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Financial Services - Banks - Regional - NASDAQ - US
$ 25.47
-0.449 %
$ 2.19 B
Market Cap
17.21
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SBCF stock under the worst case scenario is HIDDEN Compared to the current market price of 25.5 USD, Seacoast Banking Corporation of Florida is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SBCF stock under the base case scenario is HIDDEN Compared to the current market price of 25.5 USD, Seacoast Banking Corporation of Florida is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SBCF stock under the best case scenario is HIDDEN Compared to the current market price of 25.5 USD, Seacoast Banking Corporation of Florida is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart SBCF

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$30.0$30.0$29.0$29.0$28.0$28.0$27.0$27.0$26.0$26.0$25.0$25.0$24.0$24.0$23.0$23.0$22.0$22.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
515 M REVENUE
-2.34%
173 M OPERATING INCOME
-27.56%
121 M NET INCOME
16.30%
176 M OPERATING CASH FLOW
16.71%
-603 M INVESTING CASH FLOW
-114.28%
456 M FINANCING CASH FLOW
205.45%
206 M REVENUE
55.18%
41.9 M OPERATING INCOME
-35.49%
34.1 M NET INCOME
11.20%
45 M OPERATING CASH FLOW
-15.70%
-204 M INVESTING CASH FLOW
30.33%
5.23 M FINANCING CASH FLOW
-95.86%
Balance Sheet Seacoast Banking Corporation of Florida
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Current Assets 2.4 B
Cash & Short-Term Investments 2.4 B
Receivables 0
Other Current Assets 0
Non-Current Assets 1.01 B
Long-Term Investments 2.83 B
PP&E 108 M
Other Non-Current Assets -1.92 B
70.27 %82.87 %Total Assets$3.4b
Current Liabilities 10.1 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 10.1 B
Non-Current Liabilities 352 M
Long-Term Debt 352 M
Other Non-Current Liabilities 0
96.63 %3.37 %Total Liabilities$10.5b
EFFICIENCY
Earnings Waterfall Seacoast Banking Corporation of Florida
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Revenue 515 M
Cost Of Revenue 0
Gross Profit 515 M
Operating Expenses 515 M
Operating Income 173 M
Other Expenses 51.7 M
Net Income 121 M
600m600m500m500m400m400m300m300m200m200m100m100m00515m0515m(515m)173m(52m)121mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
33.50% OPERATING MARGIN
33.50%
23.47% NET MARGIN
23.47%
5.54% ROE
5.54%
0.80% ROA
0.80%
-2.00% ROIC
-2.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Seacoast Banking Corporation of Florida
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200m200m180m180m160m160m140m140m120m120m100m100m80m80m60m60m40m40m20m20m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 121 M
Depreciation & Amortization 19.2 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others 50.8 M
Free Cash Flow 176 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Seacoast Banking Corporation of Florida
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Wall Street analysts predict an average 1-year price target for SBCF of $30 , with forecasts ranging from a low of $25 to a high of $37 .
SBCF Lowest Price Target Wall Street Target
25 USD -1.85%
SBCF Average Price Target Wall Street Target
30 USD 17.79%
SBCF Highest Price Target Wall Street Target
37 USD 45.27%
Price
Max Price Target
Min Price Target
Average Price Target
383836363434323230302828262624242222Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.70% DIVIDEND YIELD
0.18 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.800.800.700.700.600.600.500.500.400.400.300.300.200.200.100.100.000.000.130.170.180.180.130.170.180.180.180.130.170.180.180.130.520.170.680.180.720.180.720.182021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership Seacoast Banking Corporation of Florida
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
862 K USD 2
9-12 MONTHS
432 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Seacoast Announces the Acquisition of Villages Bancorporation, Inc. STUART, Fla.--(BUSINESS WIRE)--Seacoast Banking Corporation of Florida (“Seacoast” or the “Company”) (NASDAQ: SBCF), the holding company for Seacoast National Bank (“Seacoast Bank”), announced today that it has signed a definitive agreement to acquire Villages Bancorporation, Inc. (“VBI”), parent company of Citizens First Bank based in The Villages, FL. The Villages is a unique planned community in Central Florida, with one of the highest population growth rates in the United States. The Villag. businesswire.com - 3 weeks ago
Seacoast Receives Regulatory Approvals for the Acquisition of Heartland Bancshares, Inc. STUART, Fla.--(BUSINESS WIRE)--Seacoast Banking Corporation of Florida (“Seacoast” or the “Company”) (NASDAQ: SBCF), the holding company for Seacoast National Bank (“Seacoast Bank”), announced today that the Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency have approved Seacoast's application with respect to Seacoast's previously announced acquisition of Heartland Bancshares, Inc. (“Heartland”), and Seacoast Bank's application with respect to th. businesswire.com - 1 month ago
Seacoast Banking Corporation of Florida (SBCF) Q1 2025 Earnings Call Transcript Seacoast Banking Corporation of Florida (NASDAQ:SBCF ) Q1 2025 Earnings Conference Call April 25, 2025 10:00 AM ET Company Participants Chuck Shaffer - Chairman and CEO Tracey Dexter - CFO Michael Young - Treasurer and Director, IR James Stallings - Chief Credit Officer Conference Call Participants Stephen Scouten - Piper Sandler Woody Lay - KBW David Feaster - Raymond James Russell Gunther - Stephens David Bishop - Hovde Group Operator Welcome to Seacoast Banking Corporation's First Quarter 2025 Earnings Conference Call. My name is Desiree and I will be your operator. seekingalpha.com - 1 month ago
Seacoast Banking (SBCF) Reports Q1 Earnings: What Key Metrics Have to Say While the top- and bottom-line numbers for Seacoast Banking (SBCF) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 1 month ago
Seacoast Banking (SBCF) Q1 Earnings Miss Estimates Seacoast Banking (SBCF) came out with quarterly earnings of $0.38 per share, missing the Zacks Consensus Estimate of $0.40 per share. This compares to earnings of $0.31 per share a year ago. zacks.com - 1 month ago
Seacoast Reports First Quarter 2025 Results STUART, Fla.--(BUSINESS WIRE)--Seacoast Banking Corporation of Florida ("Seacoast" or the "Company") (NASDAQ: SBCF) today reported net income in the first quarter of 2025 of $31.5 million, or $0.37 per diluted share, compared to $34.1 million, or $0.40 per diluted share, in the fourth quarter of 2024 and $26.0 million, or $0.31 per diluted share, in the first quarter of 2024. Adjusted net income1 for the first quarter of 2025 was $32.1 million, or $0.38 per diluted share, compared to $40.6 mill. businesswire.com - 1 month ago
Seacoast Banking Corporation of Florida Declares Quarterly Dividend on Common Stock STUART, Fla.--(BUSINESS WIRE)--Seacoast Banking Corporation of Florida (“Seacoast” or the “Company”) (NASDAQ: SBCF), announced that on April 17, 2025, the Company's Board of Directors declared a quarterly cash dividend to the holders of the Company's common stock of $0.18 per share. The dividend is payable on June 30, 2025 to shareholders of record at the close of business on June 13, 2025. Seacoast Banking Corporation of Florida, through its wholly owned subsidiary Seacoast National Bank, is o. businesswire.com - 2 months ago
Strength Seen in Seacoast Banking (SBCF): Can Its 6.2% Jump Turn into More Strength? Seacoast Banking (SBCF) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term. zacks.com - 2 months ago
Seacoast Banking Corporation of Florida to Announce First Quarter Earnings Results April 24, 2025 STUART, Fla.--(BUSINESS WIRE)--Seacoast Banking Corporation of Florida (NASDAQ: SBCF), a bank holding company whose operating entity is Seacoast Bank, today announced it will release first quarter 2025 results on April 24th, after the market closes. Upon release, investors may access a copy of Seacoast's earnings results at the company's website www.SeacoastBanking.com on the home page by selecting “Press Releases” under the heading “News/Events.” Seacoast will host a conference call April 25th. businesswire.com - 2 months ago
Seacoast Banking (SBCF) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now After losing some value lately, a hammer chart pattern has been formed for Seacoast Banking (SBCF), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term. zacks.com - 2 months ago
Down -7.85% in 4 Weeks, Here's Why You Should You Buy the Dip in Seacoast Banking (SBCF) Seacoast Banking (SBCF) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock. zacks.com - 2 months ago
Seacoast Announces the Acquisition of Heartland Bancshares, Inc. STUART, Fla.--(BUSINESS WIRE)--Seacoast Banking Corporation of Florida (“Seacoast” or the “Company”) (NASDAQ: SBCF), the holding company for Seacoast National Bank (“Seacoast Bank”), announced today that it has signed a definitive agreement to acquire Heartland Bancshares, Inc. (“Heartland”), parent company of Heartland National Bank based in Sebring, FL. The proposed transaction will expand Seacoast's presence into this key Central Florida market. Heartland operates four branches with deposits. businesswire.com - 3 months ago
8. Profile Summary

