Financial Services -
Banks - Regional - NYSE - US
$ 41.71
0.944 %
$ 18.1 B
Market Cap
13.24
P/E
1. INTRINSIC VALUE
Balance Sheet
Citizens Financial Group, Inc.
| Current Assets | 44.9 B |
| Cash & Short-Term Investments | 43.8 B |
| Receivables | 1.03 B |
| Other Current Assets | 0 |
| Non-Current Assets | 173 B |
| Long-Term Investments | 146 B |
| PP&E | 875 M |
| Other Non-Current Assets | 25.9 B |
| Current Liabilities | 177 B |
| Accounts Payable | 0 |
| Short-Term Debt | 1.99 B |
| Other Current Liabilities | 175 B |
| Non-Current Liabilities | 16.5 B |
| Long-Term Debt | 10.4 B |
| Other Non-Current Liabilities | 6.09 B |
EFFICIENCY
Earnings Waterfall
Citizens Financial Group, Inc.
| Revenue | 12.3 B |
| Cost Of Revenue | 5.24 B |
| Gross Profit | 7.11 B |
| Operating Expenses | 5.22 B |
| Operating Income | 1.89 B |
| Other Expenses | 379 M |
| Net Income | 1.51 B |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Citizens Financial Group, Inc.
| Net Income | 1.51 B |
| Depreciation & Amortization | 498 M |
| Capital Expenditures | -122 M |
| Stock-Based Compensation | 97 M |
| Change in Working Capital | -571 M |
| Others | 74 M |
| Free Cash Flow | 1.88 B |
Wall Street Analysts Price Targets
Citizens Financial Group, Inc.
Wall Street analysts predict an average 1-year price target for CFG of $48.2 , with forecasts ranging from
a
low of
$41 to a high of $58 .
CFG Lowest Price Target
Wall Street Target
41 USD
-1.70%
CFG Average Price Target
Wall Street Target
48.2 USD
15.56%
CFG Highest Price Target
Wall Street Target
58 USD
39.06%
4. DIVIDEND
ANALYSIS
1.23%
DIVIDEND YIELD
0.42 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Citizens Financial Group, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
170 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Citizens Financial Announces New Buyback Plan: Is it Worth Watching?
CFG boosts its buyback plan to $1.5B, underscoring confidence in its capital strength and long-term strategy.
zacks.com
- 2 weeks ago
Citizens Financial Group, Inc. Announces an Increase in Common Share Repurchase Authorization to $1.5 billion
PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG or the “Company”) today announces that its board of directors has increased the capacity of the Company's common share repurchase program to $1.5 billion, an increase of $1.2 billion above the $300 million of capacity currently remaining under the prior June 2024 authorization. “We are pleased to report that our Board has approved an increase to our share repurchase authorization. The authorization reflects confidence.
businesswire.com
- 3 weeks ago
Citizens Launches New Suite of Mastercard Credit Cards Designed to Meet the Evolving Needs of Every Customer
PROVIDENCE, R.I.--(BUSINESS WIRE)--As part of its commitment to empowering customers at every stage of their financial journey, Citizens has launched a new suite of Mastercard credit cards designed to address the distinct financial needs and preferences of today's consumers. Built on years of customers' insights and feedback, the new credit cards offer tailored features that range from establishing credit to maximizing rewards and lifestyle benefits. As customers grow in financial experience an.
businesswire.com
- 3 weeks ago
Citizens Financial Group Announces Redemption of Subordinated Notes
PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced the redemption on July 3, 2025, of all of its outstanding 4.35% Fixed-Rate Subordinated Notes due August 1, 2025 (CUSIP No. 174610AJ4) (the “Notes”). The redemption price for the Notes will be equal to 100% of principal amount of the Notes redeemed, plus any accrued and unpaid interest to, but excluding, the redemption date of July 3, 2025. In accordance with the indenture governing the Notes, the hold.
businesswire.com
- 1 month ago
Citizens Financial Group to Participate at the Morgan Stanley U.S. Financials Conference
PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) announced today that Senior Vice Chair and Head of Commercial Banking Don McCree will participate at the Morgan Stanley U.S. Financials Conference to be held on Tuesday, June 10, 2025 at 9:45 am ET. The live webcast will be available at https://investor.citizensbank.com under Events & Presentations. About Citizens Financial Group, Inc. Citizens Financial Group, Inc. is one of the nation's oldest and largest financ.
