Financial Services -
Banks - Regional - NYSE - US
$ 44.42
1.09 %
$ 69.2 B
Market Cap
10.63
P/E
1. INTRINSIC VALUE
Balance Sheet
U.S. Bancorp
| Current Assets | 151 B |
| Cash & Short-Term Investments | 143 B |
| Receivables | 8.27 B |
| Other Current Assets | 0 |
| Non-Current Assets | 527 B |
| Long-Term Investments | 444 B |
| PP&E | 3.56 B |
| Other Non-Current Assets | 79.1 B |
| Current Liabilities | 534 B |
| Accounts Payable | 0 |
| Short-Term Debt | 15.5 B |
| Other Current Liabilities | 518 B |
| Non-Current Liabilities | 85.5 B |
| Long-Term Debt | 58 B |
| Other Non-Current Liabilities | 27.4 B |
EFFICIENCY
Earnings Waterfall
U.S. Bancorp
| Revenue | 42.7 B |
| Cost Of Revenue | 17.6 B |
| Gross Profit | 25.1 B |
| Operating Expenses | 17.2 B |
| Operating Income | 7.91 B |
| Other Expenses | 1.61 B |
| Net Income | 6.3 B |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
U.S. Bancorp
| Net Income | 6.3 B |
| Depreciation & Amortization | 939 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 0 |
| Change in Working Capital | 0 |
| Others | 4.04 B |
| Free Cash Flow | 11.3 B |
Wall Street Analysts Price Targets
U.S. Bancorp
Wall Street analysts predict an average 1-year price target for USB of $53.5 , with forecasts ranging from
a
low of
$47 to a high of $60 .
USB Lowest Price Target
Wall Street Target
47 USD
5.81%
USB Average Price Target
Wall Street Target
53.5 USD
20.44%
USB Highest Price Target
Wall Street Target
60 USD
35.07%
4. DIVIDEND
ANALYSIS
1.10%
DIVIDEND YIELD
0.5 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
U.S. Bancorp
Sold
0-3 MONTHS
2.02 M USD 2
3-6 MONTHS
10.6 M USD 6
6-9 MONTHS
0 USD 0
9-12 MONTHS
2.97 M USD 2
Bought
0 USD 0
0-3 MONTHS
187 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
U.S. Bank: Truck freight volume rises across all regions in Q2
MINNEAPOLIS--(BUSINESS WIRE)--The U.S. truck freight market showed signs of recovery in the second quarter of 2025, with national shipment volumes rising 2.4% and spending increasing 1.2% from the previous quarter, according to the latest U.S. Bank Freight Payment Index. This marks the first quarter-to-quarter gain in both metrics in three years. All five U.S. regions posted sequential volume gains, led by a 6.7% increase in the Southwest. “While the national year-over-year metrics remain down,.
businesswire.com
- 1 day ago
2 Dividend Stocks Whose Dips May Be Worth Buying
Market volatility from tariffs presents a buying opportunity for quality stocks, especially for long-term investors seeking value in the current dip. Otis Worldwide offers resilience and upside potential, with cost-saving initiatives and a strong dividend, despite near-term headwinds in China and tariffs. U.S. Bancorp remains fundamentally strong, with solid earnings, dividend growth, and upside potential if economic conditions stabilize and rates decline.
seekingalpha.com
- 2 days ago
U.S. Bank Marks 25 Years in Europe with Spotlight on Irish Origins, Innovation and Community Leadership
DUBLIN--(BUSINESS WIRE)--U.S. Bank (NYSE: USB), the fifth-largest commercial bank in the United States, is celebrating 25 years of operations in Europe, a journey that began in Arklow, Ireland and laid the foundations for one of Europe's leading payment providers, Elavon. Since its early beginnings, the company has grown from a small joint venture into one of Ireland's most significant financial employers. Today, U.S. Bank provides end-to-end payment processing solutions and services to merchan.
businesswire.com
- 1 week ago
U.S. Bank Announces Resource Hub to Assist Small Business Owners
MINNEAPOLIS--(BUSINESS WIRE)-- #usbank--U.S. Bank has launched a new online education platform called U.S. Bank Business Resources Central that provides educational courses and other tools to help small business owners run and grow their businesses. The platform, which is free, is designed to help U.S. Bank clients and non-clients, as well as small businesses that are suppliers to the bank. The new resource hub aligns with a commitment at U.S. Bank to support small businesses, which are a driving force i.
