Reinsurance Group of America, Incorporated

Reinsurance Group of America, Incorporated

RGAยทNYSE

$195.11

-1.6%
Financial ServicesInsurance - Reinsurance

Reinsurance Group of America, Incorporated engages in reinsurance business. It offers individual and group life and health insurance products, such as term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability, and longevity products; asset-intensive and financial reinsurance products; and other capital motivated solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risk associated with products; and reinsurance for investment-related risks. In addition, it develops and markets technology solutions; and provides consulting and outsourcing solutions for the insurance and reinsurance industries. The company serves life insurance companies in the United States, Latin America, Canada, Europe, the Middle East, Africa, Australia, and the Asia Pacific. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.

At a Glance

Live Snapshot
Market Cap$12.78B
EPS17.9400
P/E Ratio10.88
Earnings Date07/30/2026
3Y+44.0%
5Y+56.0%
10Y+98.0%
3Y+129.0%
5Y+185.0%
10Y+69.0%
3Y+205.0%
5Y+23.0%
10Y+179.0%
Reinsurance Group of America, Incorporated

Reinsurance Group of America, Incorporated Profit Bridge

RGA ยท NYSE
Revenue22.79B
Cost of Goods Sold (17.00B)
Gross Profit5.79B
Operating Expenses (4.25B)
Operating Income1.54B
Interest Expense (366.00M)
Other Income/Expense0.00
Pretax Income1.54B
Income Tax (351.00M)
Net Income1.18B
Net Income
1.18B

Profitability Analysis

Gross Margin

25.4%

Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.

Operating Margin

6.8%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

5.2%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

22.8%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

Reinsurance Group of America, Incorporated Income Statement

RGA โ€ข NYSE

Reinsurance Group of America, Incorporated Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
22.8B
22B
18.4B
15.9B
16.1B
14.6B
14.2B
12.9B
12.5B
11.5B
10.4B
10.9B
10.3B
9.8B
8.8B
8.3B
7.1B
5.7B
5.7B
5.2B
GROSS PROFIT
(17B)
(19.6B)
(16.1B)
(14.3B)
(14.2B)
(13B)
(12.1B)
(11.1B)
(10.5B)
(9.7B)
(9B)
(9.2B)
(9.1B)
(8.4B)
(7.5B)
(7B)
(6.1B)
(5.1B)
(4.9B)
(4.2B)
5.8B
2.5B
2.3B
1.6B
1.9B
1.5B
2.1B
1.8B
2B
1.9B
1.5B
1.7B
1.2B
1.5B
1.3B
1.3B
965.3M
628.2M
840.5M
989M
OPERATING INCOME
(4.2B)
(1.5B)
(1.2B)
(853M)
(469M)
(991M)
(969M)
(963M)
(885M)
(809M)
(719.6M)
(646.6M)
(601.5M)
(569.3M)
(534.4M)
(460.8M)
(373M)
(347.8M)
(365.5M)
(537.6M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(12.4M)
(7.9M)
(8.3M)
(28.7M)
(52M)
(0.0)
1.5B
980M
1.2B
718M
1.4B
553M
1.1B
846M
1.1B
1B
744.8M
1B
635.3M
919.2M
763.6M
806.2M
592.3M
280.4M
474.9M
451.4M
PRE-TAX INCOME
(366M)
(304M)
(257M)
(191M)
(139M)
(170M)
(173M)
(147M)
(146M)
(137.6M)
(142.9M)
(96.7M)
(124.3M)
(105.3M)
(102.6M)
(91M)
(69.9M)
(76.2M)
(76.9M)
(306.8M)
-366M
37M
60M
62M
212M
109M
124M
177M
319M
243.6M
200.2M
350.7M
421.2M
-105.3M
-102.6M
-91M
-69.9M
-76.2M
-76.9M
-306.8M
(4.2B)
(1.5B)
(1.2B)
(853M)
(469M)
(991M)
(969M)
(963M)
(885M)
(809M)
(719.6M)
(646.6M)
(601.5M)
(569.3M)
(522M)
(453M)
(364.7M)
(319.1M)
(313.5M)
(537.6M)
1.5B
980M
1.2B
718M
1.4B
553M
1.1B
846M
1.1B
1B
744.8M
1B
635.3M
919.2M
763.6M
806.2M
592.3M
280.4M
474.9M
451.4M
NET INCOME
(351M)
(256M)
(251M)
(197M)
(215M)
(138M)
(262M)
(130M)
-679M
(342.5M)
(242.6M)
(324.5M)
(216.4M)
(287.3M)
(217.5M)
(270.4M)
(185.3M)
(92.6M)
(166.6M)
(158.1M)
1.2B
717M
902M
517M
1.2B
415M
870M
716M
1.8B
701.4M
502.2M
684M
418.8M
631.9M
546M
535.7M
407.1M
176.8M
293.8M
288.2M

SEC Filings

RGA - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 09, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

March 20, 2026
March 20, 2026
2026
8-K

8-K 2026

N/A

March 19, 2026
March 19, 2026
2026
8-K

8-K 2026

N/A

March 03, 2026
March 03, 2026
2026
10-K

10-K 2025 FY

FY

February 20, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 05, 2026
February 03, 2026
2026
Showing 1 to 10 of 10 filings