LDI - NYSE

loanDepot, Inc.

LDI·NYSE

$1.18

-5.6%

Financial ServicesFinancial - Mortgages

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$395.33M

EPS-0.3000

P/E Ratio-3.93

Earnings Date08/06/2026

6.86B

Assets

3Y+4.0%

5Y-37.0%

10Y+570.0%

6.47B

Total Liabilities

11%

3Y+14.0%

5Y-30.0%

10Y+600.0%

386.01M

Total Equity

-24%

3Y-58.0%

5Y-77.0%

10Y+136.0%

loanDepot, Inc. Funding & Solvency Profile

LDI · NYSE

Current Assets

Cash & Cash Equivalents337.23M

Net Receivables35.55M

Inventory0.00

Other Current Assets-191.20M

Total Current Assets337 M

Non-Current Assets

Property, Plant & Equipment85.81M

Goodwill & Intangible Assets1.66B

Long-Term Investments146.26M

Other Non-Current Assets-1.80B

Total Non-Current Assets-1572417000

Total Assets

6.86B

Financial Health Analysis

Current Ratio

0.12x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

16.77x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2565307000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

5% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

loanDepot, Inc. Balance Sheet

LDI • NYSE

loanDepot, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2014	Dec 2013
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	337.2M	421.6M	660.7M	864M	419.6M	284.2M	73.3M	114M	28.6M	40.9M
Cash & Short-Term Investments	337.2M	421.6M	660.7M	864M	419.6M	284.2M	73.3M	114M	28.6M	40.9M
Net Receivables	35.6M	82.8M	106.2M	160.3M	56.2M	138.1M	121M	0.0	18.8M	12.8M
Accounts Receivables	35.6M	29.6M	74.2M	116.3M	46.9M	115.8M	48.3M	0.0	18.8M	12.8M
Other Receivables	0.0	53.2M	32M	44M	9.3M	22.3M	72.8M	130.5M	0.0	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-3.6B	-1.4B	71.3M
Prepaids	155.6M	150.7M	145.9M	140M	140.3M	77.2M	52.7M	0.0	0.0	0.0
Other Current Assets	-191.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	337.2M	655.1M	912.8M	1.2B	616.1M	499.6M	247M	105.7M	47.4M	53.6M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	85.8M	81.5M	100.2M	128.6M	159.9M	151.4M	142.6M	91M	36.3M	27M
Goodwill	0.0	0.0	0.0	0.0	40.7M	40.7M	40.7M	40.7M	10.9M	10.9M
Intangible Assets	1.7B	1.6B	2B	2B	2B	1.1B	450.1M	429.2M	3.8M	4.1M
Goodwill & Intangible Assets	1.7B	1.6B	2B	2B	2B	1.2B	490.8M	469.9M	14.7M	15M
Long-Term Investments	146.3M	2.8B	2.2B	2.4B	8.4B	7.6B	3.8B	-3.4B	16.8M	18.1M
Tax Assets	0.0	2.4M	2M	941K	0.0	0.0	0.0	3.4B	1.4B	0.0
Other Non-Current Assets	-1.8B	1.2B	889.4M	845.5M	637.3M	1.5B	242M	2.8B	-1.4B	-60.1M
Total Non-Current Assets	85.8M	5.7B	5.2B	5.4B	11.2B	10.4B	4.7B	3.3B	67.8M	60.1M
Other Assets	6.4B	0.0	0.0	0.0	0.0	0.0	0.0	-1.3B	1.3B	909.6M
Total Assets	6.9B	6.3B	6.2B	6.6B	11.8B	10.9B	5B	2.1B	1.4B	1B
LIABILITIES
CURRENT LIABILITIES
Total Payables	267.9M	187.7M	168.2M	226.9M	181.2M	151.5M	88M	0.0	0.0	7.1M
Accounts Payable	149.4M	187.7M	168.2M	226.9M	181.2M	151.5M	88M	0.0	0.0	0.0
Other Payables	118.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	7.1M
Accrued Expenses	69.2M	64.8M	54.9M	55.9M	166.5M	289.7M	89.4M	0.0	0.0	0.0
