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Financial Services - Banks - Regional - NASDAQ - US
$ 67.62
-1.93 %
$ 3.16 B
Market Cap
15.3
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one TBBK stock under the worst case scenario is HIDDEN Compared to the current market price of 67.6 USD, The Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one TBBK stock under the base case scenario is HIDDEN Compared to the current market price of 67.6 USD, The Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one TBBK stock under the best case scenario is HIDDEN Compared to the current market price of 67.6 USD, The Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart TBBK

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$70.0$70.0$65.0$65.0$60.0$60.0$55.0$55.0$50.0$50.0$45.0$45.0$40.0$40.0Feb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '2515 Jul15 Jul
FINANCIALS
710 M REVENUE
16.11%
292 M OPERATING INCOME
13.78%
218 M NET INCOME
13.13%
230 M OPERATING CASH FLOW
22.93%
-1.51 B INVESTING CASH FLOW
-362.98%
813 M FINANCING CASH FLOW
279.66%
223 M REVENUE
15.34%
75.2 M OPERATING INCOME
-1.51%
57.2 M NET INCOME
2.26%
132 M OPERATING CASH FLOW
53.74%
-262 M INVESTING CASH FLOW
-26.92%
581 M FINANCING CASH FLOW
-8.49%
Balance Sheet The Bancorp, Inc.
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Current Assets 1.36 B
Cash & Short-Term Investments 621 M
Receivables 742 M
Other Current Assets 0
Non-Current Assets 7.36 B
Long-Term Investments 7.04 B
PP&E 27.6 M
Other Non-Current Assets 293 M
7.11 %8.50 %80.70 %3.36 %Total Assets$8.7b
Current Liabilities 7.75 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 7.75 B
Non-Current Liabilities 192 M
Long-Term Debt 124 M
Other Non-Current Liabilities 68 M
97.58 %Total Liabilities$7.9b
EFFICIENCY
Earnings Waterfall The Bancorp, Inc.
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Revenue 710 M
Cost Of Revenue 215 M
Gross Profit 495 M
Operating Expenses 203 M
Operating Income 292 M
Other Expenses 74.6 M
Net Income 218 M
800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m00710m(215m)495m(203m)292m(75m)218mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
69.76% GROSS MARGIN
69.76%
41.14% OPERATING MARGIN
41.14%
30.63% NET MARGIN
30.63%
27.54% ROE
27.54%
2.49% ROA
2.49%
22.16% ROIC
22.16%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis The Bancorp, Inc.
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250m250m200m200m150m150m100m100m50m50m00(50m)(50m)(100m)(100m)(150m)(150m)(200m)(200m)(250m)(250m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 218 M
Depreciation & Amortization 4.16 M
Capital Expenditures -6.67 M
Stock-Based Compensation 15 M
Change in Working Capital -31.4 M
Others -7.16 M
Free Cash Flow 221 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets The Bancorp, Inc.
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Wall Street analysts predict an average 1-year price target for TBBK of $67.5 , with forecasts ranging from a low of $33 to a high of $125 .
TBBK Lowest Price Target Wall Street Target
33 USD -51.20%
TBBK Average Price Target Wall Street Target
67.5 USD -0.18%
TBBK Highest Price Target Wall Street Target
125 USD 84.86%
Price
Max Price Target
Min Price Target
Average Price Target
1301301201201101101001009090808070706060505040403030Sep '24Sep '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership The Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
2.47 M USD 5
6-9 MONTHS
4.28 M USD 4
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
229 K USD 1
3-6 MONTHS
531 K USD 3
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
U.S. Bancorp Posts 14% Q2 EPS Growth U.S. Bancorp (USB 1.11%), a national banking institution offering a broad range of financial services, released its second quarter 2025 results on July 17, 2025. The company reported GAAP earnings per share of $1.11, outperforming the analyst consensus of $1.07. fool.com - 5 days ago
Lake Shore Bancorp Announces Closing of Conversion Transaction DUNKIRK, N.Y., July 18, 2025 (GLOBE NEWSWIRE) -- Lake Shore Bancorp, Inc. (“Lake Shore Bancorp”) (NASDAQ: LSBK), the new holding company for Lake Shore Bank (the “Bank”), announced that the conversion of Lake Shore, MHC from mutual to stock form, the related stock offering by Lake Shore Bancorp and the Bank's conversion from a federal savings bank to a New York chartered commercial bank closed following the close of business today. Lake Shore Bancorp's common stock is expected to begin trading on the Nasdaq Global Market under the trading symbol “LSBK” on July 21, 2025. globenewswire.com - 6 days ago
Oak Valley Bancorp Reports 2nd Quarter Results and Announces Cash Dividend OAKDALE, Calif., July 18, 2025 (GLOBE NEWSWIRE) -- Oak Valley Bancorp (NASDAQ: OVLY) (the “Company”), the bank holding company for Oak Valley Community Bank and their Eastern Sierra Community Bank division, recently reported unaudited consolidated financial results. For the three months ended June 30, 2025, consolidated net income was $5,588,000, or $0.67 per diluted share (EPS), as compared to $5,297,000, or $0.64 EPS, for the prior quarter and $5,889,000, or $0.71 EPS, for the same period a year ago. Consolidated net income for the six months ended June 30, 2025 was $10,885,000, or $1.31 EPS, compared to $11,616,000 or $1.41 EPS for the same period of 2024. globenewswire.com - 6 days ago
Oregon Bancorp Announces Second Quarter Earnings SALEM, Ore.--(BUSINESS WIRE)--Oregon Bancorp, Inc. (OTCBB: ORBN) (“the Company”), parent company of Willamette Valley Bank, today announced net income of $719,000, or $0.29 per common share, for the second quarter of 2025. This compares to net income of $520,000, or $0.21 per share, for the quarter ended March 31, 2025. The Company's return on average assets and return on average equity for the second quarter were 0.6% and 3.9%, respectively. Net interest margin improved to 3.7%, compared to 3. businesswire.com - 6 days ago
Coeur d'Alene Bancorp Announces Its Second Quarter 2025 Results Coeur d'Alene Bancorp (OTC Pink:CDAB), the parent company of bankcda, is pleased to announce its results for the second quarter 2025. COEUR D'ALENE, ID / ACCESS Newswire / July 18, 2025 / Coeur d'Alene Bancorp today reported net income of $372,894 or $0.20 per share for the second quarter 2025, compared to $383,459 or $0.20 per share for the second quarter 2024. accessnewswire.com - 6 days ago
Chino Commercial Bancorp Reports 25% Increase in Net Earnings CHINO, Calif., July 18, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of Chino Commercial Bancorp (OTC: CCBC), the parent company of Chino Commercial Bank, N.A., announced the results of operations for the Bank and the consolidated holding company for the second quarter ended June 30, 2025. globenewswire.com - 6 days ago
U.S. Bancorp Analysts Raise Their Forecasts After Q2 Earnings U.S. Bancorp USB posted upbeat earnings for the second quarter but fell short of revenue expectations. benzinga.com - 6 days ago
Bank First Corporation Signs Definitive Agreement to Acquire Centre 1 Bancorp, Inc. Highlights of the Announced Transaction Combines Two Strong Community Banks. Merges two relationship-driven deposit franchises with deep community roots and a shared commitment to responsive, solutions-oriented service. prnewswire.com - 6 days ago
Republic Bancorp Reports a 25% Increase in Second Quarter Net Income LOUISVILLE, Ky.--(BUSINESS WIRE)--Republic Bancorp, Inc. (“Republic” or the “Company”) reported second quarter 2025 net income and Diluted Earnings per Class A Common Share (“Diluted EPS”) of $31.5 million and $1.61 per share, representing increases of 25% and 24%, over the $25.2 million and $1.30 per share reported for the second quarter of 2024. As a result, the Company achieved a return on average assets (“ROA”) and a return on average equity (“ROE”) of 1.79% and 11.96% for the second quarte. businesswire.com - 6 days ago
Farmers & Merchants Bancorp: As Stable As It Gets, And On Sale Farmers & Merchants Bancorp is a specialized, stable regional bank with a strong focus on agricultural lending and a long history of dividend growth. Q2 results were robust: record net income, rising loan demand, expanding margins, and strong asset quality despite macro risks for farmers. Shares trade at a relatively thin premium to tangible book value, making them attractive given the bank's consistent profitability and efficiency. seekingalpha.com - 6 days ago
Fifth District Bancorp: Deep Value At 0.56x Book With Excess Capital Fifth District Bancorp is a newly public, conservatively run thrift trading at just 0.56x tangible book value, with a pristine balance sheet and excess capital. The upcoming August 2025 buyback/dividend window is a potential catalyst for FDSB stock. Even modest buybacks could drive a 13–26% potential upside, and fair value estimates suggest shares could be worth $17–$19.50+ per share. seekingalpha.com - 1 week ago
Third Century Bancorp Releases Earnings for the Quarter Ended June 30, 2025 FRANKLIN, Ind.--(BUSINESS WIRE)--(OTCPINK: TDCB) - Third Century Bancorp (“Company”), the holding company for Mutual Savings Bank (“Bank”), announced it recorded unaudited net income of $374,000 for the quarter ended June 30, 2025, or $0.32 per basic and diluted share, compared to net income of $228,000 for the quarter ended June 30, 2024, or $0.19 per basic and diluted share. “We continue to see the benefits of the work our staff is performing every day. Calls, connections, and customer servic. businesswire.com - 1 week ago
8. Profile Summary

