VEL - NYSE

Velocity Financial, Inc.

VEL·NYSE

$17.31

-1.0%

Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$679.51M

EPS2.8100

P/E Ratio7.28

Earnings Date08/06/2026

vel

Operating Cash Flow

Last Annual Value

18.16M

3-Year CAGR

-28%

5-Year CAGR

-20%

10-Year CAGR

-5%

Adjust for Inflation

Velocity Financial, Inc. Competitors Analysis of Operating Cash Flow

VEL · NYSE

Company	Operating Cash Flow	CAGR 3Y	CAGR 5Y	CAGR 10Y
Velocity Financial, Inc. NYSE:VEL	18.16M	-33.2%	-20.6%	-4.8%
Northeast Bank NASDAQ:NBN	54.13M	-3.4%	45.4%	26.7%
Business First Bancshares, Inc. NASDAQ:BFST	92.08M	-0.1%	10.3%	27.4%
Heritage Insurance Holdings, Inc. NYSE:HRTG	182.24M	37.3%	24.8%	9.3%
CNB Financial Corporation NASDAQ:CCNE	64.98M	11.4%	2.0%	9.3%
Oppenheimer Holdings Inc. NYSE:OPY	188.75M	N/A	-3.7%	N/A
Fidus Investment Corporation NASDAQ:FDUS	-147.00M	N/A	N/A	N/A
Amerant Bancorp Inc. NASDAQ:AMTB	82.19M	45.4%	4.0%	0.9%
Nuveen Churchill Direct Lending Corp. NYSE:NCDL	88.69M	6.7%	16.5%	N/A
Mercantile Bank Corporation NASDAQ:MBWM	17.97M	-35.4%	-22.6%	-6.3%

Velocity Financial, Inc. Fair Value Envelope

VEL · NYSE

Our analysis suggests that VEL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.31, this represents a potential HIDDEN relative to our calculated worth for Velocity Financial, Inc..

HIDDEN

Intrinsic Value

Current Price: $17.31

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