LDI - NYSE

loanDepot, Inc.

LDI·NYSE

$1.18

-5.6%

Financial ServicesFinancial - Mortgages

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$395.33M

EPS-0.3000

P/E Ratio-3.93

Earnings Date08/06/2026

ldi

Operating Cash Flow

Last Annual Value

-707.51M

3-Year CAGR

-5%

5-Year CAGR

19%

10-Year CAGR

-13%

Adjust for Inflation

loanDepot, Inc. Competitors Analysis of Operating Cash Flow

LDI · NYSE

Company	Operating Cash Flow	CAGR 3Y	CAGR 5Y	CAGR 10Y
loanDepot, Inc. NYSE:LDI	-707.51M	N/A	N/A	N/A
American Bitcoin Corp NASDAQ:ABTC	-79.61M	N/A	N/A	N/A
Kayne Anderson BDC, Inc. NYSE:KBDC	-98.72M	N/A	N/A	N/A
New Mountain Finance Corporation NASDAQ:NMFC	378.98M	70.8%	49.0%	20.1%
Encore Capital Group, Inc. NASDAQ:ECPG	153.20M	0.0%	-12.8%	1.6%
Better Home & Finance Holding Company NASDAQ:BETR	-232.15M	N/A	N/A	N/A
Safety Insurance Group, Inc. NASDAQ:SAFT	194.50M	55.1%	6.6%	7.0%
World Acceptance Corporation NASDAQ:WRLD	254.16M	-4.5%	2.3%	2.1%
Gemini Space Station, Inc. Class A Common Stock NASDAQ:GEMI	-218.19M	N/A	N/A	N/A
Jefferson Capital, Inc. Common Stock NASDAQ:JCAP	268.81M	30.8%	N/A	N/A

loanDepot, Inc. Fair Value Envelope

LDI · NYSE

Our analysis suggests that LDI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $1.18, this represents a potential HIDDEN relative to our calculated worth for loanDepot, Inc..

HIDDEN

Intrinsic Value

Current Price: $1.18

Related Guides

Blog Categories

Continue your LDI research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.