VEL - NYSE

Velocity Financial, Inc.

VEL·NYSE

$17.13

-1.0%

Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$672.44M

EPS2.8100

P/E Ratio6.10

Earnings Date08/06/2026

vel

Cash and Short Term Investments

Last Annual Value

92.10M

3-Year CAGR

27%

5-Year CAGR

46%

10-Year CAGR

22%

Adjust for Inflation

Velocity Financial, Inc. Competitors Analysis of Cash and Short Term Investments

VEL · NYSE

Company	Cash and Short Term Investments	CAGR 3Y	CAGR 5Y	CAGR 10Y
Velocity Financial, Inc. NYSE:VEL	92.10M	31.2%	20.6%	6.3%
Northeast Bank NASDAQ:NBN	428.93M	19.5%	-16.7%	5.5%
Business First Bancshares, Inc. NASDAQ:BFST	1.00B	-3.2%	-1.7%	15.3%
Heritage Insurance Holdings, Inc. NYSE:HRTG	658.68M	6.0%	-8.5%	-0.7%
CNB Financial Corporation NASDAQ:CCNE	662.53M	5.5%	-14.3%	2.4%
Oppenheimer Holdings Inc. NYSE:OPY	38.41M	10.0%	-29.1%	-5.1%
Fidus Investment Corporation NASDAQ:FDUS	70.00M	-16.2%	-16.2%	2.1%
Amerant Bancorp Inc. NASDAQ:AMTB	2.00B	9.8%	6.7%	-1.2%
Nuveen Churchill Direct Lending Corp. NYSE:NCDL	8.55M	-49.7%	-24.6%	N/A
Mercantile Bank Corporation NASDAQ:MBWM	1.58B	28.2%	0.1%	11.9%

Velocity Financial, Inc. Fair Value Envelope

VEL · NYSE

Our analysis suggests that VEL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.13, this represents a potential HIDDEN relative to our calculated worth for Velocity Financial, Inc..

HIDDEN

Intrinsic Value

Current Price: $17.13

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