LDI - NYSE
loanDepot, Inc.
$1.18
-5.6%loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.
At a Glance
Live SnapshotloanDepot, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
loanDepot, Inc. Cash Flow Statement
LDI • NYSE
| loanDepot, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2014 | Dec 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||||
-107.5M | -202.2M | -235.5M | -610.4M | 623.1M | 2B | 34.4M | -102.9M | 20.9M | 21.7M | 72.3M | |
36.6M | 47.1M | 55.4M | 63M | 58.2M | 60.7M | 61.3M | 36.3M | 31.9M | 11.7M | 5.8M | |
-6.9M | -48.1M | -43.2M | -80.3M | 31.3M | -3.9B | -1.1B | -781.6M | 0.0 | -415.9M | -236.2M | |
12.2M | 24.9M | 22M | 20.6M | 67.1M | 8.5M | 191K | 2.1M | 2.7M | 5.3M | 1.6M | |
-603.7M | -722.3M | 43.7M | 5.2B | -2.2B | -381.6M | -521.4M | 550M | -454.2M | -367.6M | -290.8M | |
(0.0) | (9M) | (0.0) | (26.7M) | (3.3M) | (447K) | (4M) | (699K) | (0.0) | (509.1K) | (772.7K) | |
-38.2M | 35.1M | -16.7M | -161.5M | -73.8M | 140.6M | 57.9M | -132.7M | -17.2M | 14.4M | -6M | |
-707.5M | -865.4M | -174.2M | 4.5B | -1.5B | -2B | -1.5B | -428.8M | -482.4M | -314.6M | -217.1M | |
INVESTING ACTIVITIES | |||||||||||
-27.1M | -26.4M | -20.6M | -43.2M | -54.1M | -33.9M | -12.6M | -40.8M | -39.9M | -18M | -11.7M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (5K) | (0.0) | -455K | (0.0) | -20.3M | |
(0.0) | -225K | (0.0) | -325K | -1.1M | -750K | -5K | -25M | (0.0) | (0.0) | (0.0) | |
0.0 | 6.3M | 5.6M | 7.5M | 2.5M | 213K | 150K | 0.0 | 0.0 | 0.0 | 0.0 | |
41.6M | 515.3M | 180.7M | 703.8M | 349.5M | 6.8M | 153.5M | 543.9M | -82.6M | 62.2M | -2.1M | |
(14.5M) | (495M) | (165.7M) | (667.8M) | (296.8M) | -27.7M | (141.1M) | (503.1M) | -122.9M | (44.2M) | -34M | |
FINANCING ACTIVITIES | |||||||||||
-3.4M | -3.8M | -3.2M | -430K | -12.9M | 0.0 | 0.0 | 0.0 | 0.0 | -715K | 0.0 | |
572.6M | 172.2M | -214.6M | -4.6B | 1.8B | 3.2B | 1.4B | -47M | 639.7M | 259M | 295.8M | |
-2.5M | -3.3M | -3M | -119.3M | -463.3M | -643.1M | -7.6M | -6.2M | -37.2M | -8.2M | -31.9M | |
-9.3M | -3.8M | -3.2M | -430K | -12.9M | (0.0) | (0.0) | (0.0) | (0.0) | -715K | (0.0) | |
0.0 | -13.3M | -5.3M | 0.0 | -21.2M | -130.2M | -5.2M | -3.8M | -14.9M | 8M | 447.3K | |
566.8M | 151.7M | -226.1M | -4.8B | 1.3B | 2.4B | 1.4B | -56.9M | 587.6M | 258.1M | 264.3M | |
CASH FLOW SUMMARY | |||||||||||
-126.2M | -218.6M | -234.6M | 359.9M | 131.9M | 371.2M | 3.5M | 17.4M | 58.9M | -12.2M | 13.2M | |
527.2M | 745.9M | 980.5M | 620.6M | 488.7M | 117.5M | 114M | 96.6M | 37.7M | 40.9M | 27.6M | |
401M | 527.2M | 745.9M | 980.5M | 620.6M | 488.7M | 117.5M | 114M | 96.6M | 28.6M | 40.9M | |
-734.6M | -891.8M | -194.8M | 4.4B | -1.5B | -2.1B | -1.5B | -469.6M | -522.2M | -332.6M | -228.8M |
SEC Filings
LDI - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 15, 2026 | May 15, 2026 | 2026 | |
S-3/A S-3/A (Amended) N/A | May 15, 2026 | May 15, 2026 | ||
S-3 S-3 N/A | May 07, 2026 | May 07, 2026 | ||
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 27, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 23, 2026 | June 04, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 10, 2026 | March 10, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 12, 2026 | February 11, 2026 | 2026 |
Related Guides
Continue your LDI research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.