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Financial Services - Insurance - Diversified - NYSE - CN
$ 1.2
2.13 %
$ 440 M
Market Cap
10.91
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one WDH stock under the worst case scenario is HIDDEN Compared to the current market price of 1.2 USD, Waterdrop Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one WDH stock under the base case scenario is HIDDEN Compared to the current market price of 1.2 USD, Waterdrop Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one WDH stock under the best case scenario is HIDDEN Compared to the current market price of 1.2 USD, Waterdrop Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
2.63 B REVENUE
-6.11%
-6.74 M OPERATING INCOME
-2.82%
164 M NET INCOME
-73.07%
407 M OPERATING CASH FLOW
-46.91%
-1.17 B INVESTING CASH FLOW
-738.91%
-377 M FINANCING CASH FLOW
-556.56%
704 M REVENUE
4.14%
26.5 M OPERATING INCOME
-49.45%
88.3 M NET INCOME
9.50%
0 OPERATING CASH FLOW
0.00%
0 INVESTING CASH FLOW
0.00%
0 FINANCING CASH FLOW
0.00%
Balance Sheet Waterdrop Inc.
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Current Assets 5.43 B
Cash & Short-Term Investments 3.39 B
Receivables 1.27 B
Other Current Assets 767 M
Non-Current Assets 722 M
Long-Term Investments 212 M
PP&E 93.7 M
Other Non-Current Assets 417 M
Current Liabilities 1.37 B
Accounts Payable 9.51 M
Short-Term Debt 170 M
Other Current Liabilities 1.19 B
Non-Current Liabilities 101 M
Long-Term Debt 27.3 M
Other Non-Current Liabilities 73.3 M
EFFICIENCY
Earnings Waterfall Waterdrop Inc.
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Revenue 2.63 B
Cost Of Revenue 1.59 B
Gross Profit 1.04 B
Operating Expenses 1.05 B
Operating Income -6.74 M
Other Expenses -170 M
Net Income 164 M
RATIOS
39.71% GROSS MARGIN
39.71%
-0.26% OPERATING MARGIN
-0.26%
6.36% NET MARGIN
6.36%
3.65% ROE
3.65%
2.72% ROA
2.72%
-0.14% ROIC
-0.14%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Waterdrop Inc.
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Net Income 164 M
Depreciation & Amortization 13.6 M
Capital Expenditures -13.5 M
Stock-Based Compensation 134 M
Change in Working Capital 103 M
Others -139 K
Free Cash Flow 393 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Waterdrop Inc.
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WDH has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.016 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Waterdrop Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
7. News
Waterdrop Inc. Announces Third Quarter 2024 Unaudited Financial Results, Net profit rises 152.6% year-on-year BEIJING , Dec. 12, 2024 /PRNewswire/ -- On December 11, 2024, Waterdrop Inc. (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare services with a positive social impact, unveiled its unaudited financial results for the third quarter of 2024 ended September 30, 2024. During the quarter, Waterdrop reported net operating revenue of RMB 704.1 million. prnewswire.com - 1 month ago
Waterdrop Inc. (WDH) Q3 2024 Earnings Call Transcript Waterdrop Inc. (NYSE:WDH ) Q3 2024 Earnings Conference Call December 11, 2024 7:00 AM ET Company Participants Tracy Li - Investor Relations Shen Peng - Founder, Chairman & Chief Executive Officer Ran Wei - Director & General Manager, Insurance Business Jasmine Li - Board Secretary Xu Xiaoying - Head, Finance Tracy Li Good morning, everyone. This is Tracy Li from Waterdrop Investor Relations. seekingalpha.com - 1 month ago
Waterdrop Inc. Announces Third Quarter 2024 Unaudited Financial Results BEIJING , Dec. 11, 2024 /PRNewswire/ -- Waterdrop Inc. ("Waterdrop", the "Company" or "we") (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced its unaudited financial results for the three and nine months ended September 30, 2024. Financial and Operational Highlights for the Third  Quarter of 2024 Marked improvement in profitability and healthy liquidity: In the third quarter of 2024, net profit attributable to our ordinary shareholders reached RMB92.8 million, representing a year-over-year growth of 152.6%. prnewswire.com - 1 month ago
Waterdrop Inc. to Report Third Quarter 2024 Financial Results on December 11, 2024 BEIJING , Nov. 27, 2024 /PRNewswire/ -- Waterdrop Inc. (NYSE: WDH) ("Waterdrop" or the "Company"), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced that it will report its unaudited financial results for the third quarter ended September 30, 2024, before U.S. markets open on Wednesday, December 11, 2024. Waterdrop's management team will hold a conference call on December 11, 2024 at 7:00 AM U.S. Eastern Time (8:00 PM Beijing/Hong Kong Time on the same day) to discuss the financial results. prnewswire.com - 1 month ago
