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Financial Services - Banks - Regional - NASDAQ - US
$ 77.125
-0.288 %
$ 1.84 B
Market Cap
10.3
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one CASH stock under the worst case scenario is HIDDEN Compared to the current market price of 77.1 USD, Pathward Financial, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one CASH stock under the base case scenario is HIDDEN Compared to the current market price of 77.1 USD, Pathward Financial, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one CASH stock under the best case scenario is HIDDEN Compared to the current market price of 77.1 USD, Pathward Financial, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CASH

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$84.0$84.0$82.0$82.0$80.0$80.0$78.0$78.0$76.0$76.0$74.0$74.0$72.0$72.0$70.0$70.0$68.0$68.0$66.0$66.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
300 M REVENUE
-48.11%
199 M OPERATING INCOME
12.00%
168 M NET INCOME
1.54%
454 M OPERATING CASH FLOW
49.63%
-228 M INVESTING CASH FLOW
75.27%
-443 M FINANCING CASH FLOW
-73.27%
270 M REVENUE
370.48%
93.3 M OPERATING INCOME
333.70%
31.6 M NET INCOME
-7.45%
-76.6 M OPERATING CASH FLOW
-56.74%
298 M INVESTING CASH FLOW
473.98%
220 M FINANCING CASH FLOW
212.07%
Balance Sheet Pathward Financial, Inc.
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Current Assets 190 M
Cash & Short-Term Investments 1.9 B
Receivables 0
Other Current Assets -1.71 B
Non-Current Assets 7.36 B
Long-Term Investments 725 M
PP&E 39.1 M
Other Non-Current Assets 6.6 B
25.16 %9.60 %87.37 %Total Assets$7.5b
Current Liabilities 377 M
Accounts Payable 0
Short-Term Debt 377 M
Other Current Liabilities 0
Non-Current Liabilities 6.31 B
Long-Term Debt 33.4 M
Other Non-Current Liabilities 6.28 B
5.64 %93.87 %Total Liabilities$6.7b
EFFICIENCY
Earnings Waterfall Pathward Financial, Inc.
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Revenue 300 M
Cost Of Revenue -305 M
Gross Profit 605 M
Operating Expenses 305 M
Operating Income 199 M
Other Expenses 30.4 M
Net Income 168 M
700m700m600m600m500m500m400m400m300m300m200m200m100m100m00300m305m605m(305m)199m(30m)168mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
201.93% GROSS MARGIN
201.93%
66.36% OPERATING MARGIN
66.36%
56.20% NET MARGIN
56.20%
20.05% ROE
20.05%
2.23% ROA
2.23%
2.25% ROIC
2.25%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Pathward Financial, Inc.
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600m600m500m500m400m400m300m300m200m200m100m100m00(100m)(100m)(200m)(200m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 168 M
Depreciation & Amortization 57.8 M
Capital Expenditures -277 M
Stock-Based Compensation 10.3 M
Change in Working Capital 153 M
Others 217 M
Free Cash Flow 177 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Pathward Financial, Inc.
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Wall Street analysts predict an average 1-year price target for CASH of $78.5 , with forecasts ranging from a low of $75 to a high of $82 .
CASH Lowest Price Target Wall Street Target
75 USD -2.76%
CASH Average Price Target Wall Street Target
78.5 USD 1.78%
CASH Highest Price Target Wall Street Target
82 USD 6.32%
Price
Max Price Target
Min Price Target
Average Price Target
8585808075757070656560605555Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.07% DIVIDEND YIELD
0.05 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.250000000.250000000.200000000.200000000.150000000.150000000.100000000.100000000.050000000.050000000.000000000.000000000.043333290.043333290.043333330.043333290.050.050.050.050.050.050.050.043333290.043333290.043333330.043333290.050.050.050.050.050.050.050.043333290.043333290.043333330.049999950.050.050.050.050.050.050.043333290.170.043333290.170.043333290.170.050.190.050.200.050.200.050.200.050.200.050.200.050.200.102015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 22
6. Ownership
Insider Ownership Pathward Financial, Inc.
