LDI - NYSE

loanDepot, Inc.

LDI·NYSE

$1.25

-5.6%

Financial ServicesFinancial - Mortgages

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$418.79M

EPS-0.3000

P/E Ratio-6.97

Earnings Date08/06/2026

ldi

Net Debt

Last Annual Value

4.70B

3-Year CAGR

5-Year CAGR

-11%

10-Year CAGR

20%

Adjust for Inflation

loanDepot, Inc. Competitors Analysis of Net Debt

LDI · NYSE

Company	Net Debt	CAGR 3Y	CAGR 5Y	CAGR 10Y
loanDepot, Inc. NYSE:LDI	4.70B	2.8%	-12.4%	N/A
American Bitcoin Corp NASDAQ:ABTC	184.57M	136.5%	112.9%	N/A
Kayne Anderson BDC, Inc. NYSE:KBDC	1.10B	18.8%	33.0%	N/A
New Mountain Finance Corporation NASDAQ:NMFC	1.59B	-2.5%	-3.0%	9.3%
Encore Capital Group, Inc. NASDAQ:ECPG	3.98B	8.0%	7.2%	4.1%
Better Home & Finance Holding Company NASDAQ:BETR	498.68M	43.6%	-19.0%	N/A
Safety Insurance Group, Inc. NASDAQ:SAFT	-12.04M	N/A	N/A	N/A
World Acceptance Corporation NASDAQ:WRLD	656.09M	-0.3%	6.4%	6.1%
Gemini Space Station, Inc. Class A Common Stock NASDAQ:GEMI	286.53M	-24.7%	N/A	N/A
Jefferson Capital, Inc. Common Stock NASDAQ:JCAP	1.67B	30.1%	N/A	N/A

loanDepot, Inc. Fair Value Envelope

LDI · NYSE

Our analysis suggests that LDI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $1.25, this represents a potential HIDDEN relative to our calculated worth for loanDepot, Inc..

HIDDEN

Intrinsic Value

Current Price: $1.25

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