The Bancorp, Inc. TBBK

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 3.16 B
Dividend Yield 0.00%
Description The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The company offers a range of deposit products and services, including checking, savings, money market, and commercial accounts; and prepaid and debit cards. It also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; institutional banking services; vehicle fleet, other equipment leasing, and commercial fleet leasing services consist of commercial vehicles, including trucks and special purpose vehicles, and equipment; and real estate bridge lending, as well as small business administration, commercial mortgage-backed, and commercial real estate loans. The company offers private label banking; credit and debit card payment processing services for independent service organizations; and internet banking services. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware.
Contact 409 Silverside Road, Wilmington, DE, 19809 https://www.thebancorp.com
IPO Date Feb. 3, 2004
Employees 771
Officers Mr. Paul Frenkiel CPA Consultant Mr. Jeff Nager Executive Vice President & Head of Commercial Lending Mr. Gregor J. Garry Executive Vice President & Chief Operating Officer Mr. Olek DeRowe Executive Vice President & Head of Commercial Real Estate Mr. Martin F. Egan MD, Interim Chief Financial Officer & Chief Accounting Officer Mr. Damian M. Kozlowski Chief Executive Officer, President & Director Mr. Ryan Harris Executive Vice President & Head of Fintech Solutions Mr. Matthew J. Wallace Executive Vice President & Chief Information Officer Mr. Andres Viroslav Director of Investor Relations Ms. Erika R. Caesar Executive Vice President, General Counsel & Corporate Secretary