Financial Services -
Banks - Regional - NASDAQ - US
$ 13.2
1.77 %
$ 317 M
Market Cap
22.0
P/E
1. INTRINSIC VALUE
Balance Sheet
Ponce Financial Group, Inc.
| Current Assets | 263 M |
| Cash & Short-Term Investments | 245 M |
| Receivables | 17.8 M |
| Other Current Assets | 0 |
| Non-Current Assets | 2.78 B |
| Long-Term Investments | 2.67 B |
| PP&E | 45.9 M |
| Other Non-Current Assets | 65.9 M |
| Current Liabilities | 1.89 B |
| Accounts Payable | 3.71 M |
| Short-Term Debt | 0 |
| Other Current Liabilities | 1.88 B |
| Non-Current Liabilities | 646 M |
| Long-Term Debt | 627 M |
| Other Non-Current Liabilities | 19.1 M |
EFFICIENCY
Earnings Waterfall
Ponce Financial Group, Inc.
| Revenue | 167 M |
| Cost Of Revenue | 87.5 M |
| Gross Profit | 79.8 M |
| Operating Expenses | 64.1 M |
| Operating Income | 15.7 M |
| Other Expenses | 4.71 M |
| Net Income | 11 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Ponce Financial Group, Inc.
| Net Income | 11 M |
| Depreciation & Amortization | 4.74 M |
| Capital Expenditures | -2.72 M |
| Stock-Based Compensation | 3.55 M |
| Change in Working Capital | -14 M |
| Others | -6.2 M |
| Free Cash Flow | 4.49 M |
Wall Street Analysts Price Targets
Ponce Financial Group, Inc.
PDLB has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
PDLB does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
Ponce Financial Group, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Ponce Financial (PDLB) Upgraded to Strong Buy: Here's What You Should Know
Ponce Financial (PDLB) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 1 week ago
What Makes Ponce Financial (PDLB) a Good Fit for 'Trend Investing'
If you are looking for stocks that are well positioned to maintain their recent uptrend, Ponce Financial (PDLB) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.
zacks.com
- 1 month ago
Best Momentum Stocks to Buy for May 23rd
NXGPY, PDLB and EBKDY made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on May 23, 2025.
zacks.com
- 1 month ago
New Strong Buy Stocks for May 23rd
NXGPY, HWM, EBKDY, PDLB and FLEX have been added to the Zacks Rank #1 (Strong Buy) List on May 23, 2025.
zacks.com
- 1 month ago
Ponce Financial (PDLB) is on the Move, Here's Why the Trend Could be Sustainable
If you are looking for stocks that are well positioned to maintain their recent uptrend, Ponce Financial (PDLB) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.
zacks.com
- 1 month ago
Earnings Estimates Rising for Ponce Financial (PDLB): Will It Gain?
Ponce Financial (PDLB) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 1 month ago
All You Need to Know About Ponce Financial (PDLB) Rating Upgrade to Strong Buy
Ponce Financial (PDLB) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 2 months ago
Ponce Financial (PDLB) Q1 Earnings and Revenues Beat Estimates
Ponce Financial (PDLB) came out with quarterly earnings of $0.25 per share, beating the Zacks Consensus Estimate of $0.09 per share. This compares to earnings of $0.11 per share a year ago.
zacks.com
- 2 months ago
Ponce Financial Group, Inc. Reports First Quarter 2025 Results
NEW YORK, April 25, 2025 (GLOBE NEWSWIRE) -- Ponce Financial Group, Inc., (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), today announced results for the first quarter of 2025.
globenewswire.com
- 2 months ago
Ponce De Leon Foundation Grant Awarded in the Amount of $610,000 to Nonprofits
BRONX, N.Y., Feb. 12, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of the Ponce De Leon Foundation is pleased to announce it has awarded $610,000 to nonprofits that are making a difference in our communities. Since its inception in 2017, the Foundation has provided over $2.4 million in grants.
globenewswire.com
- 4 months ago
Why Ponce Financial (PDLB) Might be Well Poised for a Surge
Ponce Financial (PDLB) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 4 months ago
Ponce Financial (PDLB) Upgraded to Buy: What Does It Mean for the Stock?
Ponce Financial (PDLB) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 4 months ago
8. Profile
Summary
Ponce Financial Group, Inc. PDLB
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 317 M
Dividend Yield
0.10%
Description
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It accepts various deposit products, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. The company also provides one-to-four family investor-owned and owner-occupied residential, multifamily residential, nonresidential property, construction and land, commercial and industrial, business, and consumer loans; lines of credit; and paycheck protection program. In addition, it invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as mortgage-backed securities, corporate bonds and obligations, and Federal Home Loan Bank stock. It operates 4 banking offices in Bronx, 2 banking offices in Manhattan, 3 banking offices in Queens, and 3 banking offices in Brooklyn, New York; 1 banking office in Union City, New Jersey; and 2 mortgage loan offices in Queens, 1 mortgage loan office in Brooklyn, New York; and 1 mortgage loan office in Englewood Cliffs and 1 mortgage loan office in Bergenfield, New Jersey. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.
Contact
2244 Westchester Avenue, Bronx, NY, 10462
https://www.poncebank.com
IPO
Date
Oct. 2, 2017
Employees
211
Officers
Mr. Steven A. Tsavaris
Executive Chairman of the Board
Mr. Carlos P. Naudon
President, Chief Executive Officer & Director
Mr. Ioannis Kouzilos
Executive Vice President & Chief Lending Officer
Mr. Luis Gerardo Gonzalez Jr.
Executive Vice President & Chief Operating Officer
Mr. Michael Lagoudis
Senior Vice President
Ms. Madeline V. Marquez
Chief External Affairs Officer
Mr. David Rodriguez
Chief Relationship Manager & Senior Vice President
Mr. Frank Perez CPA
Executive Vice President & Chief Investor Relations Officer
Mr. Sergio J. Vaccaro
Executive Vice President & Chief Financial Officer