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Financial Services - Banks - Regional - NASDAQ - US
$ 43.4
0.626 %
$ 29 B
Market Cap
13.78
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one FITB stock under the worst case scenario is HIDDEN Compared to the current market price of 43.4 USD, Fifth Third Bancorp is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one FITB stock under the base case scenario is HIDDEN Compared to the current market price of 43.4 USD, Fifth Third Bancorp is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one FITB stock under the best case scenario is HIDDEN Compared to the current market price of 43.4 USD, Fifth Third Bancorp is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart FITB

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$46.0$46.0$44.0$44.0$42.0$42.0$40.0$40.0$38.0$38.0$36.0$36.0$34.0$34.0$32.0$32.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
13 B REVENUE
5.62%
2.92 B OPERATING INCOME
-2.41%
2.31 B NET INCOME
-1.49%
2.82 B OPERATING CASH FLOW
-37.37%
1.04 B INVESTING CASH FLOW
110.95%
-3.99 B FINANCING CASH FLOW
-85.74%
3.08 B REVENUE
-4.92%
653 M OPERATING INCOME
-14.64%
515 M NET INCOME
-16.94%
1.23 B OPERATING CASH FLOW
1320.79%
-67 M INVESTING CASH FLOW
-5.86%
-1.17 B FINANCING CASH FLOW
5.79%
Balance Sheet Fifth Third Bancorp
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Current Assets 65.6 B
Cash & Short-Term Investments 58.9 B
Receivables 6.52 B
Other Current Assets 142 M
Non-Current Assets 147 B
Long-Term Investments 131 B
PP&E 3.32 B
Other Non-Current Assets 12.5 B
27.68 %3.06 %61.75 %5.88 %Total Assets$212.9b
Current Liabilities 172 B
Accounts Payable 0
Short-Term Debt 4.64 B
Other Current Liabilities 167 B
Non-Current Liabilities 21.4 B
Long-Term Debt 14.3 B
Other Non-Current Liabilities 7.06 B
86.53 %7.42 %3.65 %Total Liabilities$193.3b
EFFICIENCY
Earnings Waterfall Fifth Third Bancorp
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Revenue 13 B
Cost Of Revenue 5.33 B
Gross Profit 7.72 B
Operating Expenses 4.81 B
Operating Income 2.92 B
Other Expenses 602 M
Net Income 2.31 B
14b14b12b12b10b10b8b8b6b6b4b4b2b2b0013b(5b)8b(5b)3b(602m)2bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
59.18% GROSS MARGIN
59.18%
22.35% OPERATING MARGIN
22.35%
17.73% NET MARGIN
17.73%
11.78% ROE
11.78%
1.09% ROA
1.09%
5.07% ROIC
5.07%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Fifth Third Bancorp
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6b6b5b5b4b4b3b3b2b2b1b1b0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 2.31 B
Depreciation & Amortization 495 M
Capital Expenditures -414 M
Stock-Based Compensation 164 M
Change in Working Capital -558 M
Others -221 M
Free Cash Flow 2.41 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Fifth Third Bancorp
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Wall Street analysts predict an average 1-year price target for FITB of $44.7 , with forecasts ranging from a low of $42 to a high of $48 .
