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Financial Services - Banks - Regional - NYSE - US
$ 45.54
1.13 %
$ 59.6 B
Market Cap
-239.68
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one TFC stock under the worst case scenario is HIDDEN Compared to the current market price of 45.5 USD, Truist Financial Corporation is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one TFC stock under the base case scenario is HIDDEN Compared to the current market price of 45.5 USD, Truist Financial Corporation is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one TFC stock under the best case scenario is HIDDEN Compared to the current market price of 45.5 USD, Truist Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart TFC

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$48.0$48.0$46.0$46.0$44.0$44.0$42.0$42.0$40.0$40.0$38.0$38.0$36.0$36.0$34.0$34.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
24.3 B REVENUE
-19.02%
-601 M OPERATING INCOME
21.44%
4.84 B NET INCOME
562.27%
2.16 B OPERATING CASH FLOW
-74.93%
18.6 B INVESTING CASH FLOW
-18.64%
-11.6 B FINANCING CASH FLOW
47.73%
7.38 B REVENUE
-3.52%
1.54 B OPERATING INCOME
-1.22%
1.26 B NET INCOME
-1.18%
746 M OPERATING CASH FLOW
-3.74%
-1.63 B INVESTING CASH FLOW
79.51%
3.29 B FINANCING CASH FLOW
-55.04%
Balance Sheet Truist Financial Corporation
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Current Assets 58.7 B
Cash & Short-Term Investments 44.3 B
Receivables 13.3 B
Other Current Assets 1.06 B
Non-Current Assets 473 B
Long-Term Investments 419 B
PP&E 5.59 B
Other Non-Current Assets 47.8 B
8.34 %78.90 %9.00 %Total Assets$531.2b
Current Liabilities 418 B
Accounts Payable 0
Short-Term Debt 27.3 B
Other Current Liabilities 391 B
Non-Current Liabilities 49.7 B
Long-Term Debt 35 B
Other Non-Current Liabilities 14.7 B
5.84 %83.54 %7.48 %3.15 %Total Liabilities$467.5b
EFFICIENCY
Earnings Waterfall Truist Financial Corporation
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Revenue 24.3 B
Cost Of Revenue 12.8 B
Gross Profit 11.4 B
Operating Expenses 12 B
Operating Income -601 M
Other Expenses -5.44 B
Net Income 4.84 B
25b25b20b20b15b15b10b10b5b5b00(5b)(5b)24b(13b)11b(12b)(601m)5b5bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
47.04% GROSS MARGIN
47.04%
-2.48% OPERATING MARGIN
-2.48%
19.87% NET MARGIN
19.87%
7.57% ROE
7.57%
0.91% ROA
0.91%
-0.03% ROIC
-0.03%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Truist Financial Corporation
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12b12b10b10b8b8b6b6b4b4b2b2b0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 4.84 B
Depreciation & Amortization 979 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -8.15 B
Others -3.66 B
Free Cash Flow 2.16 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Truist Financial Corporation
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Wall Street analysts predict an average 1-year price target for TFC of $47 , with forecasts ranging from a low of $43 to a high of $52 .
TFC Lowest Price Target Wall Street Target
43 USD -5.58%
TFC Average Price Target Wall Street Target
47 USD 3.21%
TFC Highest Price Target Wall Street Target
52 USD 14.19%
Price
Max Price Target
Min Price Target
Average Price Target
5252505048484646444442424040383836363434Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
1.46% DIVIDEND YIELD
0.52 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.5002.5002.0002.0001.5001.5001.0001.0000.5000.5000.0000.0000.240.270.30.330.4050.450.450.480.520.520.520.270.280.30.3750.4050.450.450.480.520.520.520.270.30.330.4050.450.450.480.520.520.520.271.050.31.150.331.260.4051.520.451.350.451.760.481.860.521.970.522.040.522.081.040.522015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership Truist Financial Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
229 K USD 1
9-12 MONTHS
295 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
1.66 M USD 1
6-9 MONTHS
2.52 M USD 1
9-12 MONTHS
7. News
Dividend Harvesting Portfolio Week 226: $22,600 Allocated, $2,367.69 In Projected Dividends The Dividend Harvesting Portfolio hit a new profitability milestone, now up 27% with $28,718.15 in value and $2,367.69 forward annual dividend income. I expect strong corporate earnings, especially from financials and big tech, to drive markets higher, with rate cuts likely benefiting my portfolio holdings. Weekly dividend income continues to grow, and I'm reinvesting aggressively, aiming to surpass $2,600 in forward dividend income by year-end. seekingalpha.com - 5 days ago
Truist announces planned capital deployment and stress capital buffer requirement following release of 2025 CCAR results CHARLOTTE, N.C. , July 1, 2025 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that the Board of Governors of the Federal Reserve System has notified Truist that the preliminary stress capital buffer requirement that applies to the company is 2.5 percent, for the period beginning Oct. 1, 2025, to Sept. prnewswire.com - 1 week ago
