VEL - NYSE

Velocity Financial, Inc.

VEL·NYSE

$17.13

-1.0%

Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$672.44M

EPS2.8100

P/E Ratio6.10

Earnings Date08/06/2026

vel

Net Interest Income

Last Annual Value

185.78M

3-Year CAGR

31%

5-Year CAGR

22%

10-Year CAGR

Adjust for Inflation

Velocity Financial, Inc. Competitors Analysis of Net Interest Income

VEL · NYSE

Company	Net Interest Income	CAGR 3Y	CAGR 5Y	CAGR 10Y
Velocity Financial, Inc. NYSE:VEL	185.78M	18.0%	19.6%	21.0%
Northeast Bank NASDAQ:NBN	187.37M	16.4%	22.8%	16.9%
Business First Bancshares, Inc. NASDAQ:BFST	273.16M	8.3%	12.2%	21.9%
Heritage Insurance Holdings, Inc. NYSE:HRTG	-7.89M	N/A	N/A	N/A
CNB Financial Corporation NASDAQ:CCNE	242.04M	8.5%	8.7%	11.6%
Oppenheimer Holdings Inc. NYSE:OPY	-88.59M	N/A	N/A	N/A
Fidus Investment Corporation NASDAQ:FDUS	111.82M	4.2%	13.1%	N/A
Amerant Bancorp Inc. NASDAQ:AMTB	325.96M	-0.1%	9.7%	5.4%
Nuveen Churchill Direct Lending Corp. NYSE:NCDL	118.00M	5.9%	36.2%	N/A
Mercantile Bank Corporation NASDAQ:MBWM	201.04M	1.3%	10.1%	6.6%

Velocity Financial, Inc. Fair Value Envelope

VEL · NYSE

Our analysis suggests that VEL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.13, this represents a potential HIDDEN relative to our calculated worth for Velocity Financial, Inc..

HIDDEN

Intrinsic Value

Current Price: $17.13

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