LDI - NYSE
loanDepot, Inc.
$1.18
-5.6%loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.
At a Glance
Live SnapshotloanDepot, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Net losses indicate the company is burning cash. Sustainability depends on path to profitability.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
loanDepot, Inc. Income Statement
LDI • NYSE
| loanDepot, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2014 | Dec 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | |||||||||||
1.5B | 1.1B | 1B | 1.4B | 3.8B | 4.3B | 1.4B | 986.4M | 1.6B | 491.7M | 313.6M | |
GROSS PROFIT | |||||||||||
(179.1M) | (329.5M) | (312.4M) | (412M) | (305.2M) | (205.4M) | (180.3M) | (253.1M) | (366.7M) | (167.9M) | (80.8M) | |
1.4B | 787.5M | 731.1M | 1B | 3.5B | 4.1B | 1.2B | 733.3M | 1.3B | 323.7M | 232.8M | |
OPERATING INCOME | |||||||||||
(1.2B) | (1B) | (1B) | (1.7B) | (2.8B) | (2.1B) | (1.2B) | (1.2B) | (1.3B) | -440.6M | -225.9M | |
(323.8M) | (937.4M) | (918.6M) | (1.5B) | (2.6B) | (2B) | (1.1B) | (968M) | (0.0) | (442.7M) | (229.1M) | |
203.2M | -242.8M | -278.3M | -690M | 666.5M | 2B | 32.7M | 986.4M | 31.9M | 51.1M | 87.7M | |
PRE-TAX INCOME | |||||||||||
(323.7M) | (335.9M) | (304.2M) | (275M) | (298M) | (179.4M) | (171.6M) | (146.4M) | (0.0) | (28.9M) | (14.7M) | |
-164.9M | -189.4M | -171M | -74.8M | -35.5M | -36.6M | -44.1M | -24.3M | 0.0 | 5.5M | 4.2M | |
(830.7M) | (92.9M) | (90.8M) | (160.8M) | (173.1M) | (156.6M) | (116M) | -968M | -104.5M | -883.2M | -455M | |
-323.7M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -202.8M | 134.3M | -93.8M | -24.9M | |
-120.5M | -242.8M | -278.3M | -690M | 666.5M | 2B | 32.7M | -103.3M | 166.2M | 22.2M | 73M | |
NET INCOME | |||||||||||
-13M | -40.7M | -42.8M | -79.6M | (43.4M) | (2.2M) | -1.7M | -475K | (134.3M) | (509.1K) | (772.7K) | |
-62.6M | -98.3M | -110.1M | -273M | 113.5M | 0.0 | 0.0 | -102.9M | 29.8M | 21.7M | 72.3M |
SEC Filings
LDI - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 15, 2026 | May 15, 2026 | 2026 | |
S-3/A S-3/A (Amended) N/A | May 15, 2026 | May 15, 2026 | ||
S-3 S-3 N/A | May 07, 2026 | May 07, 2026 | ||
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 27, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 23, 2026 | June 04, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 10, 2026 | March 10, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 12, 2026 | February 11, 2026 | 2026 |
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