767 M
Non-Current Assets 722 M
Long-Term Investments 212 M
PP&E 93.7 M
Other Non-Current Assets 417 M
Current Liabilities 1.37 B
Accounts Payable 9.51 M
Short-Term Debt 170 M
Other Current Liabilities 1.19 B
Non-Current Liabilities 101 M
Long-Term Debt 27.3 M
Other Non-Current Liabilities 73.3 M
EFFICIENCY
Earnings Waterfall Waterdrop Inc.
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Revenue 2.63 B
Cost Of Revenue 1.59 B
Gross Profit 1.04 B
Operating Expenses 1.44 B
Operating Income -6.74 M
Other Expenses -170 M
Net Income 164 M
RATIOS
39.71% GROSS MARGIN
39.71%
Averages
1Year 39.71%
3Years 56.81%
5Years 65.33%
7Years 0.00%
10Years 0.00%
-0.26% OPERATING MARGIN
-0.26%
Averages
1Year -0.26%
3Years -16.60%
5Years -15.81%
7Years 0.00%
10Years 0.00%
6.36% NET MARGIN
6.36%
Averages
1Year 6.36%
3Years -7.02%
5Years -12.85%
7Years 0.00%
10Years 0.00%
3.65% ROE
3.65%
Averages
1Year 3.65%
3Years -7.74%
5Years -13.10%
7Years 0.00%
10Years 0.00%
2.72% ROA
2.72%
Averages
1Year 2.72%
3Years -5.67%
5Years -8.74%
7Years 0.00%
10Years 0.00%
-0.14% ROIC
-0.14%
Averages
1Year -0.14%
3Years -12.14%
5Years -15.31%
7Years 0.00%
10Years 0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Waterdrop Inc.
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Net Income 164 M
Depreciation & Amortization 13.6 M
Capital Expenditures -13.5 M
Stock-Based Compensation 134 M
Change in Working Capital 103 M
Others -139 K
Free Cash Flow 393 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Waterdrop Inc.
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WDH has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.016 USD DIVIDEND PER SHARE
5. COMPETITION

Enstar Group Limited acquires and manages insurance and reinsurance companies, and portfolios of insurance and reinsurance business in run-off. It engages in the run-off property and casualty, and other non-life lines insurance businesses.

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-41.3 USD
ESGR
Overvalued 112.76%

Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that provides personal lines insurance agency services in the United States.

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40.1 USD
GSHD
Overvalued 66.30%

Equitable Holdings, Inc., together with its consolidated subsidiaries, operates as a diversified financial services company worldwide. The company operates through four segments: Individual Retirement, Group Retirement, Investment Management and Research, and Protection Solutions.

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-9.43 USD
EQH
Overvalued 119.87%

FG Financial Group, Inc. operates as a reinsurance and investment management holding company in the United States. The company offers specialty property and casualty reinsurance products and services.

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-6.34 USD
FGFPP
Overvalued 138.98%

Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada.

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55.6 USD
ORI
Undervalued 48.10%

Athene Holding Ltd., a retirement services company, issues, reinsures, and acquires retirement savings products for individuals, professionals, and institutions in the United States, Bermuda, and Canada.

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73.6 USD
ATH-PB
Undervalued 235.94%

The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally.

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234 USD
HIG-PG
Undervalued 829.40%

International General Insurance Holdings Ltd. provides specialty insurance and reinsurance solutions worldwide. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance.

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45.1 USD
IGIC
Undervalued 82.23%

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products worldwide. The company's Insurance segment offers primary and excess casualty coverages; loss sensitive primary casualty insurance programs; collateral protection, debt cancellation, and service contract reimbursement products; directors' and officers' liability, errors and omissions liability, employment practices and fiduciary liability, crime, professional indemnity, and other financial related coverages; medical professional and general liability insurance coverages; and workers' compensation and umbrella liability, as well as commercial automobile and inland marine products.

