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Financial Services - Banks - Regional - NASDAQ - US
$ 16.51
-1.14 %
$ 245 M
Market Cap
11.79
P/E
INCOME STATEMENT
81.2 M REVENUE
-14.08%
-1.65 M OPERATING INCOME
-2.85%
23.9 M NET INCOME
-28.20%
EFFICIENCY
Earnings Waterfall OP Bancorp
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Revenue 81.2 M
Cost Of Revenue 0
Gross Profit 81.2 M
Operating Expenses 82.9 M
Operating Income -1.65 M
Other Expenses -25.6 M
Net Income 23.9 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2006 Dec-2005
REVENUE
Revenue 81.2 94.5 77.0 56.1 55.7 50.3 44.7 37.3 30.5 25.2 16.9 13.0 5.3 1.1
GROSS PROFIT
Cost Of Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 81.2 94.5 77.0 56.1 55.7 50.3 44.7 37.3 30.5 25.2 16.9 13.0 5.3 1.1
OPERATING INCOME
Operating Expenses 82.9 2.2 (36.4) (37.9) (33.6) (21.7) (21.1) (20.2) (16.4) (15.0) (11.7) (9.6) (2.5) (3.4)
Selling, General and Administrative Expenses 32.3 31.3 25.1 23.3 23.8 21.5 19.6 17.2 14.6 12.5 9.4 6.5 3.1 1.2
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income (1.7) 58.0 40.7 18.3 22.1 28.6 23.6 17.1 14.1 10.2 5.3 3.4 2.8 (2.3)
PRE-TAX INCOME
Interest Income Expense 53.0 11.3 3.1 8.3 14.5 9.1 4.6 3.4 2.7 1.5 1.1 0.8 4.7 0.7
Total Other Income 35.1 (4.2) (3.5) (1.8) (0.6) (1.8) (1.3) 0 (0.9) (0.2) (0.2) 412 0 (7.5)
Pre-Tax Income 33.5 46.7 40.7 18.3 22.1 19.5 17.1 12.3 10.1 7.6 3.4 2.2 0 (3.0)
NET INCOME
Tax Provision 9.6 13.4 11.8 5.1 5.3 5.2 7.9 4.9 4.2 3.1 (1.5) (4.0) 1.8 1 K
Net Income 23.9 33.3 28.8 13.1 16.8 14.3 9.2 7.4 6.0 4.5 5.0 6.2 (1.8) (3.0)
EPS 1.55 2.15 1.89 0.85 1.04 0.92 0.68 0.55 0.37 0.45 0.68 0.86 0.82 1.37