VEL - NYSE

Velocity Financial, Inc.

VEL·NYSE

$17.13

-1.0%

Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$672.44M

EPS2.8100

P/E Ratio6.10

Earnings Date08/06/2026

vel

Net Cash Provided by Financing Activities

Last Annual Value

1.68B

3-Year CAGR

24%

5-Year CAGR

68%

10-Year CAGR

24%

Adjust for Inflation

Velocity Financial, Inc. Competitors Analysis of Net Cash Provided by Financing Activities

VEL · NYSE

Company	Net Cash Provided by Financing Activities	CAGR 3Y	CAGR 5Y	CAGR 10Y
Velocity Financial, Inc. NYSE:VEL	1.68B	46.4%	21.9%	24.3%
Northeast Bank NASDAQ:NBN	1.04B	-4.6%	4.5%	23.7%
Business First Bancshares, Inc. NASDAQ:BFST	281.52M	-17.5%	-12.2%	26.7%
Heritage Insurance Holdings, Inc. NYSE:HRTG	-40.63M	N/A	N/A	N/A
CNB Financial Corporation NASDAQ:CCNE	-7.77M	N/A	N/A	N/A
Oppenheimer Holdings Inc. NYSE:OPY	-182.11M	N/A	N/A	N/A
Fidus Investment Corporation NASDAQ:FDUS	169.45M	25.3%	N/A	11.1%
Amerant Bancorp Inc. NASDAQ:AMTB	762.96M	7.7%	N/A	12.1%
Nuveen Churchill Direct Lending Corp. NYSE:NCDL	-174.98M	N/A	N/A	N/A
Mercantile Bank Corporation NASDAQ:MBWM	168.04M	-22.6%	-26.4%	0.8%

Velocity Financial, Inc. Fair Value Envelope

VEL · NYSE

Our analysis suggests that VEL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.13, this represents a potential HIDDEN relative to our calculated worth for Velocity Financial, Inc..

HIDDEN

Intrinsic Value

Current Price: $17.13

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