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Technology - Software - Application - NASDAQ - US
$ 3.19
-1.24 %
$ 81.7 M
Market Cap
-0.45
P/E
1. INTRINSIC VALUE

Vacasa, Inc. operates vacation rental management platform in North America, Belize, and Costa Rica. The company enables guests to search, discover, and book its properties on Vacasa.com and the Vacasa Guest App. It also provides services to buy and sell vacation homes through its network of real estate agents. The company was founded in 2009 and is headquartered in Portland, Oregon.[ Read More ]

The intrinsic value of one VCSA stock under the base case scenario is HIDDEN Compared to the current market price of 3.19 USD, Vacasa, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart VCSA

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FINANCIALS
1.12 B REVENUE
-5.89%
-70.3 M OPERATING INCOME
52.18%
-299 M NET INCOME
10.07%
-51.7 M OPERATING CASH FLOW
0.39%
-13.4 M INVESTING CASH FLOW
87.64%
-28.1 M FINANCING CASH FLOW
28.20%
314 M REVENUE
26.14%
54.6 M OPERATING INCOME
1127.81%
-221 K NET INCOME
97.50%
-224 M OPERATING CASH FLOW
-316.86%
-2.12 M INVESTING CASH FLOW
0.70%
28 M FINANCING CASH FLOW
-62.73%
Balance Sheet Decomposition Vacasa, Inc.
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Current Assets 266 M
Cash & Short-Term Investments 88 M
Receivables 14.2 M
Other Current Assets 164 M
Non-Current Assets 398 M
Long-Term Investments 0
PP&E 56.7 M
Other Non-Current Assets 341 M
Current Liabilities 423 M
Accounts Payable 30.4 M
Short-Term Debt 8.67 M
Other Current Liabilities 384 M
Non-Current Liabilities 33.1 M
Long-Term Debt 17.2 M
Other Non-Current Liabilities 15.9 M
EFFICIENCY
Earnings Waterfall Vacasa, Inc.
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Revenue 1.12 B
Cost Of Revenue 520 M
Gross Profit 598 M
Operating Expenses 1.14 B
Operating Income -70.3 M
Other Expenses 228 M
Net Income -299 M
RATIOS
53.52% GROSS MARGIN
53.52%
-6.29% OPERATING MARGIN
-6.29%
-26.72% NET MARGIN
-26.72%
-227.93% ROE
-227.93%
-45.02% ROA
-45.02%
-53.79% ROIC
-53.79%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Vacasa, Inc.
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Net Income -299 M
Depreciation & Amortization 78.2 M
Capital Expenditures -12.7 M
Stock-Based Compensation 15.5 M
Change in Working Capital -88 M
Others 159 M
Free Cash Flow -64.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Vacasa, Inc.
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Wall Street analysts predict an average 1-year price target for VCSA of $4.69 , with forecasts ranging from a low of $2.5 to a high of $8 .
VCSA Lowest Price Target Wall Street Target
2.5 USD -21.63%
VCSA Average Price Target Wall Street Target
4.69 USD 46.94%
VCSA Highest Price Target Wall Street Target
8 USD 150.78%
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Vacasa, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
3.85 M USD 1
9-12 MONTHS
1.44 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
81.3 K USD 1
9-12 MONTHS
Date Value Insider Amount Avg Price
9 months ago
Feb 15, 2024
Sell 3.4 M USD
Mossytree Inc.
10 percent owner
- 400000
8.5 USD
9 months ago
Feb 15, 2024
Sell 116 K USD
Mossytree Inc.
10 percent owner
- 12500
9.264 USD
9 months ago
Feb 16, 2024
Sell 115 K USD
Mossytree Inc.
10 percent owner
- 12500
9.1948 USD
9 months ago
Feb 13, 2024
Sell 105 K USD
Mossytree Inc.
10 percent owner
- 11507
9.082 USD
9 months ago
Feb 14, 2024
Sell 115 K USD
Mossytree Inc.
10 percent owner
- 12500
9.2361 USD
9 months ago
Feb 08, 2024
Sell 67.3 K USD
Mossytree Inc.
10 percent owner
- 7400
9.0921 USD
9 months ago
Feb 09, 2024
Sell 66.6 K USD
Mossytree Inc.