FITB Lowest Price Target Wall Street Target
42 USD -3.23%
FITB Average Price Target Wall Street Target
44.7 USD 2.92%
FITB Highest Price Target Wall Street Target
48 USD 10.60%
Price
Max Price Target
Min Price Target
Average Price Target
5050484846464444424240403838363634343232Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
1.13% DIVIDEND YIELD
0.37 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.401.401.201.201.001.000.800.800.600.600.400.400.200.200.000.000.130.130.140.160.220.270.270.30.330.350.370.130.130.140.180.240.270.270.30.330.350.370.130.130.160.180.240.30.330.350.370.130.520.140.530.160.600.220.740.240.940.271.110.271.140.31.250.331.360.351.050.371.112015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Fifth Third Bancorp
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
2.45 M USD 4
6-9 MONTHS
1.54 M USD 2
9-12 MONTHS
2.68 M USD 5
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Students Earn Fifth Third Education Scholarships from the Fifth Third Foundation CINCINNATI--(BUSINESS WIRE)--The Fifth Third Foundation has made education programs a top priority since its founding in 1948. To honor students with high achievements, Fifth Third established its Scholarship Program. These one-time $2,500 scholarships are awarded annually to children of Fifth Third employees for educational purposes at college or university. This year's scholarships total $62,500. Nearly 500 students have been recognized since 2005. Chosen and administered by the National Meri. businesswire.com - 1 week ago
Fifth Third Wealth Advisors® Surpasses $3 Billion in Net New Assets Under Management, Expands Platform Capabilities CINCINNATI--(BUSINESS WIRE)--Fifth Third Wealth Advisors®, a multi-custodial registered investment advisory firm, announced it has surpassed $3 billion in net new assets under management, as of June 30, marking another major milestone in the firm's growth. This achievement underscores strong momentum and growing demand from both advisors and clients. According to independent research* Fifth Third Wealth Advisors ranks among the top 500 independent RIAs in the US. “Our growth reflects the trust. businesswire.com - 1 week ago
Top 3 Bank Stocks to Watch as Fed Rate Cuts Loom According to the CME Fed Watch tool, the odds that the Federal Reserve will cut interest rates in July are only about 20%. However, those odds move to around 68% in September. marketbeat.com - 2 weeks ago
Fifth Third Announces Leadership Changes CINCINNATI--(BUSINESS WIRE)--Fifth Third Bancorp (NASDAQ: FITB) today announced several executive leadership changes, reflecting the Bank's continued focus on growth, innovation and talent development. Susan Zaunbrecher, who has led Fifth Third's Legal, Government Affairs and Regulatory Affairs departments and the Office of the Corporate Secretary since 2018, will retire. Christian Gonzalez will join Fifth Third as executive vice president, chief legal officer, to succeed her, effective July 7. businesswire.com - 2 weeks ago
Regional Bank Buybacks: 5 Institutions Making Big Moves A slew of regional banks just announced substantial new share buyback authorizations. Regional banks are mid-sized to small financial institutions that tend to serve a particular part of the country. marketbeat.com - 2 weeks ago
Fifth Third Announces Three-Year, $20M Investment in North Nashville Fifth Third (NASDAQ: FITB) and Nashville leaders announced today that North Nashville will join the Fifth Third Neighborhood Program, bringing an influx of $20 million over three years to help revitalize the community. “Fifth Third could not be more excited to bring our innovative Neighborhood Program to North Nashville,” said Kala Gibson, chief corporate responsibility officer for Fifth Third. “We piloted our place-based economic development program back in 2019 and rolled it out in nine neighborhoods across our footprint in 2021. We have invested nearly $255 million since that time and witnessed generational, transformative change. We’re thrilled about the opportunity to apply what we’ve learned and help North Nashville realize similar outcomes and impact.” aAdsList.push('Article'); aAdsListSize.push([300, 250]); aAdsListCA.push(null); In partnership with Affordable Housing Resources, Inc., Pathway Lending and United Way of Greater Nashville, Fifth Third and lead technical assistance partner Enterprise Community Partners will help community members implement their economic mobility roadmap that will help advance economic mobility and financial inclusion for the residents and businesses of North Nashville. To support this work, Fifth Third is pledging a $20 million investment in traditional financial and philanthropic capital in North Nashville over the next three years, including $1 million each to Affordable Housing Resources and the United Way from the Fifth Third Foundation. “As a long-time resident of North Nashville I welcome this