VEL - NYSE

Velocity Financial, Inc.

VEL·NYSE

$17.13

-1.0%

Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$672.44M

EPS2.8100

P/E Ratio6.10

Earnings Date08/06/2026

vel

Other Non-Current Liabilities

Last Annual Value

165.21M

3-Year CAGR

5-Year CAGR

13%

10-Year CAGR

34%

Adjust for Inflation

Velocity Financial, Inc. Competitors Analysis of Other Non-Current Liabilities

VEL · NYSE

Company	Other Non-Current Liabilities	CAGR 3Y	CAGR 5Y	CAGR 10Y
Velocity Financial, Inc. NYSE:VEL	165.21M	255.9%	-15.9%	N/A
Northeast Bank NASDAQ:NBN	69.95M	10.7%	10.0%	17.0%
Business First Bancshares, Inc. NASDAQ:BFST	63.75M	15.3%	18.9%	29.2%
Heritage Insurance Holdings, Inc. NYSE:HRTG	965.13M	N/A	N/A	4.9%
CNB Financial Corporation NASDAQ:CCNE	7.19B	462.5%	N/A	101.7%
Oppenheimer Holdings Inc. NYSE:OPY	1.54B	18.5%	17.7%	21.7%
Fidus Investment Corporation NASDAQ:FDUS	450.51M	N/A	63.4%	N/A
Amerant Bancorp Inc. NASDAQ:AMTB	151.96M	-2.5%	7.4%	N/A
Nuveen Churchill Direct Lending Corp. NYSE:NCDL	64.24M	158.1%	73.2%	N/A
Mercantile Bank Corporation NASDAQ:MBWM	0.00	N/A	N/A	N/A

Velocity Financial, Inc. Fair Value Envelope

VEL · NYSE

Our analysis suggests that VEL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.13, this represents a potential HIDDEN relative to our calculated worth for Velocity Financial, Inc..

HIDDEN

Intrinsic Value

Current Price: $17.13

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