Financial Services -
Banks - Regional - NASDAQ - US
$ 18.375
-0.514 %
$ 264 M
Market Cap
10.56
P/E
1. INTRINSIC VALUE
Balance Sheet
PCB Bancorp
| Current Assets | 184 M |
| Cash & Short-Term Investments | 173 M |
| Receivables | 10.5 M |
| Other Current Assets | 0 |
| Non-Current Assets | 32.8 M |
| Long-Term Investments | 0 |
| PP&E | 25.5 M |
| Other Non-Current Assets | 7.25 M |
| Current Liabilities | 15 M |
| Accounts Payable | 0 |
| Short-Term Debt | 15 M |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 2.69 B |
| Long-Term Debt | 0 |
| Other Non-Current Liabilities | 2.69 B |
EFFICIENCY
Earnings Waterfall
PCB Bancorp
| Revenue | 99.7 M |
| Cost Of Revenue | 35.7 M |
| Gross Profit | 64 M |
| Operating Expenses | 99.7 M |
| Operating Income | -133 M |
| Other Expenses | -158 M |
| Net Income | 25.8 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
PCB Bancorp
| Net Income | 25.8 M |
| Depreciation & Amortization | 2.41 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 504 K |
| Change in Working Capital | 17.9 M |
| Others | -3.35 M |
| Free Cash Flow | 39 M |
Wall Street Analysts Price Targets
PCB Bancorp
Wall Street analysts predict an average 1-year price target for PCB of $21 , with forecasts ranging from
a
low of
$21 to a high of $21 .
PCB Lowest Price Target
Wall Street Target
21 USD
14.29%
PCB Average Price Target
Wall Street Target
21 USD
14.29%
PCB Highest Price Target
Wall Street Target
21 USD
14.29%
4. DIVIDEND
ANALYSIS
1.01%
DIVIDEND YIELD
0.2 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
PCB Bancorp
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
462 K USD 1
9-12 MONTHS
0 USD 0
Bought
486 K USD 1
0-3 MONTHS
667 K USD 3
3-6 MONTHS
321 K USD 1
6-9 MONTHS
371 K USD 2
9-12 MONTHS
7. News
PCB Bancorp (PCB) to Report Q1 Results: Wall Street Expects Earnings Growth
PCB Bancorp (PCB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 2 weeks ago
5 Bargain Picks With Low Price-to-Sales Ratios & High Upside Potential
The price-to-sales ratio is a convenient tool to gauge the value of stocks incurring losses or in an early development cycle. Stocks like GIII, PCB, ROCK, PRAA and PAM hold promise.
zacks.com
- 2 weeks ago
PCB Bancorp (PCB) Upgraded to Buy: What Does It Mean for the Stock?
PCB Bancorp (PCB) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 3 weeks ago
PCB Bancorp (PCB) is a Top Dividend Stock Right Now: Should You Buy?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does PCB Bancorp (PCB) have what it takes?
zacks.com
- 3 weeks ago
Should Value Investors Buy PCB Bancorp (PCB) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 3 weeks ago
23 Upcoming Dividend Increases, Including 2 Kings
Excited to announce dividend hikes for 23 companies, including dividend kings SJW Group and California Water Service Group, with 5% and 7.1% increases. Companies with consistent dividend growth indicate financial health, attracting investors and boosting stock prices, leading to long-term wealth accumulation. Investment strategy focuses on stocks with rising dividends and outperforming benchmarks, using data from U.S. Dividend Champions and NASDAQ.
seekingalpha.com
- 2 months ago
PCB Bancorp (PCB) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for PCB Bancorp (PCB) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 3 months ago
PCB Bancorp (PCB) Matches Q4 Earnings Estimates
PCB Bancorp (PCB) came out with quarterly earnings of $0.46 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.41 per share a year ago.
zacks.com
- 3 months ago
PCB Bancorp Declares Increased Quarterly Cash Dividend of $0.20 Per Common Share
LOS ANGELES--(BUSINESS WIRE)--PCB Bancorp (the “Company”) (NASDAQ: PCB), the holding company of PCB Bank, announced that on January 29, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about February 21, 2025, to shareholders of record as of the close of business on February 14, 2025. “I am pleased to announce another increase in our quarterly cash dividend to $0.20 per common share from $0.18 per common share for the fir.
businesswire.com
- 3 months ago
PCB Bancorp Reports Earnings for Q4 2024 and Full Year 2024
LOS ANGELES--(BUSINESS WIRE)--PCB Bancorp (the “Company”) (NASDAQ: PCB), the holding company of PCB Bank (the “Bank”), today reported net income available to common shareholders of $6.7 million, or $0.46 per diluted common share, for the fourth quarter of 2024, compared with $7.5 million, or $0.52 per diluted common share, for the previous quarter and $5.9 million, or $0.41 per diluted common share, for the year-ago quarter. For 2024, net income available to common shareholders was $25.0 millio.
businesswire.com
- 3 months ago
PCB Bancorp: Short-Term Risks Are High Because Of Wildfires, A Good Investment For The Longer Term
PCB Bancorp's provisioning for loan losses will likely spike in 1Q due to the wildfires. Further margin expansion is on the cards as deposit re-pricing will likely outpace loan re-pricing in a falling interest rate environment. Loan growth is likely to be at the lower end of the historical range because of weaknesses visible in Los Angeles' economy.
seekingalpha.com
- 3 months ago
PCB Bancorp (PCB) to Report Q4 Results: Wall Street Expects Earnings Growth
PCB Bancorp (PCB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 3 months ago
8. Profile
Summary
PCB Bancorp PCB
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 264 M
Dividend Yield
1.01%
Description
PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of 11 full-service branches in Los Angeles and Orange counties, California; and one full-service branch in each of Englewood Cliffs, New Jersey, and Bayside, New York. It also operates 10 loan production offices in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Atlanta, Georgia; Chicago, Illinois; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
Contact
3701 Wilshire Boulevard, Los Angeles, CA, 90010-2871
https://www.paccity.net
IPO
Date
Aug. 10, 2018
Employees
259
Officers
John Aragon
Executive Vice President & Chief Information Officer
Mr. Henry Kim
President, Chief Executive Officer & Director
Hoon Jang Young
Senior Vice President & Branch Manager of Western
Thomas Kim
Senior Vice President & Downtown Regional Manager of Downtown Fashion District
Hee Lee Joon
Senior Vice President & Manager of Consumer Loan Department
Joanne Kim
Senior Vice President and Branch Manager of Buena Park & Fullerton Branch
Mr. David W. Kim J.D.
Executive Vice President & Chief Banking Officer
Soo Yim Kyoung
Senior Vice President & Branch Manager of Irvine
Ms. Ho Lee Yeon
Senior Vice President & Branch Manager of Olympic
Mr. Timothy T. Chang CPA
Executive Vice President & Chief Financial Officer