RGA - NYSE
Reinsurance Group of America, Incorporated
$195.11
-1.6%Reinsurance Group of America, Incorporated engages in reinsurance business. It offers individual and group life and health insurance products, such as term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability, and longevity products; asset-intensive and financial reinsurance products; and other capital motivated solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risk associated with products; and reinsurance for investment-related risks. In addition, it develops and markets technology solutions; and provides consulting and outsourcing solutions for the insurance and reinsurance industries. The company serves life insurance companies in the United States, Latin America, Canada, Europe, the Middle East, Africa, Australia, and the Asia Pacific. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.
At a Glance
Live SnapshotReinsurance Group of America, Incorporated Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
Reinsurance Group of America, Incorporated Cash Flow Statement
RGA • NYSE
| Reinsurance Group of America, Incorporated Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
1.2B | 717M | 902M | 517M | 617M | 415M | 870M | 715.8M | 1.8B | 701.4M | 502.2M | 684M | 418.8M | 631.9M | 546M | 574.4M | 407.1M | 176.8M | 293.8M | 288.2M | |
43M | 46M | 41M | 38M | -11M | 3M | 49M | 45.1M | 53M | 26.9M | 31.1M | -102.5M | 0.0 | 0.0 | -172.7M | 0.0 | 0.0 | 0.0 | -75.7M | -53.3M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -16M | 0.0 | 76.5M | 0.0 | 0.0 | 149M | 0.0 | 0.0 | 198.1M | 186.2M | 444.2M | 0.0 | 47.6M | 101.8M | 189.6M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 39M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 20.3M | 0.0 | 0.0 | 2.3M | 0.0 | 0.0 | 0.0 | 23.7M | |
-301M | 343M | -34M | 346M | -731M | -62M | -31M | 5.4M | -249.1M | 136.5M | -13.3M | 143M | 106.1M | -403.4M | -32.3M | -770.2M | -139.7M | 481.8M | 53.4M | -6.2M | |
(252M) | (78M) | (298M) | (129M) | (368M) | (108M) | (44M) | (142M) | (37M) | (61.1M) | (41.6M) | (70.3M) | (110.8M) | (97M) | (129M) | (10.5M) | (25.6M) | (23.2M) | (24.2M) | (0.0) | |
3.2B | 8.3B | 3.1B | 442M | 4.3B | 3B | 1.4B | 738.3M | 356.3M | 600.9M | 1.4B | 1.6B | 1.2B | 1.5B | 782.2M | 1.6B | 1.1B | 20.8M | 584.1M | 404.3M | |
4.1B | 9.4B | 4B | 1.3B | 4.2B | 3.3B | 2.3B | 1.6B | 2B | 1.5B | 2.1B | 2.3B | 1.7B | 2B | 1.3B | 1.8B | 1.4B | 727M | 957.4M | 846.2M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | (0.0) | (0.0) | -25M | -19M | -28M | -34M | -28.9M | -44.2M | -44.6M | -23.6M | -88.4M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | -320M | -77M | (17M) | -287M | -173M | (4M) | -31.4M | (0.0) | (0.0) | -145.2M | (0.0) | -2.8M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-43.7B | -41.7B | -13.2B | -17.1B | -18.3B | -10.3B | -16.3B | -10.1B | -8.9B | -8.1B | -6.2B | -6.2B | -4.8B | -7.2B | -4.1B | -4.9B | -4.8B | -3B | -3B | -3.7B | |
32.2B | 30.5B | 8.5B | 11.5B | 13.8B | 7.7B | 14.1B | 10.1B | 8B | 6B | 6.1B | 5.2B | 3.6B | 5.6B | 3.3B | 3.5B | 3B | 1.9B | 2B | 2.1B | |
-613M | -1B | 711M | -77M | 129M | 115M | -442M | -615.7M | -657.1M | -641.5M | -1.1B | -192M | -195.4M | -335.3M | -94.2M | -298.8M | -150.3M | 18.8M | -57.2M | 0.0 | |
-12.1B | -12.5B | -4.1B | -5.7B | -4.6B | -2.7B | -2.6B | -636.6M | -1.6B | -2.8B | -1.4B | -1.3B | -1.3B | -2B | -905.8M | -1.7B | -1.9B | -1.1B | -976.9M | -1.6B | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-170M | -27M | -227M | -81M | -99M | 318M | -101M | -300M | -44M | -122.9M | -384.5M | -201.5M | -269.2M | -6.9M | -380.3M | -718K | -1.6M | 328.8M | -4.5M | 8.8M | |
662M | 612M | 462M | 106M | -117M | 381M | 105M | -99M | -371M | 732.9M | 142.1M | 399.2M | 279.2M | 400M | 67M | 0.0 | 333.8M | 0.0 | 216.4M | 90.8M | |
-240M | -229M | -219M | -205M | -194M | -182M | -163M | -140.1M | -117.3M | -100.4M | -93.4M | -87.3M | -77.6M | -61.9M | -44.2M | -35.2M | -26.2M | -23.3M | -22.3M | -22M | |
-174M | -27M | -227M | -81M | -99M | -163M | -101M | -299.7M | -44M | -122.9M | -384.5M | -201.5M | -269.2M | -6.9M | -380.3M | -718K | -1.6M | -3.1M | -4.5M | -194K | |
8.5B | 3.3B | 62M | 4.6B | 430M | 737M | 38M | 217.1M | 207.7M | 545.7M | -372.5M | -366M | -613.6M | -49.2M | 464.5M | -157.5M | -111M | 535.7M | 68.8M | 740.3M | |
8.8B | 3.7B | 78M | 4.4B | 20M | 1.3B | -121M | -322M | -324.6M | 1.1B | -708.3M | -255.6M | -681.2M | 281.9M | 102M | -193.4M | 195M | 841.2M | 258.5M | 817.9M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
47M | -130M | -13M | -112M | -34M | 63M | 11M | -36.4M | 52.7M | -19.9M | -69M | -47.6M | -47.1M | 8.6M | -6.5M | 22.8M | 16.4M | -23.9M | 4.9M | 2M | |
842M | 356M | 43M | -21M | -460M | 2B | -441M | 586.2M | 102.8M | -324.6M | -120.4M | 722M | -336.2M | 297M | 499.2M | -48.4M | -363.4M | 471.1M | 243.9M | 31.7M | |
3.3B | 3B | 2.9B | 2.9B | 3.4B | 1.4B | 1.9B | 1.3B | 1.2B | 1.5B | 1.6B | 923.6M | 1.3B | 962.9M | 463.7M | 512M | 875.4M | 404.4M | 160.4M | 128.7M | |
4.2B | 3.3B | 3B | 2.9B | 2.9B | 3.4B | 1.4B | 1.9B | 1.3B | 1.2B | 1.5B | 1.6B | 923.6M | 1.3B | 962.9M | 463.7M | 512M | 875.4M | 404.4M | 160.4M | |
4.1B | 9.4B | 4B | 1.3B | 4.2B | 3.3B | 2.3B | 1.6B | 1.9B | 1.4B | 2.1B | 2.2B | 1.7B | 2B | 1.3B | 1.8B | 1.4B | 727M | 957.4M | 846.2M |
SEC Filings
RGA - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 20, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 07, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | May 01, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 09, 2026 | May 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 20, 2026 | March 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 19, 2026 | March 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 03, 2026 | March 03, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 20, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 05, 2026 | February 03, 2026 | 2026 |
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