VEL - NYSE

Velocity Financial, Inc.

VEL·NYSE

$17.13

-1.0%

Financial ServicesFinancial - Mortgages

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$672.44M

EPS2.8100

P/E Ratio6.10

Earnings Date08/06/2026

vel

Accounts Receivables

Last Annual Value

51.58M

3-Year CAGR

36%

5-Year CAGR

35%

10-Year CAGR

Adjust for Inflation

Velocity Financial, Inc. Competitors Analysis of Accounts Receivables

VEL · NYSE

Company	Accounts Receivables	CAGR 3Y	CAGR 5Y	CAGR 10Y
Velocity Financial, Inc. NYSE:VEL	51.58M	24.0%	31.4%	N/A
Northeast Bank NASDAQ:NBN	16.90M	36.5%	N/A	N/A
Business First Bancshares, Inc. NASDAQ:BFST	38.49M	8.8%	14.5%	27.5%
Heritage Insurance Holdings, Inc. NYSE:HRTG	95.33M	-45.0%	-22.5%	8.4%
CNB Financial Corporation NASDAQ:CCNE	6.43B	N/A	175.3%	75.4%
Oppenheimer Holdings Inc. NYSE:OPY	1.42B	10.1%	3.0%	5.3%
Fidus Investment Corporation NASDAQ:FDUS	21.41M	21.4%	21.1%	N/A
Amerant Bancorp Inc. NASDAQ:AMTB	0.00	N/A	N/A	N/A
Nuveen Churchill Direct Lending Corp. NYSE:NCDL	13.73M	-14.0%	1.7%	N/A
Mercantile Bank Corporation NASDAQ:MBWM	0.00	N/A	N/A	N/A

Velocity Financial, Inc. Fair Value Envelope

VEL · NYSE

Our analysis suggests that VEL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $17.13, this represents a potential HIDDEN relative to our calculated worth for Velocity Financial, Inc..

HIDDEN

Intrinsic Value

Current Price: $17.13

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