loanDepot, Inc.

loanDepot, Inc.

LDIยทNYSE

$1.18

-5.6%
Financial ServicesFinancial - Mortgages

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.

At a Glance

Live Snapshot
Market Cap$395.33M
EPS-0.3000
P/E Ratio-3.93
Earnings Date08/06/2026
ldi

loanDepot, Inc. Street Expectations Map

LDI ยท NYSE

Wall Street analysts project that LDI stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 2.40, with estimates ranging from a low of 2.40 to a high of 2.40.

Lowest Target
2.40
103.39%
Consensus Target
2.40
103.39%
Highest Target
2.40
103.39%

The consensus 1-year price target stands at 2.40, with estimates ranging from a low of 2.40 to a high of 2.40.

Analyst Consensus Analysis

Upside Potential

+103.4%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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loanDepot, Inc. Forward Estimates of Revenue

LDI ยท NYSE
Latest Revenue
1.54B
FY 2025
Avg Estimate
1.44B
FY 2026
Estimate Range
1.39B - 1.48B
Analyst Spread

Forward Growth Analysis

Projected Growth-6.3%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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loanDepot, Inc. Forward Estimates of Net Income

LDI ยท NYSE
Latest Net Income
-62.65M
FY 2025
Avg Estimate
27.58M
FY 2026
Estimate Range
26.47M - 28.70M
Analyst Spread

Forward Growth Analysis

Projected Growth+144.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread8%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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loanDepot, Inc. Forward Estimates of EPS

LDI ยท NYSE
Latest EPS
-0.30
FY 2025
Avg Estimate
$0.15
FY 2026
Estimate Range
$0.14 - $0.15
Analyst Spread

Forward Growth Analysis

Projected Growth+149.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread8%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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loanDepot, Inc. Forward Estimates of EBIT

LDI ยท NYSE
Latest EBIT
203.21M
FY 2025
Avg Estimate
-95.44M
FY 2026
Estimate Range
-98.24M - -92.29M
Analyst Spread

Forward Growth Analysis

Projected Growth-147.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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loanDepot, Inc. Forward Estimates of EBITDA

LDI ยท NYSE
Latest EBITDA
229.43M
FY 2025
Avg Estimate
-46.68M
FY 2026
Estimate Range
-48.04M - -45.14M
Analyst Spread

Forward Growth Analysis

Projected Growth-120.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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loanDepot, Inc. Forward Estimates of SG&A Expense

LDI ยท NYSE
Latest SG&A Expense
323.77M
FY 2025
Avg Estimate
1.14B
FY 2026
Estimate Range
1.10B - 1.17B
Analyst Spread

Forward Growth Analysis

Projected Growth+251.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

ldi

loanDepot, Inc. Insider Positioning

LDI ยท NYSE

During the last 12 months, insiders have sold $65.76M worth of LDI shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

3.6M

9.28M

Net Activity

-9.3M

-$9.28M

6-9 Months

Bought

0

0.00

Sold

9.8M

34.60M

Net Activity

-34.6M

-$34.60M

9-12 Months

Bought

0

0.00

Sold

9.8M

21.88M

Net Activity

-21.9M

-$21.88M

Top Buyers

No buying activity

Top Sellers

1
HAL

Hsieh Anthony Li

Director, 10 Percent Owner, Officer: Executive Chair, Ceo & Pres.

21.0M sharesโ€ข35 transactions

$57.73M

2
PMGL

Pcp Managers Gp, Llc

Director, 10 Percent Owner:

1.3M sharesโ€ข2 transactions

$5.97M

3
DJM

Dergurahian Jeffrey Michael

Officer: Chief Investment Officer

250.0K sharesโ€ข1 transactions

$754K

4
WJA

Walsh Jeff Alexander

Officer: President, Ldi Mortgage

308.7K sharesโ€ข6 transactions

$626K

5
GD

Graeler Darren

Officer: Chief Accounting Officer

100.0K sharesโ€ข1 transactions

$430K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $65.76M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.