Waterdrop: Very Undervalued AI-Driven Marketplace For Insurance Products Waterdrop Inc. is significantly undervalued, with expected FCF growth driven by AI-driven customer experience, proprietary CRM, and technical connections with large insurance carriers. The company's medical crowdfunding model appears to be a key catalyst for future net sales and income growth. Risks include operating in China, potential failed mergers and acquisitions, and regulatory changes, but the stock repurchase program may boost demand and stock price. seekingalpha.com - 4 months ago
Waterdrop Inc. (WDH) Q2 2024 Earnings Call Transcript Waterdrop Inc. (NYSE:WDH ) Q2 2024 Earnings Conference Call September 4, 2024 8:00 AM ET Company Participants Tracy Lisang - IR Peng Shen - Founder, Chairman and CEO Ran Wei - Director and GM of Insurance Business Xu Xiaoying - Head of Finance Department Jasmine Li - Board Secretary Tracy Lisang Good morning, everyone. This is Tracy Lisang with Waterdrop Investor Relations. seekingalpha.com - 4 months ago
Waterdrop Inc. Announces Second Quarter 2024 Unaudited Financial Results and a Special Cash Dividend, Net profit rises 306.9% year-on-year BEIJING , Sept. 4, 2024 /PRNewswire/ -- On September 4, 2024, Waterdrop Inc. (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare services with a positive social impact, unveiled its unaudited financial results for the second quarter of 2024 ended June 30, 2024. prnewswire.com - 4 months ago
Waterdrop Inc. Announces Second Quarter 2024 Unaudited Financial Results and a Special Cash Dividend BEIJING , Sept. 4, 2024 /PRNewswire/ -- Waterdrop Inc. ("Waterdrop", the "Company" or "we") (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced its unaudited financial results for the three and six months ended June 30, 2024 and a special cash dividend. prnewswire.com - 4 months ago
Waterdrop Inc. to Report Second Quarter 2024 Financial Results on September 4, 2024 BEIJING , Aug. 21, 2024 /PRNewswire/ -- Waterdrop Inc. (NYSE: WDH) ("Waterdrop" or the "Company"), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced that it will report its unaudited financial results for the second quarter ended June 30, 2024, before U.S. markets open on Wednesday, September 4, 2024. Waterdrop's management team will hold a conference call on September 4, 2024 at 8:00 AM U.S. Eastern Time (8:00 PM Beijing/Hong Kong Time on the same day) to discuss the financial results. prnewswire.com - 4 months ago
4 Penny Stocks Growing Earnings Over 300% This Year According to Wall Street Analysts Penny stocks are an interesting category to follow. 247wallst.com - 5 months ago
Waterdrop Inc. Reports 2024 Q1 Revenue of RMB 704.7 Million, net profit rises 62.2% year-on-year, Sustaining Profitability for Nine Consecutive Quarters BEIJING , June 6, 2024 /PRNewswire/ -- On June 5, Waterdrop Inc. (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare services with a positive social impact, unveiled its unaudited financial results for the first quarter of 2024 ended March 31, 2024. During the quarter, Waterdrop reported net operating revenue of RMB 704.7 million, a year-over-year increase of 16.3%. prnewswire.com - 7 months ago
Waterdrop Inc. Announces First Quarter 2024 Unaudited Financial Results BEIJING , June 5, 2024 /PRNewswire/ -- Waterdrop Inc. ("Waterdrop", the "Company" or "we") (NYSE: WDH), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced its unaudited financial results for the three months ended March 31, 2024. Financial and Operational Highlights for the F irst  Quarter of 2024 Consecutive profitability and positive operating cash flow: In the first quarter of 2024, net profit attributable to our ordinary shareholders reached RMB80.6 million, representing a quarter-over-quarter growth of 36.5%. prnewswire.com - 7 months ago
8. Profile Summary

Waterdrop Inc. WDH

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COUNTRY CN
INDUSTRY Insurance - Diversified
MARKET CAP $ 440 M
Dividend Yield 0.00%
Description Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. The company was founded in 2016 and is headquartered in Beijing, the People's Republic of China.
Contact Wangjing Science and Technology Park, Beijing, 100102 https://www.waterdrop-inc.com
IPO Date May 7, 2021
Employees 2960
Officers Mr. Guang Yang Co-Founder, Vice President of Finance, GM of International Business & Director Mr. Xiaobo Zhou Head of Research & Development Ms. Xiaolei Sun Vice President of Human Resources & Organization Development Mr. Xiaojiao Cui Investor Relations Officer Ms. Xiaoying Xu Head of Finance Mr. Wei Ran Partner, GM of Insurance Technology Business & Director Ms. Nian Liu Head of Legal Dr. Peng Shen Co-Founder, Chairman of the Board & Chief Executive Officer