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Technology - Software - Infrastructure - NASDAQ - US
$ 1.24
-29.1 %
$ 9.11 M
Market Cap
-0.14
P/E
1. INTRINSIC VALUE

GreenBox POS, a technology company, engages in the development, marketing, and sale of blockchain-based payment solutions. Its blockchain-based systems facilitate, record, and store a volume of tokenized assets, representing cash or data, on a blockchain-based ledger. The company's products include QuickCard Payment System, a physical and virtual cash management system, including software that facilitates deposits, cash, and e-wallet management; point of sale solutions comprising software and hardware; and Loopz software solution, a mobile delivery service operations management solution with automated dispatch functionality. It serves customers in various industries, including foreign exchange, retail, and e-commerce sectors. The company was formerly known as ASAP Expo, Inc.[ Read More ]

The intrinsic value of one RVYL stock under the base case scenario is HIDDEN Compared to the current market price of 1.24 USD, Ryvyl Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart RVYL

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FINANCIALS
65.9 M REVENUE
100.15%
-12.3 M OPERATING INCOME
67.49%
-53.1 M NET INCOME
-7.85%
33.2 M OPERATING CASH FLOW
454.89%
2.29 M INVESTING CASH FLOW
104.80%
-3.01 M FINANCING CASH FLOW
70.07%
12.6 M REVENUE
5.93%
-2.48 M OPERATING INCOME
77.23%
-5.17 M NET INCOME
57.28%
16.4 M OPERATING CASH FLOW
228.01%
-581 K INVESTING CASH FLOW
6.74%
-8 K FINANCING CASH FLOW
95.90%
Balance Sheet Decomposition Ryvyl Inc.
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Current Assets 89.9 M
Cash & Short-Term Investments 12.2 M
Receivables 13.7 M
Other Current Assets 64 M
Non-Current Assets 38.8 M
Long-Term Investments 0
PP&E 4.58 M
Other Non-Current Assets 34.2 M
Current Liabilities 85.5 M
Accounts Payable 1.82 M
Short-Term Debt 1.38 M
Other Current Liabilities 82.3 M
Non-Current Liabilities 19.6 M
Long-Term Debt 19.6 M
Other Non-Current Liabilities 0
EFFICIENCY
Earnings Waterfall Ryvyl Inc.
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Revenue 65.9 M
Cost Of Revenue 40.2 M
Gross Profit 25.7 M
Operating Expenses 38 M
Operating Income -12.3 M
Other Expenses 40.8 M
Net Income -53.1 M
RATIOS
39.04% GROSS MARGIN
39.04%
-18.68% OPERATING MARGIN
-18.68%
-80.62% NET MARGIN
-80.62%
-226.05% ROE
-226.05%
-41.27% ROA
-41.27%
-30.85% ROIC
-30.85%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Ryvyl Inc.
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Net Income -53.1 M
Depreciation & Amortization 2.55 M
Capital Expenditures -108 K
Stock-Based Compensation 1.85 M
Change in Working Capital 51 M
Others 81.4 M
Free Cash Flow 33.1 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Ryvyl Inc.
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RVYL has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Ryvyl Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
2 years ago
Jun 16, 2022
Bought 27.6 USD
Nisan Fredi
Chief Executive Officer
+ 20
1.38 USD
2 years ago
Jun 16, 2022
Bought 7.67 K USD
Nisan Fredi
Chief Executive Officer
+ 5400
1.42 USD
3 years ago
Dec 22, 2020
Sell 52.2 K USD
Nisan Fredi
Chief Executive Officer
- 74627
0.7 USD
4 years ago
Nov 13, 2020
Sell 75 K USD
Nisan Fredi
Chief Executive Officer
- 250000
0.3 USD
3 years ago
Sep 01, 2021
Bought 66.3 USD
Nisan Fredi
Chief Executive Officer
+ 7
9.47 USD
3 years ago
Aug 26, 2021
Bought 1.68 K USD
Nisan Fredi
Chief Executive Officer
+ 192
8.75 USD
3 years ago
Aug 26, 2021
Bought 8.5 K USD
Nisan Fredi
Chief Executive Officer
+ 971
8.75 USD
3 years ago
Aug 26, 2021
Bought 7.32 K USD
Nisan Fredi
Chief Executive Officer
+ 837
8.75 USD
3 years ago
Aug 26, 2021
Bought 2.43 K USD
Nisan Fredi
Chief Executive Officer
+ 280
8.67 USD
3 years ago
May 21, 2021
Sell 14 K USD
Nisan Fredi
Chief Executive Officer
- 20062
0.7 USD
2 years ago
Jun 16, 2022
Bought 572 USD
Nisan Fredi
Chief Executive Officer
+ 400
1.43 USD
2 years ago
Jun 16, 2022
Bought 858 USD
Nisan Fredi
Chief Executive Officer
+ 600
1.43 USD
2 years ago
Jun 16, 2022
Bought 858 USD
Nisan Fredi
Chief Executive Officer
+ 600
1.43 USD
2 years ago
Jun 13, 2022
Bought 159 USD
Nisan Fredi
Chief Executive Officer
+ 80
1.99 USD
2 years ago
May 23, 2022
Bought 9.84 K USD
Nisan Fredi
Chief Executive Officer
+ 4800
2.05 USD
7. News
Ryvyl Inc. (RVYL) Q3 2024 Earnings Call Transcript Ryvyl Inc. (NASDAQ:RVYL ) Q3 2024 Results Conference Call November 14, 2024 4:30 PM ET Company Participants Ben Errez - Chairman Fredi Nisan - Chief Executive Officer & Co-Founder George Oliva - Chief Financial Officer Conference Call Participants Michael Donovan - H.C. Wainwright Howard Halpern - Taglich Brothers Operator Good afternoon, everyone, and welcome to Ryvyl Inc. Third Quarter 2024 Conference Call. seekingalpha.com - 2 days ago