10 percent owner
- 7400
9.0051 USD
9 months ago
Feb 12, 2024
Sell 116 K USD
Mossytree Inc.
10 percent owner
- 12500
9.2579 USD
9 months ago
Feb 05, 2024
Sell 66.4 K USD
Mossytree Inc.
10 percent owner
- 7400
8.973 USD
9 months ago
Feb 06, 2024
Sell 66.3 K USD
Mossytree Inc.
10 percent owner
- 7400
8.9639 USD
9 months ago
Feb 07, 2024
Sell 67 K USD
Mossytree Inc.
10 percent owner
- 7400
9.0519 USD
9 months ago
Jan 25, 2024
Sell 41.2 K USD
Mossytree Inc.
10 percent owner
- 5000
8.23 USD
9 months ago
Jan 26, 2024
Sell 40.2 K USD
Mossytree Inc.
10 percent owner
- 5000
8.03 USD
9 months ago
Jan 25, 2024
Bought 41.2 K USD
Mossytree Inc.
10 percent owner
+ 5000
8.23 USD
9 months ago
Jan 26, 2024
Bought 40.2 K USD
Mossytree Inc.
10 percent owner
+ 5000
8.03 USD
9 months ago
Jan 23, 2024
Sell 37.8 K USD
Mossytree Inc.
10 percent owner
- 5000
7.57 USD
10 months ago
Jan 04, 2024
Sell 39.1 K USD
Mossytree Inc.
10 percent owner
- 5000
7.82 USD
10 months ago
Jan 05, 2024
Sell 15.7 K USD
Mossytree Inc.
10 percent owner
- 1993
7.87 USD
10 months ago
Dec 29, 2023
Sell 40.2 K USD
Mossytree Inc.
10 percent owner
- 5000
8.05 USD
10 months ago
Jan 02, 2024
Sell 81 K USD
Mossytree Inc.
10 percent owner
- 10000
8.1 USD
10 months ago
Jan 03, 2024
Sell 78.9 K USD
Mossytree Inc.
10 percent owner
- 10000
7.89 USD
10 months ago
Dec 26, 2023
Sell 40.5 K USD
Mossytree Inc.
10 percent owner
- 5000
8.1 USD
10 months ago
Dec 27, 2023
Sell 39.6 K USD
Mossytree Inc.
10 percent owner
- 5000
7.93 USD
10 months ago
Dec 28, 2023
Sell 39.7 K USD
Mossytree Inc.
10 percent owner
- 5000
7.94 USD
10 months ago
Dec 20, 2023
Sell 39.2 K USD
Mossytree Inc.
10 percent owner
- 5000
7.84 USD
10 months ago
Dec 21, 2023
Sell 39 K USD
Mossytree Inc.
10 percent owner
- 5000
7.81 USD
10 months ago
Dec 22, 2023
Sell 39.7 K USD
Mossytree Inc.
10 percent owner
- 5000
7.94 USD
11 months ago
Dec 15, 2023
Sell 36.4 K USD
Mossytree Inc.
10 percent owner
- 5000
7.27 USD
10 months ago
Dec 19, 2023
Sell 37.6 K USD
Mossytree Inc.
10 percent owner
- 5000
7.52 USD
1 year ago
Sep 26, 2023
Sell 59.4 K USD
Greyber Robert Winston
Chief Executive Officer
- 6363
9.33 USD
11 months ago
Dec 08, 2023
Sell 11.5 K USD
Greyber Robert Winston
Chief Executive Officer
- 1662
6.92 USD
1 year ago
Mar 17, 2023
Sell 3.93 K USD
Banczak John
Chief Operating Officer
- 211
18.61 USD
1 year ago
Sep 26, 2023
Sell 905 USD
Banczak John
Chief Operating Officer
- 97
9.33 USD
11 months ago
Dec 08, 2023
Sell 837 USD
Banczak John
Chief Operating Officer
- 121
6.92 USD
11 months ago
Dec 04, 2023
Sell 40.5 K USD
Mossytree Inc.
10 percent owner
- 5000
8.1 USD
11 months ago
Dec 05, 2023
Sell 38.8 K USD
Mossytree Inc.
