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Financial Services - Banks - Regional - NASDAQ - US
$ 10.53
0.0228 %
$ 42.7 M
Market Cap
4.89
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one TECTP stock under the worst case scenario is HIDDEN Compared to the current market price of 10.5 USD, Tectonic Financial, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one TECTP stock under the base case scenario is HIDDEN Compared to the current market price of 10.5 USD, Tectonic Financial, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one TECTP stock under the best case scenario is HIDDEN Compared to the current market price of 10.5 USD, Tectonic Financial, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart TECTP

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$10.7$10.7$10.6$10.6$10.5$10.5$10.4$10.4$10.3$10.3$10.2$10.2$10.1$10.1$10.0$10.0$9.9$9.9$9.8$9.8$9.7$9.715 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
0 REVENUE
0.00%
0 OPERATING INCOME
0.00%
0 NET INCOME
0.00%
0 OPERATING CASH FLOW
100.00%
0 INVESTING CASH FLOW
100.00%
0 FINANCING CASH FLOW
0.00%
17.3 M REVENUE
134.33%
0 OPERATING INCOME
100.00%
4.45 M NET INCOME
140.68%
-35.6 M OPERATING CASH FLOW
-63.23%
-2.82 M INVESTING CASH FLOW
-5.39%
41.8 M FINANCING CASH FLOW
127.38%
Balance Sheet Tectonic Financial, Inc.
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Current Assets 26.1 M
Cash & Short-Term Investments 26.1 M
Receivables 0
Other Current Assets 0
Non-Current Assets 27.6 M
Long-Term Investments 0
PP&E 4.73 M
Other Non-Current Assets 22.9 M
48.63 %8.80 %42.57 %Total Assets$53.7m
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 0
Long-Term Debt 0
Other Non-Current Liabilities 0
Total Liabilities$0.0
EFFICIENCY
Earnings Waterfall Tectonic Financial, Inc.
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Revenue 0
Cost Of Revenue 0
Gross Profit 0
Operating Expenses 0
Operating Income 0
Other Expenses 0
Net Income 0
22222211111111110000000000000RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
0.00% GROSS MARGIN
0.00%
0.00% OPERATING MARGIN
0.00%
0.00% NET MARGIN
0.00%
0.00% ROE
0.00%
0.00% ROA
0.00%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Tectonic Financial, Inc.
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10m10m00(10m)(10m)(20m)(20m)(30m)(30m)(40m)(40m)(50m)(50m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 0
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others 0
Free Cash Flow 0
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Tectonic Financial, Inc.
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TECTP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.94% DIVIDEND YIELD
0.273 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.2250.2250.2250.2250.2250.303610.2250.2250.2250.2250.2250.273190.22750.2250.2250.2250.2250.314440.2250.900.2250.900.2250.900.2250.900.2250.900.309221.200.0020192019202020202021202120222022202320232024202420252025
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5. COMPETITION
6. Ownership
Insider Ownership Tectonic Financial, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
72.3 K USD 1
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Tectonic Financial Appoints David Clifford as Chief Operating Officer HOUSTON , Dec. 19, 2023 /PRNewswire/ -- Tectonic Financial, Inc. ("Tectonic Financial" or the "Company") (Nasdaq: TECTP), a technology-focused financial services company, today announced the appointment of David Clifford as its Chief Operating Officer. Mr. Clifford joined the Company in 2018 as its Chief Strategy Officer, where he helped develop a comprehensive integrated financial services strategy and led improvements through advanced analytics, processes, and systems. prnewswire.com - 1 year ago
T Bank to Elevate Digital Experience Across All Departments and Product Lines with IMM eSign RAHWAY N.J.--(BUSINESS WIRE)--T Bank to Elevate Digital Experience Across All Departments and Product Lines with IMM eSign businesswire.com - 3 years ago
8. Profile Summary

Tectonic Financial, Inc. TECTP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 42.7 M
Dividend Yield 0.94%
Description Tectonic Financial, Inc., a financial holding company, provides banking and financial products and services to high net worth individuals, small businesses, and institutions in the United States. It offers commercial and consumer banking services, such as demand deposits, regular savings accounts, money market accounts, individual retirement accounts, and certificates of deposit; commercial and real estate loans, dental loans, commercial and industrial, commercial real estate, construction loans, and consumer installment loans; and wealth management and trust services. The company also provides trust, investment advisory, securities brokerage, factoring, third-party administration, recordkeeping, underwriting, and insurance services. It offers services through various delivery systems, including automated teller machines, mobile banking, and internet banking. Tectonic Financial, Inc. was formerly known as T Acquisition, Inc. and changed its name to Tectonic Financial, Inc. in May 2019. The company was incorporated in 2016 and is headquartered in Dallas, Texas.
Contact 16200 Dallas Parkway, Dallas, TX, 75248 https://www.t.financial
IPO Date May 30, 2019
Employees 199
Officers Mr. Thad Hutcheson Executive Vice President & Chief Information Officer Ms. Shari S. Jensen Senior Vice President of BSA/AML Compliance Mr. David J. Clifford President & Chief Operating Officer Ms. Michelle Bartoe Baird Executive Vice President & Chief Financial Officer Ms. Audrey Wendel Market President in Dental, Professional & Executive Banking Mr. William Woodard Executive Vice President & Chief Credit Officer Ms. Cindy Nolan President of The Nolan Company Mr. Randy Woods President of Integra Funding Solutions Ms. Tracy Dewey Senior Vice President of Operations Mr. Steven M. Jones Plano Market President