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Financial Services - Banks - Regional - NASDAQ - US
$ 18.24
1.67 %
$ 324 M
Market Cap
14.03
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one RBB stock under the worst case scenario is HIDDEN Compared to the current market price of 18.2 USD, RBB Bancorp is HIDDEN

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one RBB stock under the base case scenario is HIDDEN Compared to the current market price of 18.2 USD, RBB Bancorp is HIDDEN

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one RBB stock under the best case scenario is HIDDEN Compared to the current market price of 18.2 USD, RBB Bancorp is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart RBB

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$19.5$19.5$19.0$19.0$18.5$18.5$18.0$18.0$17.5$17.5$17.0$17.0$16.5$16.5$16.0$16.0$15.5$15.5$15.0$15.0$14.5$14.5Feb '25Feb '25Mar '25Mar '25Apr '25Apr '25May '25May '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25
FINANCIALS
232 M REVENUE
-1.75%
35.7 M OPERATING INCOME
-40.75%
26.7 M NET INCOME
-37.21%
58.5 M OPERATING CASH FLOW
14.04%
-160 M INVESTING CASH FLOW
-65.92%
-71.7 M FINANCING CASH FLOW
-134.78%
54.6 M REVENUE
-4.63%
3.19 M OPERATING INCOME
-36.92%
2.29 M NET INCOME
-47.78%
7.77 M OPERATING CASH FLOW
-55.52%
-42.4 M INVESTING CASH FLOW
56.86%
15.7 M FINANCING CASH FLOW
246.31%
Balance Sheet RBB Bancorp
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Current Assets 356 M
Cash & Short-Term Investments 346 M
Receivables 10.3 M
Other Current Assets 0
Non-Current Assets 3.64 B
Long-Term Investments 3.35 B
PP&E 52.6 M
Other Non-Current Assets 229 M
8.65 %84.03 %5.74 %Total Assets$4.0b
Current Liabilities 3.08 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 3.08 B
Non-Current Liabilities 401 M
Long-Term Debt 364 M
Other Non-Current Liabilities 36.4 M
88.50 %10.46 %Total Liabilities$3.5b
EFFICIENCY
Earnings Waterfall RBB Bancorp
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Revenue 232 M
Cost Of Revenue 127 M
Gross Profit 105 M
Operating Expenses 69.2 M
Operating Income 35.7 M
Other Expenses 9.01 M
Net Income 26.7 M
250m250m200m200m150m150m100m100m50m50m00232m(127m)105m(69m)36m(9m)27mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
45.19% GROSS MARGIN
45.19%
15.38% OPERATING MARGIN
15.38%
11.49% NET MARGIN
11.49%
5.25% ROE
5.25%
0.67% ROA
0.67%
2.93% ROIC
2.93%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis RBB Bancorp
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500m500m400m400m300m300m200m200m100m100m00(100m)(100m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 26.7 M
Depreciation & Amortization 9.25 M
Capital Expenditures -788 K
Stock-Based Compensation 1.36 M
Change in Working Capital -6.32 M
Others 22.8 M
Free Cash Flow 57.7 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets RBB Bancorp
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Wall Street analysts predict an average 1-year price target for RBB of $21.2 , with forecasts ranging from a low of $19 to a high of $23 .
RBB Lowest Price Target Wall Street Target
19 USD 4.17%
RBB Average Price Target Wall Street Target
21.2 USD 16.05%
RBB Highest Price Target Wall Street Target
23 USD 26.10%
Price
Max Price Target
Min Price Target
Average Price Target
252524242323222221212020191918181717161615151414Sep '24Sep '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
0.98% DIVIDEND YIELD
0.16 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.700.700.600.600.500.500.400.400.300.300.200.200.100.100.000.000.080.10.120.120.140.160.160.160.090.10.060.130.140.160.160.160.090.090.10.060.130.140.160.160.080.340.10.390.090.370.130.440.140.550.160.620.160.640.480.00201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership RBB Bancorp
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Sold
0-3 MONTHS
24.3 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
505 K USD 2
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
178 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
RBB (RBB) Reports Q2 Earnings: What Key Metrics Have to Say Although the revenue and EPS for RBB (RBB) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 2 weeks ago
RBB (RBB) Beats Q2 Earnings and Revenue Estimates RBB (RBB) came out with quarterly earnings of $0.52 per share, beating the Zacks Consensus Estimate of $0.36 per share. This compares to earnings of $0.39 per share a year ago. zacks.com - 2 weeks ago
RBB Bancorp to Report Second Quarter 2025 Financial Results LOS ANGELES, July 01, 2025 (GLOBE NEWSWIRE) -- RBB Bancorp (NASDAQ: RBB) and its subsidiaries, Royal Business Bank (the "Bank") and RBB Asset Management Company ("RAM"), collectively referred to herein as the "Company", today announced that it will release financial results for its second quarter ended June 30, 2025 after the markets close on Monday, July 21, 2025. globenewswire.com - 1 month ago
Regional Bank Buybacks: 5 Institutions Making Big Moves A slew of regional banks just announced substantial new share buyback authorizations. Regional banks are mid-sized to small financial institutions that tend to serve a particular part of the country. marketbeat.com - 1 month ago
RBB Bancorp Announces $18 Million Stock Repurchase Plan LOS ANGELES, May 29, 2025 (GLOBE NEWSWIRE) -- RBB Bancorp (NASDAQ: RBB) and its subsidiaries, Royal Business Bank ("the Bank") and RBB Asset Management Company ("RAM"), collectively referred to herein as "the Company", announced that its Board of Directors authorized a stock repurchase plan providing for the repurchase of up to $18 million of the Company's outstanding common stock through June 30, 2026. globenewswire.com - 2 months ago
Compared to Estimates, RBB (RBB) Q1 Earnings: A Look at Key Metrics Although the revenue and EPS for RBB (RBB) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 3 months ago
RBB (RBB) Q1 Earnings and Revenues Miss Estimates RBB (RBB) came out with quarterly earnings of $0.13 per share, missing the Zacks Consensus Estimate of $0.38 per share. This compares to earnings of $0.43 per share a year ago. zacks.com - 3 months ago
RBB Bancorp Reports First Quarter 2025 Earnings LOS ANGELES, April 28, 2025 (GLOBE NEWSWIRE) -- RBB Bancorp (NASDAQ:RBB) and its subsidiaries, Royal Business Bank (the “Bank”) and RBB Asset Management Company (“RAM”), collectively referred to herein as the “Company,” announced financial results for the quarter ended March 31, 2025. globenewswire.com - 3 months ago
Analysts Estimate RBB (RBB) to Report a Decline in Earnings: What to Look Out for RBB (RBB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 3 months ago
RBB Bancorp Declares Quarterly Cash Dividend of $0.16 Per Common Share LOS ANGELES, April 17, 2025 (GLOBE NEWSWIRE) -- RBB Bancorp (NASDAQ: RBB) and its subsidiaries, Royal Business Bank ("the Bank") and RBB Asset Management Company ("RAM"), collectively referred to herein as "the Company", announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on May 12, 2025 to common shareholders of record as of April 30, 2025. globenewswire.com - 3 months ago
RBB Bancorp to Report First Quarter 2025 Financial Results LOS ANGELES, April 07, 2025 (GLOBE NEWSWIRE) -- RBB Bancorp (NASDAQ: RBB) and its subsidiaries, Royal Business Bank (the "Bank") and RBB Asset Management Company ("RAM"), collectively referred to herein as the "Company", today announced that it will release financial results for its first quarter ended March 31, 2025 after the markets close on Monday, April 28, 2025. globenewswire.com - 3 months ago
Zaya Younan Launches Landmark Fraud Lawsuit Against Royal Business Bank and Its Top Executives Los Angeles, CA, March 05, 2025 (GLOBE NEWSWIRE) -- Zaya Younan has initiated legal proceedings in the Superior Court of California, County of Ventura, against Royal Business Bank (NASDAQ: RBB) and its three top executives: David R. Morris, Chief Executive Officer; Robert Franco, Chairman of the Directors' Loan Committee; and Robert Ross, Deputy Chief Credit Officer  (Case No: 2025CUOR038548). globenewswire.com - 5 months ago
8. Profile Summary