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Sold
0-3 MONTHS
1.4 M USD 4
3-6 MONTHS
0 USD 0
6-9 MONTHS
510 K USD 3
9-12 MONTHS
130 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
SABINE ROYALTY TRUST ANNOUNCES MONTHLY CASH DISTRIBUTION FOR JUNE 2025 DALLAS , June 6, 2025 /PRNewswire/ -- Argent Trust Company, as Trustee of the Sabine Royalty Trust (NYSE: SBR), today declared a cash distribution to the holders of its units of beneficial interest of $0.426490 per unit, payable on June 30, 2025, to unit holders of record on June 16, 2025. Sabine's cash distribution history, current and prior year financial reports and tax information booklets, a link to filings made with the Securities and Exchange Commission and more can be found on its website at http://www.sbr-sabine.com/. prnewswire.com - 1 week ago
PARAMOUNT GLOBAL DECLARES QUARTERLY CASH DIVIDEND NEW YORK , June 4, 2025 /PRNewswire/ -- Paramount Global (NASDAQ: PARA, PARAA) today announced that its Board of Directors has declared a quarterly cash dividend of $0.05 per share on both its Class A and Class B Common Stock. The dividend will be payable on July 1, 2025, to stockholders of record at the close of business on June 16, 2025. prnewswire.com - 1 week ago
Pathward (CASH) Upgraded to Buy: What Does It Mean for the Stock? Pathward (CASH) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 2 weeks ago
BTQ Technologies Unveils Breakthrough Performance of CASH Architecture, Paving the Way for the Future of Quantum-Secure Devices BTQ's CASH architecture delivers industry-leading cryptographic performance, processing up to 1 million digital signatures per second and executing encryption tasks up to 5x faster than competing solutions. CASH is compact, energy-efficient, and post-quantum ready, supporting both today's standard encryption and next-generation quantum-safe algorithms in a single, integrated system. prnewswire.com - 2 weeks ago
Pathward Financial, Inc. Receives Expected Notice of Deficiency From Nasdaq Regarding Late Filing of Quarterly Report on Form 10-Q SIOUX FALLS, S.D.--(BUSINESS WIRE)--Pathward Financial, Inc. ("Pathward Financial" or the “Company”) (Nasdaq: CASH) received an expected notice (the “Notice”) from the Listing Qualifications Department of the Nasdaq Stock Market LLC (“Nasdaq”) on May 22, 2025. The Notice indicated that the Company is not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Listing Rule”) as a result of its failure to timely file its Quarterly Report on Form 10-Q (“Form 10-Q”) for the fiscal quarter ended Mar. businesswire.com - 2 weeks ago
All That Fuss For What? - April Dividend Income Report I prefer looking at my dividend growth rate. While my portfolio value declined since the beginning of the year, my dividend payments have increased. DOL runs compact stores (avg. 8,500 sq ft) in high-traffic areas across Canada. Over 90% of its revenue comes from general merchandise and consumables, with 60% from private-label goods. Apple reported a good quarter with revenue up 5% and EPS up 8%, which beat the analysts' expectations. seekingalpha.com - 3 weeks ago
OLD REPUBLIC DECLARES SECOND QUARTER REGULAR CASH DIVIDEND OF 29 CENTS PER SHARE CHICAGO , May 23, 2025 /PRNewswire/ -- Old Republic International Corporation (NYSE: ORI) – today announced its Board of Directors has declared a regular quarterly cash dividend of 29 cents per share. This dividend is payable on June 16, 2025 to shareholders of record on June 6, 2025. prnewswire.com - 3 weeks ago
VALHI ANNOUNCES QUARTERLY CASH DIVIDEND AND RESULTS OF ANNUAL STOCKHOLDER MEETING Dallas, Texas, May 22, 2025 (GLOBE NEWSWIRE) -- Valhi, Inc. (NYSE:  VHI) announced today that its board of directors has declared a regular quarterly dividend of eight cents ($0.08) per share on its common stock, payable on June 26, 2025 to stockholders of record at the close of business on June 9, 2025. globenewswire.com - 3 weeks ago
