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Financial Services - Banks - Regional - NYSE - US
$ 63.78
2.29 %
$ 8.38 B
Market Cap
12.06
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one CMA stock under the worst case scenario is HIDDEN Compared to the current market price of 63.8 USD, Comerica Incorporated is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one CMA stock under the base case scenario is HIDDEN Compared to the current market price of 63.8 USD, Comerica Incorporated is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one CMA stock under the best case scenario is HIDDEN Compared to the current market price of 63.8 USD, Comerica Incorporated is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CMA

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$68.0$68.0$66.0$66.0$64.0$64.0$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
4.99 B REVENUE
-4.95%
888 M OPERATING INCOME
-22.38%
698 M NET INCOME
-20.77%
601 M OPERATING CASH FLOW
-51.96%
3.26 B INVESTING CASH FLOW
-6.67%
-6.56 B FINANCING CASH FLOW
-330.16%
1.18 B REVENUE
-3.20%
225 M OPERATING INCOME
3.69%
172 M NET INCOME
1.18%
273 M OPERATING CASH FLOW
177.12%
913 M INVESTING CASH FLOW
260.87%
-2.2 B FINANCING CASH FLOW
-429.30%
Balance Sheet Comerica Incorporated
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Current Assets 14.9 B
Cash & Short-Term Investments 14.2 B
Receivables 709 M
Other Current Assets 0
Non-Current Assets 64.4 B
Long-Term Investments 49.1 B
PP&E 473 M
Other Non-Current Assets 14.8 B
17.88 %61.97 %18.66 %Total Assets$79.3b
Current Liabilities 63.8 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 63.8 B
Non-Current Liabilities 8.94 B
Long-Term Debt 6.67 B
Other Non-Current Liabilities 2.27 B
87.71 %9.17 %3.12 %Total Liabilities$72.8b
EFFICIENCY
Earnings Waterfall Comerica Incorporated
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Revenue 4.99 B
Cost Of Revenue 1.8 B
Gross Profit 3.2 B
Operating Expenses 2.31 B
Operating Income 888 M
Other Expenses 190 M
Net Income 698 M
5b5b5b5b4b4b4b4b3b3b3b3b2b2b2b2b1b1b500m500m005b(2b)3b(2b)888m(190m)698mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
63.99% GROSS MARGIN
63.99%
17.78% OPERATING MARGIN
17.78%
13.98% NET MARGIN
13.98%
10.67% ROE
10.67%
0.88% ROA
0.88%
4.51% ROIC
4.51%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Comerica Incorporated
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2b2b1b1b1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 698 M
Depreciation & Amortization 96 M
Capital Expenditures -153 M
Stock-Based Compensation 54 M
Change in Working Capital -257 M
Others -329 M
Free Cash Flow 448 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Comerica Incorporated
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Wall Street analysts predict an average 1-year price target for CMA of $64.8 , with forecasts ranging from a low of $52 to a high of $80 .
CMA Lowest Price Target Wall Street Target
52 USD -18.47%
CMA Average Price Target Wall Street Target
64.8 USD 1.52%
CMA Highest Price Target Wall Street Target
80 USD 25.43%
Price
Max Price Target
Min Price Target
Average Price Target
80807575707065656060555550504545Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
1.27% DIVIDEND YIELD
0.71 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
3.003.002.502.502.002.001.501.501.001.000.500.500.000.000.20.210.230.30.670.680.680.680.710.710.710.210.220.260.340.670.680.680.680.710.710.710.210.230.30.60.670.680.680.680.710.710.210.830.230.890.31.090.61.840.672.680.682.720.682.720.682.720.712.840.712.841.422015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 6
6. Ownership
Insider Ownership Comerica Incorporated
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Sold
0-3 MONTHS
1.09 M USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
1.15 M USD 5
9-12 MONTHS
146 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
CMA launches probe into £1.79 billion PHP–Assura merger The Competition and Markets Authority has started an investigation into Primary Health Properties PLC (LSE:PHP, OTC:PHPRF)' £1.79 billion bid to acquire Assura Group (LSE:AGR). In a statement, the CMA said it will look at whether the deal creates a relevant merger situation and if it could hurt competition in the UK healthcare property markets. proactiveinvestors.co.uk - 4 days ago
Comerica Bank Appoints Established Banking, Community Leader Stephen Jeffrey to Austin Market President AUSTIN, Texas , June 26, 2025 /PRNewswire/ -- Comerica Bank announced today Stephen Jeffrey has been named its Senior Vice President, Austin Market President.  In this role, Jeffrey will lead market strategy, collaboration, community development and overall growth, as well as direct the region's commercial team as Group Manager of Business Banking and Middle Market. prnewswire.com - 1 week ago
Top 3 Bank Stocks to Watch as Fed Rate Cuts Loom According to the CME Fed Watch tool, the odds that the Federal Reserve will cut interest rates in July are only about 20%. However, those odds move to around 68% in September. marketbeat.com - 1 week ago
FHLB Dallas and Comerica Celebrate Groundbreaking of New Senior Housing Project Supported by $2M Affordable Housing Program Grant DALLAS--(BUSINESS WIRE)--The Federal Home Loan Bank of Dallas (FHLB Dallas) joined Comerica Bank, Volunteers of America National Services and local dignitaries to break ground on a new senior housing project in Dallas, Texas, supported by a $2 million FHLB Dallas Affordable Housing Program (AHP) grant. The groundbreaking ceremony marks the start of construction on The Culbreath, a mixed-income affordable housing community, which will provide high-quality amenities and supportive services for el. businesswire.com - 1 week ago
UK regulator targets Google search with sweeping new rules to boost competition The UK's Competition and Markets Authority (CMA) is proposing tighter regulation of Google, which could force the tech giant to offer users greater choice in search services. Under plans to grant Google “strategic market status”, a designation that allows for stricter oversight of dominant firms, the CMA is considering measures such as “choice screens”. proactiveinvestors.co.uk - 2 weeks ago
Comerica Bank and Kalamazoo Growlers Summer Food Drive Returns to Increase Food Security in Community Donations to benefit South Michigan Food Bank; Public can claim free Growlers tickets and prizes DETROIT , June 20, 2025 /PRNewswire/ -- The fourth annual Comerica Bank-Kalamazoo Growlers Summer Food Drive returns Friday, June 20, to benefit the South Michigan Food Bank (SMFB). The public is encouraged to visit local participating Comerica banking centers in the Kalamazoo and Battle Creek region to drop off nonperishable food items. prnewswire.com - 2 weeks ago
Comerica Bank Ushers in New Era of RTP® Through New On-Behalf-Of (OBO) Payment Solutions Comerica Bank and client Monex USA work together to introduce new OBO capabilities. DALLAS , June 16, 2025 /PRNewswire/ -- Comerica Bank "Comerica" announced it will become an early adopter of The Clearing House's revised rules for domestic On-Behalf-Of (OBO) payments on the RTP® network, the largest and most utilized instant payments network in the United States operated by The Clearing House. prnewswire.com - 3 weeks ago
Comerica Lowers Q2 Deposit Outlook, Expects Loans to Exceed Forecasts CMA lowers its 2Q25 deposit outlook amid declines in key segments but expects loan balances to beat prior forecasts. zacks.com - 3 weeks ago
Walter Pat's Bakery Cafe Wins $100,000 2025 Comerica Hatch Detroit Contest by TechTown Funds and technical support will help 2025 winner bring seasonal bakery to Detroit DETROIT , June 12, 2025 /PRNewswire/ -- The winning small business of the 2025 Comerica Hatch Detroit Contest by TechTown has been announced! Walter Pat's Bakery Cafe is the winner of the 13th annual Comerica Hatch Detroit Contest, taking home the $100,000 grand prize from Comerica Bank to open the brick-and-mortar business of their dreams in Detroit, Hamtramck or Highland Park, as well as a business support package from TechTown Detroit, Wayne State University's entrepreneurship hub. prnewswire.com - 3 weeks ago
Dolphin Subsidiaries Shore Fire Media and The Digital Dept. Take Over CMA Fest 2025 NEW YORK, NY / ACCESS Newswire / June 11, 2025 / Shore Fire Media and The Digital Dept., subsidiaries of leading entertainment marketing and content production company Dolphin (NASDAQ:DLPN), significantly contributed to this year's CMA Fest with a full lineup of participating clients and events. accessnewswire.com - 3 weeks ago
Comerica Announces Full Redemption of its Series A Preferred Stock and Related Depositary Shares DALLAS , June 10, 2025 /PRNewswire/ -- Comerica Incorporated (NYSE: CMA) announced today that it will redeem all 4,000 outstanding shares of its 5.625% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A (the "Preferred Stock"), and the corresponding depositary shares, each representing a 1/100th ownership interest in a share of Preferred Stock (the "Depositary Shares"). The Depositary Shares will be redeemed simultaneously with the Preferred Stock on the upcoming dividend payment date on July 1, 2025 (the "Redemption Date"), at a redemption price of $1,000 per Depositary Share (equivalent to $100,000 per share of Preferred Stock) (the "Redemption Price"). prnewswire.com - 4 weeks ago
Comerica Shares Up 21.2% in a Year: Is It Worth Keeping an Eye On? CMA shares are up 21.2% in a year, fueled by cost cuts, strong NII, and capital returns worth watching despite valuation concerns. zacks.com - 1 month ago
8. Profile Summary