Truist Financial: Shares Look Cheap As Earnings Set To Push On (Rating Upgrade) Truist Financial Corporation has been a relatively soft performer since my opening piece last October, with earnings and its stock largely flat in that time. Loan growth and the bank's interest margin should support earnings growth in the coming quarters, aided by sound cost control and stable credit trends. Given its healthy capital cushion, Truist is returning roughly all of its net income via dividends and buybacks, mapping to a high-single-digit total yield. seekingalpha.com - 1 week ago
Truist Financial: Trades At A Discount To Book With A Big Dividend Heading Into Earnings I'm bullish on TFC, trading at a discount to book value, with a strong 4.88% dividend yield, ahead of Q2 earnings. TFC's strategic investments in technology, digital banking, and client relationships position it well for growth and profitability in a lower-rate environment. TFC's solid balance sheet, robust capital ratios, and ongoing buybacks enhance shareholder value and support future capital appreciation. seekingalpha.com - 1 week ago
Dividend Harvesting Portfolio Week 225: $22,500 Allocated, $2,355 In Projected Dividends Fed's decision to hold rates steady provides ongoing opportunities to add to REITs and financials, which, I believe, will benefit from future rate cuts. Despite market volatility and geopolitical tensions, my Dividend Harvesting Portfolio continues to meet my income and growth goals with a 26.56% return on invested capital. Recent additions to Enbridge, Truist Financial, and Rithm Capital are based on attractive valuations, strong dividend yields, and growth potential in a lower-rate environment. seekingalpha.com - 1 week ago
Truist expands Commercial and Corporate Banking business with key hires and appointments Investment in nationwide business and talent will accelerate industry-focused strategy CHARLOTTE, N.C. , June 25, 2025 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced a series of key hires and appointments in its Commercial and Corporate Banking business to help fuel its nationwide, industry-focused strategy. prnewswire.com - 1 week ago
10 'Safer' Dividend Buys Of Barron's Better Bets Than T-Bills For June Long-term bond yields continue to rise. But investors looking for income can still find plenty of attractive opportunities with dividend-paying stocks that have healthy yields. “23 stocks pay huge dividends. They should be a better bet than treasuries.” — Barron's Weekly. In Barron's, Steven Wieting, strategist at Citi Wealth, noted that a growing dividend is a tangible benefit for shareholders and a hallmark of companies with strong balance sheets. "Nobody can fake a dividend," he said. seekingalpha.com - 2 weeks ago
Truist announces second-quarter 2025 earnings call details CHARLOTTE, N.C. , June 18, 2025 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) will report second-quarter 2025 financial results before the market opens on Friday, July 18, 2025. prnewswire.com - 2 weeks ago
Major Regional Bank Industry's Prospects Solid: 4 Stocks to Watch High funding costs, tariff-related uncertainty and poor asset quality will hurt the Zacks Major Regional Banks. Yet, interest rate cuts, modest loan demand and business restructuring will likely aid industry players like USB, BK, TFC & NTRS. zacks.com - 2 weeks ago
TFC vs. PNC: Which Regional Bank is Poised for More Growth? PNC leans into growth with new branches and acquisitions, while Truist makes efforts to enhance non-interest revenue sources. zacks.com - 3 weeks ago
Truist names Charles Alston head of its new Nonprofit Hospitals, Higher Ed and Government banking team CHARLOTTE, N.C., June 16, 2025 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced it has hired Charles Alston as head of its new Nonprofit Hospitals, Higher Education and Government (HHG) banking team to drive focused growth and deepen client relationships. prnewswire.com - 3 weeks ago
Truist Financial Corporation (TFC) Presents at Morgan Stanley US Financials Conference Transcript Truist Financial Corporation (NYSE:TFC ) Morgan Stanley US Financials Conference Call June 11, 2025 9:45 AM ET Company Participants William Henry Rogers - Executive Chairman & CEO Conference Call Participants Betsy Lynn Graseck - Morgan Stanley, Research Division Betsy Lynn Graseck Okay. Thanks, everybody, for joining us this morning. seekingalpha.com - 3 weeks ago
8. Profile Summary

Truist Financial Corporation TFC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 59.6 B
Dividend Yield 1.46%
Description Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
Contact 214 North Tryon Street, Charlotte, NC, 28202 https://www.truist.com
IPO Date March 18, 1980
Employees 37529
Officers Mr. Scott A. Stengel J.D. Senior EVice President, Chief Legal Officer, Head of Government Affairs & Corporate Secretary Mr. William J. Toomey II Regional President of Houston & Central Texas Ms. Kristin Lesher Senior EVice President & Chief Wholesale Banking Officer Mr. Donta L. Wilson Senior EVice President and Chief Consumer & Small Business Banking Officer Mr. William Henry Rogers Jr. Executive Chairman & Chief Executive Officer Mr. Ankur Vyas Head of Corporate Finance & Strategy Mr. Steve Hagerman Chief Information Officer Mr. Travis Matthew Rhodes Regional President of Pennsylvania & New Jersey Mr. Michael Baron Maguire Senior EVice President & Chief Financial Officer Mr. Jodie E. Hughes Director of Regional Commercial Real Estate & President of Washington Region