Technology -
Software - Application - NYSE - US
$ 8.2
-3.86 %
$ 710 M
Market Cap
22.17
P/E
1. INTRINSIC VALUE
Balance Sheet
OppFi Inc.
| Current Assets | 564 M |
| Cash & Short-Term Investments | 61.3 M |
| Receivables | 476 M |
| Other Current Assets | 26.9 M |
| Non-Current Assets | 77.2 M |
| Long-Term Investments | 19.2 M |
| PP&E | 24.3 M |
| Other Non-Current Assets | 33.7 M |
| Current Liabilities | 59.8 M |
| Accounts Payable | 879 K |
| Short-Term Debt | 0 |
| Other Current Liabilities | 58.9 M |
| Non-Current Liabilities | 347 M |
| Long-Term Debt | 332 M |
| Other Non-Current Liabilities | 15.1 M |
EFFICIENCY
Earnings Waterfall
OppFi Inc.
| Revenue | 526 M |
| Cost Of Revenue | 105 M |
| Gross Profit | 421 M |
| Operating Expenses | 326 M |
| Operating Income | 94.5 M |
| Other Expenses | 10.7 M |
| Net Income | 83.8 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
OppFi Inc.
| Net Income | 83.8 M |
| Depreciation & Amortization | 9.62 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 5.27 M |
| Change in Working Capital | 6.81 M |
| Others | 225 M |
| Free Cash Flow | 324 M |
Wall Street Analysts Price Targets
OppFi Inc.
Wall Street analysts predict an average 1-year price target for OPFI of $8.4 , with forecasts ranging from
a
low of
$3 to a high of $13 .
OPFI Lowest Price Target
Wall Street Target
3 USD
-63.41%
OPFI Average Price Target
Wall Street Target
8.4 USD
2.44%
OPFI Highest Price Target
Wall Street Target
13 USD
58.54%
4. DIVIDEND
ANALYSIS
14.15%
DIVIDEND YIELD
0.25 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
OppFi Inc.
Sold
0-3 MONTHS
6.11 M USD 3
3-6 MONTHS
971 K USD 2
6-9 MONTHS
169 K USD 1
9-12 MONTHS
102 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
5 Must-Buy Fintech Stocks to Maximize Returns Over the Long Term
Buy 5 Fintech stocks to reap benefits over the long term. These are: AFRM, ACIW, STNE, OPFI, COIN.
zacks.com
- 2 weeks ago
OppFi Skyrockets 203% in a Year: Should You Buy the Stock Now?
Given the OPFI stock's upsurge, we analyze its current position to evaluate whether investors should buy the stock or stay away from it.
zacks.com
- 2 weeks ago
Are Business Services Stocks Lagging Information Services Group (III) This Year?
Here is how Information Services Group (III) and OppFi Inc. (OPFI) have performed compared to their sector so far this year.
zacks.com
- 3 weeks ago
OppFi Announces First Quarter 2025 Earnings Conference Call
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its first quarter 2025 before the market open on Wednesday, May 7, 2025. Management will host a conference call on May 7, 2025 at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference call webcast will be available on.
businesswire.com
- 3 weeks ago
This Fintech Just Quadrupled: What OppFi's CEO Says About the Road Ahead
OppFi's (NYSE:OPFI) stock has surged from $2.50 to $10 in under a year -- but is the rally just getting started? In this exclusive interview, CEO Todd Schwarz breaks down what's fueling the fintech company's explosive growth, how it's using artificial intelligence (AI) to scale smarter, and why he believes OppFi stock remains deeply undervalued.
fool.com
- 3 weeks ago
OppFi: Shares On Sale After The Plunge
Initiating coverage on OppFi with a 'Buy' rating due to strong EPS growth, modest valuation, and recent stock price correction. Despite macroeconomic pressures, OPFI's Q4 results were strong, with EPS and revenue beats and positive future earnings and revenue growth projections. Key risks include tighter financial conditions, competition, and potential inefficiencies, but technical support levels suggest a favorable entry point.
seekingalpha.com
- 3 weeks ago
Earnings Momentum is Surging in This Industry
The Financial sector currently dominates the Zacks #1 Rank list, with 81 stocks, more than double the count of the next closest sector, Computers, which has 32. Analysts have been doling out huge upgrades to companies across the industry thanks to an improving regulatory environment and persistently high interest rates which improve margins.
zacks.com
- 1 month ago
OppFi Announces $0.25 Per Share Special Dividend
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, today announced that its Board of Directors (the “Board”) has declared a $0.25 per share special dividend to be payable on April 18, 2025 to holders of record of the Company's Class A common stock as of the close of business on April 8, 2025. "We are proud to announce our second spec.
businesswire.com
- 1 month ago
OppFi Rises 37% in YTD: Should You Buy the Stock or Let Go?
Given OPFI's price surge, we analyze its current position to evaluate whether investors should buy the stock or stay away from it.
zacks.com
- 1 month ago
OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to subprime borrowers, announced today that it has been selected as the winner of the "Best Personal Finance Company" award in the ninth annual FinTech Breakthrough Awards. For nearly a decade, the annual FinTech Breakthrough Awards have highlighted the creativity, hard work and success of the m.
businesswire.com
- 1 month ago
Down -29.44% in 4 Weeks, Here's Why You Should You Buy the Dip in OppFi (OPFI)
OppFi (OPFI) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.
zacks.com
- 1 month ago
5 Value Stocks With Exciting EV-to-EBITDA Ratios to Scoop Up
We have screened value stocks OPFI, NUS, BJRI, MRC and KT based on the EV-to-EBITDA ratio, which gives the true picture of valuation and earnings potential.
zacks.com
- 1 month ago
8. Profile
Summary
OppFi Inc. OPFI
COUNTRY
US
INDUSTRY
Software - Application
MARKET CAP
$ 710 M
Dividend Yield
14.15%
Description
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.
Contact
130 East Randolph Street, Chicago, IL, 60601
https://www.oppfi.com
IPO
Date
Nov. 20, 2020
Employees
445
Officers
Mr. Yuri Ter-Saakyants
Chief Technology Officer
Ms. Pamela D. Johnson
Chief Financial Officer & Chief Accounting Officer
John Kakos
Senior Vice President & Controller
Mr. Christopher McKay
Chief Risk & Analytics Officer
Mr. Shaun Smolarz
Head of Investor Relations
Mr. Todd G. Schwartz
Founder, Executive Chairman & Chief Executive Officer
Mr. Marv Gurevich
General Counsel & Secretary
Mr. Manuel Chagas
Chief Operating Officer
Mr. Theodore G. Schwartz
Co-Founder & Director