Comerica Incorporated CMA

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 8.38 B
Dividend Yield 1.27%
Description Comerica Incorporated, through its subsidiaries, provides various financial products and services. It operates through Commercial Bank, Retail Bank, Wealth Management, and Finance segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination. This segment also offers various consumer products that include deposit accounts, installment loans, credit cards, student loans, home equity lines of credit, and residential mortgage loans, as well as commercial products and services to micro-businesses. The Wealth Management segment provides products and services comprising fiduciary, private banking, retirement, investment management and advisory, and investment banking and brokerage services. This segment also sells annuity products, as well as life, disability, and long-term care insurance products. The Finance segment engages in the securities portfolio, and asset and liability management activities. It operates in Texas, California, Michigan, Arizona, Florida, Canada, and Mexico. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.
Contact Comerica Bank Tower, Dallas, TX, 75201 https://www.comerica.com
IPO Date March 17, 1980
Employees 7860
Officers Mr. Mauricio A. Ortiz Executive Vice President, Chief Accounting Officer & Controller Mr. Peter L. Sefzik Senior EVice President & Chief Banking Officer Mr. Bruce Mitchell Executive Vice President & Chief Information Officer Ms. Kelly Gage Senior Vice President & Director of Investor Relations Ms. Megan D. Crespi Senior EVice President & Chief Operating Officer Ms. Megan D. Burkhart Senior EVice President, Chief Administrative Officer & Chief Human Resources Officer Mr. James J. Herzog Chief Financial Officer & Senior EVice President Mr. Eric M. Teal Chief Investment Officer Mr. Curtis Chatman Farmer Chairman, Chief Executive Officer & President Mr. Brian S. Goldman Senior Executive Vice President & Chief Risk Officer