10 percent owner
- 5000
7.75 USD
11 months ago
Dec 06, 2023
Sell 39 K USD
Mossytree Inc.
10 percent owner
- 5000
7.81 USD
11 months ago
Nov 30, 2023
Sell 38.9 K USD
Mossytree Inc.
10 percent owner
- 5000
7.78 USD
11 months ago
Dec 01, 2023
Sell 41.1 K USD
Mossytree Inc.
10 percent owner
- 5000
8.22 USD
11 months ago
Nov 20, 2023
Sell 5.59 K USD
Greyber Robert Winston
Chief Executive Officer
- 719
7.78 USD
11 months ago
Nov 20, 2023
Sell 1.98 K USD
Larsen Tad K
Chief Accounting Officer
- 254
7.78 USD
1 year ago
Nov 17, 2023
Sell 3.29 K USD
Mossytree Inc.
10 percent owner
- 411
8 USD
1 year ago
Nov 15, 2023
Sell 42 K USD
Mossytree Inc.
10 percent owner
- 5000
8.4 USD
1 year ago
Nov 16, 2023
Sell 39.4 K USD
Mossytree Inc.
10 percent owner
- 5000
7.89 USD
1 year ago
Nov 08, 2023
Sell 44.8 K USD
Mossytree Inc.
10 percent owner
- 5000
8.95 USD
1 year ago
Nov 09, 2023
Sell 40.4 K USD
Mossytree Inc.
10 percent owner
- 5000
8.07 USD
1 year ago
Aug 22, 2023
Sell 10.5 K USD
Greyber Robert Winston
Chief Executive Officer
- 18092
0.58 USD
1 year ago
Aug 22, 2023
Sell 2.97 K USD
Larsen Tad K
Chief Accounting Officer
- 5128
0.58 USD
1 year ago
Aug 17, 2023
Sell 60 K USD
Mossytree Inc.
10 percent owner
- 100000
0.6 USD
1 year ago
Aug 18, 2023
Sell 60 K USD
Mossytree Inc.
10 percent owner
- 100000
0.6 USD
1 year ago
Aug 15, 2023
Sell 60 K USD
Mossytree Inc.
10 percent owner
- 100000
0.6 USD
1 year ago
Aug 16, 2023
Sell 59 K USD
Mossytree Inc.
10 percent owner
- 100000
0.59 USD
1 year ago
Aug 11, 2023
Sell 66 K USD
Mossytree Inc.
10 percent owner
- 100000
0.66 USD
1 year ago
Aug 14, 2023
Sell 62 K USD
Mossytree Inc.
10 percent owner
- 100000
0.62 USD
1 year ago
Aug 09, 2023
Sell 136 K USD
Mossytree Inc.
10 percent owner
- 200000
0.68 USD
1 year ago
Aug 10, 2023
Sell 68.4 K USD
Mossytree Inc.
10 percent owner
- 100600
0.68 USD
1 year ago
Aug 07, 2023
Sell 6.9 K USD
Mossytree Inc.
10 percent owner
- 10000
0.69 USD
1 year ago
Aug 08, 2023
Sell 69 K USD
Mossytree Inc.
10 percent owner
- 100000
0.69 USD
1 year ago
Aug 03, 2023
Sell 70 K USD
Mossytree Inc.
10 percent owner
- 100000
0.7 USD
1 year ago
Aug 04, 2023
Sell 70 K USD
Mossytree Inc.
10 percent owner
- 100000
0.7 USD
1 year ago
Jul 31, 2023
Sell 37 K USD
Mossytree Inc.
10 percent owner
- 50000
0.74 USD
1 year ago
Aug 01, 2023
Sell 36 K USD
Mossytree Inc.
10 percent owner
- 50000
0.72 USD
1 year ago
Aug 02, 2023
Sell 36 K USD
Mossytree Inc.
10 percent owner
- 50000
0.72 USD
1 year ago
Jul 26, 2023
Sell 71 K USD
Mossytree Inc.
10 percent owner
- 100000
0.71 USD
1 year ago
Jul 27, 2023
Sell 70 K USD
Mossytree Inc.
