Financial Services -
Banks - Regional - NASDAQ - US
$ 12.845
-1.24 %
$ 192 M
Market Cap
9.83
P/E
1. INTRINSIC VALUE
Balance Sheet
OP Bancorp
| Current Assets | 135 M |
| Cash & Short-Term Investments | 135 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 2.23 B |
| Long-Term Investments | 0 |
| PP&E | 12.9 M |
| Other Non-Current Assets | 2.22 B |
| Current Liabilities | 16.1 M |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 16.1 M |
| Non-Current Liabilities | 2.15 B |
| Long-Term Debt | 95 M |
| Other Non-Current Liabilities | 2.06 B |
EFFICIENCY
Earnings Waterfall
OP Bancorp
| Revenue | 79.3 M |
| Cost Of Revenue | 0 |
| Gross Profit | 79.3 M |
| Operating Expenses | 43.3 M |
| Operating Income | 35.9 M |
| Other Expenses | 14.9 M |
| Net Income | 21.1 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
OP Bancorp
| Net Income | 21.1 M |
| Depreciation & Amortization | 1.42 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 1.18 M |
| Change in Working Capital | 0 |
| Others | 18.8 M |
| Free Cash Flow | 29.8 M |
Wall Street Analysts Price Targets
OP Bancorp
Wall Street analysts predict an average 1-year price target for OPBK of $16.5 , with forecasts ranging from
a
low of
$16.5 to a high of $16.5 .
OPBK Lowest Price Target
Wall Street Target
16.5 USD
28.45%
OPBK Average Price Target
Wall Street Target
16.5 USD
28.45%
OPBK Highest Price Target
Wall Street Target
16.5 USD
28.45%
4. DIVIDEND
ANALYSIS
1.00%
DIVIDEND YIELD
0.12 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
OP Bancorp
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
37.5 K USD 1
9-12 MONTHS
60.9 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share
LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about May 22, 2025 to all shareholders of record as of the close of business on May 8, 2025. About OP Bancorp OP Bancorp, the holding company for Open Bank (the “Bank”), is a California corporation whose common stock is quoted on.
businesswire.com
- 3 weeks ago
OP Bancorp Reports Net Income for 2025 First Quarter of $5.6 Million and Diluted Earnings Per Share of $0.37
LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), today reported its financial results for the first quarter of 2025. Net income for the first quarter of 2025 was $5.6 million, or $0.37 per diluted common share, compared with $5.0 million, or $0.33 per diluted common share, for the fourth quarter of 2024, and $5.2 million, or $0.34 per diluted common share, for the first quarter of 2024. Min Kim, President and Chief Executive.
businesswire.com
- 3 weeks ago
OP Bancorp Announces Appointments of Christine Oh as Chief Operating Officer and Jaehyun Park as Chief Financial Officer
LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company for Open Bank (the “Bank”), today announces that it has appointed Christine Oh, age 57, as Executive Vice President and Chief Operating Officer of the Company and the Bank, effective as of March 3, 2025. Ms. Oh has served as Executive Vice President and Chief Financial Officer of the Bank since July 2010 and of the Company since its formation in March 2016. Ms. Oh has more than 34 years of banking exper.
businesswire.com
- 2 months ago
Are Investors Undervaluing OP Bancorp (OPBK) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 2 months ago
Is OP Bancorp (OPBK) Stock Undervalued Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 3 months ago
OP Bancorp (OPBK) Upgraded to Strong Buy: Here's Why
OP Bancorp (OPBK) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 3 months ago
Best Income Stocks to Buy for January 30th
SDVKY, OPBK and FMAO made it to the Zacks Rank #1 (Strong Buy) income stocks list on January 30, 2024.
zacks.com
- 3 months ago
OP Bancorp Reports Net Income for 2024 Fourth Quarter of $5.0 Million and Diluted Earnings Per Share of $0.33
LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), today reported its financial results for the fourth quarter of 2024. Net income for the fourth quarter of 2024 was $5.0 million, or $0.33 per diluted common share, compared with $5.4 million, or $0.36 per diluted common share, for the third quarter of 2024, and $5.2 million, or $0.34 per diluted common share, for the fourth quarter of 2023. Min Kim, President and Chief Executi.
businesswire.com
- 3 months ago
OP Bancorp Declares Quarterly Cash Dividend of $0.12 Per Share
LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 20, 2025 to all shareholders of record as of the close of business on February 6, 2025. About OP Bancorp OP Bancorp, the holding company for Open Bank (the “Bank”), is a California corporation whose common stock is.
businesswire.com
- 3 months ago
Is OP Bancorp (OPBK) a Great Value Stock Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 3 months ago
Should Value Investors Buy OP Bancorp (OPBK) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 4 months ago
OP Bancorp Announces Appointment of Yeong Gwon Pak as Chief Credit Officer
LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company for Open Bank (the “Bank”), today announces that it has appointed Yeong Gwon Pak as the Executive Vice President and Chief Credit Officer of the Company and the Bank, effective December 30, 2024. Mr. Pak will succeed Sang Oh, who currently serves as Chief Credit Officer and who will succeed Ms. Min Kim as the Company's Chief Executive Officer in accordance with its previously announced succession plans.
businesswire.com
- 5 months ago
8. Profile
Summary
OP Bancorp OPBK
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 192 M
Dividend Yield
1.00%
Description
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice. In addition, it offers debit and credit card, online transfer and bill payment, electronic delivery of customer statements, and mobile banking solutions for iPhone and Android phones, including remote check deposit with mobile bill pay; direct deposits, cashier's checks, person to person payments, wire transfers, and automated clearing house (ACH) services; and cash management services, including balance reporting, transfers between accounts, wire transfer initiation, ACH origination, and stop payment services, as well as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. As of January 27, 2022, the company operated nine full branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Gardena, Buena Park, and Santa Clara in California; and Carrollton, Texas. It also had four loan production offices in Atlanta, Georgia; Aurora, Colorado; and Lynnwood and Seattle in Washington. The company was founded in 2005 and is headquartered in Los Angeles, California.
Contact
1000 Wilshire Boulevard, Los Angeles, CA, 90017
https://www.myopenbank.com
IPO
Date
Aug. 8, 2005
Employees
231
Officers
Mr. Ryan Shin
Executive Vice President and Chief SBA Officer of Open Bank
Ms. Min Jung Kim
President, Chief Executive Officer & Director
Mr. Jae H. Park
Executive Vice President & Chief Risk Officer - Open Bank
Mr. Wesley Won
Executive Vice President & Chief Technology Officer of Bank
Ms. Christine Yoon Oh
EVice President & Chief Operating Officer
Mr. Jaehyun Park
Executive Vice President & Chief Financial Officer
Ms. Ki Won Yoon
Executive Vice President & Chief Lending Officer of Open Bank
Mr. Yeong Gwon Pak
Executive Vice President & Chief Credit Officer