RBB Bancorp RBB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 324 M
Dividend Yield 0.98%
Description RBB Bancorp operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers commercial and industrial lines of credit, term loans, mortgage warehouse lines, and international trade discounts; commercial real estate loans; residential, commercial, and land acquisition and development construction loans; small business administration loans; and single-family residential mortgage loans. In addition, it provides international letters of credit, SWIFT, export advisory, trade finance discount, and foreign exchange services; and remote deposit, e-banking, and mobile banking services. The company primarily offers its products and services to individuals, businesses, municipalities, and other entities. As of December 31, 2021, it operated 23 branches in the Western region with branches in Los Angeles County, California; Orange County, California; Ventura County, California; Clark County, Nevada; Honolulu, Hawaii, as well as in Eastern region with branches in Manhattan, Brooklyn and Queens, New York; Chicago, Illinois and Edison, New Jersey. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.
Contact 1055 Wilshire Boulevard, Los Angeles, CA, 90017 https://www.royalbusinessbankusa.com
IPO Date July 26, 2017
Employees 372
Officers Mr. Alberto G. Alverado Senior Advisor & Legal Counsel Mr. Johnny Lee President & Director Ms. Lynn M. Hopkins Executive Vice President & Chief Financial Officer Mr. Jeffrey Yeh Executive Vice President & Chief Credit Officer Ms. Diana C. Hanson Senior Vice President & Chief Accounting Officer Michele Rocha Senior Vice President & HR Director Mr. David Richard Morris Chief Executive Officer & Director Mr. Erik Grier Senior Vice President & Chief Information Officer Sophy Chu Senior Vice President & Compliance Officer Mr. Gary Fan Executive Vice President & Chief Operations Officer