Seacoast Banking Corporation of Florida SBCF

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 2.19 B
Dividend Yield 0.70%
Description Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. It offers commercial and retail banking, wealth management, and mortgage services; and brokerage and annuity services. The company offers noninterest and interest-bearing demand deposit, money market, savings, and customer sweep accounts; time certificates of deposit; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment loans and revolving lines, as well as loans for automobiles, boats, and personal or family purposes. As of December 31, 2021, it had 54 branch and commercial lending offices. The company was founded in 1926 and is headquartered in Stuart, Florida.
Contact 815 Colorado Avenue, Stuart, FL, 34994 https://www.seacoastbanking.com
IPO Date Feb. 2, 1984
Employees 1518
Officers Mr. Michael J. Sonego Executive Vice President, Executive VP of Community Banking & Residential Lending Executive Ms. Tracey L. Dexter CPA Executive Vice President & Chief Financial Officer Ms. Amanda Lopez Executive Vice President & Chief Marketing Officer Mr. Daniel G. Chappell Chief HR Officer & Executive Vice President Mr. Charles M. Shaffer CPA Chairman, President & Chief Executive Officer Mr. Austen D. Carroll Executive Vice President & Chief Lending Officer Mr. Joseph M. Forlenza Executive Vice President & Chief Risk Officer Mr. Jeff Semonovich Executive Vice President & Chief Information Officer Ms. Juliette P. Kleffel Executive Vice President & Chief Operating Officer Mr. Michael Masters Young Executive Vice President, Treasurer & Director of Investor Relations