10 percent owner
- 100000
0.7 USD
1 year ago
Jul 25, 2023
Sell 36 K USD
Mossytree Inc.
10 percent owner
- 50000
0.72 USD
1 year ago
Jul 21, 2023
Sell 68 K USD
Mossytree Inc.
10 percent owner
- 100000
0.68 USD
1 year ago
Jul 24, 2023
Sell 34.5 K USD
Mossytree Inc.
10 percent owner
- 50000
0.69 USD
1 year ago
Jul 25, 2023
Sell 35 K USD
Mossytree Inc.
10 percent owner
- 50000
0.7 USD
1 year ago
Jul 19, 2023
Sell 71 K USD
Mossytree Inc.
10 percent owner
- 100000
0.71 USD
1 year ago
Jul 20, 2023
Sell 69 K USD
Mossytree Inc.
10 percent owner
- 100000
0.69 USD
1 year ago
Jul 17, 2023
Sell 97.4 K USD
Mossytree Inc.
10 percent owner
- 123354
0.79 USD
1 year ago
Jul 18, 2023
Sell 75 K USD
Mossytree Inc.
10 percent owner
- 100000
0.75 USD
1 year ago
Jul 14, 2023
Sell 76 K USD
Mossytree Inc.
10 percent owner
- 100000
0.76 USD
1 year ago
Jul 12, 2023
Sell 225 K USD
Mossytree Inc.
10 percent owner
- 300000
0.75 USD
1 year ago
Jul 13, 2023
Sell 75 K USD
Mossytree Inc.
10 percent owner
- 100000
0.75 USD
1 year ago
Jul 10, 2023
Sell 136 K USD
Mossytree Inc.
10 percent owner
- 200000
0.68 USD
1 year ago
Jul 11, 2023
Sell 95 K USD
Mossytree Inc.
10 percent owner
- 133759
0.71 USD
1 year ago
Jul 05, 2023
Sell 132 K USD
Mossytree Inc.
10 percent owner
- 200576
0.66 USD
1 year ago
Jul 03, 2023
Sell 62.4 K USD
Mossytree Inc.
10 percent owner
- 89148
0.7 USD
1 year ago
Jun 29, 2023
Sell 147 K USD
Mossytree Inc.
10 percent owner
- 209700
0.7 USD
1 year ago
Jun 30, 2023
Sell 138 K USD
Mossytree Inc.
10 percent owner
- 206109
0.67 USD
1 year ago
Jul 03, 2023
Sell 62.4 K USD
Mossytree Inc.
10 percent owner
- 89148
0.7 USD
1 year ago
Jun 21, 2023
Sell 60 K USD
Mossytree Inc.
10 percent owner
- 100000
0.6 USD
1 year ago
Jun 22, 2023
Sell 30.5 K USD
Mossytree Inc.
10 percent owner
- 50000
0.61 USD
1 year ago
Jun 15, 2023
Sell 90 K USD
Mossytree Inc.
10 percent owner
- 125000
0.72 USD
1 year ago
Jun 16, 2023
Sell 76.1 K USD
Mossytree Inc.
10 percent owner
- 111953
0.68 USD
1 year ago
Jun 20, 2023
Sell 64 K USD
Mossytree Inc.
10 percent owner
- 100000
0.64 USD
1 year ago
Jun 14, 2023
Sell 50.2 K USD
Mossytree Inc.
10 percent owner
- 75000
0.67 USD
1 year ago
Jun 15, 2023
Sell 34 K USD
Mossytree Inc.
10 percent owner
- 50000
0.68 USD
1 year ago
Jun 12, 2023
Sell 51 K USD
Mossytree Inc.
10 percent owner
- 75000
0.68 USD
1 year ago
Jun 13, 2023
Sell 51 K USD
Mossytree Inc.
10 percent owner
- 75000
0.68 USD
1 year ago
Jun 12, 2023
Sell 23.1 K USD
Mossytree Inc.
10 percent owner
- 33999
0.68 USD
1 year ago
Jun 08, 2023
Sell 105 K USD
Mossytree Inc.
10 percent owner
- 150000
0.7 USD
1 year ago
Jun 09, 2023
Sell 51 K USD
Mossytree Inc.
