BFIN - Intrinsic Value and Financial Analysis - BankFinancial Corporation

BankFinancial Corporation BFIN

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 12.66

-0.706 %

$ 158 M

Market Cap

20.1

P/E

BALANCE SHEET

1.49 B ASSETS

Growth Rates

1Year -5.57%

3Years -2.34%

5Years -1.27%

7Years -1.21%

10Years 0.23%

1.33 B LIABILITIES

Growth Rates

1Year -6.43%

3Years -2.20%

5Years -0.97%

7Years -0.86%

10Years 0.41%

155 M EQUITY

Growth Rates

1Year 2.45%

3Years -3.50%

5Years -3.65%

7Years -3.87%

10Years -1.22%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition BankFinancial Corporation

1.49 B ASSETS
1.33 B LIABILITIES

Current Assets	178 M
Cash & Short-Term Investments	178 M
Receivables	0
Other Current Assets	0
Non-Current Assets	193 M
Long-Term Investments	166 M
PP&E	26.9 M
Other Non-Current Assets	0

Current Liabilities	0
Accounts Payable	0
Short-Term Debt	0
Other Current Liabilities	0
Non-Current Liabilities	1.33 B
Long-Term Debt	44.7 M
Other Non-Current Liabilities	1.29 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001
ASSETS
Cash & Cash Equivalents	178.5	66.8	502.2	503.5	190.3	98.2	127.6	96.7	59.4	59.6	161.0	275.8	120.7	220.8	108.2	29.3	28.9	67.3	38.0	29.3	0	0	0
Short Term Investments	0	210.3	85.7	23.8	60.2	88.2	93.4	107.2	114.8	0	0	0	0	0	0	124.9	77.0	117.9	248.2	0	0	0	0
Receivables	0	1 234.1	4.6	3.9	4.6	5.0	4.6	4.4	4.2	3.9	3.9	4.1	7.4	7.1	17.8	6.7	7.1	7.9	6.6	5.4	0	0	0
Inventory	0	879.8	(507.5)	(507.6)	(195.1)	0	0	0	0	0	0	4.1	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	74.6	0	0	0	1 280.5	1 281.4	1 272.4	1 185.3	1 244.6	1 140.0	1 081.7	1 304.2	1 129.0	1 284.0	1 330.6	1 302.6	1 352.8	1 269.6	1 136.3	0	0	0
Total Current Assets	178.5	1 238.8	592.5	531.3	255.1	1 471.8	1 507.0	1 480.6	1 363.7	1 308.1	1 304.9	1 362.1	1 427.9	1 352.1	1 403.3	1 366.7	1 338.7	1 428.0	1 314.3	1 171.0	0	0	0
PP&E	26.9	25.0	25.0	24.7	24.3	25.2	30.5	31.4	32.7	34.3	35.3	38.3	39.2	32.5	34.6	34.6	34.5	35.0	32.8	33.0	0	0	0
Intangible Assets	0	0	0	7 K	41 K	0.1	0.3	0.8	1.3	1.9	2.4	3.0	3.7	2.7	4.3	6.0	7.8	9.6	8.2	0	0	13.4	0
Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	22.6	22.6	22.6	22.6	22.6	10.9	0	10.9	10.9	10.8
Long Term Investments	166.2	210.3	85.7	23.8	60.2	88.2	93.4	107.2	114.8	121.2	110.9	77.8	92.8	120.7	102.1	124.9	77.0	117.9	248.2	268.1	257.5	233.6	306.0
Other Long Term Assets	(193.1)	(210.3)	(110.7)	(7.8)	(9.1)	(10.8)	(22.0)	(28.0)	1 418.3	1 368.9	1 254.0	(42.3)	0	0	0	0	30.3	32.2	19.1	20.7	(268.4)	(257.8)	(316.8)
