image
Associated Banc-Corp ASB-PE
Financial Services - Banks - Regional - NYSE - US
Watchlist
$ 22.0638
-1.28 %
$ 4.07 B
Market Cap
10.66
P/E
1. INTRINSIC VALUE

Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products to individuals and businesses in Wisconsin, Illinois, and Minnesota. The company operates through three segments: Corporate and Commercial Specialty; Community, Consumer, and Business; and Risk Management and Shared Services. Its Corporate and Commercial Specialty segment offers lending solutions, including commercial loans and lines of credit, commercial real estate financing, construction loans, letters of credit, leasing, asset based lending, and loan syndications; deposit and cash management solutions, such as commercial checking and interest-bearing deposit products, cash vault and night depository services, liquidity solutions, payables and receivables solutions, and information services; specialized financial services such as interest rate risk management, foreign exchange solutions, and commodity hedging; fiduciary services such as administration of pension, profit-sharing and other employee benefit plans, fiduciary and corporate agency services, and institutional asset management; and investable funds solutions such as savings, money market deposit accounts, IRA accounts, CDs, fixed and variable annuities, full-service, discount and online investment brokerage; investment advisory services; and trust and investment management accounts.[ Read More ]

The intrinsic value of one ASB-PE stock under the base case scenario is HIDDEN Compared to the current market price of 22.1 USD, Associated Banc-Corp is HIDDEN

ASB-PE Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart ASB-PE

image
FINANCIALS
1.1 B REVENUE
-8.33%
Growth Rates
1Year -8.33%
3Years -0.70%
5Years -2.33%
7Years 1.48%
10Years 1.47%
206 M OPERATING INCOME
-70.32%
Growth Rates
1Year -70.32%
3Years -14.33%
5Years -21.46%
7Years -4.68%
10Years -2.61%
183 M NET INCOME
-50.03%
Growth Rates
1Year -50.03%
3Years -15.83%
5Years -11.32%
7Years -1.28%
10Years -0.31%
443 M OPERATING CASH FLOW
-47.70%
Growth Rates
1Year -47.70%
3Years -6.98%
5Years -2.27%
7Years -4.89%
10Years -0.95%
-1.44 B INVESTING CASH FLOW
72.67%
Growth Rates
1Year 72.67%
3Years -21.86%
5Years -30.40%
7Years 1.88%
10Years -1.37%
1.3 B FINANCING CASH FLOW
-67.64%
Growth Rates
1Year -67.64%
3Years 51.72%
5Years 95.84%
7Years 1.34%
10Years 7.47%
327 M REVENUE
-45.26%
Growth Rates
1Year -8.33%
3Years -0.70%
5Years -2.33%
7Years 1.48%
10Years 1.47%
109 M OPERATING INCOME
-4.73%
Growth Rates
1Year -70.32%
3Years -14.33%
5Years -21.46%
7Years -4.68%
10Years -2.61%
88 M NET INCOME
-23.40%
Growth Rates
1Year -50.03%
3Years -15.83%
5Years -11.32%
7Years -1.28%
10Years -0.31%
105 M OPERATING CASH FLOW
-37.88%
Growth Rates
1Year -47.70%
3Years -6.98%
5Years -2.27%
7Years -4.89%
10Years -0.95%
-518 M INVESTING CASH FLOW
-18.93%
Growth Rates
1Year 72.67%
3Years -21.86%
5Years -30.40%
7Years 1.88%
10Years -1.37%
421 M FINANCING CASH FLOW
12.57%
Growth Rates
1Year -67.64%
3Years 51.72%
5Years 95.84%
7Years 1.34%
10Years 7.47%
Balance Sheet Decomposition Associated Banc-Corp
image
Current Assets 4.25 B
Cash & Short-Term Investments 499 M
Receivables 170 M
Other Current Assets 3.59 B
Non-Current Assets 1.6 B
Long-Term Investments 0
PP&E 373 M
Other Non-Current Assets 1.23 B
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 740 M
Other Current Liabilities -740 M
Non-Current Liabilities 36.8 B
Long-Term Debt 1.74 B
Other Non-Current Liabilities 35.1 B
EFFICIENCY
Earnings Waterfall Associated Banc-Corp
image
Revenue 1.1 B
Cost Of Revenue 0
Gross Profit 1.1 B
Operating Expenses -1.75 B
Operating Income 206 M
Other Expenses 22.6 M
Net Income 183 M
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 99.13%
18.74% OPERATING MARGIN
18.74%
Averages
1Year 18.74%
3Years 38.40%
5Years 35.65%
7Years 38.04%
10Years 35.21%
16.67% NET MARGIN
16.67%
Averages
1Year 16.67%
3Years 26.11%
5Years 26.58%
7Years 25.97%
10Years 24.14%
4.38% ROE
4.38%
Averages
1Year 4.38%
3Years 7.41%
5Years 7.61%
7Years 7.71%
10Years 7.36%
0.45% ROA
0.45%
Averages
1Year 0.45%
3Years 0.79%
5Years 0.86%
7Years 0.86%
10Years 0.81%
2.74% ROIC
2.74%
Averages
1Year 2.74%
3Years 5.02%
5Years 4.83%
7Years 4.89%
10Years 4.31%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Associated Banc-Corp
image
Net Income 183 M
Depreciation & Amortization 55.8 M
Capital Expenditures -61.8 M
Stock-Based Compensation 0
Change in Working Capital -117 M
Others 204 M
Free Cash Flow 381 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Associated Banc-Corp
image
ASB-PE has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.13% DIVIDEND YIELD
0.367 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Associated Banc-Corp
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
915 K USD 3
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
11 months ago
Dec 12, 2023
Sell 288 K USD
Utz John A.
Executive Vice President
- 14755
 19.491 USD
11 months ago
Dec 04, 2023
Sell 279 K USD
Stadler Tammy C.
Principal Accounting Officer
- 14838
 18.785 USD
11 months ago
Nov 29, 2023
Sell 349 K USD
Stein David L
Executive Vice President
- 19379
 18 USD
1 year ago
Aug 04, 2023
Sell 500 K USD
Erickson Randall J.
Executive Vice President
- 26335
 19 USD
1 year ago
May 02, 2023
Bought 48.2 K USD
GERKEN R JAY
Director
+ 3000
 16.0689 USD
1 year ago
Apr 26, 2023
Bought 99.8 K USD
Haddad Michael J
Director
+ 5750
 17.3519 USD
1 year ago
Mar 09, 2023
Bought 99.8 K USD
Harmening Andrew J
President & CEO
+ 4850
 20.575 USD
1 year ago
Feb 15, 2023
Sell 115 K USD
VAN LITH KAREN
Director
- 4789
 23.93 USD
1 year ago
Feb 15, 2023
Sell 2.39 K USD
VAN LITH KAREN
Director
- 100
 23.94 USD
1 year ago
Feb 08, 2023
Sell 120 K USD
KAMERICK EILEEN A
Director
- 5000
 24 USD
1 year ago
Feb 07, 2023
Sell 34.5 K USD
WILLIAMS JOHN B
Director
- 1440
 23.9506 USD
1 year ago
Feb 07, 2023
Sell 9.58 K USD
WILLIAMS JOHN B
Director
- 400
 23.955 USD
1 year ago
Nov 22, 2022
Sell 270 K USD
Stadler Tammy C.
Principal Accounting Officer
- 10941
 24.6792 USD
2 years ago
Nov 07, 2022
Sell 292 K USD
Stein David L
Executive Vice President
- 12000
 24.3154 USD
2 years ago
Oct 25, 2022
Sell 297 K USD
Utz John A.
Executive Vice President
- 12659
 23.475 USD
7. News
8. Profile Summary