10 percent owner
- 75000
0.68 USD
1 year ago
Jun 07, 2023
Sell 187 K USD
Breon Eric
10 percent owner
- 252085
0.74 USD
1 year ago
Jun 05, 2023
Sell 1.47 K USD
Banczak John
Chief Operating Officer
- 1955
0.75 USD
1 year ago
May 25, 2023
Sell 12.5 K USD
Greyber Robert Winston
Chief Executive Officer
- 18699
0.67 USD
1 year ago
Mar 17, 2023
Sell 940 K USD
Breon Eric
director, 10 percent owner:
- 1000101
0.94 USD
1 year ago
Mar 17, 2023
Sell 157 K USD
Breon Eric
director, 10 percent owner:
- 169277
0.93 USD
2 years ago
Sep 07, 2022
Sell 581 K USD
Mossytree Inc.
director:
- 143564
4.05 USD
2 years ago
Sep 02, 2022
Sell 1.29 M USD
Mossytree Inc.
director:
- 315376
4.09 USD
2 years ago
Aug 31, 2022
Sell 1.6 M USD
Mossytree Inc.
director:
- 400000
4 USD
2 years ago
Aug 26, 2022
Sell 3.51 M USD
Mossytree Inc.
director:
- 866733
4.05 USD
2 years ago
Jun 15, 2022
Bought 1.39 M USD
Peterson Karl Mr.
director:
+ 500000
2.7712 USD
2 years ago
Jun 08, 2022
Sell 6.38 K USD
Mossytree Inc.
director:
- 1700
3.75 USD
2 years ago
Jun 08, 2022
Sell 136 K USD
Mossytree Inc.
director:
- 36286
3.75 USD
2 years ago
Jun 06, 2022
Sell 1.67 M USD
Mossytree Inc.
director:
- 414902
4.0364 USD
7. News
Vacasa, Inc. (VCSA) Q3 2024 Earnings Call Transcript Vacasa, Inc. (NASDAQ:VCSA ) Q3 2024 Earnings Call Transcript November 7, 2024 5:00 PM ET Company Participants Ryan Domyancic - Investor Relations Rob Greyber - Chief Executive Officer Bruce Schuman - Chief Financial Officer Conference Call Participants Operator Thank you for standing by. At this time, I'd like to welcome everyone to the Third Quarter 2024 Vacasa Earnings Conference Call. seekingalpha.com - 1 week ago
Vacasa, Inc. (VCSA) Q3 Earnings Top Estimates Vacasa, Inc. (VCSA) came out with quarterly earnings of $2.10 per share, beating the Zacks Consensus Estimate of $1.92 per share. This compares to earnings of $18.43 per share a year ago. zacks.com - 1 week ago
Down -48.76% in 4 Weeks, Here's Why Vacasa (VCSA) Looks Ripe for a Turnaround The heavy selling pressure might have exhausted for Vacasa (VCSA) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal. zacks.com - 3 months ago
Vacasa, Inc. (VCSA) Q2 2024 Earnings Call Transcript Vacasa, Inc. (NASDAQ:VCSA ) Q2 2024 Earnings Conference Call August 8, 2024 5:00 PM ET Company Participants Ryan Domyancic – Investor Relations Rob Greyber – Chief Executive Officer Bruce Schuman – Chief Financial Officer Conference Call Participants Stefanos Crist – Needham Ben Miller – Goldman Sachs Operator Welcome, everyone, to the Vacasa 2Q 2024 Earnings Conference Call. [Operator Instructions] At this time, I would like to turn the conference over to Ryan Domyancic of Investor Relations. seekingalpha.com - 3 months ago
Vacasa, Inc. (VCSA) Reports Q2 Loss, Misses Revenue Estimates Vacasa, Inc. (VCSA) came out with a quarterly loss of $0.59 per share versus the Zacks Consensus Estimate of a loss of $1.94. This compares to loss of $0.20 per share a year ago. zacks.com - 3 months ago
Vacasa Announces Second Quarter 2024 Financial Results PORTLAND, Ore.--(BUSINESS WIRE)--Vacasa, Inc. (Nasdaq: VCSA), North America's leading vacation rental management platform, today announced its financial results for the quarter ended June 30, 2024. A shareholder letter containing the results can be found on the Company's website at investors.vacasa.com. Vacasa will host a conference call at 2:00 p.m. PT / 5:00 p.m. ET today to discuss the second quarter 2024 financial results and provide a business update. A link to the live webcast and supplem. businesswire.com - 3 months ago
