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Financial Services - Banks - Regional - NASDAQ - US
$ 58.9
1.19 %
$ 2.75 B
Market Cap
13.33
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one TBBK stock under the worst case scenario is HIDDEN Compared to the current market price of 58.9 USD, The Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one TBBK stock under the base case scenario is HIDDEN Compared to the current market price of 58.9 USD, The Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one TBBK stock under the best case scenario is HIDDEN Compared to the current market price of 58.9 USD, The Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart TBBK

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$65.0$65.0$60.0$60.0$55.0$55.0$50.0$50.0$45.0$45.0$40.0$40.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
710 M REVENUE
16.11%
292 M OPERATING INCOME
13.78%
218 M NET INCOME
13.13%
230 M OPERATING CASH FLOW
22.93%
-1.51 B INVESTING CASH FLOW
-362.98%
813 M FINANCING CASH FLOW
279.66%
223 M REVENUE
15.34%
75.2 M OPERATING INCOME
-1.51%
57.2 M NET INCOME
2.26%
132 M OPERATING CASH FLOW
53.74%
-262 M INVESTING CASH FLOW
-26.92%
581 M FINANCING CASH FLOW
-8.49%
Balance Sheet The Bancorp, Inc.
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Current Assets 1.36 B
Cash & Short-Term Investments 621 M
Receivables 742 M
Other Current Assets 0
Non-Current Assets 7.36 B
Long-Term Investments 7.04 B
PP&E 27.6 M
Other Non-Current Assets 293 M
7.11 %8.50 %80.70 %3.36 %Total Assets$8.7b
Current Liabilities 7.75 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 7.75 B
Non-Current Liabilities 192 M
Long-Term Debt 124 M
Other Non-Current Liabilities 68 M
97.58 %Total Liabilities$7.9b
EFFICIENCY
Earnings Waterfall The Bancorp, Inc.
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Revenue 710 M
Cost Of Revenue 215 M
Gross Profit 495 M
Operating Expenses 203 M
Operating Income 292 M
Other Expenses 74.6 M
Net Income 218 M
800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m00710m(215m)495m(203m)292m(75m)218mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
69.76% GROSS MARGIN
69.76%
41.14% OPERATING MARGIN
41.14%
30.63% NET MARGIN
30.63%
27.54% ROE
27.54%
2.49% ROA
2.49%
22.16% ROIC
22.16%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis The Bancorp, Inc.
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250m250m200m200m150m150m100m100m50m50m00(50m)(50m)(100m)(100m)(150m)(150m)(200m)(200m)(250m)(250m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 218 M
Depreciation & Amortization 4.16 M
Capital Expenditures -6.67 M
Stock-Based Compensation 15 M
Change in Working Capital -31.4 M
Others -7.16 M
Free Cash Flow 221 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets The Bancorp, Inc.
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Wall Street analysts predict an average 1-year price target for TBBK of $72.7 , with forecasts ranging from a low of $33 to a high of $125 .
TBBK Lowest Price Target Wall Street Target
33 USD -43.97%
TBBK Average Price Target Wall Street Target
72.7 USD 23.37%
TBBK Highest Price Target Wall Street Target
125 USD 112.22%
Price
Max Price Target
Min Price Target
Average Price Target
1301301201201101101001009090808070706060505040403030Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership The Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
2.47 M USD 5
6-9 MONTHS
4.28 M USD 4
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
229 K USD 1
3-6 MONTHS
531 K USD 3
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Bank of Marin Bancorp to Webcast Q2 Earnings on Monday, July 28, 2025, at 8:30 a.m. PT NOVATO, Calif.--(BUSINESS WIRE)--Bank of Marin Bancorp to Webcast Q2 Earnings on Monday, July 28, 2025, at 8:30 a.m. PT. businesswire.com - 5 days ago
First Financial Bancorp to Announce Second Quarter 2025 Financial Results on Thursday, July 24, 2025 CINCINNATI , July 3, 2025 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) announced today that it expects to release second quarter 2025 financial results after the market close on Thursday, July 24, 2025. prnewswire.com - 5 days ago
Ameris Bancorp to Announce Second Quarter 2025 Earnings on July 28, 2025 ATLANTA--(BUSINESS WIRE)--Ameris Bancorp (NYSE: ABCB) (the “Company”) announced today that it intends to release its second quarter 2025 financial results in a press release after the market closes on Monday, July 28, 2025. H. Palmer Proctor, Jr., Chief Executive Officer, Nicole S. Stokes, Chief Financial Officer, and Douglas D. Strange, Chief Credit Officer, will host a teleconference at 9:00 a.m. Eastern time on Tuesday, July 29, 2025 to discuss the Company's results and answer appropriate qu. businesswire.com - 5 days ago
Old National Bancorp Announces Schedule for Second-Quarter 2025 Earnings Release and Conference Call EVANSVILLE, Ind., July 02, 2025 (GLOBE NEWSWIRE) -- Old National Bancorp (“Old National”), the holding company of Old National Bank, today announced the following schedule for its second-quarter 2025 earnings release and conference call: globenewswire.com - 5 days ago
Kish Bancorp, Inc. Declares Quarterly Cash Dividend of $0.39 Per Share STATE COLLEGE, Pa.--(BUSINESS WIRE)--Kish Bancorp, Inc. (OTCQX: KISB) (“Kish” or the “Company”), parent company of Kish Bank, today announced that on July 1, 2025, its Board of Directors declared a quarterly cash dividend of $0.39 per share. The dividend will be payable July 31, 2025, to shareholders of record as of July 15, 2025. About Kish Bancorp, Inc. Kish Bancorp, Inc. is a diversified financial services corporation headquartered in Belleville, PA with executive offices in State College an. businesswire.com - 5 days ago
Northeast Community Bancorp Remains Deeply Undervalued Northeast Community Bancorp remains a 'strong buy' due to its attractive valuation and robust asset quality, despite recent mixed financial results. NECB shares are still incredibly cheap, trading at a P/E of 5.7, below industry peers, and boasting strong price-to-book and price-to-tangible-book ratios. Asset quality is excellent, with high returns on assets and equity, and minimal non-performing loans, outperforming comparable banks. seekingalpha.com - 6 days ago
U.S. Bancorp Comments on Dodd-Frank Act Stress Test Results MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Comments on Dodd-Frank Act Stress Test Results. businesswire.com - 6 days ago
Horizon Bancorp, Inc. Announces Conference Call to Review Second Quarter Results on July 24 MICHIGAN CITY, Ind., July 01, 2025 (GLOBE NEWSWIRE) -- (NASDAQ GS: HBNC) – Horizon Bancorp, Inc. (“Horizon” or the “Company”) will host a conference call at 7:30 a.m. CT on Thursday, July 24, 2025 to review its second quarter 2025 financial results. globenewswire.com - 6 days ago
Lake Shore Bancorp, Inc. Announces Results of Special Meetings of Stockholders and Members DUNKIRK, N.Y., July 01, 2025 (GLOBE NEWSWIRE) -- Lake Shore Bancorp, Inc. (“Lake Shore Federal Bancorp”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced today that at special meetings held on July 1, 2025, the stockholders of Lake Shore Federal Bancorp and the members of Lake Shore, MHC (depositors of the Bank) approved the Amended and Restated Plan of Conversion and Reorganization in connection with Lake Shore, MHC's previously announced plan to convert from the mutual holding company to the fully public stock holding company form of organization and the Bank's conversion from a federal savings bank to a New York chartered commercial bank. globenewswire.com - 6 days ago
German American Bancorp, Inc. Appoints Andrew Seger to Corporate Board of Directors JASPER, Ind.--(BUSINESS WIRE)--German American Bancorp, Inc. has announced the appointment of Andrew Seger, Chief Financial Officer and Senior Vice President of Sales for Wabash Valley Produce, Inc., to its corporate board of directors effective as of July 1, 2025. Wabash Valley Produce, headquartered in Dubois, Indiana, is one of the largest egg product suppliers in the U.S. The family-owned company was founded in 1964 and is now managed by second and third generations of the Seger family. And. businesswire.com - 1 week ago
Byline Bancorp, Inc. to Announce Second Quarter 2025 Financial Results on Thursday, July 24 CHICAGO--(BUSINESS WIRE)--Byline Bancorp, Inc. (NYSE: BY) announced today that it will issue its second quarter 2025 financial results after market close on Thursday, July 24, 2025. Byline Bancorp will also host a conference call and webcast at 9:00 a.m. Central Time on Friday, July 25, 2025 to discuss its financial results. Analysts and investors may participate in the question-and-answer session. Conference Call, Replay and Webcast Information: Date: Friday, July 25, 2025 Time: 9:00 a.m. Cent. businesswire.com - 1 week ago
Redwood Capital Bancorp Announces Stock Repurchase Program EUREKA, Calif.--(BUSINESS WIRE)--Redwood Capital Bancorp Announces Stock Repurchase Program. businesswire.com - 1 week ago
8. Profile Summary

