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Financial Services - Banks - Regional - NASDAQ - US
$ 11.98
-0.167 %
$ 149 M
Market Cap
36.3
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one BFIN stock under the worst case scenario is HIDDEN Compared to the current market price of 12 USD, BankFinancial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one BFIN stock under the base case scenario is HIDDEN Compared to the current market price of 12 USD, BankFinancial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one BFIN stock under the best case scenario is HIDDEN Compared to the current market price of 12 USD, BankFinancial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart BFIN

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$14.0$14.0$13.5$13.5$13.0$13.0$12.5$12.5$12.0$12.0$11.5$11.5$11.0$11.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
49.2 M REVENUE
-12.03%
11.6 M OPERATING INCOME
-37.50%
4.07 M NET INCOME
-56.64%
7.56 M OPERATING CASH FLOW
-17.97%
-46.1 M INVESTING CASH FLOW
-23.31%
-55.1 M FINANCING CASH FLOW
42.28%
8.6 M REVENUE
-53.25%
-596 K OPERATING INCOME
-22.98%
-1.76 M NET INCOME
-88.51%
4.27 M OPERATING CASH FLOW
42.39%
-75.4 M INVESTING CASH FLOW
-168.66%
17.7 M FINANCING CASH FLOW
128.94%
Balance Sheet BankFinancial Corporation
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Current Assets 20.6 M
Cash & Short-Term Investments 20.6 M
Receivables 0
Other Current Assets 0
Non-Current Assets 1.41 B
Long-Term Investments 0
PP&E 22.9 M
Other Non-Current Assets 1.39 B
96.97 %Total Assets$1.4b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 1.28 B
Long-Term Debt 38.7 M
Other Non-Current Liabilities 1.24 B
3.03 %96.97 %Total Liabilities$1.3b
EFFICIENCY
Earnings Waterfall BankFinancial Corporation
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Revenue 49.2 M
Cost Of Revenue 0
Gross Profit 49.2 M
Operating Expenses 37.6 M
Operating Income 11.6 M
Other Expenses 7.53 M
Net Income 4.07 M
50m50m45m45m40m40m35m35m30m30m25m25m20m20m15m15m10m10m5m5m0049m049m(38m)12m(8m)4mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
23.59% OPERATING MARGIN
23.59%
8.28% NET MARGIN
8.28%
2.60% ROE
2.60%
0.28% ROA
0.28%
0.66% ROIC
0.66%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis BankFinancial Corporation
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25m25m20m20m15m15m10m10m5m5m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 4.07 M
Depreciation & Amortization 163 K
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others 3.33 M
Free Cash Flow 5.47 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets BankFinancial Corporation
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BFIN has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.79% DIVIDEND YIELD
0.1 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.450.450.400.400.350.350.300.300.250.250.200.200.150.150.100.100.050.050.000.000.040.050.060.080.10.10.10.10.10.10.10.040.050.070.090.10.10.10.10.10.10.080.050.070.10.10.10.10.10.10.10.040.200.060.210.080.280.10.370.10.400.10.400.10.400.10.400.10.400.10.400.102015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 12
6. Ownership
Insider Ownership BankFinancial Corporation
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7. News
All You Need to Know About BankFinancial (BFIN) Rating Upgrade to Buy BankFinancial (BFIN) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 1 month ago
BankFinancial Expands Commercial Finance Team and Reaffirms Commitment to Exceptional Service and Competitive Lending Solutions CHICAGO, Jan. 08, 2025 (GLOBE NEWSWIRE) -- BankFinancial, a trusted name in commercial lending with over a century of experience, proudly announces the appointment of Forrester Faia as Vice President and Regional Commercial Financial Leader for the Illinois market. This strategic addition reflects the bank's ongoing commitment to delivering unparalleled financial solutions to middle-market businesses. globenewswire.com - 3 months ago
Analysts Estimate BankFinancial (BFIN) to Report a Decline in Earnings: What to Look Out for BankFinancial (BFIN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 8 months ago
