Velocity Financial, Inc.

Velocity Financial, Inc.

VEL·NYSE

$17.13

-1.0%
Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 1–4 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

At a Glance

Live Snapshot
Market Cap$672.44M
EPS2.8100
P/E Ratio6.10
Earnings Date08/06/2026
5057.80%
Return on Invested Capital
397307%
3Y+568767.0%
5Y+580189.0%
10Y-72436.0%
15.62%
Return on Equity
18%
3Y+83.0%
5Y+93.0%
10Y+2504.0%
1.42%
Return on Assets
15%
3Y+66.0%
5Y+68.0%
10Y+137.0%
Velocity Financial, Inc.

Velocity Financial, Inc. Management Team

VEL · NYSE
MF

Ms. Fiona Tam

Chief Accounting Officer

Born 1972(Age 54)
female
MM

Mr. Mark R. Szczepaniak

Chief Financial Officer

Compensation

$1,585,350

Born 1958(Age 68)
male
MR

Mr. Roland Thomas Kelly J.D.

Chief Legal Officer, General Counsel & Corporate Secretary

Born 1971(Age 55)
male
MJ

Mr. Joseph A. Cowell

Chief Operating Officer

Compensation

$420,600

Born 1980(Age 46)
male
MC

Mr. Christopher D. Farrar

Co-Founder, Chief Executive Officer, President & Director

Compensation

$3,169,001

Born 1967(Age 59)
male
MC

Mr. Christopher J. Oltmann

Corporate Treasurer & Director of Investor Relations

Born 1967(Age 59)
male
MJ

Mr. Jeffrey T. Taylor

Executive Vice President of Capital Markets

Compensation

$1,286,681

Born 1969(Age 57)
male
vel

Velocity Financial, Inc. Insider Positioning

VEL · NYSE

During the last 12 months, insiders have purchased $38K and sold $1.14M worth of VEL shares, resulting in $1.10M of net selling activity.

3 Months

Bought

0

0.00

Sold

25.3K

462.46K

Net Activity

-462K

-$462K

3-6 Months

Bought

0

0.00

Sold

18.9K

376.25K

Net Activity

-376K

-$376K

6-9 Months

Bought

0

0.00

Sold

11.4K

216.83K

Net Activity

-217K

-$217K

9-12 Months

Bought

2.4K

37.95K

Sold

4.7K

86.92K

Net Activity

-49K

-$49K

Top Buyers

1
FCD

Farrar Christopher D.

Director, Officer: Chief Executive Officer

1.2K shares1 transactions

$19K

2
KRT

Kelly Roland Thomas

Officer: Chief Legal Officer And Gc

1.2K shares1 transactions

$19K

Top Sellers

1
KRT

Kelly Roland Thomas

Officer: Chief Legal Officer And Gc

26.7K shares4 transactions

$490K

2
TJT

Taylor Jeffrey T.

Officer: Executive Vp, Capital Markets

16.3K shares5 transactions

$327K

3
SMR

Szczepaniak Mark R

Officer: Chief Financial Officer

17.3K shares11 transactions

$325K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.10M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.03:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$462K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

Moderate Selling

3 insider sellers vs. 2 buyers. More insiders selling than buying suggests cautious or negative sentiment.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

VEL - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 10, 2026
May 21, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 11, 2025
May 23, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 27, 2024
May 17, 2024
2024
DEF 14A

DEF 14A 2023

N/A

March 30, 2023
May 19, 2023
2023
DEF 14A

DEF 14A 2022

N/A

April 08, 2022
May 19, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 30, 2021
May 19, 2021
2021
DEF 14A

DEF 14A 2020

N/A

June 26, 2020
August 13, 2020
2020
Showing 1 to 7 of 7 filings