businesswire.com
- 1 week ago
Why U.S. Bancorp (USB) is a Top Dividend Stock for Your Portfolio
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does U.S. Bancorp (USB) have what it takes?
zacks.com
- 2 weeks ago
U.S. Bancorp: NII Growth, Dividend Increase, Upside
U.S. Bancorp delivered solid Q2 earnings, driven by robust net interest income, stable asset quality, and lower credit provisions. The regional bank submitted a solid net interest income outlook for Q3'25. U.S. Bancorp increased its bank earnings by 13% year-over-year as high interest rates still benefit the banking market.
seekingalpha.com
- 2 weeks ago
U.S. Bancorp Posts 14% Q2 EPS Growth
U.S. Bancorp (USB 1.11%), a national banking institution offering a broad range of financial services, released its second quarter 2025 results on July 17, 2025. The company reported GAAP earnings per share of $1.11, outperforming the analyst consensus of $1.07.
fool.com
- 2 weeks ago
PNC Financial Vs. U.S. Bancorp: A Dividend Investor's Dilemma
PNC Financial and U.S. Bancorp are the largest regional banks in the U.S. Both are solid options for dividend growth investors. Both banks reported good Q2 results with stable credit trends. U.S. Bancorp is currently trading at lower valuation multiples, offers a higher total shareholder yield, and has attractive fee income diversification.
seekingalpha.com
- 2 weeks ago
U.S. Bancorp Analysts Raise Their Forecasts After Q2 Earnings
U.S. Bancorp USB posted upbeat earnings for the second quarter but fell short of revenue expectations.
benzinga.com
- 2 weeks ago
U.S. Bancorp (USB) Q2 2025 Earnings Call Transcript
U.S. Bancorp (NYSE:USB ) Q2 2025 Earnings Conference Call July 17, 2025 8:00 AM ET Company Participants George Andersen - Senior VP & Director of Investor Relations Gunjan Kedia - President, CEO & Director John C. Stern - Vice Chair & Chief Financial Officer Conference Call Participants Betsy Lynn Graseck - Morgan Stanley, Research Division Bill Carcache - Wolfe Research, LLC Christopher Edward McGratty - Keefe, Bruyette & Woods, Inc. Ebrahim Huseini Poonawala - BofA Securities, Research Division Erika Najarian - UBS Investment Bank, Research Division Gerard Sean Cassidy - RBC Capital Markets, Research Division John G.
seekingalpha.com
- 2 weeks ago
USB Q2 Earnings Beat on Higher NII & Non-Interest Income, Stock Down
U.S. Bancorp tops Q2 estimates with 13% EPS growth on higher NII and non-interest income, but shares dip on loan and deposit declines.
zacks.com
- 2 weeks ago
U.S. Bancorp's Platform-Based Reinvention Means Moving From Branches to Back End
U.S. Bancorp, the country's fifth-largest commercial bank by assets, isn't typically the flashiest name in financial services or FinTech. But on Thursday morning's (July 17) second quarter 2025 investor earnings call, the Minneapolis-based financial institution's executives stressed to investors that they was doubling down on embedded payments, blockchain and AI-infused infrastructure.
pymnts.com
- 2 weeks ago
8. Profile
Summary
U.S. Bancorp USB
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 69.2 B
Dividend Yield
1.10%
Description
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Contact
800 Nicollet Mall, Minneapolis, MN, 55402
https://www.usbank.com
IPO
Date
May 3, 1973
Employees
70000
Officers
Mr. Souheil S. Badran
Senior EVice President & Chief Operating Officer
Ms. Jennifer Ann Thompson C.F.A.
EVice President, Head of Corporate Finance and Director of Investor Relations & Economic Analysis
Ms. Gunjan Kedia
President, Chief Executive Officer & Director
Mr. Adam Graves
Senior EVice President and Head of Enterprise Strategy & Administration
Mr. James L. Chosy
Senior EVice President & General Counsel
Mr. Andrew J. Cecere
Executive Chairman
Mr. John C. Stern
Vice Chair & Chief Financial Officer
Mr. David R. Palombi
Executive Vice President & Chief Communications Officer
Mr. Shailesh M. Kotwal
Advisor
Mr. Dilip Venkatachari
Senior EVice President and Chief Information & Technology Officer