National Bank Financial Equities Analysts Cut Earnings Estimates for EQB Inc. (TSE:EQB) EQB Inc. (TSE:EQB – Free Report) – Analysts at National Bank Financial lowered their Q2 2024 earnings per share estimates for EQB in a research report issued to clients and investors on Thursday, May 16th. National Bank Financial analyst G. Dechaine now expects that the company will earn $2.71 per share for the quarter, down from their prior estimate of $2.77. National Bank Financial currently has a “Sector Perform Market Weight” rating on the stock. The consensus estimate for EQB’s current full-year earnings is $11.43 per share. National Bank Financial also issued estimates for EQB’s Q3 2024 earnings at $2.97 EPS and FY2024 earnings at $11.47 EPS. EQB (TSE:EQB – Get Free Report) last posted its earnings results on Wednesday, March 27th. The company reported C$2.70 earnings per share for the quarter. EQB had a return on equity of 14.70% and a net margin of 39.67%. The company had revenue of C$298.77 million during the quarter. A number of other research firms have also recently commented on EQB. CIBC set a C$100.00 target price on EQB and gave the company an “outperform” rating in a research report on Monday, April 1st. Veritas Investment Research reissued a “reduce” rating on shares of EQB in a research note on Friday, March 1st. National Bankshares lowered shares of EQB from an “outperform” rating to a “sector perform” rating and decreased their target price for the stock from C$98.00 to C$95.00 in a research note on Thursday, February 29th. Scotiabank lifted their price target on shares of EQB from C$99.00 to C$111.00 and gave the company an “outperform” rating in a research report on Tuesday, February 20th. Finally, Royal Bank of Canada lifted their target price on shares of EQB from C$101.00 to C$107.00 and gave the company an “outperform” rating in a report on Friday, March 1st. One equities research analyst has rated the stock with a sell rating, one has given a hold rating and eight have assigned a buy rating to the stock. According to MarketBeat.com, EQB has an average rating of “Moderate Buy” and an average price target of C$102.56. Check Out Our Latest Analysis on EQB EQB Trading Down 1.8 % Shares of EQB opened at C$83.70 on Monday. The firm has a market cap of C$3.20 billion, a PE ratio of 8.99, a P/E/G ratio of 0.34 and a beta of 1.63. The stock has a fifty day moving average price of C$85.19 and a 200-day moving average price of C$85.03. EQB has a 12 month low of C$64.71 and a 12 month high of C$97.64. EQB Increases Dividend The business also recently declared a quarterly dividend, which was paid on Thursday, March 28th. Shareholders of record on Friday, March 15th were paid a dividend of $0.42 per share. The ex-dividend date of this dividend was Thursday, March 14th. This represents a $1.68 dividend on an annualized basis and a yield of 2.01%. This is an increase from EQB’s previous quarterly dividend of $0.40. EQB’s dividend payout ratio (DPR) is currently 18.05%. About EQB (Get Free Report) EQB Inc, through its subsidiary, Equitable Bank, provides personal and commercial banking services to retail and commercial customers in Canada. The company accepts term deposits and guaranteed investment certificates, high interest savings accounts, institutional deposit notes and covered bonds, as well as specialized financing solutions. https://www.defenseworld.net - 10 months ago
National Bank Financial Weighs in on Transcontinental’s Q2 2024 Earnings (TSE:TCL) Transcontinental (TSE:TCL – Free Report) – Analysts at National Bank Financial boosted their Q2 2024 earnings per share estimates for shares of Transcontinental in a research note issued to investors on Thursday, May 16th. National Bank Financial analyst A. Shine now forecasts that the company will post earnings per share of $0.42 for the quarter, up from their prior estimate of $0.40. National Bank Financial also issued estimates for Transcontinental’s FY2024 earnings at $2.04 EPS and FY2025 earnings at $2.17 EPS. Transcontinental Stock Performance Transcontinental has a twelve month low of C$23.27 and a twelve month high of C$31.95. Transcontinental (TSE:TCL – Get Free Report) last posted its quarterly earnings data on Tuesday, March 12th. The company reported C$0.43 earnings per share (EPS) for the quarter, topping the consensus estimate of C$0.32 by C$0.11. The business had revenue of C$680.40 million for the quarter, compared to analyst estimates of C$692.40 million. Transcontinental Dividend Announcement The firm also recently disclosed a quarterly dividend, which was paid on Monday, April 22nd. Shareholders of record on Wednesday, April 3rd were issued a dividend of $0.225 per share. The ex-dividend date of