Vacasa to Announce Second Quarter 2024 Financial Results on August 8, 2024 PORTLAND, Ore.--(BUSINESS WIRE)--Vacasa (Nasdaq: VCSA), North America's leading vacation rental management platform, plans to report second quarter 2024 financial results after market close on Thursday, August 8, 2024, followed by a conference call to discuss its results at 2:00 p.m. PT / 5:00 p.m. ET the same day. Chief Executive Officer Rob Greyber and Chief Financial Officer Bruce Schuman will host the conference call. A link to the live webcast will be made available on Vacasa's Investor Re. businesswire.com - 3 months ago
Vacasa, Inc. (VCSA) Q1 2024 Earnings Call Transcript Vacasa, Inc. (NASDAQ:VCSA ) Q1 2024 Earnings Conference Call May 9, 2024 5:00 PM ET Company Participants Ryan Domyancic - Investor Relations Rob Greyber - Chief Executive Officer Bruce Schuman - Chief Financial Officer Conference Call Participants Jed Kelly – Oppenheimer Ben Miller - Goldman Sachs Doug Mankoff - J.P. Morgan. Bernie McTernan - Needham & Company Lee Horowitz - Deutsche Bank Nicholas Jones – Citizens JMP Operator Good morning. seekingalpha.com - 6 months ago
Vacasa Layoffs 2024: What to Know About the Latest VCSA Job Cuts Vacasa (NASDAQ: VCSA ) layoffs are a hot topic on Friday after the vacation rental management platform operator announced another round of layoffs. The Vacasa layoffs have the company cutting 800 jobs, which comes to about 13% of its current workforce. investorplace.com - 6 months ago
Vacasa, Inc. (VCSA) Reports Q1 Loss, Misses Revenue Estimates Vacasa, Inc. (VCSA) came out with a quarterly loss of $1.43 per share versus the Zacks Consensus Estimate of a loss of $2.50. This compares to loss of $2 per share a year ago. zacks.com - 6 months ago
New Strong Buy Stocks for April 30th VCSA, PUBM, NTNX, TREE and SKYW have been added to the Zacks Rank #1 (Strong Buy) List on April 30, 2023. zacks.com - 6 months ago
Vacasa to Announce First Quarter 2024 Financial Results on May 9, 2024 PORTLAND, Ore.--(BUSINESS WIRE)--Vacasa (Nasdaq: VCSA), North America's leading vacation rental management platform, plans to report first quarter 2024 financial results after market close on Thursday, May 9, 2024, followed by a conference call to discuss its results at 2:00 p.m. PT / 5:00 p.m. ET the same day. Chief Executive Officer Rob Greyber and Chief Financial Officer Bruce Schuman will host the conference call. A link to the live webcast will be made available on Vacasa's Investor Relati. businesswire.com - 6 months ago
8. Profile Summary

Vacasa, Inc. VCSA

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COUNTRY US
INDUSTRY Software - Application
MARKET CAP $ 81.7 M
Dividend Yield 0.00%
Description Vacasa, Inc. operates vacation rental management platform in North America, Belize, and Costa Rica. The company enables guests to search, discover, and book its properties on Vacasa.com and the Vacasa Guest App. It also provides services to buy and sell vacation homes through its network of real estate agents. The company was founded in 2009 and is headquartered in Portland, Oregon.
Contact 850 NW 13th Avenue, Portland, OR, 97209 https://www.vacasa.com
IPO Date April 9, 2021
Employees 6400
Officers Mr. Bruce Schuman Chief Financial Officer, CAO & Principal Accounting Officer Ms. Rebecca Boyden Chief Legal & Administrative Officer Mr. Robert Greyber Chief Executive Officer, Interim Chief Product Officer & Director Mr. Robert E. Milne Senior Vice President of Operations Mr. Harish Naidu Chief Product & Technology Officer