Ryvyl (RVYL) Reports Q3 Loss, Misses Revenue Estimates Ryvyl (RVYL) came out with a quarterly loss of $0.53 per share versus the Zacks Consensus Estimate of a loss of $0.27. This compares to loss of $0.60 per share a year ago. zacks.com - 2 days ago
RYVYL Signs MOU with Investor to Retire 8% Senior Convertible Note and Series B Convertible Preferred Stock SAN DIEGO, CA, Nov. 11, 2024 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL" or the "Company"), a leading innovator of payment transaction solutions leveraging proprietary blockchain ledger and electronic payment technology for diverse international markets, has signed a non-binding Memorandum of Understanding (the “MOU”) with the investor (the “Investor”) setting forth the terms agreed to by the Company and the Investor for the full repayment and termination of an 8% Senior Convertible Note (the “Note) and the redemption of all shares of the Company's Series B Convertible Preferred Stock (the “Preferred Stock”) held by the Investor. As of October 31, 2024, the outstanding Note principal was $19.0 million, and the liquidation value of the Preferred Stock was $53.5 million. globenewswire.com - 5 days ago
RYVYL to Announce Third Quarter 2024 Financial Results on Thursday, November 14, 2024 SANDIEGO, CA, Nov. 04, 2024 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL" or the "Company"), a leading innovator of payment transaction solutions leveraging proprietary blockchain ledger and electronic payment technology for diverse international markets, plans to report financial results for the third quarter of 2024 on Thursday, November 14, 2024, after the market close. globenewswire.com - 1 week ago
RYVYL to Present at the LD Micro Main Event XVII SAN DIEGO, CA, Oct. 14, 2024 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL" or the "Company"), a leading innovator of payment transaction solutions leveraging proprietary blockchain ledger and electronic payment technology for diverse international markets, today announced it will participate at the LD Micro Main Event XVII being held October 28-30, 2024, at the Luxe Sunset Blvd Hotel in Los Angeles. globenewswire.com - 1 month ago
Taglich Brothers Initiates Coverage of RYVYL Inc. NEW YORK, Sept. 23, 2024 (GLOBE NEWSWIRE) -- Taglich Brothers, Inc. announces that it has initiated coverage of RYVYL Inc . (NASDAQ: RVYL). globenewswire.com - 1 month ago
Ryvyl Inc. (RVYL) Q2 2024 Earnings Call Transcript Ryvyl Inc. (NASDAQ:RVYL ) Q2 2024 Earnings Conference Call August 13, 2024 4:30 PM ET Company Participants Ben Errez - Chairman Fredi Nisan - Chief Executive Officer & Co-Founder George Oliva - Chief Financial Officer Conference Call Participants Kevin Dede - H.C. Wainwright Howard Halpern - Taglich Brothers Operator Good afternoon, everyone and welcome to RYVYL Inc's Second Quarter 2024 Conference Call. seekingalpha.com - 3 months ago
RYVYL to Announce Second Quarter 2024 Financial Results on Tuesday, August 13, 2024 SANDIEGO, CA, Aug. 05, 2024 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL" or the "Company"), a leading innovator of payment transaction solutions leveraging proprietary blockchain ledger and electronic token technology for the diverse international markets, plans to report financial results for the second quarter of 2024 on Tuesday, August 13, 2024, after the market close. globenewswire.com - 3 months ago
RYVYL Increases Focus on Licensing and Aligns U.S. Operations by Business Unit -Fintech veteran Christian Murray, who will lead RYVYL's licensing strategy, expands role from VP of Revenue to newly created position of Managing Director, Northeast Merchant Systems - globenewswire.com - 4 months ago
Ryvyl Inc. (RVYL) Q1 2024 Earnings Call Transcript Ryvyl Inc. (NASDAQ:RVYL ) Q1 2024 Earnings Conference Call May 14, 2024 4:30 PM ET Company Participants Ben Errez - Chairman George Oliva - Chief Financial Officer Min Wei - Chief Operating Officer Fredi Nisan - Chief Executive Officer Conference Call Participants Kevin Dede - H.C. Wainwright Operator Good afternoon everyone and welcome to Ryvyl Inc's First Quarter 2024 Conference Call. seekingalpha.com - 6 months ago
Why Is Ryvyl (RVYL) Stock Down 10% Today? Ryvyl (NASDAQ: RVYL ) stock is falling on Tuesday after the blockchain-based payment solutions company announced a proposed public offering for its shares. Ryvyl hasn't pinned down the specific details of this offering just yet. investorplace.com - 7 months ago
RYVYL Inc. Announces Cancellation of Proposed Underwritten Public Offering San Diego, CA, April 16, 2024 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL" or the "Company"), a leading innovator of payment transaction solutions leveraging proprietary blockchain ledger and electronic token technology for the diverse international markets, today announced the cancellation of the proposed underwritten public offering of shares of its common stock originally announced on April 15, 2024. globenewswire.com - 7 months ago
8. Profile Summary