this dividend was Tuesday, April 2nd. This represents a $0.90 annualized dividend and a yield of ∞. About Transcontinental (Get Free Report) Transcontinental Inc is a Canada-based printing company. The Company has operations in print, flexible packaging, publishing and digital media, both in Canada and the United States. The Company’s segments include the Printing and Packaging Sector, and the Media Sector. The Printing and Packaging Sector includes the manufacturing activities of the Company, and generates revenues from various activities, such as the printing of retail flyers, magazines, newspapers, color books, personalized and mass marketing products, and the production of flexible packaging solutions in Canada and the United States. Read More Five stocks we like better than Transcontinental What Are Growth Stocks and Investing in Them MarketBeat Week in Review – 5/13 – 5/17 How to buy stock: A step-by-step guide for beginners Take-Two Interactive Software Offers 2nd Chance for Investors Stock Splits, Do They Really Impact Investors? Deere & Company’s Q2 Report: Strong Revenue, Cautious Outlook https://www.defenseworld.net - 10 months ago
Q2 2024 EPS Estimates for Element Fleet Management Corp. Boosted by Analyst (TSE:EFN) Element Fleet Management Corp. (TSE:EFN – Free Report) – Analysts at National Bank Financial boosted their Q2 2024 earnings estimates for Element Fleet Management in a research report issued to clients and investors on Wednesday, May 15th. National Bank Financial analyst J. Gloyn now expects that the financial services provider will earn $0.38 per share for the quarter, up from their previous forecast of $0.37. The consensus estimate for Element Fleet Management’s current full-year earnings is $1.05 per share. National Bank Financial also issued estimates for Element Fleet Management’s Q3 2024 earnings at $0.40 EPS, Q4 2024 earnings at $0.40 EPS, FY2024 earnings at $1.53 EPS and FY2025 earnings at $1.73 EPS. Element Fleet Management (TSE:EFN – Get Free Report) last released its earnings results on Tuesday, February 27th. The financial services provider reported C$0.33 earnings per share for the quarter, topping analysts’ consensus estimates of C$0.32 by C$0.01. Element Fleet Management had a return on equity of 12.30% and a net margin of 23.38%. The business had revenue of C$333.36 million for the quarter, compared to the consensus estimate of C$334.92 million. Other research analysts have also recently issued research reports about the stock. Scotiabank lifted their target price on shares of Element Fleet Management from C$26.00 to C$27.00 and gave the company an “outperform” rating in a research note on Thursday. TD Securities boosted their price objective on shares of Element Fleet Management from C$27.00 to C$28.00 and gave the stock a “buy” rating in a research report on Wednesday, May 15th. Raymond James boosted their price objective on shares of Element Fleet Management from C$26.00 to C$29.00 and gave the stock a “strong-buy” rating in a research report on Wednesday, February 28th. Veritas Investment Research restated a “reduce” rating on shares of Element Fleet Management in a research report on Thursday, February 29th. Finally, CIBC boosted their price objective on shares of Element Fleet Management from C$25.00 to C$26.00 and gave the stock an “outperform” rating in a research report on Thursday. One analyst has rated the stock with a sell rating, six have issued a buy rating and one has issued a strong buy rating to the stock. According to MarketBeat.com, the company has an average rating of “Moderate Buy” and an average target price of C$28.50. Read Our Latest Stock Report on Element Fleet Management Element Fleet Management Stock Up 2.1 % Shares of EFN opened at C$24.38 on Monday. The stock has a market cap of C$9.49 billion, a price-to-earnings ratio of 21.96, a P/E/G ratio of 2.97 and a beta of 0.83. The company has a quick ratio of 5.70, a current ratio of 6.78 and a debt-to-equity ratio of 280.50. Element Fleet Management has a 12 month low of C$18.50 and a 12 month high of C$24.40. The company has a 50-day moving average price of C$22.15 and a two-hundred day moving average price of C$21.96. Insider Activity In other news, Senior Officer James Halliday sold 33,664 shares of the business’s stock in a transaction on Friday, March 1st. The shares were sold at an average price of C$23.01, for a total value of C$774,608.64. In other news, Senior Officer Yu Xiang Jin purchased 2,500 shares of the firm’s stock in a transaction dated Monday, March 25th. The stock was bought at an average price of C$22.02 per share, with a total value of C$55,050.00. Also, Senior Officer James Halliday sold 33,664 shares of the business’s stock in a transaction on Friday, March 1st. The shares were sold at an average price of C$23.01, for a total transaction of C$774,608.64. 