LDI - NYSE

loanDepot, Inc.

LDI·NYSE

$1.18

-5.6%

Financial ServicesFinancial - Mortgages

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$395.33M

EPS-0.3000

P/E Ratio-3.93

Earnings Date08/06/2026

ldi

Income Before Tax

Last Annual Value

-120.53M

3-Year CAGR

44%

5-Year CAGR

-1%

10-Year CAGR

-10%

Adjust for Inflation

loanDepot, Inc. Competitors Analysis of Income Before Tax

LDI · NYSE

Company	Income Before Tax	CAGR 3Y	CAGR 5Y	CAGR 10Y
loanDepot, Inc. NYSE:LDI	-120.53M	N/A	N/A	N/A
American Bitcoin Corp NASDAQ:ABTC	-171.29M	N/A	N/A	N/A
Kayne Anderson BDC, Inc. NYSE:KBDC	95.36M	7.4%	33.7%	N/A
New Mountain Finance Corporation NASDAQ:NMFC	17.40M	-49.8%	-39.1%	-16.9%
Encore Capital Group, Inc. NASDAQ:ECPG	336.16M	N/A	-5.1%	19.3%
Better Home & Finance Holding Company NASDAQ:BETR	-165.82M	N/A	N/A	N/A
Safety Insurance Group, Inc. NASDAQ:SAFT	126.68M	73.1%	-5.1%	3.1%
World Acceptance Corporation NASDAQ:WRLD	45.82M	19.1%	-16.3%	-10.4%
Gemini Space Station, Inc. Class A Common Stock NASDAQ:GEMI	-588.80M	N/A	N/A	N/A
Jefferson Capital, Inc. Common Stock NASDAQ:JCAP	218.44M	21.9%	N/A	29.9%

loanDepot, Inc. Fair Value Envelope

LDI · NYSE

Our analysis suggests that LDI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $1.18, this represents a potential HIDDEN relative to our calculated worth for loanDepot, Inc..

HIDDEN

Intrinsic Value

Current Price: $1.18

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