VEL - NYSE

Velocity Financial, Inc.

VEL·NYSE

$17.13

-1.0%

Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$672.44M

EPS2.8100

P/E Ratio6.10

Earnings Date08/06/2026

vel

Total Stockholders' Equity

Last Annual Value

672.53M

3-Year CAGR

21%

5-Year CAGR

25%

10-Year CAGR

23%

Adjust for Inflation

Velocity Financial, Inc. Competitors Analysis of Total Stockholders' Equity

VEL · NYSE

Company	Total Stockholders' Equity	CAGR 3Y	CAGR 5Y	CAGR 10Y
Velocity Financial, Inc. NYSE:VEL	672.53M	15.8%	14.5%	-5.1%
Northeast Bank NASDAQ:NBN	494.29M	18.6%	16.3%	15.5%
Business First Bancshares, Inc. NASDAQ:BFST	896.88M	11.7%	15.7%	23.0%
Heritage Insurance Holdings, Inc. NYSE:HRTG	505.25M	31.9%	8.1%	3.5%
CNB Financial Corporation NASDAQ:CCNE	872.13M	15.1%	14.5%	15.2%
Oppenheimer Holdings Inc. NYSE:OPY	983.82M	7.6%	3.6%	6.8%
Fidus Investment Corporation NASDAQ:FDUS	741.90M	8.0%	8.7%	7.7%
Amerant Bancorp Inc. NASDAQ:AMTB	890.47M	6.6%	1.3%	2.4%
Nuveen Churchill Direct Lending Corp. NYSE:NCDL	875.18M	5.4%	18.5%	N/A
Mercantile Bank Corporation NASDAQ:MBWM	724.88M	11.6%	9.7%	7.8%

Velocity Financial, Inc. Fair Value Envelope

VEL · NYSE

Our analysis suggests that VEL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.13, this represents a potential HIDDEN relative to our calculated worth for Velocity Financial, Inc..

HIDDEN

Intrinsic Value

Current Price: $17.13

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