Financial Services -
Banks - Regional - NASDAQ - US
$ 51.0
0.0981 %
$ 5.79 B
Market Cap
8.36
P/E
1. INTRINSIC VALUE
Balance Sheet
Bank OZK
| Current Assets | 3.52 B |
| Cash & Short-Term Investments | 3.35 B |
| Receivables | 174 M |
| Other Current Assets | 0 |
| Non-Current Assets | 34.7 B |
| Long-Term Investments | 31.8 B |
| PP&E | 739 M |
| Other Non-Current Assets | 2.23 B |
| Current Liabilities | 31 B |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 31 B |
| Non-Current Liabilities | 1.51 B |
| Long-Term Debt | 883 M |
| Other Non-Current Liabilities | 627 M |
EFFICIENCY
Earnings Waterfall
Bank OZK
| Revenue | 2.77 B |
| Cost Of Revenue | 1.29 B |
| Gross Profit | 1.48 B |
| Operating Expenses | 551 M |
| Operating Income | 931 M |
| Other Expenses | 215 M |
| Net Income | 717 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Bank OZK
| Net Income | 717 M |
| Depreciation & Amortization | 89.2 M |
| Capital Expenditures | -95.6 M |
| Stock-Based Compensation | 20.7 M |
| Change in Working Capital | -212 M |
| Others | 136 M |
| Free Cash Flow | 739 M |
Wall Street Analysts Price Targets
Bank OZK
Wall Street analysts predict an average 1-year price target for OZK of $55.9 , with forecasts ranging from
a
low of
$45 to a high of $63 .
OZK Lowest Price Target
Wall Street Target
45 USD
-11.76%
OZK Average Price Target
Wall Street Target
55.9 USD
9.52%
OZK Highest Price Target
Wall Street Target
63 USD
23.53%
4. DIVIDEND
ANALYSIS
1.05%
DIVIDEND YIELD
0.44 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Bank OZK
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Focus on Three 3 Stocks That Recently Announced Dividend Hikes
OZK, LNN, and SAND just raised their dividends, offering income stability amid market volatility and rate-cut uncertainty.
zacks.com
- 2 weeks ago
Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend
Sixty consecutive quarters of increased quarterly cash dividend on its common stock Sixty consecutive quarters of increased quarterly cash dividend on its common stock
globenewswire.com
- 2 weeks ago
Bank OZK Announces Date for Second Quarter 2025 Earnings Release and Conference Call
LITTLE ROCK, Ark., June 30, 2025 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) expects to report its second quarter 2025 earnings after the market closes on Thursday, July 17, 2025. Management's comments on the second quarter of 2025 will be released simultaneously with the earnings press release and financial supplement which will be available on the Bank's investor relations website.
globenewswire.com
- 2 weeks ago
5 Ideal 'Safer' Dividend Buys From Bloomberg's June Watch List
I highlight 15 dividend-paying stocks from Bloomberg's 50 Companies to Watch that meet my 'safer' criteria: free cash flow yields exceed dividend yields. The top ten dividend focus stocks offer an estimated average net gain of 15.48% by June 2026, with diversified sector representation and generally lower volatility. Five stocks - China Hongqiao, ITV, Vodacom, Subsea 7, and Advanced Info - stand out as 'ideal' for income investors, combining safety and attractive yield-to-price ratios.
seekingalpha.com
- 1 month ago
Bank OZK: A Diamond Carved By Time And Discipline
Bank OZK's disciplined underwriting and capital allocation have driven, 1300x growth in book value and 17% CAGR since 1997. Despite a stellar track record, OZK trades at a P/E of 7, offering a 14% earnings yield and significant compounding potential. The market's fears about commercial real estate exposure may be overblown, creating a mispricing opportunity for long-term investors.
seekingalpha.com
- 1 month ago
FCP CLOSES $13.25 MILLION IN PREFERRED EQUITY FOR 333-UNIT MULTIFAMILY DEVELOPMENT IN POOLER, GA
CHEVY CHASE, Md. , June 2, 2025 /PRNewswire/ -- FCP® has closed on a $13.25 million preferred equity investment through its Structured Investments platform to finance Mosaic Pooler , a 333-unit, Class A multifamily development on Old Quacco Road in the dynamic Savannah submarket of Pooler, GA.
prnewswire.com
- 1 month ago
Bank OZK (OZK) Reports Q1 Earnings: What Key Metrics Have to Say
The headline numbers for Bank OZK (OZK) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
zacks.com
- 1 month ago
5 Ideal 'Safer' Dividend Buys From Bloomberg's May Watchlist
I analyze 50 Bloomberg 'Companies to Watch' for 2025, focusing on the 35 that pay dividends and applying the yield-based dogcatcher strategy. 15 of these dividend payers are 'safer' stocks, with free cash flow yields exceeding dividend yields—five are IDEAL candidates for watch-to-buy. Top ten dividend dogs offer estimated average net gains of 21.33% for the coming year, but investors should beware of cash-poor stocks with negative free cash flow margins.
seekingalpha.com
- 2 months ago
Jim Cramer Says Applied Materials Is An 'Excellent' Company, But Likes This Tech Stock More
On CNBC's “Mad Money Lightning Round,” Jim Cramer said Bank OZK OZK is “not a high-quality bank.”
benzinga.com
- 2 months ago
Bank OZK: Preferred Shares Offer Decent Upside Before Fed Rate Cuts
Bank OZK is a U.S. regional bank with 73% of the loan portfolio allocated to real estate financing. Preferred dividends were well-covered by net income in 2024 and Q1 2025. Likewise, preferred equity enjoys a substantial common equity buffer. Fed rate cuts should result in incremental capital gains, supplementing the already attractive ~7% current yield.
seekingalpha.com
- 2 months ago
Collect $9K In Monthly Dividends From $1 Million
Generating strong income from the market can radically alter your retirement outlook. Today, we are diving into making a massive income stream flowing straight to your front door. You deserve a portfolio that brings home the powerful cash flowing through the market – so build it!
seekingalpha.com
- 2 months ago
Bank OZK: Solid Q1 And Poised To Generate Value Amidst Trade Uncertainty
Bank OZK has shown strong balance sheet growth with rising deposits and loan book expansion, despite economic uncertainties and interest margin pressures. Credit quality remains robust with conservative loan-to-value ratios and manageable loan losses, particularly in commercial real estate exposure. The bank's strong capital position and opportunistic stock repurchases enhance its ability to grow and offer an attractive 4.3% dividend yield.
seekingalpha.com
- 3 months ago
8. Profile
Summary
Bank OZK OZK
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 5.79 B
Dividend Yield
1.05%
Description
Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
Contact
18000 Cantrell Road, Little Rock, AR, 72223
https://www.ozk.com
IPO
Date
July 17, 1997
Employees
3096
Officers
Mr. Alan Jessup
Chief Lending Officer
Mr. George G. Gleason II
Chairman & Chief Executive Officer
Mr. Stan Thomas
Chief Accounting Officer
Mr. John Carter
Chief Credit Officer
Mr. Tim Hicks CPA
Chief Financial Officer
Ms. Cynthia Wolfe
Chief Operating Officer
Mr. Paschall Brannon Hamblen
President
Ms. Tamara Gotham
Chief Administrative Officer
Mr. Patrick M. Carr
Managing Director of Corporate Finance Data & Technology
Mr. Jason Cathey
Chief Information Officer