businesswire.com
- 1 month ago
Citizens Financial Group to Participate in the Bernstein 41st Annual Strategic Decisions Conference 2025
PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) announced today that Chairman and Chief Executive Officer Bruce Van Saun will participate in the Bernstein 41st Annual Strategic Decisions Conference 2025 to be held on Friday, May 30, 2025 at 9:00 am ET. The live webcast will be available at https://investor.citizensbank.com under Events & Presentations. About Citizens Financial Group, Inc. Citizens Financial Group, Inc. is one of the nation's oldest and largest.
businesswire.com
- 1 month ago
Citizens Financial Group, Inc. Declares Dividends on Preferred Stock
PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) announced that its board of directors has declared the following dividends on its preferred stock payable on July 7, 2025, to preferred shareholders of record at the close of business on June 20, 2025: a quarterly cash dividend of $19.08295278 per share on CFG's 6.000% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series B (CUSIP No. 174610AP0); a quarterly cash dividend of $19.47223056 per share on.
businesswire.com
- 2 months ago
Citizens Financial Group Elevates Brendan Coughlin to President
PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced that Brendan Coughlin, currently Vice Chair and Head of Consumer, Private Banking and Wealth, has been promoted to President, reporting to Bruce Van Saun, Chairman and CEO. As President, Coughlin will continue to oversee Consumer Banking, Citizens Private Bank, and Wealth, in addition to a recently broadened scope which includes Enterprise Data & Analytics and Marketing. "Brendan has a long track r.
businesswire.com
- 2 months ago
Citizens Financial Q1 Earnings Top Estimates on Fee Income Growth
CFG's first-quarter 2025 results benefit from a rise in fee income and a decline in expenses. Yet, a dip in NII acts as a spoilsport.
zacks.com
- 2 months ago
Citizens Financial Group: More Signs Of Pain
Citizens Financial Group, Inc. shows mixed performance with stable asset quality but declining loans and deposits, leading us to rate it as a sector perform. Q1 revenues fell to $1.94 billion, with net income narrowing to $373 million, though EPS beat expectations at $0.77. Deposits slightly increased to $177.6 billion, but loans continued to decline, signaling potential income challenges despite tighter lending standards.
seekingalpha.com
- 2 months ago
Citizens Financial Group, Inc. (CFG) Q1 2025 Earnings Call Transcript
Citizens Financial Group, Inc. (NYSE:CFG ) Q1 2025 Earnings Conference Call April 16, 2025 8:00 AM ET Company Participants Kristin Silberberg - Head, Investor Relations Bruce Van Saun - Chairman & Chief Executive Officer John Woods - Chief Financial Officer Don McCree - Head, Commercial Banking Brendan Coughlin - Head, Consumer Banking Conference Call Participants John Pancari - Evercore ISI Ken Usdin - Autonomous Research Peter Winter - D.A. Davidson Erika Najarian - UBS Matt O'Connor - Deutsche Bank Gerard Cassidy - RBC Capital Markets Ebrahim Poonawala - Bank of America Manan Gosalia - Morgan Stanley Operator Good morning, everyone, and welcome to the Citizens Financial Group First Quarter 2025 Earnings Conference Call.
seekingalpha.com
- 2 months ago
Compared to Estimates, Citizens Financial Group (CFG) Q1 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Citizens Financial Group (CFG) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
- 2 months ago
8. Profile
Summary
Citizens Financial Group, Inc. CFG
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 18.1 B
Dividend Yield
1.23%
Description
Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Contact
One Citizens Plaza, Providence, RI, 02903
https://www.citizensbank.com
IPO
Date
Sept. 24, 2014
Employees
17315
Officers
Mr. Brendan Coughlin
President & Vice Chair
Mr. Michael Ruttledge
Executive Vice President, Chief Information Officer & Head of Enterprise Security and Technology
Mr. Bruce Winfield Van Saun
Chief Executive Officer & Chairman of the Board
Mr. John F. Woods
Vice Chairman & Chief Financial Officer
Mr. Christopher J. Schnirel
Executive Vice President, Chief Accounting Officer & Controller
Ms. Kristin Silberberg
Head of Investor Relations
Mr. Donald H. McCree III
Senior Vice Chair & Head of Commercial Banking Division