LDI - NYSE

loanDepot, Inc.

LDI·NYSE

$1.18

-5.6%

Financial ServicesFinancial - Mortgages

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$395.33M

EPS-0.3000

P/E Ratio-3.93

Earnings Date08/06/2026

ldi

Interest Expense

Last Annual Value

323.74M

3-Year CAGR

5-Year CAGR

13%

10-Year CAGR

36%

Adjust for Inflation

loanDepot, Inc. Competitors Analysis of Interest Expense

LDI · NYSE

Company	Interest Expense	CAGR 3Y	CAGR 5Y	CAGR 10Y
loanDepot, Inc. NYSE:LDI	323.74M	2.1%	1.7%	N/A
American Bitcoin Corp NASDAQ:ABTC	0.00	N/A	N/A	N/A
Kayne Anderson BDC, Inc. NYSE:KBDC	76.36M	15.5%	78.7%	N/A
New Mountain Finance Corporation NASDAQ:NMFC	123.72M	-0.3%	11.1%	15.8%
Encore Capital Group, Inc. NASDAQ:ECPG	287.63M	12.5%	11.1%	3.8%
Better Home & Finance Holding Company NASDAQ:BETR	42.84M	10.7%	-15.8%	6.5%
Safety Insurance Group, Inc. NASDAQ:SAFT	1.53M	23.2%	24.0%	32.8%
World Acceptance Corporation NASDAQ:WRLD	49.44M	-0.7%	14.0%	6.3%
Gemini Space Station, Inc. Class A Common Stock NASDAQ:GEMI	70.33M	N/A	N/A	N/A
Jefferson Capital, Inc. Common Stock NASDAQ:JCAP	105.78M	N/A	N/A	68.9%

loanDepot, Inc. Fair Value Envelope

LDI · NYSE

Our analysis suggests that LDI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $1.18, this represents a potential HIDDEN relative to our calculated worth for loanDepot, Inc..

HIDDEN

Intrinsic Value

Current Price: $1.18

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