VEL - NYSE

Velocity Financial, Inc.

VEL·NYSE

$17.13

-1.0%

Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$672.44M

EPS2.8100

P/E Ratio6.10

Earnings Date08/06/2026

vel

Stock Based Compensation

Last Annual Value

8.28M

3-Year CAGR

35%

5-Year CAGR

54%

10-Year CAGR

Adjust for Inflation

Velocity Financial, Inc. Competitors Analysis of Stock Based Compensation

VEL · NYSE

Company	Stock Based Compensation	CAGR 3Y	CAGR 5Y	CAGR 10Y
Velocity Financial, Inc. NYSE:VEL	8.28M	N/A	30.9%	N/A
Northeast Bank NASDAQ:NBN	6.78M	25.5%	47.3%	27.2%
Business First Bancshares, Inc. NASDAQ:BFST	5.82M	13.3%	15.3%	29.0%
Heritage Insurance Holdings, Inc. NYSE:HRTG	5.39M	58.2%	35.9%	1.1%
CNB Financial Corporation NASDAQ:CCNE	2.67M	15.3%	12.4%	12.5%
Oppenheimer Holdings Inc. NYSE:OPY	32.20M	23.7%	0.7%	17.9%
Fidus Investment Corporation NASDAQ:FDUS	0.00	N/A	N/A	N/A
Amerant Bancorp Inc. NASDAQ:AMTB	5.05M	-9.3%	1.1%	N/A
Nuveen Churchill Direct Lending Corp. NYSE:NCDL	0.00	N/A	N/A	N/A
Mercantile Bank Corporation NASDAQ:MBWM	0.00	N/A	N/A	N/A

Velocity Financial, Inc. Fair Value Envelope

VEL · NYSE

Our analysis suggests that VEL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.13, this represents a potential HIDDEN relative to our calculated worth for Velocity Financial, Inc..

HIDDEN

Intrinsic Value

Current Price: $17.13

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