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Financial Services - Banks - Regional - NASDAQ - US
$ 12.33
-1.12 %
$ 154 M
Market Cap
37.36
P/E
INCOME STATEMENT
49.2 M REVENUE
-12.03%
11.6 M OPERATING INCOME
-37.50%
4.07 M NET INCOME
-56.64%
EFFICIENCY
Earnings Waterfall BankFinancial Corporation
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Revenue 49.2 M
Cost Of Revenue 0
Gross Profit 49.2 M
Operating Expenses 37.6 M
Operating Income 11.6 M
Other Expenses 7.53 M
Net Income 4.07 M
50m50m45m45m40m40m35m35m30m30m25m25m20m20m15m15m10m10m5m5m0049m049m(38m)12m(8m)4mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income

Income Statement

Millions
Dec-2024 Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001
REVENUE
Revenue 49.2 55.9 56.8 49.5 51.3 58.4 66.8 56.2 53.4 52.5 53.1 54.1 57.7 69.8 58.9 61.3 61.6 63.3 67.1 60.1 51.9 8.9 6.8 7.0
GROSS PROFIT
Cost Of Revenue 0 0 0 0 0 0 83 K (0.4) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 49.2 55.9 56.8 49.5 51.3 58.4 66.9 56.6 53.4 52.5 53.1 54.1 57.7 69.8 58.9 61.3 61.6 63.3 67.1 60.1 51.9 8.9 6.8 7.0
OPERATING INCOME
Operating Expenses 37.6 37.4 1.3 (39.7) (38.5) (42.5) (31.6) 27.4 28.5 28.2 29.5 33.7 34.3 33.9 35.1 38.5 38.2 (14.9) (14.7) (15.9) (27.2) 4.6 37.7 44.2
Selling, General and Administrative Expenses 37.6 37.4 22.7 28.6 26.7 26.4 28.5 27.5 28.6 28.4 29.6 33.8 34.5 34.2 35.1 38.0 37.6 33.7 35.6 29.1 26.7 0 0 0
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 11.6 18.6 18.3 9.8 12.8 15.9 35.3 26.2 20.1 20.7 12.3 7.0 (17.8) (29.4) 6.1 19.8 (5.8) 48.4 52.4 44.2 24.7 13.6 44.6 51.3
PRE-TAX INCOME
Interest Income Expense 0 14.3 4.5 2.8 7.0 13.2 9.2 6.1 4.0 2.8 3.0 3.7 4.4 6.9 13.2 20.6 25.7 38.3 37.5 28.8 23.5 30.6 38.8 48.7
Total Other Income (6.6) (5.8) 0 0 0 0 (3.4) (4.4) 0 (8.1) (9.5) (12.0) (10.4) (6.9) (7.1) (26.6) (31.4) (1.2) 0.4 0 (8.8) (21.3) 36.7 40.9
Pre-Tax Income 5.0 12.8 13.8 9.8 12.8 15.9 26.0 16.2 12.2 14.1 9.3 3.3 (27.1) (36.3) (7.1) (0.8) (31.4) 10.1 14.9 15.4 1.2 (17.0) 5.8 3.7
NET INCOME
Tax Provision 0.9 3.4 3.3 2.3 3.6 4.2 6.7 7.2 4.7 5.4 (31.3) 0 0 12.4 (2.7) 13 K (12.0) 3.0 4.8 4.3 (0.3) (7.4) 0.7 (0.6)
Net Income 4.1 9.4 10.5 7.4 9.2 11.7 19.3 9.0 7.5 8.7 40.6 3.3 (27.1) (48.7) (4.3) (0.7) (19.4) 7.2 10.0 11.1 1.5 (9.6) 5.0 3.1
EPS 0.33 0.74 0.8 0.53 0.61 0.75 1.11 0.49 0.4 0.44 2.01 0.16 1.36 2.46 0.22 0.0375 0.98 0.35 0.45 0.29 0.0596 0.39 0.21 0.13