Ryvyl Inc. RVYL

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COUNTRY US
INDUSTRY Software - Infrastructure
MARKET CAP $ 9.11 M
Dividend Yield 0.00%
Description GreenBox POS, a technology company, engages in the development, marketing, and sale of blockchain-based payment solutions. Its blockchain-based systems facilitate, record, and store a volume of tokenized assets, representing cash or data, on a blockchain-based ledger. The company's products include QuickCard Payment System, a physical and virtual cash management system, including software that facilitates deposits, cash, and e-wallet management; point of sale solutions comprising software and hardware; and Loopz software solution, a mobile delivery service operations management solution with automated dispatch functionality. It serves customers in various industries, including foreign exchange, retail, and e-commerce sectors. The company was formerly known as ASAP Expo, Inc. GreenBox POS was incorporated in 2007 and is based in San Diego, California.
Contact 3131 Camino Del Rio North, San Diego, CA, 92108 https://greenboxpos.com
IPO Date Jan. 20, 2010
Employees 99
Officers Mr. Dennis Croup Senior Vice President of Payments Mr. Robert Jaquette Houghton Jr. Chief Technology Officer Mr. George Oliva Chief Financial Officer & Chief Operating Officer Mr. Bryan Rowland Head of Risk Management Mr. Christian Troy Murray Managing Director of NEMS Mr. Zechariah John Kirscher Vice President of Legal Affairs Mr. Paul Levine Chief Executive Officer & Co-Founder of Coyni Stablecoin Spinoff Mr. Ben Errez Co-Founder, Chairman of the Board, Executive Vice President and Principal Financial & Accounting Officer Mr. Fredi Nisan Co-Founder, Chief Executive Officer & Director Ms. Vivian Estrada Director of Human Resources