Pathward Financial, Inc. Declares Cash Dividend SIOUX FALLS, S.D.--(BUSINESS WIRE)--Pathward Financial, Inc. ("Pathward Financial" or the “Company”) (Nasdaq: CASH) announced that the Company will pay a cash dividend of $0.05 per share for the third quarter of fiscal year 2025. This dividend will be payable on July 1, 2025 to shareholders of record as of June 13, 2025. At March 31, 2025, the Company had total assets of $7.01 billion and shareholders' equity of $832.2 million. This press release and other important information about the Compan. businesswire.com - 3 weeks ago
McDONALD'S ANNOUNCES QUARTERLY CASH DIVIDEND CHICAGO , May 20, 2025 /PRNewswire/ -- Today, McDonald's Board of Directors declared a quarterly cash dividend of $1.77 per share of common stock payable on June 16, 2025 to shareholders of record at the close of business on June 2, 2025. Upcoming Communications For important news and information regarding McDonald's, including the timing of future investor conferences and earnings calls, visit the Investor Relations section of the Company's Internet home page at www.investor.mcdonalds.com. prnewswire.com - 4 weeks ago
MARINE PETROLEUM TRUST ANNOUNCES SECOND QUARTER CASH DISTRIBUTION DALLAS , May 19, 2025 /PRNewswire/ -- Marine Petroleum Trust (NASDAQ: MARPS) ("Marine") today declared a quarterly cash distribution to the holders of its units of beneficial interest of $0.110983 per unit, payable on June 30, 2025, to unitholders of record on May 30, 2025. Marine's 2024 tax information, cash distribution history, current and prior year financial reports, a link to filings made with the Securities and Exchange Commission and more can be found on its website at http://www.marps-marine.com/. prnewswire.com - 4 weeks ago
J & J SNACK FOODS CORP. ANNOUNCES QUARTERLY CASH DIVIDEND MOUNT LAUREL, N.J., May 15, 2025 (GLOBE NEWSWIRE) -- J & J Snack Foods Corp. (NASDAQ: JJSF) announced today that its Board of Directors has declared a quarterly cash dividend of $0.78 per share of its common stock payable on July 8, 2025, to shareholders of record as of the close of business on June 17, 2025. globenewswire.com - 1 month ago
8. Profile Summary

Pathward Financial, Inc. CASH

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.84 B
Dividend Yield 0.07%
Description Pathward Financial, Inc. operates as the holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, money market savings accounts, and certificate accounts. It also provides commercial finance product comprising term lending, asset based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; consumer credit products; other consumer financing services; short-term taxpayer advance loans; and warehouse financing services. In addition, the company issues prepaid cards and consumer credit products; sponsors merchant acquiring and automated teller machines (ATMs) in various debit networks; and offers tax refund-transfer services, and other payment industry products and services. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is headquartered in Sioux Falls, South Dakota.
Contact 5501 South Broadband Lane, Sioux Falls, SD, 57108 https://www.metafinancialgroup.com
IPO Date Sept. 20, 1993
Employees 1155
Officers Ms. Jennifer W. Warren Senior Vice President & Chief Accounting Officer Ms. Darby Schoenfeld CPA Senior Vice President and Chief of Staff & Investor Relations Ms. Anjana Berde SPHR Executive Vice President and Chief People & Culture Officer Mr. Michael D. Lister Head of Tax Services Division Ms. Nadia A. Dombrowski J.D. Executive Vice President and Chief Legal & Administrative Officer Mr. Anthony M. Sharett J.D. President Mr. Gregory A. Sigrist CPA Executive Vice President & Chief Financial Officer Catherine McGlown Senior Vice President of Communications, Sustainability & Public Policy Mr. Brett L. Pharr Chief Executive Officer & Director Mr. Charles C. Ingram Executive Vice President and Chief Technology & Product Officer