The Bancorp, Inc. TBBK

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 2.75 B
Dividend Yield 0.00%
Description The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The company offers a range of deposit products and services, including checking, savings, money market, and commercial accounts; and prepaid and debit cards. It also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; institutional banking services; vehicle fleet, other equipment leasing, and commercial fleet leasing services consist of commercial vehicles, including trucks and special purpose vehicles, and equipment; and real estate bridge lending, as well as small business administration, commercial mortgage-backed, and commercial real estate loans. The company offers private label banking; credit and debit card payment processing services for independent service organizations; and internet banking services. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware.
Contact 409 Silverside Road, Wilmington, DE, 19809 https://www.thebancorp.com
IPO Date Feb. 3, 2004
Employees 771
Officers Mr. Paul Frenkiel CPA Consultant Mr. Jeff Nager Executive Vice President & Head of Commercial Lending Mr. Gregor J. Garry Executive Vice President & Chief Operating Officer Mr. Olek DeRowe Executive Vice President & Head of Commercial Real Estate Mr. Martin F. Egan MD, Interim Chief Financial Officer & Chief Accounting Officer Mr. Damian M. Kozlowski Chief Executive Officer, President & Director Mr. Ryan Harris Executive Vice President & Head of Fintech Solutions Mr. Matthew J. Wallace Executive Vice President & Chief Information Officer Mr. Andres Viroslav Director of Investor Relations Ms. Erika R. Caesar Executive Vice President, General Counsel & Corporate Secretary