VEL - NYSE

Velocity Financial, Inc.

VEL·NYSE

$17.13

-1.0%

Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$672.44M

EPS2.8100

P/E Ratio6.10

Earnings Date08/06/2026

vel

Operating Expenses

Last Annual Value

169.75M

3-Year CAGR

55%

5-Year CAGR

35%

10-Year CAGR

32%

Adjust for Inflation

Velocity Financial, Inc. Competitors Analysis of Operating Expenses

VEL · NYSE

Company	Operating Expenses	CAGR 3Y	CAGR 5Y	CAGR 10Y
Velocity Financial, Inc. NYSE:VEL	169.75M	45.7%	36.5%	17.8%
Northeast Bank NASDAQ:NBN	78.39M	13.2%	16.7%	9.2%
Business First Bancshares, Inc. NASDAQ:BFST	198.45M	9.2%	11.7%	18.9%
Heritage Insurance Holdings, Inc. NYSE:HRTG	274.82M	45.2%	15.4%	16.7%
CNB Financial Corporation NASDAQ:CCNE	163.23M	5.2%	7.7%	9.6%
Oppenheimer Holdings Inc. NYSE:OPY	470.37M	44.1%	27.3%	13.6%
Fidus Investment Corporation NASDAQ:FDUS	-5.57M	N/A	N/A	N/A
Amerant Bancorp Inc. NASDAQ:AMTB	268.92M	5.9%	14.4%	3.1%
Nuveen Churchill Direct Lending Corp. NYSE:NCDL	27.64M	44.0%	66.5%	N/A
Mercantile Bank Corporation NASDAQ:MBWM	135.96M	5.7%	4.4%	5.8%

Velocity Financial, Inc. Fair Value Envelope

VEL · NYSE

Our analysis suggests that VEL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.13, this represents a potential HIDDEN relative to our calculated worth for Velocity Financial, Inc..

HIDDEN

Intrinsic Value

Current Price: $17.13

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