Short Term Debt	2.9B	3.5B	2.7B	3.7B	8.1B	7.8B	3.7B	547.9M	938.6M	697.8M
Tax Payables	0.0	80.2M	58.2M	50.7M	45.7M	1.7M	0.0	0.0	0.0	0.0
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3.3M
Other Current Liabilities	-337M	0.0	0.0	0.0	0.0	0.0	0.0	-497.7M	-938.6M	-10.4M
Total Current Liabilities	2.9B	3.7B	3B	4B	8.4B	8.3B	3.9B	50.2M	938.6M	697.8M
NON-CURRENT LIABILITIES
Long Term Debt	2.1B	1.9B	2.2B	1.3B	1.4B	697.5M	577.1M	2.4B	103M	80M
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	17.2M	18.6M	3.1B	1.2B	3.3M
Deferred Tax Liabilities (Non-Current)	4.4M	25.3M	80.2M	122.4M	193M	0.0	0.0	29.8M	5.1M	82.8M
Other Non-Current Liabilities	1.4B	126.6M	161.7M	151M	121.5M	152.7M	10M	-2.4B	-114.2M	-86.1M
Total Non-Current Liabilities	3.6B	2.1B	2.5B	1.7B	1.8B	956.8M	719.8M	3.2B	114.2M	86.1M
Other Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	197.6M	140.2M
Capital Lease Obligations	34.6M	33.2M	49.2M	61.7M	71.9M	89.5M	114.1M	0.0	11.2M	6.1M
Total Liabilities	6.5B	5.8B	5.4B	5.7B	10.2B	9.2B	4.6B	3.2B	1.3B	924.1M
SHAREHOLDERS' EQUITY
Treasury Stock	-29.6M	-20.3M	-16.5M	-13.3M	-12.9M	0.0	0.0	0.0	0.0	0.0
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	192.6M	118.1M	0.0
Common Stock	246K	332K	325K	317K	312K	0.0	0.0	2.7B	0.0	0.0
Additional Paid-In Capital	878.2M	843.5M	821.1M	788.6M	565.1M	0.0	0.0	17.8M	1.8M	1.5M
Retained Earnings	-614.4M	-550.6M	-451.7M	-342.1M	-29M	0.0	0.0	210.4M	118.1M	97.8M
Accumulated Other Comprehensive Income/Loss	0.0	0.0	0.0	0.0	0.0	0.0	0.0	348.9M	-21.7M	-10.3M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	17.8M	-118.1M	10.3M
Total Stockholders' Equity	234.5M	272.9M	353.2M	433.5M	523.6M	0.0	0.0	3.4B	120M	99.3M
Total Equity	386M	506.6M	704.5M	921.5M	1.6B	1.7B	375.9M	6B	1.1B	163.3M
Minority Interest	151.5M	233.7M	351.3M	488M	1.1B	1.7B	375.9M	2.6B	1B	64M
SUMMARY
Total Liabilities & Equity	6.9B	6.3B	6.2B	6.6B	11.8B	10.9B	5B	2.7B	1.4B	1B
Total Investments	146.3M	2.8B	2.2B	2.4B	8.4B	7.6B	3.8B	-3.4B	16.8M	18.1M
Total Debt	5B	5.4B	5B	5.1B	9.5B	8.6B	4.4B	2.5B	1.1B	783.9M
Net Debt	4.7B	5B	4.3B	4.3B	9.1B	8.3B	4.3B	2.4B	1B	743M
Shares Outstanding	330,925,940	330,925,940	330,925,940	330,925,940	330,925,940	330,925,940	330,925,940	330,925,940	330,925,940	330,925,940

SEC Filings

LDI - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 15, 2026	May 15, 2026	2026	View Filing
S-3/A S-3/A (Amended) N/A	May 15, 2026	May 15, 2026		View Filing
S-3 S-3 N/A	May 07, 2026	May 07, 2026		View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 05, 2026	May 05, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 30, 2026	April 27, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 23, 2026	June 04, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 12, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	March 10, 2026	March 10, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 12, 2026	February 11, 2026	2026	View Filing

Showing 1 to 10 of 161 filings

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