investment in our neighborhoods,” said Nashville Mayor Freddie O'Connell. “We’ve been trying to shift how we invest in North Nashville. Recently, we've taken a special budgeting process and directed hundreds of thousands of dollars into four North Nashville Council districts. Then, we put $1 million directly into a multi-year effort anchored at Matthew Walker Comprehensive Health Center focused on lowering blood pressure. We've started to lower electric bills through a new insulation partnership with NES. And at least $7 million in federal funding to help North Nashville continue to recover from the long-term impacts of the 2020 tornado. “Now we will amplify those investments with a $20 million commitment from Fifth Third that will result in community development through housing preservation, small business assistance, and vacant lot activation. Community members will see the results starting later this year,” Mayor O'Connell said. Nashville’s economic mobility roadmap includes several key focus areas: growing housing and homeownership, such as by developing and preserving affordable housing; investing in small businesses and community wealth-building, such as by expanding access to capital and business planning; investing in people-based programs and services, such as by supporting education-to-career pathways; and investing in infrastructure and environmental priorities, such as by addressing tornado damage and highway impacts. “I am thrilled that North Nashville has been selected for Fifth Third’s Neighborhood Program,” said David Briggs, Tennessee region president for Fifth Third Bank. “The North Nashville community embodies both the rich history of this city and the promise and challenges of its future. This investment of financial and intellectual capital illustrates Fifth Third’s commitment to ensuring that all the members of the North Nashville community can share in its growth and truly make their lives a Fifth Third Better.” Fifth Third prioritizes broadening financial access and neighborhood revitalization through its Neighborhood Program, a community development initiative launched in 2021 which creates and implements innovative place-based strategies to effect positive change in historically disinvested neighborhoods across the Bank’s 11-state consumer bank footprint. The program is pioneering a new place-based approach to community development by partnering with a lead partner organization, Enterprise Community Partners, and local organizations to build ecosystems that drive real change through both financial and social investments. This collective ecosystem approach is focused on identifying solutions to key challenges in partnership with the community, with the goal of creating lasting, transformative change. The place-based concept was piloted in 2019 in Detroit’s Gratiot & Seven Mile neighborhood. Two years later, the program expanded into the Neighborhood Program, adding nine additional neighborhoods in seven states. Through the Neighborhood Program, Fifth Third has directly invested nearly $255 million across the nine neighborhoods. That investment helped catalyze over $200 million in additional investment. The result: $455 million in total Fifth Third-driven investments and tangible community impact, including: 584 new rental homes developed to increase the supply of affordable rental housing; 437 existing homes preserved; 1,932 homeowners assisted through purchase assistance, classes, repairs, and other programs; 926 small businesses supported through technical assistance and other programs; 70 key positions filled to help community organizations build capacity; $25 million in philanthropic investment by Fifth Third. About Fifth Third Fifth Third is a bank that’s as long on innovation as it is on history. Since 1858, we’ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. Our list of firsts is extensive, and it’s one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people and focused community impact. Fifth Third is one of the few U.S.-based banks to have been named among Ethisphere’s World’s Most Ethical Companies® for several years. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation’s highest performing regional bank, but to be the bank people most value and trust. Fifth Third Bank, National Association is a federally chartered institution. Fifth Third Bancorp is the indirect parent company of Fifth Third Bank and its common stock is traded on the NASDAQ® Global Select Market under the symbol "FITB." Investor information and press releases can be viewed at www.53.com. Deposit and credit products provided by Fifth Third Bank, National Association. Member FDIC. View source version on businesswire.com: https://www.businesswire.com/news/home/20250620742232/en/ https://www.marketscreener.com - 3 weeks ago
