LDI - NYSE

loanDepot, Inc.

LDI·NYSE

$1.25

-5.6%

Financial ServicesFinancial - Mortgages

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$418.79M

EPS-0.3000

P/E Ratio-6.97

Earnings Date08/06/2026

ldi

Operating Income

Last Annual Value

203.21M

3-Year CAGR

32%

5-Year CAGR

-37%

10-Year CAGR

Adjust for Inflation

loanDepot, Inc. Competitors Analysis of Operating Income

LDI · NYSE

Company	Operating Income	CAGR 3Y	CAGR 5Y	CAGR 10Y
loanDepot, Inc. NYSE:LDI	203.21M	N/A	-21.1%	N/A
American Bitcoin Corp NASDAQ:ABTC	6.73M	2.6%	N/A	N/A
Kayne Anderson BDC, Inc. NYSE:KBDC	171.72M	30.6%	50.4%	N/A
New Mountain Finance Corporation NASDAQ:NMFC	140.64M	-21.0%	-7.5%	0.1%
Encore Capital Group, Inc. NASDAQ:ECPG	623.56M	235.3%	-0.3%	9.9%
Better Home & Finance Holding Company NASDAQ:BETR	-122.97M	N/A	N/A	N/A
Safety Insurance Group, Inc. NASDAQ:SAFT	126.68M	73.1%	-5.1%	3.1%
World Acceptance Corporation NASDAQ:WRLD	95.26M	52.0%	-3.1%	-3.6%
Gemini Space Station, Inc. Class A Common Stock NASDAQ:GEMI	-524.16M	N/A	N/A	N/A
Jefferson Capital, Inc. Common Stock NASDAQ:JCAP	316.50M	24.5%	N/A	N/A

loanDepot, Inc. Fair Value Envelope

LDI · NYSE

Our analysis suggests that LDI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $1.25, this represents a potential HIDDEN relative to our calculated worth for loanDepot, Inc..

HIDDEN

Intrinsic Value

Current Price: $1.25

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