Associated Banc-Corp ASB-PE

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 4.07 B
Dividend Yield 1.13%
Description Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products to individuals and businesses in Wisconsin, Illinois, and Minnesota. The company operates through three segments: Corporate and Commercial Specialty; Community, Consumer, and Business; and Risk Management and Shared Services. Its Corporate and Commercial Specialty segment offers lending solutions, including commercial loans and lines of credit, commercial real estate financing, construction loans, letters of credit, leasing, asset based lending, and loan syndications; deposit and cash management solutions, such as commercial checking and interest-bearing deposit products, cash vault and night depository services, liquidity solutions, payables and receivables solutions, and information services; specialized financial services such as interest rate risk management, foreign exchange solutions, and commodity hedging; fiduciary services such as administration of pension, profit-sharing and other employee benefit plans, fiduciary and corporate agency services, and institutional asset management; and investable funds solutions such as savings, money market deposit accounts, IRA accounts, CDs, fixed and variable annuities, full-service, discount and online investment brokerage; investment advisory services; and trust and investment management accounts. The company's Community, Consumer, and Business segment offers lending solutions, such as residential mortgages, home equity loans and lines of credit, personal and installment loans, auto loans, business loans, and business lines of credit; and deposit and transactional solutions such as checking, credit, debit and pre-paid cards, online banking and bill pay; and money transfer services. As of December 31, 2021, the company operated 215 banking branches. Associated Banc-Corp was founded in 1861 and is headquartered in Green Bay, Wisconsin.
Contact 433 Main Street, Green Bay, WI, 54301 https://www.associatedbank.com
IPO Date Sept. 20, 2018
Employees 4045
Officers Mr. Bryan J. Carson Executive Vice President, Chief Product & Marketing Officer Mr. Andrew John Harmening President, Chief Executive Officer & Director Mr. Derek S. Meyer Executive Vice President & Chief Financial Officer Mr. John Anthony Utz Executive Vice President, Head of Specialized Industries & Capital Markets and Milwaukee Market President Ryan Beld Corporate Controller & Chief Accounting Officer Mr. Anthony Philip Pecora Senior Vice President, Director of Compliance & Associated Investment Services Mr. Randall J. Erickson Executive Vice President, General Counsel & Corporate Secretary Mr. Terry Lynn Williams Executive Vice President & Chief Information Officer Mr. Ben McCarville Vice President & Director of Investor Relations Mr. David L. Stein Executive Vice President, Head of Consumer & Business Banking and Madison Market President