0.23% of the stock is owned by company insiders. Element Fleet Management Announces Dividend The company also recently declared a quarterly dividend, which will be paid on Monday, July 15th. Stockholders of record on Friday, June 28th will be issued a $0.12 dividend. This represents a $0.48 annualized dividend and a dividend yield of 1.97%. The ex-dividend date of this dividend is Friday, June 28th. Element Fleet Management’s dividend payout ratio (DPR) is 43.24%. Element Fleet Management Company Profile (Get Free Report) Element Fleet Management Corp. operates as a fleet management company primarily in Canada, Mexico, Australia, and New Zealand. The company offers end-to-end fleet cars, trucks, and material handling support equipment acquisition; and end-to-end electric vehicle fleet including fleet planning, charging infrastructure solutions, acquisition, financing, maintenance, and remarketing. https://www.defenseworld.net - 10 months ago
BankFinancial (BFIN) Misses Q1 Earnings Estimates BankFinancial (BFIN) came out with quarterly earnings of $0.14 per share, missing the Zacks Consensus Estimate of $0.16 per share. This compares to earnings of $0.21 per share a year ago. zacks.com - 11 months ago
BankFinancial Corporation Reports Financial Results for the First Quarter 2024 BURR RIDGE, Ill., May 09, 2024 (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq – BFIN) (“BankFinancial”) filed its Quarterly Report on Form 10-Q for the quarter ended March 31, 2024, and a Quarterly Financial and Statistical Supplement in Form 8-K with the U.S. Securities and Exchange Commission (the “SEC”) today. globenewswire.com - 11 months ago
BankFinancial Corporation Declares Cash Dividend BURR RIDGE, Ill., April 26, 2024 (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq – BFIN) (“BankFinancial”) announced that its Board of Directors declared a cash dividend of $0.10 per common share. The dividend will be payable on May 24, 2024, to stockholders of record on May 10, 2024. globenewswire.com - 11 months ago
New Strong Sell Stocks for March 19th EVCM, BFIN and FMC have been added to the Zacks Rank #5 (Strong Sell) List on March 19, 2024. zacks.com - 1 year ago
New Strong Sell Stocks for March 15th AGL, BFIN and SNBR have been added to the Zacks Rank #5 (Strong Sell) List on March 15, 2024. zacks.com - 1 year ago
BankFinancial Corporation Announces Expansion of Board of Directors and Standstill Agreement with Strategic Value Bank Partners, LLC, Strategic Value Investors LP and Benjamin Mackovak BURR RIDGE, Ill., Feb. 09, 2024 (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq: BFIN) announced today that it expanded its Board of Directors with the election of Mr. Aaron O'Connor and Mr. Benjamin Mackovak. globenewswire.com - 1 year ago
8. Profile Summary

BankFinancial Corporation BFIN

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 149 M
Dividend Yield 0.79%
Description BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans and leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides cash management, funds transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency services. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company operates 19 full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.
Contact 60 North Frontage Road, Burr Ridge, IL, 60527 https://www.bankfinancial.com
IPO Date June 28, 2005
Employees 173
Officers Mr. James J. Brennan Secretary Ms. Elizabeth A. Doolan Senior Vice President of Finance & Controller Mr. Gregg T. Adams President of Marketing & Sales Mr. John G. Manos President of Commercial Real Estate Division - BankFinancial FSB Mr. F. Morgan Gasior Chairman, Chief Executive Officer & President Mr. Paul A. Cloutier Executive Vice President, Chief Financial Officer & Treasurer Mr. Mark W. Collins Chief Information Officer Mr. Donald F. Stelter Executive Vice President of General Services Division-BankFinancial F.S.B. Ms. Marci L. Slagle President of Equipment Finance of BankFinancial, NA Ms. Katie Multon Marketing Communications Manager