VEL - NYSE

Velocity Financial, Inc.

VEL·NYSE

$17.13

-1.0%

Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$672.44M

EPS2.8100

P/E Ratio6.10

Earnings Date08/06/2026

vel

Total Non-Current Liabilities

Last Annual Value

6.40B

3-Year CAGR

30%

5-Year CAGR

30%

10-Year CAGR

23%

Adjust for Inflation

Velocity Financial, Inc. Competitors Analysis of Total Non-Current Liabilities

VEL · NYSE

Company	Total Non-Current Liabilities	CAGR 3Y	CAGR 5Y	CAGR 10Y
Velocity Financial, Inc. NYSE:VEL	6.40B	22.1%	21.0%	20.7%
Northeast Bank NASDAQ:NBN	399.45M	7.1%	38.1%	19.2%
Business First Bancshares, Inc. NASDAQ:BFST	336.28M	-20.0%	11.5%	19.9%
Heritage Insurance Holdings, Inc. NYSE:HRTG	1.06B	N/A	N/A	30.2%
CNB Financial Corporation NASDAQ:CCNE	7.35B	242.5%	125.7%	42.7%
Oppenheimer Holdings Inc. NYSE:OPY	2.21B	12.5%	10.2%	7.3%
Fidus Investment Corporation NASDAQ:FDUS	681.07M	13.4%	11.0%	12.0%
Amerant Bancorp Inc. NASDAQ:AMTB	1.10B	0.3%	-1.4%	0.4%
Nuveen Churchill Direct Lending Corp. NYSE:NCDL	1.18B	7.6%	23.5%	N/A
Mercantile Bank Corporation NASDAQ:MBWM	593.59M	-5.4%	3.7%	10.4%

Velocity Financial, Inc. Fair Value Envelope

VEL · NYSE

Our analysis suggests that VEL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.13, this represents a potential HIDDEN relative to our calculated worth for Velocity Financial, Inc..

HIDDEN

Intrinsic Value

Current Price: $17.13

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