Other Assets	1 115.8	311.4	997.4	1 017.1	1 148.4	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1 457.9	1 490.7	1 635.6
Total Assets	1 487.4	1 575.1	1 700.7	1 596.8	1 488.0	1 585.3	1 625.6	1 620.0	1 512.4	1 465.4	1 453.6	1 481.2	1 563.6	1 530.7	1 566.9	1 554.7	1 480.5	1 613.1	1 614.4	1 492.8	1 457.9	1 490.7	1 635.6
LIABILITIES
Accounts Payable	0	20.2	22.2	17.7	18.6	14.1	15.5	13.8	11.3	13.2	11.8	9.7	10.9	10.9	11.1	9.6	11.8	11.1	18.4	10.4	0	0	0
Short Term Debt	0	0	5.0	4.0	0	0	0	0	0	10.0	0	3.0	0	0	0	0	10.0	103.1	0	0	0	0	0
Other Current Liabilities	0	(39.2)	(27.2)	(34.4)	(36.2)	(7.2)	29.8	23.6	(11.3)	(23.2)	(11.8)	825.3	(10.9)	(10.9)	(11.1)	(9.6)	(21.8)	(103.1)	(18.4)	(10.4)	0	0	0
Total Current Liabilities	0	20.2	27.2	17.7	18.6	14.1	15.5	13.8	11.3	23.2	11.8	12.7	10.9	10.9	11.1	0	21.8	11.1	18.4	10.4	0	0	0
Long Term Debt	44.7	19.6	19.6	4.0	61 K	21.0	60.8	51.1	64.3	12.9	0	0	3.0	23.7	16.0	200.3	71.5	35.0	191.4	134.2	268.2	0	332.0
Deferred Tax Income	0	5.2	5.1	5.1	5.2	4.5	3.8	5.6	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	1 287.3	1 404.1	1 523.6	1 419.9	1 313.6	0	0	0	1 235.8	1 236.4	0	0	(3.0)	(23.7)	403.6	(200.3)	(71.5)	103.1	(191.4)	(134.2)	(268.2)	0	(332.0)
Total Liabilities	1 332.0	1 423.5	1 543.2	1 423.9	1 313.6	1 398.2	1 427.9	1 415.3	1 300.1	1 249.3	1 278.0	1 308.3	1 363.7	1 277.4	1 303.3	1 287.9	1 189.4	1 287.1	1 285.7	1 397.9	1 361.2	1 387.2	1 533.2
EQUITY
Common Stock	0.1	0.1	0.1	0.1	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0	0	0	0
Retained Earnings	74.4	71.8	66.5	64.8	61.6	56.2	43.3	39.5	36.1	31.6	(7.3)	(9.8)	17.9	71.3	81.5	88.3	113.8	113.1	107.5	96.5	0	0	0
Other Accumulative Comprehensive Income/Loss	(2.6)	(6.1)	80 K	0.2	0.2	0.3	0.4	0.4	0.5	0.8	0.4	1.1	1.1	1.8	1.9	(0.7)	(21.3)	(15.1)	(19.2)	(1.6)	0	0	0
Total Equity	155.4	151.7	157.5	172.9	174.4	187.2	197.6	204.8	212.4	216.1	175.6	172.9	199.9	253.3	263.6	266.8	291.1	326.0	328.8	94.9	96.7	103.5	102.5
Total Liabilities and Equity	1 487.4	1 575.1	1 700.7	1 596.8	1 488.0	1 585.3	1 625.6	1 620.0	1 512.4	1 465.4	1 453.6	1 481.2	1 563.6	1 530.7	1 566.9	1 554.7	1 480.5	1 613.1	1 614.4	1 492.8	1 457.9	1 490.7	1 635.6
SHARES OUTSTANDING
Common Shares Outstanding	12.6	13.1	14.0	15.0	15.6	17.4	18.3	18.8	19.7	20.2	20.0	19.9	19.8	19.7	19.7	19.8	20.7	22.4	22.5	24.5	24.5	24.5	24.5

Balance Sheet

Premium Plan

Unlimited Plan