Fifth Third Announces Three-Year, $20M Investment in North Nashville CINCINNATI--(BUSINESS WIRE)--North Nashville will join the Fifth Third Neighborhood Program, bringing an influx of $20 million over three years to help revitalize the community. businesswire.com - 3 weeks ago
Fifth Third Rewards Shareholders With New Share Repurchase Program FITB expands its buyback plan with a fresh $100M repurchase authorization, reinforcing its shareholder return focus. zacks.com - 3 weeks ago
Fifth Third Awards $16M in New Markets Tax Credits to Community Facilities in Atlanta, Cincinnati CINCINNATI--(BUSINESS WIRE)--Fifth Third (NASDAQ: FITB) has awarded $16 million in New Markets Tax Credits (NMTCs) to three facilities in Atlanta and Cincinnati that will help spur economic mobility and community revitalization in historically disinvested neighborhoods. “Our approach to community development at Fifth Third is place-based and people-first, and it considers the total wellbeing of all residents who call a neighborhood home,” said Kala Gibson, chief corporate responsibility officer. businesswire.com - 3 weeks ago
Fifth Third Bancorp Announces Share Repurchase Authorization CINCINNATI--(BUSINESS WIRE)--Today, Fifth Third Bancorp announced that its Board of Directors approved a new share repurchase authorization of up to 100 million shares, which replaces the previous authorization from 2019 under which 11.8 million shares remain. The new repurchase authorization does not have an expiration date, does not include specific price targets, may be executed through open market purchases or one or more private negotiated transactions, including Rule 10b5-1 programs, and. businesswire.com - 4 weeks ago
BAC, USB & Fifth Third Open to Stablecoins Amid Regulatory Shift Bank of America, U.S. Bancorp and Fifth Third signal readiness to adopt stablecoins as bipartisan bills promise clearer U.S. regulation. zacks.com - 4 weeks ago
Fifth Third Bancorp Announces Cash Dividends CINCINNATI--(BUSINESS WIRE)--Today, Fifth Third Bancorp announced the declaration of cash dividends on its common shares, Series H preferred shares, Series I preferred shares, Series J preferred shares, Series K preferred shares, Series L preferred shares, and Class B Series A preferred shares. Fifth Third Bancorp (Nasdaq: FITB) today declared a cash dividend on its common shares of $0.37 per share for the second quarter of 2025. The dividend is payable on July 15, 2025 to shareholders of recor. businesswire.com - 1 month ago
8. Profile Summary

Fifth Third Bancorp FITB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 29 B
Dividend Yield 1.13%
Description Fifth Third Bancorp operates as a diversified financial services company in the United States. The company's Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. Its Branch Banking segment provides a range of deposit and loan products to individuals and small businesses. This segment offers checking and savings accounts, home equity loans and lines of credit, credit cards, and loans for automobiles and personal financing needs, as well as cash management services for small businesses. The company's Consumer Lending segment engages in direct lending activities that include origination, retention, and servicing of residential mortgage and home equity loans or lines of credit; and indirect lending activities, including loans to consumers through correspondent lenders and automobile dealers. Fifth Third Bancorp's Wealth & Asset Management segment provides various investment alternatives for individuals, companies, and not-for-profit organizations. It offers retail brokerage services to individual clients; and broker dealer services to the institutional marketplace. This segment also provides wealth planning, investment management, banking, insurance, and trust and estate services; and advisory services for institutional clients comprising middle market businesses, non-profits, states, and municipalities. As of December 31, 2021, the company operated 1,117 full-service banking centers and 2,322 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina. Fifth Third Bancorp was founded in 1858 and is headquartered in Cincinnati, Ohio.
Contact Fifth Third Center, Cincinnati, OH, 45263 https://www.53.com
IPO Date March 17, 1980
Employees 18786
Officers Mr. Rob Schipper Head of Investment Banking & MD Mr. Robert P. Shaffer Executive Vice President & Chief Risk Officer Mr. Jeffrey A. Lopper Senior Vice President & Chief Accounting Officer Mr. Timothy N. Spence Chairman, Chief Executive Officer & President Mr. James C. Leonard CPA Executive Vice President & Chief Operating Officer Mr. Kevin Patrick Lavender Executive Vice President & Head of Commercial Banking Ms. Melissa S. Stevens Executive Vice President & Chief Marketing Officer Mr. Bryan D. Preston Executive Vice President & Chief Financial Officer Mr. Jude A. Schramm Executive Vice President & Chief Information Officer Ms. Susan B. Zaunbrecher J.D. Executive Vice President, Chief legal Officer & Corporate Secretary