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346 USD
ACGL
Undervalued 239.41%
6. Ownership
Insider Ownership Waterdrop Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
7. News
Waterdrop: Very Undervalued AI-Driven Marketplace For Insurance Products Waterdrop Inc. is significantly undervalued, with expected FCF growth driven by AI-driven customer experience, proprietary CRM, and technical connections with large insurance carriers. The company's medical crowdfunding model appears to be a key catalyst for future net sales and income growth. Risks include operating in China, potential failed mergers and acquisitions, and regulatory changes, but the stock repurchase program may boost demand and stock price. seekingalpha.com - 2 months ago
Waterdrop Inc. (WDH) Q2 2024 Earnings Call Transcript Waterdrop Inc. (NYSE:WDH ) Q2 2024 Earnings Conference Call September 4, 2024 8:00 AM ET Company Participants Tracy Lisang - IR Peng Shen - Founder, Chairman and CEO Ran Wei - Director and GM of Insurance Business Xu Xiaoying - Head of Finance Department Jasmine Li - Board Secretary Tracy Lisang Good morning, everyone. This is Tracy Lisang with Waterdrop Investor Relations. seekingalpha.com - 2 months ago
Waterdrop Inc. Announces Second Quarter 2024 Unaudited Financial Results and a Special Cash Dividend, Net profit rises 306.9% year-on-year BEIJING , Sept. 4, 2024 /PRNewswire/ -- On September 4, 2024, Waterdrop Inc. (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare services with a positive social impact, unveiled its unaudited financial results for the second quarter of 2024 ended June 30, 2024. prnewswire.com - 2 months ago
Waterdrop Inc. Announces Second Quarter 2024 Unaudited Financial Results and a Special Cash Dividend BEIJING , Sept. 4, 2024 /PRNewswire/ -- Waterdrop Inc. ("Waterdrop", the "Company" or "we") (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced its unaudited financial results for the three and six months ended June 30, 2024 and a special cash dividend. prnewswire.com - 2 months ago
Waterdrop Inc. to Report Second Quarter 2024 Financial Results on September 4, 2024 BEIJING , Aug. 21, 2024 /PRNewswire/ -- Waterdrop Inc. (NYSE: WDH) ("Waterdrop" or the "Company"), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced that it will report its unaudited financial results for the second quarter ended June 30, 2024, before U.S. markets open on Wednesday, September 4, 2024. Waterdrop's management team will hold a conference call on September 4, 2024 at 8:00 AM U.S. Eastern Time (8:00 PM Beijing/Hong Kong Time on the same day) to discuss the financial results. prnewswire.com - 2 months ago
4 Penny Stocks Growing Earnings Over 300% This Year According to Wall Street Analysts Penny stocks are an interesting category to follow. 247wallst.com - 3 months ago
Waterdrop Inc. Reports 2024 Q1 Revenue of RMB 704.7 Million, net profit rises 62.2% year-on-year, Sustaining Profitability for Nine Consecutive Quarters BEIJING , June 6, 2024 /PRNewswire/ -- On June 5, Waterdrop Inc. (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare services with a positive social impact, unveiled its unaudited financial results for the first quarter of 2024 ended March 31, 2024. During the quarter, Waterdrop reported net operating revenue of RMB 704.7 million, a year-over-year increase of 16.3%. prnewswire.com - 5 months ago
Waterdrop Inc. Announces First Quarter 2024 Unaudited Financial Results BEIJING , June 5, 2024 /PRNewswire/ -- Waterdrop Inc. ("Waterdrop", the "Company" or "we") (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced its unaudited financial results for the three months ended March 31, 2024. Financial and Operational Highlights for the F irst  Quarter of 2024 Consecutive profitability and positive operating cash flow: In the first quarter of 2024, net profit attributable to our ordinary shareholders reached RMB80.6 million, representing a quarter-over-quarter growth of 36.5%. prnewswire.com - 5 months ago
Waterdrop Inc. to Report First Quarter 2024 Financial Results on June 5, 2024 BEIJING , May 22, 2024 /PRNewswire/ -- Waterdrop Inc. (NYSE: WDH) ("Waterdrop" or the "Company"), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced that it will report its unaudited financial results for the first quarter ended March 31, 2024, before U.S. markets open on Wednesday, June 5, 2024. Waterdrop's management team will hold a conference call on June 5, 2024 at 8:00 AM U.S. Eastern Time (8:00 PM Beijing/Hong Kong Time on the same day) to discuss the financial results. prnewswire.com - 5 months ago
Waterdrop Inc. Releases 2023 Annual Report: Sustained Profitability and Impressive Growth in Innovative Businesses BEIJING, April 29, 2024 /PRNewswire/ -- On April 25, 2024, Waterdrop Inc. ("Waterdrop", the "Company" or "we") (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, released its annual report on Form 20-F for the fiscal year ending December 31, 2023. For 2023, the Company recorded a net operating revenue of RMB 2.63 billion and a net profit of RMB 167 million, respectively. prnewswire.com - 6 months ago
Waterdrop Files Annual Report on Form 20-F for Fiscal Year 2023 BEIJING , April 25, 2024 /PRNewswire/ -- Waterdrop Inc. ("Waterdrop", the "Company" or "we") (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced that it filed its annual report on Form 20-F for the fiscal year ended December 31, 2023 with the U.S. Securities and Exchange Commission ("SEC") on April 25, 2024. The annual report can be accessed on the Company's investor relations website at https://ir.waterdrop-inc.com as well as the SEC's website at http://www.sec.gov. prnewswire.com - 6 months ago
Challenger Hydration Brand waterdrop® Welcomes Industry Leader Alexandre Ruberti to Drive Growth in the Americas MIAMI--(BUSINESS WIRE)--waterdrop®, the innovative hydration brand revolutionizing the beverage industry with its waterdrop® Hydration Cubes, is thrilled to announce the appointment of Alexandre Ruberti as General Manager for the Americas. With a distinguished career that spans over two decades in the consumer packaged goods sector, including leadership roles at Red Bull, Coke Bottler, Start Ups, and a former board member at Celsius Holdings Inc, Ruberti brings a wealth of experience and proven. businesswire.com - 6 months ago
8. Profile Summary

Waterdrop Inc. WDH

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COUNTRY CN
INDUSTRY Insurance - Diversified
MARKET CAP $ 418 M
Dividend Yield 0.00%
Description Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. The company was founded in 2016 and is headquartered in Beijing, the People's Republic of China.
Contact Wangjing Science and Technology Park, Beijing, 100102 https://www.waterdrop-inc.com
IPO Date May 7, 2021
Employees 2960
Officers Ms. Xiaoying Xu Head of Finance Dr. Peng Shen Co-Founder, Chairman of the Board & Chief Executive Officer Mr. Xiaojiao Cui Investor Relations Officer Ms. Xiaolei Sun Vice President of Human Resources & Organization Development Ms. Nian Liu Head of Legal Mr. Wei Ran Partner, GM of Insurance Technology Business & Director Mr. Xiaobo Zhou Head of Research & Development Mr. Guang Yang Co-Founder, Vice President of Finance, GM of International Business & Director